School-going and college students regularly need new stationery, including notebooks, pens, papers, calculators, diaries, staplers—the list goes on. These supplies help facilitate the workings of a student or an employee as they would need to use stationery supplies for different tasks during the day. Supplies that are regularly needed at the workplace, like toners and ink for printers, staplers, printing paper packs, etc. can also be ordered at once from one of the many office and school supplies dealers online or from the neighborhood store. Both office and school supplies are integral for the smooth functioning of offices and schools without disruption of schedules and duties. Stocking up office and school supplies well in advance, by making a bulk purchase, can save you a lot of money. You can save on any sort of inconvenience that may arise in the case of no stationery stores being available when you need one the most. You will have to make a list of the office and school supplies that you need if you want to make sure you do not leave anything important out. Most common items on the list are binders, book covers, dry erase boards, erasers, calculators, storage boxes, folders, toners and ink for printers, scissors, envelopes, tape, timers or stopwatches. Some stores that offer special office and school supplies include Quill, Office Depot, The Green Office, Best Buy, Mead, Rifle Paper Co., Poppin, and Shoplet. A majority of these stores have a large range of supplies and announce great discounts from time to time.

Poppin

If you like your stationery in bold and lively colors, Poppin products are likely to catch your fancy. Poppin is a brand that offers personalized office products like self-inking letter address stamps, return address stamps, stow 2-drawer file cabinets, stackable letters tray, Present Yourself Interview Portfolio Collection, hanging file folders, zip folios, clipboards, tape dispensers, file boxes, business card holders, staplers in a range of attractive colours, pen cups, etc. Most of the Poppin office and school supplies are available on various online stores at great discounts.

Office Depot

Office Depot also has an online store now and ordering from here is quite convenient. They have prompt shipping options. OfficeSuperSavers.com offers bulk deals on office and school supplies from top brands. Their Craft section is a major draw for school-going kids. Regular discounts are available for quilting, scrapbooking, painting, quilling, and other hobby activities.

Mead

Mead is another popular office and school supplies store that has created a recall value for itself over decades. It is a trusted go-to place for all office and school supplies needs. They also source innovative and unique supplies that are especially appealing to college-going kids.

Concord

Concord supplies specialize in selling a dynamic range of ink and toners. So, if you need to place an order for the office, ordering from here is likely to get you good products at great discounts.

Rifle Paper Co.

Rifle Paper Co. is famous for its customized stationery; they often have a great range of eco-friendly paper products, attractive diaries, and journals in different designs, including eco-friendly materials, themed calendars and planners, and a whole range of other office and school supplies.

Target

Target has an exhaustive range of office and school supplies. What’s more, there are excellent discounts on these products from time to time. At Target, you can select from a vast range of organizers, writing supplies, tools and equipment, filing materials, notebooks and journals, boards and easels, calendars and planners, labels and label makers, locker accessories, paper, sticky notes, tapes, adhesives and fasteners, ink and toners, and many other supplies.

The number of mutual funds in the country is large, far more than the number of stocks traded on NASDAQ. With a number of mutual fund families sporting great track records, you have many options to choose from. So how do you choose between them? Buy No-Load Mutual Funds: Mutual funds charge a sales load, which is around 5% of the asset. With capital lost to sales load, your investment on earnings is reduced. So, it's always best to buy no-load mutual funds, as the sales load can be a significant saving. Calculate The Expense Ratio: The expense ratio is the percentage of assets that are used to run the mutual fund. These expenses include investment manager fees and administrative expenses. Lower the expense ratio, and increase the returns in your pocket. Consider Tax Rates: Taxes are an integral part of your earnings. When choosing a fund, you need to consider your return after taxes. Avoid Funds With High Turnover Ratios. The turnover ratio represents the portfolio that has been bought and sold by the fund. A high turnover ratio can be indicative of bad choice of investments. Choose Funds Managed By An Experienced Team: Mutual fund investment requires experience and discipline. Investing third party money, you'll need to strike a balance between caution and expert knowledge on picking the best stocks. Look for funds managed by portfolio managers who have a solid reputation. Choose A Fund That Matches Your Investment Philosophy: Each investor has different goals. While there are some who fall into the category of value investors, there are many who look for quick growth. There are investors that prefer blue chip companies, while others make their picks based on dividend yields. It is important to choose a mutual fund that shares your investment philosophy. Asset Diversification Is Key: Specific industry driven funds aren't the best idea, especially if you're a first-time investor. Look for funds that have diversified portfolio. Also, it's best not to stick to one fund family. Stocks are not the only investment option. Other profitable avenues include real estate funds, fixed income funds, and arbitrage funds. Verify Against The Appropriate Benchmark: There are many benchmarks, including S&P 500, Dow Jones Industrial Average, and the Nasdaq Composite. Compare what ranking your mutual fund scores against any of these benchmarks. A disciplined approach is a key to making money. Do not let the short term price events dissuade you. Pick funds that have a solid track record, are managed professionally and deliver performance. You will soon be on the path to building wealth for your future.

