Banks are there to safeguard money, and have employed different ways to do so. Due to the growth of technology, the banking sector has seen tremendous changes. With the rise of Internet and mobile banking, an influx of options has made banking easier for customers. There are many types of bank accounts. It is important that you chose the best ones based on your needs. In order to open a bank account, you need to be eligible. You will need valid identification. You can deposit the money through a deposit receipt or through an ATM machine. There are five types of accounts, savings account, checking account, interest checking accounts, money market accounts and certificate of deposits (CD's). Checking Account This is the most basic version and is available for personal, business, student and joint transactions. The personal accounts have more relaxations when compared with business accounts. Banks offer a variety of customizations for these types of accounts. This includes no requirement for minimum balance, facility to use ATM cards and checks. Checking accounts usually allow for unlimited deposits and multiple transactions, and it is the most flexible type of account. Saving Account As the name specifies, savings accounts are created for the primary purpose; Saving. These accounts provide a small rate of interest. Unlike checking accounts, saving accounts limit the number of transactions and also deduct money when the minimum balance is not maintained. They also provide ATM, mobile and Internet banking facilities. Interest checking accounts Another type under checking accounts is the interest checking account. This account provides a modest rate of interest. It differs from the savings bank account in such a way that, it offers unlimited number of transactions and usually doesn't levy charges. It does however, require a minimum balance to be maintained. These accounts provide ATM services, and checks for easy access of money. Money market accounts Money market account (MMA) offers a higher interest rate in comparison with savings account. MMA's were usually accounts made for the specific purpose of investing in the stock market. But nowadays, they are used to simply deposit money as well, the higher the deposit the higher the interest rate. They offer limited transactions and require a particular amount to be maintained. These accounts are able to provide higher interest rates since they invest in varied types of schemes. Certificate of Deposit CD's allow you to invest your money for a set period of time for a particular rate. They are also known as "time deposits". You will be able to withdraw the amount only after that time period. Withdrawing before the time period will result in a penalty. The longer the time period the higher the rate of interest.

If you choose the best cleaning products to clean your old as well as the new house then you may reduce the time required to clean your house properly. As we all know that some of the best cleaning supplies available in the market make life easier. There are various cleaning supplies available in the market as well as on the Internet these days. The price is different for every product as per the quality of the material. The main purpose of preparing products is to satisfy the customer with quality as well as with the results. Some cleaning products tend to have benefits but some tend to cause side effects such as irritation in the eyes or throat, ache, and some are even known to have carcinogens. Some cleaning products tend to have harmful chemicals like ammonia and bleach. So you must take care of your health when using any type of cleaning products at your home. Let us discuss the best cleaning supplies in detail: ACID Magic If you are facing the problem of iron in your water as well as you are battling with the rust stains in your bathroom then ACID Magic is the perfect solution to your problem. ACID Magic is used to remove rust. It is much powerful as well as safer to use. This product is safe but you may still take all the precautions when using the strong solutions to wearing the gloves as well as safety glasses for your own protection. This is the best solution for all the regular acid solution because it is safer as well as it will not harm your skin and not burn your skin. The procedure for using this product is very easy. When you are going to clean any surface you may add one part ACID Magic as well as three parts of the water. And your mixture is ready to use. You may apply this mixture with the sprayer, brush as well as foam. After applying clean it with the water. ACID Magic price in the market is around $18.97. Synthetic soap As in the language of chemistry, some soaps do not really work as a soap. These synthetic soaps are used to clean your shower as well as bathtub very easily. It may not contain any elements that make tough soap trash. As you may find the synthetic soap which is in the liquid or gel form. These synthetic soaps come in various types so the price of this varies according to the product. Klean-Strip QKSP94005 Odorless Mineral Spirits, 1-Quart If you are tired up of cleaning your furniture or woodwork with normal cleaners then you must try Odorless Mineral Spirits for excellent results. It is very useful to give new look to your furniture as well as woodwork. Before using this product you must search or take some tips to clean it properly. You may just soak a soft cloth as well as keep friction until the cloth no longer yields up dirt. It will work in a well-ventilated region as well as remember that the fumes are flammable. Klean-Strip price in the market is $11.96. Hang the cloth outdoors to dry before stroke it in the trash. It is also the best cleaner for the paint brushes, instrument as well as equipment instantly after the use. Citri-Strip Safer Paint and Varnish Stripping Gel It has multiple layers of the strips which stay wet for 24 hours. It is very powerful and mostly used in the industries for the industrial-strength remover. It is easy to use because it remains wet for 24 hours. You may use it indoor as well as outdoor. It may not contain any harmful acid or chemicals which may harm your skin. This is the best product to use and has no side effects. It will not burn your skin. The price of this cleaning supplier in the market is $11.98.

