NASA engineers designed memory foam mattresses. One of the key traits of these mattresses is their slow response. Their material turns soft and adaptive when it comes in contact with body heat. This lets the mattress effortlessly mold around the body contours. When the mattress cools down, it takes back its original shape. In the present day and time, memory foam mattresses are hugely popular. But, which are the best ones? Read on to know more.  Tempur-Adapt The Tempur-Pedic has been offering memory foam mattresses for a while now. So, naturally, it had years to perfect its technology and has done that very well. This is evident in the reviews, pricing, and mattress construction. This memory foam mattress is constructed with a cool-to-the-touch, premium knit cover. Further, it has two advanced layers of memory foam. The initial layer works with other materials and provides support and relaxation to the sleepers. The second one works on pressure points to offer maximum comfort. Priced at a little over 2000 USD, this one is worth the price. Tuft & Needle – Mint This memory foam mattress is composed of three foam layers that assure mid-level firmness. The first two layers on top are composed of the Tuft & Needle proprietary adaptive foam that cools the body while sleeping. Its foam has graphite infusion and cooling gel beads that extract the heat from the body, providing better breathability. In addition, its antimicrobial cover will ensure that there are no odors, and the mattress stays and smells fresh. Loom & Leaf This is a premium mattress available at a low price. The mattress is known for its details. But given its pricing, you get the features of premium at a budget price. This is more like a traditional memory foam mattress that allows you to sink in without swallowing you. The Loom & Leaf mattress, instead, cuddles the body contours and is very comfortable. It has a convoluted gel layer that does not retain heat, eliminating unnecessary pressure on the shoulders and hips.  Nectar  It is a classic memory foam feel mattress, wherein the sleepers feel as if they are slowly sinking in. The mattress has a top-quality, durable memory foam that assures maximum comfort. In terms of design, too, it is unprecedented. Available at an affordable price, this memory foam mattress is an absolute steal for the customers. In addition, you get a 365-night sleep trial on this mattress. Both side and back sleepers will appreciate this mattress. 

One of the most popular departmental stores, Belk offers various products ranging from shoes, apparel, cosmetics, accessories, wedding registry and furnishings for the home. Currently, Belk has its stores in about sixteen locations. If you want to save big, buying from Belk can be really useful. This is because Belk coupons are very easily available. These coupons are available on different websites like Retail Me Not, Group On, Coupons, and Business Insiders, etc. apart from the Belk website itself. Here are some of the popular Belk coupons you can avail right now. Anniversary Sale For applying this coupon, you just have to enter “ANNIVERSARY” at the promo code option. With this coupon, you will get an extra 20% off on your sale purchases. Moreover, you will get a 15 % discount on home and shoe purchases. If you have a shopping pass, then you will get 10% extra discount on shoes and home products. Beauty 25 Various beauty products can be purchased by applying a coupon with the code “Beauty 25”. With this coupon, you will get $25 off when you purchase any beauty product worth more than $150. This coupon is not valid with other offers by Belk. Also, you cannot utilize this coupon for Jo Malone and Chanel products. Clearance For this coupon, you will have to use the code “SAVE BIG NOW” to get the discount. With this coupon, you will get extra 10% discount on some clearance products. This offer has some exclusions. For example, you cannot use this coupon with other offers. This coupon will also not be applied to branded items. This offer cannot be swapped for cash. Game Day Gear Sale To use this coupon, you will have to use the code “GAMEDAY20”. This coupon will provide you an extra 20 % discount on apparels of Gameday and tailgating gear products. This offer cannot be used with other deals or sales. Fine Jewelry This coupon gives you an extra 20% discount on regular or sale products in the jewelry category. You will just have to use code “FINE JEWELRY” for using this coupon. This coupon cannot be applied to fine jewelry watches and with other offers. You cannot redeem this coupon for a credit card, refund, or cash. Kasper Ladies’ Suit Event You can get an extra 20% discount on women’s suits and other accessories. You will have to use the code “KASPERSUITS” to use this coupon. This coupon is not valid for many brands. Also, it excludes discount on prior purchases or special orders.  

