3 things to remember while applying for a fine arts degree

Applying for a fine arts school is exciting as well as intimidating. The degree of fine arts typically lasts for 4 years, and can alter you in so many ways as an artist and eventually your perspective towards life. Since getting into a fine arts school is not an easy act, here are 3 things you should meticulously focus on when you’re commencing with your application procedure.

The first thing you do is extract as much information as you can about the potential fine arts degree courses. Right from the college, to its culture, to its syllabus, to the faculty and the financial aid, everything should be thoroughly scrutinized. Peruse through online brochures, compare the facilities and understand what works for you as an art student. There is a lot of material online that can assist you with deciding. You can also visit online communities, read reviews or start a discussion thread on a forum, if you have some doubts to be cleared. It’s also very important to have options so that you can always count on another college you have applied to.

Application and Portfolio
Be precise and honest while filling up your application form. The form for an art school will have some questions which will help the college understand your approach and thought process about art. So be very particular about the way you word it and don’t forget to proofread!
It is imperative that you have a portfolio of your artwork. This is for obvious reasons the most crucial aspect of your application. Different colleges will require artwork in a distinct manner. Some might want a binder having all your work, some might want a digital copy of your work. Whatever it is, make sure it is clean, properly labeled and organized. Your portfolio is an important insight about your creative capabilities, so make sure you’re prepared to make a great first impression.

Although this is not a standard protocol, a considerate number of arts schools have interviews. So, make sure that you have comprehensively worked on your awareness skills. The major part of the interview is that you should be able to project your vision and motivation for pursuing a fine arts degree. The interviewing panel may want to know more about the form of art you’re interested in and what you might possibly want to make out of it.