Here are a few easy and healthy recipe ideas that are both quick to make and light to digest on hot summer days. With very few ingredients, the preparation of these recipes is a breeze. So go on, enjoy these easy, healthy recipes that are brimming with nutrition and taste heavenly too! Greek Cucumber Rolls Ingredients (Serves 2)

• Cucumber - 1 large
• Tomatoes - 1/2 cup (chopped)
• Black olives - 1/2 cup (chopped)
• Hummus - 1/2 cup
• Feta Cheese - 1/2 cup (crumbled)
• Lemon - 1 (cut into two)
• Fresh dill and cilantro - 1/2 cup (chopped finely)

Directions This is popular among easy and healthy recipes. Slice cucumber into thin flat strips using a vegetable peeler and arrange them in slices of two on a clean tray. Smear the hummus on top of each slice, then toss some feta cheese, black olives and cut tomatoes on each of the cucumber strips. Squeeze a little lemon juice and sprinkle some finely chopped dill and cilantro. Finally, roll the strips, serve the Greek cucumber rolls and see them being gobbled up by the young and old alike! Flavorful fettuccine pasta with vegetables  Ingredients (Serves 2)

• Fettuccine pasta - 1/2 lb
• Olive oil - 3 tbsp
• Broccoli - 10 florets
• Pumpkin - 10 diced cubes
• Mushrooms - 10 (thinly sliced)
• Garlic cloves - 2 (finely chopped)
• Shallots - 2 (thinly sliced)
• Parmesan cheese - 4 tbsp
• Black pepper (freshly ground)
• Salt to taste

Directions Cook the fettuccine pasta according to the directions on the label. In a thick bottomed pan, heat the olive oil and sauté the chopped garlic and shallots. After about a minute or so, add the other vegetables along with salt and toss them gently for a few minutes. The vegetables must cook and be crunchy at the same time. When they are done, add the cooked pasta, Parmesan cheese, and some freshly ground black pepper to it and mix well. Serve this flavorful fettuccine pasta with vegetables for lunch or dinner as a filling, yet light meal. Sunshine juice Ingredients (Serves 2)

• Oranges - 6
• Chilled Water - 2 cups
• Strawberries - 12
• Ice cubes - 4

Direction Squeeze juice from the oranges and blend the strawberries in a juicer. Then in a pitcher, take the orange juice, strawberry juice, and chilled water together and mix well. Refresh yourself with this yummy sunshine juice with ice cubes on a hot day.

There are many different kinds of cancers that can affect the body, and it is one of the top fatal diseases to be found globally, as per many reports by the WHO. Among the various kinds of cancer, there is one known as stomach cancer which occurs when the abnormal cells in the stomach grow to an extent that they manifest into a tumor. There are many causes, symptoms and treatment options. Below are a few of those • Causes: While doctors and medical practitioners are not entirely sure about the exact causes that may trigger this disease, they do know that there are several risk factors that can give rise to the same. The bacteria known as H Phylori can greatly increase your chances of coming down with stomach cancer, excessive smoking and a diet that is rich in processed food, excessive salt and oil may also give rise to the same. Also, this disease may be genetically inherited if you have the faulty carrier gene or if you have a family history of this disease. Further, people who constantly work in coal mines and timbre fields are known to be a high-risk group when it comes to stomach cancer due to the fumes that enter the system. Asbestos and the exposure to the same in a factory or classroom can also trigger this disease. • Symptoms: There are a number of symptoms that can be attributed to this disease. Indigestion and acidity as well as bloating are some of the earliest signs and symptoms of stomach cancer. Yet, one must not rush to the doctor as soon as there is some indigestion and acidity. Only when these signs persist for a matter of weeks and come with other such signs, one should visit the doctor. Other symptoms of this condition include nausea and lack of appetite. The progression of this disease is such that it will strip your body of its normal metabolism and render food unpalatable as you try to eat and digest the same. The bloating will also progress along with the appearance of blood in one's stool and yellow appearance of the eyes and the skin. Also, heartburn and unexplained weight loss are some of the other symptoms of stomach cancer. Vomiting and constant fatigue will also set in, eventually as the disease progresses. • Diagnosis: For the diagnosis, the oncologist will conduct imaging tests like an ultrasound and MRI scan. Also, the doctor will also conduct blood tests along with an endoscopy so as to find out the existence and spread of the disease. Further, a biopsy will also be conducted using sample extracted from this region of the body. • Treatment: There are many measures that can be taken for timely treatment of this disease along with symptomatic relief. The treatment methods will also try to contain the spread of this condition. You may have to go through surgery and chemotherapy depending on the results of the biopsy.