Planning for income to be received after retirement is your responsibility, especially since the traditional employer-funded retirement plans and their popularity is fading. With a high-powered lifestyle and growing needs, Social Security benefits may not be enough to insure a comfortable life after retirement. Without a retirement plan, you could face a future that will be full of financial uncertainties and hardships. But you can overcome these financial uncertainties and hardships. How? By investing your retirement income in a broad range of assets that can offer not just current income but advance in funds as well. Strategy to follow to generate regular income Today, there are many investment methods available, which carry minimal or no risks and are tax efficient too. You can implement an effective and more stable strategy for generating sustainable retirement income in following ways

• Invest in a mix of assets: Investing money in bonds and stocks equally, can deliver returns high enough to provide revenue without subjecting you to any high losses.
• Dividend stocks: Investing in companies that pay a regular dividend to their shareholders can create a regular source of retirement income for you, as they share the profits with their investors.
• Withdrawal rate: The withdrawal rate from your retirement income should be set high enough to obtain an acceptable level of income and to avoid the burnout of the assets in the early retirement.
• Real estate investment: Investing in real estate is a good option as the value of the property increases with inflation.
• Getting introduced to IRAs: Opening an IRA and investing money in it is easy and advantageous as you will be provided with tax benefits irrespective of you being a fresher or experienced trader.

A good retirement income investment strategy not only focuses on regular income but also makes sure that your money doesn't erode and grows to beat when the price rises. When you are investing, see if the returns are profitable and if you can easily access the money when required. It is best to consider the risk with respect to longevity, inflation, principal losses from unstable investments, liquidity, or uncertain expenses etc. at the time of planning, so that you accordingly strengthen your investment portfolio. The retired life is supposed to be the golden era of your life and investment avenues are numerous; the key lies in making yourself aware of those and pick the ones which are the most suitable for you.

Towards the end of your pregnancy and the prospects of adding to your family is an exciting proposition that comes with a fair amount of decision making. One of the primary decisions an expecting mother needs to make is the hospital she would prefer to give birth in. Expecting mothers have their own personal preferences on the environment in which they would like to deliver their baby and attached to these preferences is also the question of convenience. The best way to choose a hospital to give birth in is to keep all your personal preferences in mind. Here are some things to consider while selecting the right hospital to deliver your baby in. Find the best doctor In almost all cases expecting mothers are only able to give birth at the facilities where their healthcare providers have admitting privileges. Many doctors have such privileges at more than one hospital, so there are plenty of options to choose from. The decision of choosing which doctor will guide you through your pregnancy term is mostly all yours. Check the facilities If you are considering a VBAC or vaginal birth after cesarean, it might be a good idea to check which medical facility is equipped to handle the procedure. Do your research into the policies of different hospitals to understand better if they can accommodate this need. Distance matters The distance from your residence to the hospital is also a prime factor to consider when opting for any particular healthcare facility. Look for useful services If you are in the midst of a high-risk pregnancy, your health care provider will most probably refer you to a maternity healthcare facility with neonatal infrastructure. It is imperative that you go with your healthcare provider’s advice in such circumstances. Talk to the representatives at the hospital that you’ve chosen to get an idea if it is the right one for you. You can discuss your preference with your friends and family to arrive at the right decision.

