Eating healthy food in today's world is highly essential, though there are only a few people who follow this. If you flounder every now and again, it's not the end of the world, but setting a fixed healthy meal plan will help you benefit from a cholesterol-free or low-cholesterol diet. If you are planning for lower levels of cholesterol, following a clear cholesterol diet plan is the best way to accomplish that. Previously, it was thought by many of us that reducing cholesterol levels included cutting out foods high in cholesterol content like eggs and shrimps. But nowadays, a cholesterol-lowering diet looks totally different. How to reduce cholesterol levels by planning your diet? Include plenty of fruits and vegetables in your diet: Though this does not readily reduce your cholesterol level, but getting this in your diet would make your meal a healthy one. When you are planning for a diet plan that will lower your cholesterol level, include vegetables as side dishes or as your meat alternative, or you can also use them to broaden your one-pot dishes like curries and casseroles. For a great breakfast, you can add fruit smoothie in your plan. Get fat-knowing: A large amount of saturated fat, which is found in milk products, meat, and cheese products have been related to an increase in low-density lipoproteins (LDL), also known as bad cholesterol. You need to take care of this fact while you are planning for your cholesterol-lowering diet. Replacing saturated fats with unsaturated fats while you are planning for your diet will help you lower your blood cholesterol. By doing this, you can reduce the risk of developing any coronary disease. Broaden the space for food with high fiber content in your plan: Keep whole grain version of staple foods like rice, bread, and pasta. Oats or barley can also be included in your plan. Consider keeping oats or porridge, topped with fresh fruits in your diet plan. With daily intake of 3 grams of beta-glucan, which is a kind of fiber found in oats, you can lower the level of cholesterol. The type of fish matters: Fish rich in unsaturated fat like herring, salmon, trouts and sardines are rich in unsaturated fat. Try to include them in your lower cholesterol diet plan. Some recipes to lower cholesterol are citrus sardines, which combine the freshness of lemon with fish and baked trout with almonds, which combine the goodness of nuts along with the fish. Keep plant sterols in your diet plan: A daily intake of 1.5-2.4 gm of plant sterols can lower your cholesterol level in 2-3 weeks by 7-10%. It can be found in nuts, vegetable oils, and seeds in small amount. Low-fat meals that are less in cholesterol will benefit you in the long run and help in keeping many lifestyle diseases away from you.

What does an "Unlocked cellphone" mean? Most of the cellphones may come with an internal lock that limits its compatibility with certain carriers. This needs to be considered at the time of purchase to avoid expenses on features that may not be used or be usable. Although the DMCA (Digital Millennium Copyright Act) was passed in 1998 to control piracy of CDs, somehow unlocking of cellphones also has come under this law. An unlocked phone or a "no contract" phone means that the device is not restricted to any particular carrier and the consumer can use the services by any wireless carrier of his choice just by inserting a SIM card. Unlocking the phones without proper permissions is considered illegal and consumers trying to do so may have to pay fine and be sentenced to prison. However, range of pre-unlocked cellphones are available in the market today giving greater flexibility to consumers in terms of switching between cellphones based on newer launches, latest features, resale value, for using devices received as gifts, and the ability to jump to a carrier that meets his/her choice. How to use cellphones without contract with a prepaid plan? Prepaid plan means paying a defined amount in advance to the services offered by the carrier. The services cease to work either after the set data/service is consumed or after the time period for service expiry is crossed, whichever is earlier. The services have to be paid for once again to resume the usage which is commonly called as a top-up. A top-up can be done through various modes. There are walk-in vendors from where a suitable service plan can be activated or bought online through the carrier's website using the PayPal, net banking, or debit or credit card options. Some carriers also offer the "Auto Pay" option in which the prefixed cost will automatically get deducted from the linked account to avoid undisturbed services if one forgets to get the top-up done on time. Factors to consider while choosing a carrier: If you are comfortable with any of the big carriers (T-mobile, Sprint, AT&T, Verizon), then you can check on the MVNOs that run using their networks which can provide similar service at a cheaper price. Although dying, CDMA is a commonly used network in the US but the GSM (offered by T-Mobile and AT&T in the US) standard is the most preferred internationally. If you are a frequent traveler, a GSM phone gives you flexibility in choosing the locally available network and thus help you to cut on your roaming fees. The LTE and HSPA platforms provide better speed if your usage is high on the browsing features. The compatibility between the phone and the carrier should be confirmed before buying as some features in the phone may not be supported. For example, voice and texts may work but with the internet running at reduced speeds.

