Best credit cards for small businesses

If you are a small business owner, it’s best to not use your personal credit card for business purchases.

Small or sole business entrepreneurs should know that using a personal credit card for business transactions can lead to problems. Mixing them up could lead to serious complications with respect to budgeting, handling personal/professional finances, and more.

This is where business credit cards come in handy. They provide attractive cashback offers, reward points, bonuses, discounts, and more, all of which help in curbing expenses that are usually incurred when running a business. A business credit card also offers financial ease, thanks to the revolving line of credit. To top it all, you get the opportunity to build a good credit score by using this card judiciously.

But keeping in mind that there are a number of credit cards, how do you decide which one matches the requirements of your enterprise? To make your task simpler, we have listed the five best business credit cards for a small business.

  • Capital One Spark® Cash business credit card
    This is possibly one of the only business credit cards to have a flat 2% cashback on all (unlimited) purchases. This card does not charge an extra fee for foreign transactions, thereby making it highly beneficial for foreign businesses. Instead of reward points, Capital One offers cashback offers, which are preferred by many users.
  • Chase Ink Business Preferred℠ credit card
    This business credit card gives entrepreneurs the best sign-up bonus of up to 80,000 points on the purchase of $5,000 within the first three months of getting the card. The points convert to $1,000 toward travel, which can be redeemed using the Chase Ultimate Rewards. You may also transfer the points to airlines and hotel loyalty programs.
  • Chase Ink Business Cash℠
    The cardholder is eligible to receive a sign-up bonus of $500 after spending $3,000 in a span of the first three months. The best part about the card though is its $0 annual fee.
  • SimplyCash® Plus Business Credit Card from American Express
    The cashback received on this credit card may be converted into investments that may be redirected back to the business. A 5% cashback will be given in a year’s time on a purchase of $50,000 on office supply stores and on phone services within the country.
  • Capital One Spark® Classic
    Touted to be one of the most affordable cards, the only condition that the cardholder needs to be careful of here is keeping their records clean and paying the necessary amount to maintain the balance.

    RECENT ARTICLE

  • Top 4 cell phone plans to consider
  • Tips to consider while buying large canvas prints
  • Tips to maintain interior paints
  • AFib: Symptoms and treatment

