Admired across the globe for its resourceful shipping services, FedEx as an organization is a great place to work for as well. They offer both full-time as well as part-time profiles for diverse kinds of candidates. If you too are thinking about applying for FedEx jobs, then you must be aware of some the important job profiles of their organization. Package handler – The job of a package handler is to ensure timely and efficient transfer of various kinds of packages. It might comprise physical tasks such as lifting, carrying, and placing the shipments securely. So, if you wish to work as a package handler in FedEx, then you should understand how demanding it can be. You can sit through an observation session (which demonstrates the responsibilities of a handler) that will offer you with a practical insight of what the routine job day looks like. Customer service agent – If you have a knack for communication and problem solving, then you may apply for a customer service agent's job which requires an individual to sell services as well as resolve consumer disputes and doubts. Apart from the skills stated earlier, customer service agents must also have a deep knowledge about all kinds of FedEx products and solutions, their respective pricing, conveyance, and additional services. Drivers – Want to work as a FedEx driver? Then you will be happy to realize that you will be treated as the official face of the company for every consumer served. In simple words, a driver’s job profile requires her or him to collect the packages from the warehouse to deliver them to their respective owners. Apart from the final delivery services, additional duties for drivers may include paperwork, acquiring feedback, and labeling packages. Operations manager – As a manager of your respective FedEx operational unit, your job will require you to lead a team of handlers, customer representatives, and drivers in the most accurate manner. You will have to run administrative tasks such as designing the weekly schedules, assigning daily work, management of the inventory, and the payroll. Apart from evaluating your existing team, your job might also involve training the recruits. Applications for FedEx Jobs are only open to people who are 18 years or older. When it comes to qualifications, there are distinctive requirements concerning education and experience, as they are largely based on the job profile you’re applying for.

Using a passionately dreamt about and acquired home as security to obtain a loan, is not the easiest decision to make. But taking this credit to support medical expenses or college fees or to repair or expand the property, might be unavoidable sometimes. In fact, it can also be a source of income, because as the name suggests, reverse mortgages are where the lender pays the borrower. Let us learn a few important formal terms in order to understand the concept of the reverse mortgage. Home equity: The amount of money that one would receive if they sold their house, after paying all their debts on it. For example, assuming a property is valued at $1,000,000, if the uncleared dues against it are for $200,000, then the home equity would be $800,000. Equity loan: A borrowing against the value of the home. The value of the home after having paid off all mortgage or other charges relating to it is only considered. This is done as an assurance to the lender that the money borrowed will be repaid. In the example mentioned above, the equity loan eligibility would be for $800,000. Reverse mortgage: A financial agreement in which a homeowner surrenders equity in their home, in exchange for regular payments. Again, using the same example, a reverse mortgage would be giving up ownership of the house in exchange for periodic returns on the $800,000. Returns on these loans can be a fixed monthly payment or a line of credit (LOC). LOC is a deal between any official financial institution like a bank and the borrower, where the maximum amount that a debtor can acquire against the loan is specified. A direct mortgage insurance premium, origination fees, appraisal fees and other standard closing costs are involved in the calculation of the reverse mortgages. You could check for the reverse mortgage rates and use reverse mortgage calculators for accurate calculations. Evaluating the remaining home equity balance after a particular number of years or the outstanding loan balance after computing interest rates and such is possible with the help of free online loan calculators. Use it as a guide to your financial planning and investing.

Most people confuse gluten intolerance with celiac disease. However, celiac disease is a much more complex disorder which affects only 1% of all adults whereas gluten intolerance is common. The damage done by gluten intolerance is not the just restricted to the gastro intestinal tract, but it also ends up affecting the central nervous system, the cardiovascular system, the reproductive system, the skeletal system and the endocrine system. As gluten intolerance leads to autoimmune reaction, it is also associated with many diseases. So, it is necessary to track this problem and include gluten free foods in the daily diet or one can also consult the doctor for prescribed medications. Let’s have a look at some of the symptoms of gluten intolerance:

• Digestive symptoms which include cramping, abdominal pain, diarrhea, constipation, gas
• Difficulty in concentrating and remembering things commonly termed as “Brain Fog”
• Frequent headache
• Mood swings involving anxiety and depression
• Chronic fatigue and overall low energy levels
• Joint and muscle pain
• Numbness in the arms and legs
• Infertility and various reproductive problems
• Skin ailments like dermatitis, rosacea, eczema, and rashes
• Anemia and various nutrient deficiencies
• Autism in severe cases
• Some even include Alzheimer’s, dementia and schizophrenia

So, what causes the problem of gluten intolerance? There are many factors which cause the same, include gluten free foods, damage to the gut bacteria, nutrient density, immune system, hormonal balance and genetic factors. Gluten is complex to digest for a human system and hence is called an “anti-nutrient.” It interferes with the healthy digestive system and can cause bloating, gas, diarrhea, and constipation. Gluten damages the lining of the gut causing a “leaky gut.” Gluten binds to certain proteins and amino acids making them not absorbable. Doctors are sometimes hesitant to diagnose the symptoms of and as gluten intolerance as they can be caused by other disorders too, so it’s best to follow an elimination diet to confirm as to how a body reacts to gluten. An elimination diet, such as including gluten free foods can be a healthy option. But it is also advisable to consult a nutritionist before you change the diet plan completely.