Among various school supplies, the most valuable one for a college student is a good laptop. While investing in a laptop can seem expensive, especially for a student, one must remember that it is an essential device for managing and storing college assignments and projects. Therefore, the user should focus on purchasing a laptop that delivers what it says and lasts for most of the college years, rather than buying a cheap version which might cause inconvenience later due to its high maintenance costs. The good part is that the back-to-school sales are in full swing as a brand new academic year approaches. But landing the best back-to-school laptop deals is easier said than done. Why? Primarily, because, numerous brands and retailers offer fantastic bargains during August and September. At the moment, here are some of the best student laptops. You can find some marvelous back-to-school deals on these laptops across retailers.

• Dell XPS 13 Users can find some excellent back-to-school laptop deals on Dell XPS 13 as it's quite popular. Furnished with a 1920x1080 InfinityEdge touchscreen display, this lightweight device sports a sleek and classy design. Furthermore, it is equipped with an 8th-generation quad-core processor with 16GB of RAM and a 256GB SSD. Likewise, it offers a comprehensive connectivity setup which includes an HDMI port, two USB 3.0 ports, one USB Type C port and an SD Card reader. It performs exceedingly well in terms of battery life. It can run for up to 8 hours on a single charge.
• HP Envy 13t Incredibly light, this laptop with a 13.3-inch full HD display boasts of an aluminum finish which gives the device a sophisticated look. It runs on the Intel Core i7-8550U processor with 8GB RAM and 256GB SSD. Moreover, this ultraportable laptop has one of the best-backlit keyboards. When it comes to battery life, it can last for a good 10 to 12 hours. Likewise, its speakers deliver a decent sound quality, sufficient enough for the user to comfortably enjoy music or movies.
• Samsung Notebook 9 Pro Offering a high-resolution 15-inch touchscreen, the Samsung Notebook 9 Pro comprises of a sturdy metal chassis, 360-degree hinge, and stylus compatibility. An Intel Core i7-7500U processor powers this laptop and it comes with 16GB of DDR4 RAM and 256GB SATA3 M.2 SSD. Notebook 9 Pro consists of a USB 3.1 Gen 1 (5Gbps) Type C port, two USB 3.0 Type A ports, an HDMI port, and a microSD slot. Moreover, it also has a reliable battery life that lasts for about 11 hours.

All the above-mentioned laptops come under the mid-range section in terms of budget. Based on the best back-to-school laptop deals offered by manufacturers or retailers, the laptops stated above can cost anywhere between $700 and $1000 approximately.

Unless you have lived in the same house for years or you have purchased an old house that demands modification and repair, you might have never thought about buying replacement windows. It could be any window that replaces an existing window and improves the beauty and comfort of a home or any commercial establishment. Replacement windows do not replace the existing windows entirely, but only a part of the window gets replaced. The glass and the moving parts of the windows are replaced, while the window frame remains the same. For example, if you notice some problem only in the window screen, you can get replacement window screens. However, if you wish to save money, then you should rely on a replacement window sale wherein you can grab money saving deals and discounts. Other than this, you can count on the following tips to purchase inexpensive replacement windows.

• Choose contractor or builder grade replacement windows

If you wish to save money, you can choose a contractor or builder-grade replacement windows. However, finding the same wouldn’t be easy, as you will have to put in some efforts to find a reliable source. It is worth to put in sufficient research to make your window replacement experience efficient and affordable.

• Stay away from extra features

There is nothing wrong with having a liking for extra features, but then they usually come at a premium price. Therefore, you either avoid extra features that can make your replacement window purchase expensive or find a lucrative replacement window sale source for enjoying discounts and free extra features.

• Choose a cheap material

It is quite common to know that a cheap material makes a cheap product. Therefore, you should try to choose a replacement window made of a cheap material for your project. However, there should not be any compromise with the quality. For example, you can go for fiberglass over wood, and vinyl over fiberglass to save money. You can do a thorough research on all the replacement window materials available so that you could eventually make an informed choice.