  • 6 tactics to secure the best home loan rates
    Everybody can finally realize their own version of the grand American dream, that of sitting on the porch of their own “white picket fence house.” Gone are the days when one’s dream of owning a house was shelved because the individual didn’t receive a good paycheck at the end of the month; these days, even your credit score does not pose a hurdle when it comes to buying a cozy house for you and your family. So, to sum it up, almost everyone can own a house these days, but the onus here falls on whether you can procure the best home loan rates. Home loans have made it possible for people to buy their dream houses, but applying for a home loan and getting it approved is a task in itself. Right from your finances to your ability to make monthly payments is taken into account. Though you need home loans to finance your new house, you shouldn’t forget about the down payment. Getting the home loan approved might not appear as a mammoth task when compared to making timely monthly payments, and you shouldn’t forget that you will be paying interests as well for the money you have borrowed. Various banks and other financial institutions offer attractive home loan rates, but you need to be eligible for availing the best home loan rates that these entities have to offer, and here’s how you can do that.
    • Boost your credit score Mostly, people don’t decide to buy a house all of a sudden; there is a lot of planning and deliberation. The most crucial step you need to take towards securing the best home loan rates is improving your credit score (if it’s not up to the mark). According to the banks and other financial institutions, the higher the credit score, the more reliable you are in terms of making timely payments, and finally paying off the loan. A decent credit score ensures that you’ll have to pay lesser interest for borrowing money. So, make sure you pay your bills on time and improve your credit score.
    • Think multiple lenders Don’t use the “one-stop shop” technique here; look for multiple lenders since this offers you the chance to look for competitive interest rates, and you can choose the best home loan rate from among these. It is imperative that you shop around, get multiple quotes, and this would increase your chances of securing the best home loan rates manifold.
    • Preapproval is a must The easiest way to losing out on your dream home is looking for properties before securing a preapproval for the home loan. A preapproval is indispensable for the entire house-hunting process since it speeds up the closing process as it narrows down your search. The lender will inform you about the maximum amount you are pre-approved for, and this helps you avoid wasting time on houses that exceed your loan range. As a buyer with a preapproval, you’ll be a more potent buyer in the seller’s opinion.
    • Prove that you are employed To secure the best home loan rates, you need to win over the bank’s confidence that you are completely equipped to pay off the loan as you are employed. It is imperative that you show at least two years of steady employment and earnings, and it holds more weight if it's from the same employer. The banks would gauge your ability to make monthly payments, which include the interests as well, on the basis of how long you have been employed.
    • Say no to more credit cards or loans Since you are looking for the best home loan rates, it is imperative that you don’t apply for more credit cards or loans in the months leading up to your home loan application. If you do so, there are high chances that you will lose out on a few points from your score, and this would hinder your chances of qualifying for the best home loan rates.
    • Beware of scams Last, but not the least, beware of scams where the “officials” promise attractive home loan rates and look almost legit enough to fool any experienced person. So, proceed with caution when any “representative” or “real estate agent” tries to establish contact and persuade you into divulging highly sensitive information.
    So, ensure that you follow these steps so that you can be eligible for the best home loan rates.
  • 6 best times to drink water for maximum benefits
    A significant percentage of our body is made up of water, so there's no denying that it is essential to our overall health. While most people understand that they must drink approximately eight glasses every day, they don’t know that there are certain times when the habit can be more helpful. So, understand when to drink water for maximum benefits instead of chugging multiple glasses whenever you feel like it. Immediately after waking up Drink a glass or two of water first thing in the morning. Supplying H2O to your body on an empty stomach has numerous benefits. It helps cleanse the bowels, flush toxins, boost energy levels, improve skin health, and even strengthen the immune system, among other things. Before and during meals A glass of water before a meal enhances the feeling of fullness and curbs the tendency to overeat. On the other hand, drinking water during a meal helps with digestion, especially if you're eating high-fiber foods like beans, lentils, and oatmeal. That said, don't drink too much, as it may dilute the natural juices that aid digestion. Before and after exercise For moderate-intensity daily workouts, drink a glass or two of water about 30 minutes before starting. The body loses both water and electrolytes through sweat. So, sip on another glass or two after exercising and an electrolyte drink to replenish the lost reserves. Midafternoon If you lack energy midafternoon, don't reach out for coffee. While it can give an instant energy boost, coffee may disrupt sleep at night. You need to address the root cause of the midafternoon slump: dehydration. Drink a glass of water or more to fight fatigue and boost your energy and mood. Before bedtime Don't hit the bed in a dehydrated state. Hydration before bedtime can lower the risk of heart attack and stroke. However, don't drink too much water. The urge to go to the bathroom might wake you up in the middle of the night, disturbing your sleep. When tired The body may not always need rest when tired or sleepy. Water may be enough to combat tiredness. It can power up the brain and improve cognitive functioning since the organ is made up of approximately 80 percent water. So, the next time you feel tired at work or have to conduct a big presentation, drink water for maximum benefits.
  • How do plumbing services help?
    Plumbing services assist in replacing, repairing, insulating, and installing pipes, taps, toilets, sinks and much more. Plumbers can help you quickly and efficiently fix your bathroom, so always rely on their professional services. Some of the standard plumbing services include:
    • Tap repair and installation: Plumbing services help you in repairing the leaky faucets. They work with all kind of tools and parts that will be needed to complete the job. Ensure that you hire a certified plumber to get the work done.
    • Help in resolving sump pump issues: The plumbing services assist you in fixing or replacing your base sump pump without causing any delays.
    • Sink installation: They assist you with installing a brand new feature sink with proper care. The plumbing services help in removing and fitting in the sink within a day.
    • Pipe insulation: The plumbing services help you in repairing and improving your pipe insulation to save on energy and electricity costs. They help you in reducing the amount of time you wait for hot water by insulating the water pipe.
    • Minor leaks: The plumbing services help in rectifying the minor leaks in your faucets or shower heads. They have skills and expertise in repairing, installing or replacing the troublesome pipes, toilets and showers, flush, or any other broken fixtures.
    • Toilet installation and fixing: Whether you need to fit your new toilet or fix the existing one, the experienced plumbing service plumber has the skills to get the job done right.
    Other repairs provided by plumbing services are:
    • Boiler and heater service maintenance
    • Boiler and heater installation
    • Well systems
    • Drain cleaning
    • Kitchen sink installation and minor fixes
    • Washer/dryer hook-ups and installation
    • Garbage disposal repair
    • Water softeners repairs
    Your sink and toilet play an important role in your household, and when plumbing issues begin to develop, you need a skilled plumbing service provider to put an end to it. Thus, quickly seeking professional plumbing services is essential to avoid additional damage and increased cost.
  • Risks of tubal reversal surgery