YOU MAY ALSO LIKE

  • Type of cushions to buy for outdoor wicker furniture
    Outdoor wicker furniture can really look great if accessorized well. Wicker is not a material but it refers to the weaving process. Therefore, it can be made from natural as well as manufactured materials. Outdoor wicker furniture is usually made from synthetic materials such as vinyl or resins along with aluminum frames. This is why outdoor wicker furniture can be durable and tolerate different weather conditions. Tips to Buy the Right Cushions for Outdoor Wicker Furniture
    • You can buy wicker chaise lounge cushions in contrasting colors or patterns to augment the outdoor décor in your house. You can use different bold shades for chaise lounges that are arranged side by side.
    • Another way to add contrast is by adding small pillows in different colors or patterns on the chaise lounges. If the chaise lounge is gray in color, you can buy red or pink cushions for a lovely contrast. Choose a contrast of stripes and polka dots, as in, white and red stripes for chaise lounge cushions and polka dots in same color combination for smaller pillows.
    • For wicker chairs, lounges and glider cushions use bright colors rather than lighter shades. Bright shades like blue, green or pink for outdoor chair cushions work well with both dark and light wicker furniture. But lighter shades do not complement gray or white wicker furniture that well.
    • You can also buy bright Sunbrella cushions for wicker furniture and include throw pillows as add-ons. If you want a less expensive fabric for your outdoor furniture, you can opt for PVC or cotton.
    • For outdoor bench cushions, you can also create seasonal themes. For spring and summer months, you can choose pastels and for fall and winter seasons, you can select yellow or orange shades. These hues work wonderfully with the usual wicker colors like dark browns, gray, and white.
    • For wicker rocking chair cushions in your patio, use of calming shades like pale blue or ivory can be ideal.
    Cushions are important elements for any outdoor seating furniture. The style and pattern of the cushions can enliven even the drabbest of outdoor spaces.
  • Avail Great Deals with Printable Kroger Coupons
    The Kroger Co. has 2,769 grocery retail stores with a variety of banners, 267 fine jewelry store, 38 food production and manufacturing facilities, 1,523 supermarket fuel centers and 2,271 pharmacies.  Kroger banners include Ralphs, Dillons, King Soopers, Smiths, Bakers, City Market, Gerbes, Food 4 Less, Frys, and more. To provide better services with quality, they offer Kroger digital/printable coupons which can be used in their supermarkets, so that you could save more. These printable coupons can help you in the reduction of your monthly bills. Kroger printable coupons available on various websites are listed below: Best Kroger coupons printable deals at CouponMom website
    • Save 20% on Kroger home sense tall kitchen or trash bags of 34-45 ct.
    • Get 25% off on Lloyds shredded BBQ 15 oz, you will get this 15 oz BBQ in just $2.99.
    • Buy Pillsbury crescent rolls of 8 oz in just $1.32; you will save a 34% on the total.
    • You will get Dentek floss picks just in $1.49 by using a Kroger printable coupon which saves your 50%.
    • Use Kroger printable coupon and save 50% on Crest 3D white toothpaste of 4.8 ounces. You can buy this toothpaste for just $1.99.
    • Buy Dannon yogurt of 4-6 ct and save 50%.
    • Save 58% on Dole fruit cups in coconut water, you will get this product in $1.25.
    Best Kroger printable coupons at CouponsLink
    • Get $1 off on Vaseline body lotion of 6.8 oz or larger.
    • Save $1 on purchases of any two products of CHI-CHI’S.
    • Save $4 on buying one Listerine healthy white product.
    • Buy one Thermacare ultra pain relieving cream and save $2.
    • Use Kroger printable coupon and get $5 off on the Paintbloc24 product.
    • Buy 2 get 1 free on Happy Baby organic products.
    • Save $1 on any two Sargento natural slices.
    • Save$5 on anyone Painbloc24 product.
    • Get $2 off on any AVEENO baby product.
    Kroger coupon deals at TheKrazyCouponLady
    • Buy 3 Pepsi or 7Up of 12 oz and save $4.97 by using Kroger printable coupons.
    • Buy one Sargento shredded cheese of 7-8 oz and get one free. You need to pay just $1.50 each.
    • Buy 2 quilted northern bath tissues and save $2 instantly.
    • Save $2 on gain powder, liquid, flings or botanicals laundry detergents.
    • Save $4 on one Febreze in the wash odor eliminator.
    Buy 5 and save the $5-mega saving event: In this offer, you will save $5 by purchasing 5 items and you will get this offer on:
    • Private selection K-cups of 48ct, the final price will be $16.99
    • Simply fruit drink or Ade, the final price will be $1.49.
    • Pepsi, 7Up or Coca-Cola in just $2.49
    • Ken’s salad dressing of 16 oz is only $0.49
    • A private selection of pasta sauce or salad dressing, the final price will be $1.49
    There are many offers from Kroger and you can avail those with the use of Kroger coupon printable.
  • Interesting facts about nurse practitioner programs
    In the medicine and healthcare industry, there has always been a growing demand for professionals, be it doctors or nurses. Nurse practitioners opt for nurse practitioner programs offered by universities and campuses, some which can be even done online. These programs to allow them to practice as a private healthcare provider. Here are some interesting facts about nurse practitioners and nurse practitioner programs:
    • Nurse practitioners are people who have pursued a master’s degree or doctorate degree though nurse practitioner programs to become certified practitioners. However, their education primarily is based on nursing models followed by top universities and campuses.