Most often, perfumes make the perfect gifts for the upcoming holiday season or a special day such as a birthday or anniversary. So if you are looking to buy your favorite designer perfumes or are looking for gifts and stocking fillers for Christmas, then the Cyber Monday sales would be the perfect time to pick up a few bottles at massive discounts. Here’s what you can expect this year based on what was offered last year. Bond no 9 The distinct fragrance and star-shaped design make it perfect for gifting as it gives it a luxurious touch. You might get a discount of up to 75% off on the Bond No 9 range of perfumes. Check out what’s on offer on the brand website or other online retailers. Chanel Chanel perfumes are among the most popular fragrances, so you should be able to easily get them from any online retailer. You can expect a price drop on Chanel perfumes from $117 to $98, similar to last year. Yves Saint Laurent This brand is known for its wide assortment of beauty products that are available all over the world. The range of Yves Saint Laurent perfumes includes various types of fragrances that can be suitable for formal and informal occasions. A few spritzes of your favorite one will surely boost your self-confidence. You can purchase perfumes from this brand at discounts of up to 40%.  Jimmy Choo The fragrances could range from a pleasant floral to a woody scent. So depending on whether you are shopping for a male or female friend or relative, you can choose the scent that you think they would like best. You might get up to 75% off on the perfumes of this brand.   Dior Miss Dior Eau de Parfum  The original price of this item is $141.60, and on Cyber Monday it could be available for the discounted price of $120.36. With notes of lily of the valley and tonka bean surrounding a broad and rich rose center, this classic floral scent is beautiful and feminine. This brand rarely offers discounts, so keep a watchful eye for the 15% off that might be offered this year just like last year. Givenchy Irresistible Eau de Parfum  The original price of the perfume was $111, and after the discount, it was available for $77.7 last year. This sophisticated and well-balanced perfume has a dazzling fruity top with a rich rose center and hints of forest and musk. Like everything else from this French designer label, the bottle is incredibly stunning and has considerable dressing table charm. Armani Beauty Light di Gioia Eau de Parfum  Giorgio Armani creates some of the most complex scents in the most beautiful bottles available. You might see a significant price reduction from $61 to $37, similar to Cyber Monday deal last year. Narciso Rodriguez for Her Fleur Musc Eau de Toilette  You could see a significant decrease in the price of this fragrance from $110 to $49.97. It is one of the most beautiful and feminine in Narciso Rodriguez's famous and respected musk perfume series. It has a scent of traditional roses, a leafy backnote, and a pleasant, soothing musk foundation. Molton Brown Orange & Bergamot EDT  You might see a significant decrease in the price from $117.30 to $78.20 this year too. However, last year it was only applicable when you bought three bottles of perfume. Cult Beauty could offer 3-for-2 deals on various goods for one day only. Viktor & Rolf Flowerbomb Midnight Eau de Parfum Spray This evening and winter-appropriate version of Viktor & Rolf's iconic floral smell has a highly elegant bottle and a fragrance to match. The classy, warm floral fragrance includes jasmine, blossom, and vanilla notes. The original price of the perfume is $115 and after the discount, you might get it for $58 this Cyber Monday. Whether you're restocking on a favorite or checking out one of the latest, most hyped perfumes, now is the opportunity to add one of the finest perfumes to your wishlist. You can buy these scents during the Cyber Monday deals to also save money.

Since the 1970s, Topman has catered to male fashion and rules the niche market for its products. The clothing and footwear are not only affordable, but are also stylish and creative. When it comes to male fashion styles, people often wonder what is it that you need to look for? The answer is quality and functionality. Something as simple as a t-shirt should exude a classy yet comfortable vibe. And who can forget shoes? Staple for every man, Topman men shoes are something worth investing in. Topman have a large variety of shoes for your perusal. All you have to do is to select the occasion formal or casual and you are good to go! Here are a few staple Topman men shoes that you need to have in your closet. Loafers Loafers are the in footwear option for every season. Their ankle length tops make them suitable for casual as well as formal settings. Topman offers classic and quirky designs that you can alter depending on where you are. For example, if it is a business meeting, you can wear patent black loafers with socks and trousers for a sleek look. But if it's a lunch scene with your buddies, you can try out the beige faux suede tassel loafer. Pair it up with jeans and a casual white button-down shirt to complete the look. And if you don't mind experimenting, you can even buy red or blue velvet loafers for a snazzy dance party! Sliders Many of us prefer flip flops when it comes to slip-on shoes. But if you are someone who frolics on a beach or pool side during summer, Topman offers excellent choices of sliders. The good thing about sliders is that they are completely made of rubber. So you can get them wet and not worry about it. Also, drying them out in open can keep them free from odor. Sliders are easy maintenance and you can choose different materials too. Topman offers different styles depending on where you are going to use them. A pair of sliders, thus, can be your summer staple! Boat shoes Topman offers boat shoes made by Sperry, a leading brand in footwear industry. Initially, dock workers wore boat shoes as they had rubber soles for better grip. They have now become a casual footwear option. You can buy boat shoes and use them when you know you will be mostly on a wet surface through the day. These shoes are not for rough terrain but look good if you are on a beach, poolside, or just at a cafe with friends. Shop Sperry boat shoes on Topman, in brown color with handmade construction. These shoes are what you need to have in your wardrobe. So pick one from the wide range that Topman offers and rock it!