    Many women around the world regret their decision of tying the knot and opt for its removal through a tubal removal surgery. But tubal reversal may not turn out to be successful for all. Like all other surgeries, tubal reversal surgery also has its own set of risks. Some of these risks and complications are listed below. Chances of ectopic pregnancy Tubal reversal surgeries have been long known to increase the chances of ectopic pregnancies. Do you know what an ectopic pregnancy is? Well, it is something in which the embryo develops elsewhere and not in the womb of the pregnant women. If you think you are pregnant after you have undergone your tubal reversal surgery, then you must be under close supervision of your doctor until the very end. Keep a check on the level of your HCGs. Let your obstetrician know everything about your tubal reversal surgery. A USG report and a level of HCG can help you determine whether your embryo is growing in the right place or not. Infection due to tubal reversal surgery Almost 5 percent of patients report of having an infection at the operated site after a tubal reversal surgery. Surgical site infections are not that serious, but if they are supposed to develop, then they will do so within 30 days. Now you must be wondering why these infections arise. They mostly arise due to invasion by microorganisms. Microorganisms may have come in contact with your body either through the air or may have been introduced through the surgical instruments if they were not sterilized properly. Tubal reversal surgery is not a massive one, but small infections may arise at the site of operation. The signs through which you can understand that you have an infection are A mild to high fever Pain at the site of infection, that is, at the site of operation A redness related to the infection Considerable swelling of the portion of infected area Slow healing process Added warmth around the infected area Bleeding due to tubal reversal surgery Bleeding is always involved in any surgical process. But when bleeding turns out to be excessive, then it is dangerous. It is rare to require a blood transfusion, but when bleeding exceeds a certain limit, then blood transfusion is a must. There are rare instances when a patient dies from excessive bleeding. A little bit of bleeding may occur and that is completely normal, but if you see that the rate of bleeding is even more than your menstrual flow, then you should definitely contact your doctor. Changing your tampon or pad more than once in an hour is certainly not normal and can lead to serious complications. Tubal reversal surgery doesn't require you to stay overnight and is usually an outpatient procedure, but if you have any unnatural bleeding, then your healing will be automatically delayed.
  • Things to consider while purchasing a recliner
    In every age, comfortable furniture lots are best and popular among people. In the late 1920s, when new age recliners came into existence, they became instantly popular due to the comfort factor. If you think that buy one such for yourself or your family members, you must have a proper idea about what and why you want one. In the market, there is an ample number of styles available to choose from. Here is some points that can be useful while purchasing a new recliner. Types of Recliners: You must think of your décor before buying a recliner so that it can match up with your environment and your room. Or you need a recliner for a specific medical condition with restricted undulating or motion and back problem. A few kinds are mentioned as follows:
    • Rocker Recliners This kind of recliner is exactly what its name suggests, it rocks and reclines. Sometimes, this rhythmic motions is good to get the power nap or fall asleep. Even some people use these to sleep and not the usual bed. Nursing mothers can use these recliners as it's comfortable for the mother whereas the motion can keep the kid calm.
    • Wall-Hugger Recliners These types of recliners are best for less space or smaller rooms. There are maximum recliners which are available as wall-huggers as well as rockers. In the former case, people tend to sit up straight which makes it simple to get up from the position. Even the motion or movement is restricted. People suffering from bad knees find it easier to get up from these due to an elevated level.
    • Lift Chairs In case of lift chair types, the motorized method is applied to push the chair up from slanting position which makes it easy to get up. Doctors prescribe these types of recliners for people with a restricted capacity to move their legs and patients with weak knee portions. These chairs are available in various sizes and shapes to choose for different people. Suiting body posture is important to consider while buying. Besides, more expensive than the former ones.
    • Massage Recliners Massage recliners may come with a heating function. These recliners can massage the back parts and even the backs of the legs. ESE can be useful to lift or recline. And resting down in one such recliner can be comfortable as well as useful. These are costlier than wall-huggers or rockers.
    Reasons why recliners are popular: Comfort is the ultimate key when it comes to buying chairs or sitting furniture. These are accurate if you need relaxation time. You can recline back to lay back or bring up in a steady pose to sit straight. A proper recliner can support the neck and lumbar, especially for those people who suffer from such medical issues. These can swing or rock, recline or slant back, swivel as well as massage and lift. Matching recliners can be a good piece of furniture in your house to relax. Brands such as La-Z-Boy, Barcalounger, Ashley, Bassett, as well as Lane, are Recliners manufacturers. Go through all the details about them before making a purchase. You can opt for classic ones as well as modern or contemporary ones as per your taste. You may find good or comfortable ones but may not like the look, in such cases, don't give up. Recliners in wing-back chair as well as in contemporary styles are available in the market. All you need to consider the needs as well as the aesthetic values. An oddly shaped recliner can spoil the ambiance as it's a large furniture. So keep this point in mind also while going to get a deal.
  • List of oil stocks that are stealing the show
    In recent years, alternate energy stocks have seen a large number of investments in the markets. Investing in oil stocks has become a great way to diversify your investment portfolio. Although these stocks come with their own set of risks, there are some safe stocks that offer you an excellent return for your money. In fact, here are a few top oil stocks that are currently grabbing everyone’s attention.  Chevron Corp Chevron is one of the widely known oil companies globally that aims to offer reliable and affordable energy solutions. Amidst the current oil chaos, Chevron is a high-yield stock to invest your money in. Recently, Chevron cut its management spending by 48% and its operating expenses by 12%. Most importantly, it discontinued its buyback program to make sure that its dividends of 6.1% do not get affected. Conoco Phillips Those looking for top oil stocks to buy should definitely consider this option. Based on production and proven reserves, this is one of the world’s largest E&P companies. This company is involved in the effective production of oil and natural gas through its innovative techniques. The stock has a payable cash dividend of $0.43 per share, and its previous closing was $39.27, while its market cap was $42.6 billion. In addition, with its recent acquisition of Concho Resources, its market cap is likely to increase by $10.9 billion. Talos Energy This is an independent company that focuses on the production and exploration of oil and gas. The company uses its years of experience and emphasis on development and asset optimization to safely develop energy resources. It previously closed at $8.58 with a market cap of $642.6 million. In addition, its low PE ratio allows it to smoothly make it to the list of top oil stocks to buy.  Diamondback Energy Diamondback is another oil stock company that has garnered a great reputation in the markets. It focuses on the development and exploration of natural gas and oil reserves. Its stock previously closed at $40.52 with a market cap of $6.524 billion. Moreover, the company, in its fiscal report, announced a cash dividend of $0.375 per share.  Due to the oil and gas industry’s huge potential during economic growth, purchasing its stocks can turn out to be an excellent investment. However, it is recommended by the experts that one must do their part of research in order to choose the best stocks for investment. Mentioned above are some of the top oil stocks that you can consider buying.