Know when to change oil in your car

Every car owner would wonder when to change the engine oil. The best thing to be done is to consult your owner’s manual. Most of them suggest for an oil change after 4000 miles and as your car gets older it’s better to drop down to 3000 miles, it again depends on what car you use. Most of the recently designed cars comes up with more millage without wanting for major repairs.

If your car is brand new, then make sure you give it for first service within 3 months or when you cover almost 4000 miles. They would probably provide a free service including the change of engine oil.

Changing of engine oil differs accordingly to the conditions it’s been used. The type of engine oil you use plays the major role. It is advisable to use a good quality oil to get longer run time. Cheaper oil gets dirty at the earliest causing damage to the internal parts.

• Typical condition: According to the Ford Motor Company, drivers with typical driving habits who own 2008 and newer models should change their engine oil every 4500 miles or every 6 months, whichever comes first.

• Less typical condition: Drivers with less typical conditions includes frequent off road driving or driving in dusty conditions, towing or carrying heavy loads, excessive idling or driving at low speeds for long distances should change engine oil every 3000 miles or six months for vehicles 2008 and newer, and every 1500 miles or three months for 2007 model and older.

• Severe condition: The type of oil you use and how you make use of your vehicle and driving habits dedicates to how often to change oil in your car. The worst type of driving for oil life is short distances below highway speeds. Driving for 1000 miles in town for five months will spoil the oil condition making it too dirty reducing millage.

• Functions of the oil: Thicker the oil gets, the tougher it gets along the parts of the vehicle forming a cover over them damaging the parts. Functioning of oil will be affected when you don’t change the oil in time. Firstly, improves lubrication and the moving parts needs to be lubricated to move freely. Secondly it cools down the heat generated due to friction. The engine moves up and down producing heat and the heat is transferred to the oil to keep your car from overheating. The next thing is that it seals the combustion chamber and rotary engine of the car. All the by- products that comes out from the oil is finally filtered by the oil filter which could be replaced while changing the oil.


  • 4 quality flame-resistant clothing options from popular brands

    Flame-resistant clothing is a must for those who indulge in any activity that requires FR safety compliance. However, only a handful of brands maintain a certain quality, function, durability, and comfort in the fire-resistant business. So to help pick the right one, here's a list of four top flame-resistant clothing options from popular brands in the market.

    Ariat FR Hi-Vis T-Shirt
    Ariat is a brand that is super-reliable for any type of flame-resistant clothing. It features a segmented reflective tape and is ANSI Type R, Class 3. The T-shirt's composition is perfect for those who work in areas with low visibility on the job. As for the price, one can buy this starting at $169.95 directly on their website or opt for four interest-free installments.

    Carhartt Flame-Resistant Lightweight Twill Shirt
    The Carhartt Flame-Resistant Lightweight Twill Shirt is strong and durable while being lightweight and soft at the same time. Furthermore, the shirt can keep one safe from sudden flames on the job. What's more, the design makes it appealing to the eye, so workers can step out of work wearing it. For those wanting to make a purchase, Carhartt's website offers FR shirts starting at just $64.99.

    Wrangler FR Flame-Resistant Original Fit Jean In Prewash
    Wrangler has always managed to turn heads where fashion is concerned. They've had the same effect on those searching for top flame-resistant clothing options. These FR jeans are available for just $80.00 and are stitched out of pre-washed, heavyweight cotton denim. It makes for a comfortable fit while living up to its safety standards.

    Carhartt Flame-Resistant Force Cotton Long-Sleeve T-Shirt
    This flame-resistant T-shirt from Carhartt starts at $69.99 and is multi-purpose in its usage. Firstly, it's comfortable, given its lightweight and soft nature. Another benefit is its FastDry technology that can wick off moisture, keep body odors at bay, and regulate body temperature. Further, the T-shirt works perfectly as protective apparel, increasing one's safety level in case of a fire or when working in heated conditions.

    These are some of the best flame-resistant clothing options one can choose from at reasonable prices.