Spending money on ink cartridges can feel like a burden on one's pocket at times. This is especially true for consumers who use printers regularly. However, there are many ways to regulate your total usage pattern and save big bucks on printer ink. Some strategies to save money include -

• Using draft mode while printing
• Buying a reservoir printer
• Getting an ink subscription service

Apart from the methods mentioned above, you should also be aware of the type of ink cartridge you are ordering. Continue reading to know more. Types of ink cartridges At the moment, there are three types of ink cartridges available in the market, i.e., OEM, compatible, and remanufactured. Each of these types has their own set of pros and cons.

• Original equipment manufacturer (OEM) These types of ink cartridges are made and distributed by printer manufacturers such as Epson, Canon, Brother, HP, and Samsung. Such ink cartridges are high in quality but are quite costly. If you rarely utilize your printer or if the quality of the print matters a lot to you, then you should stick to OEM cartridges.
• Compatible Produced by third-party manufacturers, compatible cartridges offer quality similar to OEM cartridges. They can be bought as replacements to OEM ink cartridges as they are relatively less expensive. Usually, they are of decent quality, but you should read the reviews before purchasing one to be sure. Likewise, you should always purchase compatible cartridges that are a 100% fit with your printer. If you buy a replacement compatible ink cartridge that doesn't match, it could have some communication issues with the printer.
• Remanufactured Recycled or remanufactured ink cartridges are either used OEMs or serviced and refilled third-party cartridges. As compared to OEM these are quite economical. However, they usually cost more than compatible cartridges because they are suitably cleaned, replaced with some new parts, and tested for sale as well. These cartridges are an excellent option for people who are environmentally conscious.

How to save money on ink cartridges? When you are shopping for printer ink, browse a little longer and check if there are any ink cartridges coupon codes available with the latest discounts and offers. Ordinarily, you can find ink cartridges coupon codes on the manufacturer's website or on coupon sites. However, ensure that you redeem your ink cartridges coupon codes from reliable sites. Some of the sites that you can check out for ink cartridges coupon codes are Groupon, 123Inkjets, GoodShop, Coupons.com, and RetailMeNot.

For daily use and a smooth shave, razor and shaving blades for men come in a number of variants. These names include straight razors, safety razors, 5 blade razors, 5 blade razors, electric shavers, blades amongst a number of brands. But finding the right blade which will give you the cleanest smoothest shave without spending too much time and effort is an ongoing process. But finding the right products is not enough. Shaving, even if you do it on a regular basis will not necessarily yield you the desired results unless factors like your skin type, sensitivity, products used, the technique applied are taken into consideration. However, here we try to narrow down on some of the benefits and uses of different types of blades for men specifically: Straight razors: Straight razor shaves, the oldest style and very effective for a superior shave experience. Th chances of skin burn after a shave, nicks, and cuts are reduced greatly and you will save a lot of money by getting a good barber quality shave every day in your house. Safety razor: Although a straight razor blade is a better option for the ultimate shave, it is still tricky to use and you need a lot of experience before you can make the most of it. Safety razors as the name suggest aptly is a safer alternative to straight razors and with patience and good quality shaving products, you can get the best possible shave experience. 5 blade razors: 5 blade razors are growing in demand and utility. With some of the top shaving products companies going out of their way to design and manufacture cutting edge technology five blades, this razor makes it to the list of preferred shaving products. 3 blade razors: 3 blade razors are another alternative if you are not comfortable with using five blade ones. Three blade razors come in multi-use or even disposable ones, some with cartridges which can be switched periodically to get a nice smooth shave. Some of the popular shaving blades for men include:

• Merkur Futur for straight razors blades
• Harry's Truman Razor for best quality and easy cartridge refills
• Gillette Fusion ProGlide razor with flex ball technology
• Every man jack razor

More information about the best shaving blades for men can be found on the website of these brands and companies.