Most individuals rely on their vacuum cleaners to help clean floors, carpet, tiles, sofas, upholstery, and sometimes even hardwood. Though the vacuum cleaner is a versatile tool, you may be relying a little too much on it for cleaning, ending up vacuuming things you probably shouldn't. After all, they are not indestructible and undoubtedly not always cheap. In order to keep them in good working condition, you should never vacuum the following things.

Used coffee grounds
Those who drink coffee are probably aware of how tough it is to clean coffee grounds from the machine. But don't leave the cleaning duty for the vacuum. They can block the pipes, destroy the motor, and result in the growth of mildew inside the vacuum. For dry grounds, pick them with a dustpan and brush. If they are wet, clean them with a paper towel or washable microfiber cloth. You can even use coffee grounds to make compost.

Wet foods
Dry foods like salt or sugar spills can be cleaned with a vacuum. But fresh foods like salads or baked beans should not be vacuumed. Wet foods can clog the pipes and ruin the motor because of the moisture they contain. Sometimes, the food you vacuumed may even start to smell bad. Stay away from the mess by wiping away wet food spills with an absorbent cloth.

Coins and large pieces of glass
You may never vacuum a coin on purpose, but be careful to check the floors when vacuuming. Small and heavy objects like screws or large pieces of broken glass could cut the dust bag, and damage the internal parts. Use thick gloves to pick large pieces of glass, while for the smaller ones, press bread slices over the shards.

Clumps of hair
If you vacuum hair clumps, over time, the machine will clog, and you will need to clean it all out to get it started again. Save yourself from cleaning such a mess by sweeping the clumps up with a brush. If they're stuck on your rug or carpet, just pick them up with bare hands. 

Electrical cords
Running a vacuum cleaner with a spinning brush over an electrical cord is not a good idea. The suction that forces the dirt up into your vacuum cleaner could damage the exterior of the cord. It will eventually make it obsolete and unsafe to use.

Road transport is one of the common means of transport. The bus journey is comfortable and cheaper than flying by air, and that makes it a popular choice, especially for students and youngsters. However, bus travel can be a bit tedious when you travel for a longer distance at a stretch. After speaking to some of the frequent bus travelers, we have collated certain tips to make your journey cheaper, entertaining and more memorable. Read on to know more. Plan it as early as possible When it is a bus, you may find tickets just before the bus starts as well. But if you are a budget-conscious traveler, then it is best to plan your journey in advance. This will help you get cheaper bus tickets. In fact, there are bus operators selling tickets as cheap as $1 during their sale period. Also, if you choose options like Greyhound bus tickets in advance, you can travel at a very cheap price. In addition, try to travel during weekdays to bag the best deal. Don't be late It is always wise to reach the bus stop early before the bus starts. This may help you to find a comfortable seat (in case you have booked a ticket just before boarding) and avoid last minute confusions if any. Do not forget to carry your identity card as most of the operators would request it before you board the bus. Carry the essentials There are a few things that come handy while you are traveling on a bus. The first priority would be the necessary food items. The bus will halt at pre-determined destinations. However, it is wise to carry your snacks and an energy drink so that you do not feel tired and hungry during the journey. Also do not forget about medication, if you are having any. Ensure proper sleep Sleep is essential while you travel as lack of sleep may make you lethargic. Carry a neck pillow, which is very useful while you are on the move. You can also get air pillows, which are easy to carry and handle. An eye mask and an ear plug are two useful products you may carry with you in order to avoid the lights and noises around to a certain extent and to ensure a peaceful sleep. In most cases, a bus takes longer to reach the destination than any other means of transport. Make sure you keep it in mind when you opt to travel by bus, although the bus operators do try to reach the destination on time. It is advised to stand up and stretch whenever the bus stops in between. Moreover, carry something to keep you engaged during the journey.

Approximately $15 billion has been spent by pet owners all around the country for veterinary services in the year 2014. This estimation by the American Pets Products Association easily conveys that pets have increasingly become vulnerable to health problems. Therefore, if you happen to have a pet in your home, then you must secure their health by getting a pet insurance. To enlighten you more about pet insurance, here are some following pointers which entail its key benefits: No compromises Watching your pet fall sick is one of the toughest things you might have to face as a pet owner. In such situations, if you have a pet insurance you don't have to compromise by delaying their treatment or opt for average medical services. You can use the pet insurance to help them get the best healthcare options. In a few words, the primary and the most important benefit of pet insurance is that you don't have to compromise with your pet's health due to lack of essential finances. Soaring medical expenses Costs for medical purposes have only been increasing. This is because several types of treatments and health technologies are coming to the forefront. Even annual and routine checkups require a significant amount of finances. By getting a pet insurance, you will not just nurture your pet's health but will also secure your monetary interests. For instance, you won't have to unnecessarily spend your regular savings as your pet is already insured. Emotional security It is quite evident that every pet owner loves and treats their pet like a child. If they are struck with any drastic health problems, you will want to help in every way possible. A pet insurance will offer you with an emotional security, as you have taken all the measures to ensure your pet's wellbeing. Affordability One of the best parts of pet insurance is that it is quite cost-effective. You just have to invest $20 to $60 per month. This cost variation depends on the breed, age and the heath condition of your pet. You can also customize your coverage plan if you feel that your pet has any specific needs. Easy claims procedure The pet insurance provider reimburses you after your pet receives the necessary treatment. But this doesn't mean that the claims procedure is complex, on the other hand, it is quite simple. You just have to submit appropriate bills and documents to receive the money. Also unlike your health coverage, pet insurance doesn't have a network for vets, so you can easily pick any doctor of your choice.