Duplex layouts are ideal for families. These can be two bedroom or three bedroom with a shared wall and backyard separated by a partition. However, compared to other types of residential accommodation, there are a number of things that you should check out before renting a duplex. Here is a list to get you started. Location matters: Taking up an apartment in the city versus looking for a duplex to rent out and if possible also sublet or the extra income are two different things, especially when it comes to location. Consider the commute from your newly acquired duplex to work or school. Also, duplexes are generally part of a community system where there are a number of rules and regulations to be followed and be a part of the said community. This might not give you the leeway to maybe sublet your apartment unless you get an approval from the other members. Some communities may be not part of your budget, for example beach house duplex living spaces are prime property and this will of course affect the price exclusively. The ones which do fall in your budget may not be very appealing or may not be suited for your purpose. You have to try and find something which gives you the best of both worlds, in terms of a good deal and good living space. Renting out the extra unit: You have taken a duplex unit, and most probably will be occupying only one of the units and plan to let out the other. Again, a number of factors have to be taken into account before this can be done. For one thing, you have to check with the community and ensure that letting out the extra unit will not be an issue. Of course, the added income will be a huge advantage, which helps manage cash flow. From a homeowner's perspective, the plus points are the extra income from the rental unit can help with a lot of other things. Duplex are affordable, compared to other residential units. There are a number of factors which affect the price, like the community the duplex is part of, area and prime location. But the biggest advantage of renting out a duplex is that the extra unit can be given to a family member who might need constant medical attention and care to recover, which is easy to manage when you are living next door.

Medicare Advantage, often known as Medicare Part C, is a form of medical insurance for people older than 65 years. A bundled health plan called Medicare Advantage offers medical benefits that are as good as Original Medicare (Parts A and B). The plans are an excellent way to simplify your insurance because they frequently cover prescription medication, dental work, and vision care. Read on to find out which providers top the list for Medicare insurance. Cigna Cigna provides a wide range of Medicare Advantage plans, including three types of Special Needs Plans for individuals with more complex health needs. It provides telehealth services 24 hours a day, seven days a week. Moreover, the myCigna app is available to all. The extra benefits provided by Cigna are extensive. Some of these include transportation assistance, over-the-counter allowances, health and wellness discount, home-delivered meals, and a program to help people find assistance paying for essential needs, such as housing, food, prescriptions, dental, vision, hearing, and fitness. All these benefits come at a cost, though, as Cigna can be pricey, even though many of its plans have no or low premiums or deductibles. Higher out-of-pocket maximums of nearly $6,000 are common. Blue Cross Blue Shield If you want the stability of a well-established insurance company and the flexibility of a large network of doctors and medical providers, consider Blue Cross Blue Shield (BCBS). BCBS Medicare Advantage plans are an excellent choice for those who want the freedom to seek care from a diverse range of doctors and medical providers. It can also be especially beneficial for those who require specialized medical care. Medicare Advantage plans from BCBS are generally more expensive than plans from other providers. However, there are a variety of plans available, and many locations offer $0 plans. The plans with better benefits may cost more than $150 per month. Despite the variety of plans available, most BCBS Medicare Advantage plans provide adequate prescription coverage, and benefits frequently include generic prescriptions without the need to meet a deductible. Humana Consider Humana plans if you want comprehensive coverage. The national health care provider serves seniors in all 50 states and Washington, D.C., and offers plans with no monthly premiums, physician copays, or specialist copays. Additionally, you gain access to the online MyHumana portal after becoming a member. You can pay your premium, find a doctor, and even find additional information such as a pricing guide on this platform. In addition to the MyHumana platform, all members have access to the Go365 wellness program. Members can save money on their monthly health insurance premiums by engaging in healthy activities such as working out.  Aetna With Aetna, it's simple to obtain the coverage you require. Moreover, you can take advantage of extra benefits, such as prescription home delivery, access to a 24-hour nurse line, and a SilverSneakers workout membership.  Depending on the plan, monthly premiums can be as little as $0. Physician and specialist copays begin at $35 and $50, respectively. HMO, HMO-POS, PPO, and dual special needs plans are among the coverage options that Aetna provides to suit a variety of needs and price ranges. Many plans also provide coverage for extra services, including dental, vision, hearing, lifestyle, and transportation, and some over-the-counter products, such as cold remedies. When it comes to Medicare Advantage plans, the options continue to expand, so we hope this list of the best companies that offer Medicare Advantage plans is useful to you.