Every kitchen depends on its refrigerator for functioning. One of the most common as well as valuable equipment that is found in every house is a refrigerator. You always want to get the right refrigerator for the house. It helps you to store food without spoiling it as well as to keep perishable goods such as milk and ice creams for a longer duration. Ice and salt were used to preserve food items during older times. Now, refrigerators have become a common home item because of the variety they are available in. Whether it is size, features or price, you can always find something in your budget. Refrigerators are imperative to store food for a longer time without getting spoiled. They are the best way to save money spent on food as well. You can store leftover food in the refrigerator, which in turn reduces the wastage of food and also saves money. In fact, refrigerators are an ideal way to reduce the wastage of food that is consumed on a daily basis. We also know that the kitchen will be a mess if it was not for the refrigerator. You also need to have a good refrigerator if the safety of perishable foods is important to you. You want to keep these products safe till they are ready to reuse. For busy families, they are also a good way to save food for a few days. When you want to maintain your refrigerator properly, you also need to treat it well. So it is important not to stuff it with leftovers. Always keep some breathing space. Don’t allow the spills in the refrigerator to stay, else they could harden up in the refrigerator. To prevent terrible odors and to ensure that your refrigerators are squeaky clean, make sure to clean them regularly. Let us look at some of the ways in which you can improve the working of your refrigerator. There are a few things that one has to know about a refrigerator so as to maintain it for longer. Check the correct temperature It is necessary to check the temperature of the refrigerator so that the food does not get spoilt easily. The ideal temperature ranges from 35 to 38 degrees Fahrenheit. Therefore, one has to regularly keep on checking the temperature. This ensures that bacteria growth is reduced. GE refrigerators have some great features that help you to maintain the temperature. The company recommends maintaining a temperature of 37 degrees F in the refrigerator and that of 0 degrees F for the freezer. Organise items in a safe and in an easy way All the items stored in the refrigerator should be organized in a proper way. There are different racks provided for each and every type of food items. So it is necessary to follow the instructions and place the food items in the correct order. This will not only help in preserving the food for a long time but will also help in having easy access to the items. If you are looking for these features, it is best to get a refrigerator with a French door. Whirlpool and Samsung have some reliable features for better management of items meant for refrigeration. Cleaning the refrigerator This is one of the most important things that people do most often when they purchase a new refrigerator. Then the cleaning process becomes rare after the refrigerator is a little old. It is not recommended to leave the fridge for 2 to 3 months without cleaning. In order to maintain hygiene and durability of a refrigerator, one has to clean it twice in a week. Try the Euroclean Steam Vacuum Cleaner for better cleaning of your refrigerator. You could also look up for some home DIY methods for cleaning the refrigerator. Today's world focuses on the advancement of technology and innovation of new electronic gadgets. Fortunately, a refrigerator is a priority and therefore ever-evolving. Make use of this innovation and enjoy an efficient kitchen.

Insulin is a hormone that is naturally produced in a healthy individual's body. Made by the pancreas, it allows your body to absorb glucose from the carbohydrates that your food carries and use it as energy. The body cells do require enough sugar in order to function with enough energy. However, the sugar is not automatically directed into cells. This is where insulin makes the super entry. After consuming a meal, the sugar levels in your body increase and insulin is then released so as to absorb the sugar and bring drop into your bloodstream. Insulin plays a very key role, as it helps keep a track on the sugar level as per your body's requirement. It also carries excess sugar to your liver and releases it when your body is in need. Hence, insulin is a very important hormone that helps in keeping the sugar level balanced in the body. When the pancreas does not produce enough insulin, you are likely to develop high blood pressure. If this goes on for a long period, then you are at the risk of suffering from diabetes. Diabetes can be classified into two types - one being type 1 diabetes and other is known as type 2 diabetes. Type 1 diabetes is a more severe case as the pancreas is no more able to produce insulin. This causes sugar in the blood that is not controlled. Type 2 diabetes is when the body does not respond well to the insulin produced in the body. Artificial Insulin is used to treat both the stages, however, a person with type 1 diabetes will require a constant dose of insulin to avoid further damage. The types of insulin that are used to treat both - type 1 and type 2 diabetes Rapid-acting insulin - This type of insulin is taken either before or after a meal, especially to control the sudden spike in blood sugar due to the meal. It works quickly within 15 minutes and generally taken in addition to a long-acting insulin. Long-acting insulin - This kind of insulin works several hours after being injected and works for up to 24 hours. Short-acting insulin - This insulin is generally given after a meal and can be effective for up to 3-6 hours. This one may be taken in addition to a long-acting insulin. Intermediate-acting insulin - This type of insulin is generally taken at night as it works for up to 12 hours. It can be used in addition to short-acting insulin or rapid-acting insulin. Your doctor will guide with the type of insulin that you should be given depending on several factors.