  • Make your gardening easy and effortless using the right garden tools
    It does not matter if you own a big garden or a smaller one. You need to own the essential gardening tools to make the task easier and comfortable. Step into any garden supply store these days; you will be overwhelmed by the different types of products and brands you find to ease up your gardening efforts. However, a shed of tools does not help you become an avid gardener. Here is all you need to know about buying right garden tools and how to take care of it. Buying guide Spade, rake, hoe, watering can, pruner, trimmer, chain saw - the list of garden tools is long. If you are selecting the tools cleverly, a few of them will be sufficient for all your daily gardening needs. Consider these factors before you buy the tool.
    • Weight & grip: The weight of the product should be given first preference. You should be able to handle the product easily. Therefore, check the grip of the handle as well. If you can find light-weight tools with wider handles, that would make a better choice. Your ease and comfort level must be taken into consideration when you buy garden tools.
    • Quality & material: The durability of the product depends on the material it is made of. If you prefer to have durable and stronger tools, steel is good option. Plastic and fiber tools will not stay with you for long. Check the warranty period of the product as well.
    • Length of the handle: Gardening requires physical effort regularly. So when you choose the tools like rake, hoe etc, consider your height also. Bending can cause strain on the back if it is too small.
    • Choose wisely: Garden tools with interchangeable heads make a good choice if you are not buying on a tight budget. You can change the header accordingly when you dig, prepare the soil, trim etc and adjust the handle as per the height you require. To ease up the effort, you have power options in most of the garden maintenance tools.
    Store it well Before buying the tools, find a space to store it perfectly. Find a garden tool box to keep the tools so that it can be stored dry after every use. Do not leave the tools exposed to the changing weather conditions, as their durability will decrease. Set up a shed for storing garden equipment if you have space and budget. Clean it up It is necessary to clean the garden tools properly after every use so that they stay in good condition for a longer period. Wash or brush up the tools to remove the dirt, debris and soil after the gardening task. Dry it and store it indoors so it does not get rusty. You can apply oil on the blade of the pruning tools to prevent rusting. If you are using the blades on plants with disease, make sure you sterilize it before using it again.
  • Refinance your home loan through HARP
    Home Affordable Refinance Program (HARP) is a mortgage-refinancing program offered to homeowners by the Federal Housing Agency. It is specifically offered to homeowners who have homes that are worth less than the outstanding balance on the home loan. It was created in 2009 to deal with the housing downturn. This refinancing program is beneficial for those homeowners who are struggling to pay a mortgage due to their unexpected financial hardships. An applicant should consider refinancing their loan through HARP only if they have a good payment history that did not incur any extra interest due to overdue payments and if they owe more than what their house is worth. Some advantages of refinancing your home loan through HARP are mentioned below:
    • HARP lowers the mortgage rate incurred against a home loan
    • It helps in shortening the loan term
    • You can also transfer it to an adjustable-rate mortgage in a fixed-rate loan to reduce the mortgage rate and shorten the loan term
    • HARP also helps in bundling closing costs into a new home loan
    • You have to do minimum paperwork when compared with a traditional refinancing option. This makes the application process easier and smoother
    • There is no minimum score required to qualify for a HARP loan
    • You also don't require to get an appraisal or have a loan underwriting from your previous lender, making refinancing process easier and faster
    • It does not have underwater limits, which increases your chances of getting your loan refinanced through HARP
    Following are the eligibility requirements to qualify for HARP:
    • The applicant should be on the current mortgage and should not have more than one instance of late payment in an entire year
    • The home that the applicant is applying to refinance through HARP should be their primary residence, a single-unit second home or an investment property
    • The previous loan that the applicant is planning to refinance should be owned by Freddie Mac or Fannie Mae. It should be originated on or before May 31, 2009
    • The current loan-to-value (LTV) ratio must be greater than 80 percent, which is the lending risk assessment ratio used by financial institutions and lenders before they can approve a mortgage
    There are tools to calculate your LTV and refinancing options through HARP's loan look-up tools available on their official website. Although you cannot enroll in refinancing your home loan through HARP more than once, they have rehashed their eligibility criteria, which might increase your chances to get a refinancing program through the same.
  • Causes and Diagnosis of Armpit Lumps
    An armpit lump is the enlargement of one of the lymph nodes under your armpit. Lymph nodes play a very important role in maintaining your body’s immune system. These are oval-shaped small glands that are located throughout the body. Sometimes the lump may feel very small and go unnoticeable. However, there are occasions when the lump may become large and noticeable. These lumps may be the result of an antiperspirant you used or an after shaving lotion. It could be the result of cysts or any infection in your body. You need to go for a medical check-up if the lumps become large, do not pain, and stay for a longer period of time. Here are some of the causes of lump in armpit: Causes of armpit lumps In most of the cases, lump in the armpit is a harmless issue which happens due to abnormal tissue growth and generally goes away with time. However, there are certain instances that may indicate a more serious underlying medical issue. Let’s have a look at some of them:
    • An adverse reaction to vaccinations
    • A response to breast cancer
    • A fibroadenoma (non-cancerous fibrous tissue growth)
    • Bacterial or viral infections
    • Leukemia (cancer of the blood cells)
    • Lupus (a disease that targets your joints and organs)
    • Lipomas (harmless fat tissue growths)
    • Allergic reactions
    • Fungal infections
    • Lymphoma (cancer of the lymphatic system)
    Diagnosis of armpit lumps A thorough physical examination is needed in order to diagnose a lump in the armpit. Your doctor might ask you several questions or massage the area of the lump in order to find its texture. In some instances, the physical examination will prove that the lump is not harmful. In such cases, you don’t need any additional treatment. However, if the case is different and the doctor assesses by the primary examination that there is a need for additional treatment then, he/she might recommend that as well. Test for armpit lumps Based on your primary physical examination of the lump in the armpit, the doctor may ask you to do some tests so that he/she could rule out any serious underlying disease. These tests include:
    • Complete blood count
    • Chest or breast X-ray
    • Biopsy
    • Allergy testing
    If you have a lump under your armpit then you should not worry because normally it will go away. However, going to a doctor will be beneficial because in this way you will be certain that you don’t have any hidden disease.
  • 5 factors to consider when you buy outdoor playsets for your kids
    Outdoor playsets will make a great addition to your yard if you have children. Your kids will love all the fun constituents an outdoor playset can offer. Additionally, it will not only stimulate your child's physical strength but will also improve their cognitive abilities. So if you are planning to install an outdoor playset in your backyard, here are some of the essential factors to consider while making the final pick.
    • Space constraints The first consideration, even before you decide to buy an outdoor playset, is, of course, space. As you know, some outdoor playsets require broad areas, and therefore your yard should be big enough to accommodate one. Moreover, the kids will run around and play, therefore it needs extra space on all the sides of the playset. Also, you should check the area where you plan to install the playset for power lines or tree branches as they can be harmful and cause accidents.
    • Right materials Another significant factor to reflect on is the material that builds the framework of the playset. Metal, wooden, and plastic options are available in outdoor playsets, and each type has its own set of pros and cons. It is up to you to pick the best material that ensures beauty to space and safety to the kids.
    • Safety is priority If you are not installing the right safety features, it can spoil the fun. When you design and install the outdoor playsets, safety measures should be given the maximum attention. Ensure that there are no sharp edges that can cause injury while the kids play. Provide hand grips at the right spaces and install slide platforms so that younger children do not fall. Finally, check that the paints used on playsets are not hazardous or toxic for the kids.
    • Install it professionally Even if you are amazing at putting things together, it is recommended to get professional assistance for installing an outdoor playset. Make sure you get the support of the customer care professionals in case you need any clarifications regarding the hardware. In cases of maintenance or fixes get an expert on board, so that there is no room left for uncertainty.
  • Best Laundry Detergent Coupons For You