    • Unlike regular nurses, they have the liberty to diagnose, treat, and prescribe a necessary course of action and treatment for patients, similar to other certified medical professionals which in itself is a big advantage over regular nurses.
    • There are a number of benefits to choosing nurse practitioner programs, but the biggest of them is the ability to work under complete autonomy in areas where medical help might be needed but is not being provided due to a shortage of staff and certified doctors. This is where practitioners can immensely help out.
    • General physicians and nurse practitioners work in collaboration even if nurse practitioners have full autonomy to work without supervision. Autonomy does not necessarily mean nurse practitioners will not work with other medical professionals. However, many practitioners have been collaborating to ensure the best possible healthcare is given to those in need.
    • People who have studied under the various nurse practitioner programs available across universities and campuses are playing a vital role in the healthcare industry.
  • Top 3 Cars Available at Affordable Rates
    It is very difficult to find a brand-new car that costs less than $10,000. However, there are a plenty of older model cars that will come in this budget and are better than some of the latest models that are currently available in the market. These cars have been the top cars of their own times and they still have a spark in them that will give you a luxurious ride in your own budget. Following is a list of cheap cars that are available for sale for under $10,000.
    • Honda Fit- 2009 Model Honda Fit is was one of the top cars of 2009. Back then, it was considered the best compact car in the market. It comes with a 1.5-liter engine which was a new thing back then and has a lot of passenger space along with a cargo space that is versatile. It scores well on safety scales and it has one of the best mileage in its segment. A Honda Fit will give you a mileage of 28 in the city limits and you may expect it to go up to 35 on the highways. On the price front, you should be able to take home a Honda Fit between $7,700 and $9,500.
    • Suzuki SX4- 2010 Model Suzuki SX4 is an all-wheel drive that you is available for sale under $10,000. This car was considered one of the top affordable cars in 2010 and even today, if you buy it, you will get the best value for your money. SX4 has plenty of headroom even for the tallest of the passengers and has a good cargo space for family trips. Mileage wise, this car performs really well by giving you a 25 MPG in the city limits and a good 32 MPG on the highways. You may expect to pay anywhere between $5000 and $8,700 for this car.
    • Scion xD- 2010 Model This car is an excellent buy if you like a decent engine power along with a good mileage. Fitted with a 1.8-liter four-cylinder engine, it churns out 128 Horsepower of energy for your car. With this kind of hp, this car manages to provide you with a mileage of 27 mpg in the city and 33 mpg on the highway. This car was well-known for its maneuverability and stability control in 2010. If you come across any cheap cars for sale, you may check this one out, which is currently priced between $8,700 to $8,900.
  • 6 Effective Ways to Get Relief from Chronic Arthritis Pain Naturally
    Arthritis is a degenerative and painful condition usually marked by an inflammation of the joints, which causes pain and stiffness. Traditionally, with various anti-inflammatory medications, the arthritis pain can be dealt with. However, such medications can cause several side effects as well. Hence, it is always advisable to consult a medical expert before taking any medication. Here is a list of a few effective and natural ways to get chronic arthritis pain relief. Stay active If you exercise on a regular basis, your muscles will strengthen and provide better support to the joints along with improving the balance and flexibility. The habit of walking for 20 to 30 minutes on a daily basis will be good for the health. Follow a healthy diet For optimum health, including omega-3 fatty acids in your diet is important. According to various medical studies, these fats help in getting chronic arthritis pain relief. The different fish oil supplements that are currently available in the market are high in this kind of fat and help to deal with joint pain and stiffness. Plants like black currants, hemp, borage, and evening primrose contain gamma-linolenic acid (GLA), which is also helpful in treating chronic arthritis pain. Plus, adding turmeric to your dishes is a great idea. Try hot and cold therapy If you take a warm and long shower in the morning, it will help to ease the joint stiffness. To keep the joints loose at night, you can use a moist heating pad or an electric blanket. To deal with swelling, inflammation, and joint pain, you can use cold treatments. For a quick relief, simply wrap a gel ice pack in a towel, and then apply this to the painful joints. Maintain your body weight The more weight you gain, the more pressure there will be on the joints of your hips, feet, and knee area. Hence, losing weight is one of the most common ways to get chronic arthritis pain relief. Meditate and calm your mind Different relaxation techniques and meditation help in reducing the stress level, resulting in relief from joint pain. Through Cognitive Behavioral Therapy (CBT), biofeedback etc., you can keep your mind calm and that is very effective in dealing with chronic arthritis pain. Go for regular massages For relaxation and stress relief, you can get a massage. Deep-tissue massage, Swedish massage etc., help in keeping your body fit by relieving tension around all the muscle connective tissues. Well, along with these aforementioned home remedies, taking medications under the guidance of a healthcare professional is the best way to get chronic arthritis pain relief.
  • Interesting Kids’ Electronics To Look Forward To