    Looking for saving some amount on your laundry needs? Laundry detergent coupons could be a perfect solution in the making. With a range of laundry detergent coupons available in the market, this task only gets easier.

    Listed below are some of the laundry detergent coupons that you should consider.

    • Arm & Hammer Single Dose Laundry Detergent Coupon
      This laundry detergent coupons will help you save $1.00 on the purchase you make. Valid across a range of retail stores across the country, you only need to take a printout of the coupon to the store owner to claim the rebate. In case you are unable to get a printout of the laundry detergent coupons, you can use the soft copy of the coupon on your cell phone. Generally, such coupons are valid for a month’s time before the deal ends.
    • Arm & Hammer Laundry Liquid Detergent Coupon
      At times, you wish to buy a detergent which is in liquid form. You will not be disappointed on this account also as laundry detergent coupons are also available for detergents that come in liquid form. You will get a discount of $1.00 on this laundry detergent coupons also. Take a printout of the same and avail the discount on the coupon from your nearby shopping mall. Alternatively, you can also use a soft version of the coupon. This coupon is also valid until the end of February currently.
    • OxiClean Laundry Detergent
      It is not as if only a single company in the business is offering such kind of rebate. You will also get similar discounts from companies such as OxiClean. All you need to do is to visit their website to get the laundry detergent coupons. You will receive a discount of $1.00 on your purchase. In case you wish to avail this discount on a regular basis, you need to sign up at their website and will receive regular discount offers in your email. You can then take a printout of the coupon to avail this discount as applicable.
    • Purex Liquid Laundry Detergent
      To keep the competition intense in the market some of the players are offering a bigger discount on the laundry detergent coupons. One of these is Purex, which offers a discount of $2.00 on the laundry detergent. This is a worthy discount considering the fact that you might need to purchase multiple such detergent packets every month to meet the increasing needs of your family. Simply sign up on their website and you are likely to receive genuine Laundry Detergent Coupons offers every month.
    • Woolite Extra Delicate Care Detergent
      It is not as if these laundry detergent coupons are available for your summer clothes only. Wollens also form an important part of the clothes collection of any family and it is imperative that costly woolens are also equally cared for. It is here that Laundry Detergent Coupons play an effective role. You will get laundry detergent coupons for woolens also. Such coupons offer a discount of up to $1.00 and can be downloaded from the website. Alternatively, you will also get such coupons from the retail store in your neighborhood since they also come up with such attractive offers to lure the customers.

    Develop the habit of using such laundry detergent coupons and you will make a worthy saving every time you shop with help of these coupons.

    Ways to avail such discounts
    There are multiple ways through which this discount can be availed. You can either take printouts of the coupon or use the electronic version of the same at the store of your choice. Signing up for the email list of any brand that offers such coupons is also a viable way of making a worthy saving every time you decide to make any such saving. Small savings in form of laundry detergent coupons make bigger gains and you are likely to benefit from the same.