    If your child is tired of mainstream toys, give him or her something innovative to play with. The world has become so advanced that even kids’ electronics have seen some breakthrough developments. Today, the options available are limitless and every other brand is rolling out something new for kids to enjoy. Here is a list of kids’ electronics that are worth checking out this season.

    • Hogs Helix X4
      This toy is actually a drone that can fly up to a height of approximately 40 meters and that too just for 5 to 6 minutes. The problem here is that to get that much charge time, kids will have to charge it for at least an hour. Nevertheless, it is a great way to arouse their interest in the field of aeronautics.
    • Orbo Smartwatch
      This kids’ electronic device is connected to other devices via Bluetooth and teaches children the basic concept of seeing time. What’s more? It has even got a camera for clicking pictures and memory card for storing pictures. It is made available in various interesting colors for both and girls and is set to become a useful statement piece among kids.
    • VTech Dump Truck
      This product inculcates a sense of orderliness among children by making them transport their toys in an easy way to one single place. As the name suggests, kids can load their toys in the Drop and Go Dump Truck, move it to their favored place with the help of string and subsequently release the toys there. It can also be used as a storage device itself where toys can be kept using a lever.
    • Walkie Talkies
      Playing with walkie talkies is a modern way to enhance communication skills. Kids can play detective or hide and seek with this product from Retevis and have a fun filled time. By default, you get a two piece set; however, you can always add more receivers for more kids to play. There are a number of channels and modes in these walkie talkies and these can be locked to eliminate the possibility of continuous switching by users.
    • Razor Hovertrax
      This toy is very popular and selling like hot cakes in the market owing to its immense entertainment appeal. It is not an educational product, but still has caught the fancy of kids and their parents alike. Children learn motor skills and particularly navigation by riding on this product that is equipped with a balancing technology for smooth sailing.
    • Zoomer Kitty
      This robotic kitty is a very cute toy that will surely be loved by everyone. It exhibits all features of a real time kitten such as cuddling as well as purring and is a great way to develop love for animals. In separate modes, the kitty can also perform certain tricks, jump, play, dance or sing; meaning that kids can enjoy the antics of a normal cat with the help of technology.
    • 4M Robot
      This has to be one of the most well thought out kids’ electronics item that is both useful and inexpensive. The Tin Can Robot is a structure that is built in manner with a hollow in between so as to accommodate a tin can. It is a flexible product, comes in dismantled form and can be shaped whichever way required as per the requirements. This toy too fosters creativity and instills a liking for engineering among kids. It also teaches them to recycle waste and make constructive use of it in an intelligent way.
    • Nintendo Switch
      A gaming console for kids, the Nintendo Switch is one of the easiest to use kids’ electronics. With tactile buttons, thin structure, high resolution screen, it offers a high quality gaming experience to users. It can accommodate almost all major games, especially Mario and is a good option for entertainment during vacations.

    Other kids’ electronics include Puro Headphones, Mini RC Quadcopter Drone, Dragon Touch Plus Tablet, and the Google Chromebook.