The country has always been a trendsetter in a lot of things and it is surprising that they would not find out a way to help its citizens minimize their telephone bills. Americans pay huge amounts of tax and they thus deserve great services from the government, e.g., free government cell phones. So, it is the duty of the government to help its citizens to save money and enlist telephone calls among the basic amenities, because, in the modern era, the telephone has become an indispensable resource. People need telephones for all kinds of needs: calls, texts, internet, etc. Thus, making this free of cost is an indirect contribution in the education sector because the internet is the platform that has evolved as an alternative space for the spreading of education and knowledge. Free government cell phones would mean more and more people would be able to use this resource, which is a great step into the future and proof that the government cares for the welfare of the people.

Different states will have different schemes

California is the state that has always been leading from the front, and, in 2012, they worked out a successful plan toward providing people with free government cell phones. There are 10 companies that have formed ties with the government to work hand-in-hand and help the people connect with each other without shelling out a lot of money. At present, there are nine different companies in the state that provide free calls, texts, and data to the customers and there are seven others who actually do not offer unlimited service, but have a much higher upper limit of talk time and data usage limit than the world average. While other states offer a subsidy, things are bright in California that has always been plagued with the problem of unemployment. While choosing the right service provider, you should choose the ones with government ties so that the services provided to you are totally free of cost and there are no hidden costs that you might be billed with later. In Texas, the economy is the cause of envy for other states, but it has always been troubled with unemployment, and, thus, the measure that they took (similar to California) has proved to be greatly beneficial for the people. The songs of glory and glee do not ring true for the people of Kansas, because the number of needy folks is great; thus, the government has decided to help such people with 250 minutes of free phone calls per month, which is a nice gesture.

Eligibility criteria for free government cell phones

There are certain criteria that must be fulfilled to be eligible to apply for free government cell phones, and people are readily eligible for this facility if they volunteer in one of the assistance programs that the government undertakes all through the year. Let us have a good look at these programs, the participation in which would help people be eligible for free government cell phones is as follows -Tribal Head Start -Bureau of Indian Affairs General Assistance -Tribally Administered Temporary Assistance for Needy Families -Veteran’s Pension and Survivor’s Benefit -Federal Public Housing Assistance (section 8) -Supplemental Security income There are some others through which you can easily find in the government websites and enroll in one of these programs to be eligible for your free government cell phones. There are also the income-based eligibility criteria for citizens that are calculated monthly and annually and depends on the number of members in the family. Have a good look at the rules that are prevalent in your state so that you can apply for your free services with confidence. If you can successfully register with these programs and are economically weak, rest assured that you will be aided by the government and acquire free government cell phones.

Our mucous membranes secrete a thick liquid substance called phlegm. It is generated to support our respiratory system. The phlegm-secreting membranes are present in the mouth, nose, throat, sinuses and lungs. Excessive phlegm may cause coughing. We mostly become aware of its presence at the back of the throat when we have a cold or flu. What causes phlegm? Here are some of the most common causes of phlegm: Excessive mucus accumulation Phlegm might build up overnight due to excessive mucus accumulation in the throat or the nose. Throat irritation and coughing are common symptoms. It might also lead to congestion. Cold, flu and allergies Clear, thin mucus is produced in the nose and the throat when you catch a cold. This mucus starts to turn yellow or green when the body reacts with the virus. You might also develop phlegm if you have seasonal allergies. You must get yourself checked if you experience symptoms like coughing, itchy eyes or sneezing. Dairy Products If you're prone to phlegm and developing excessive throat mucus, you should avoid consuming dairy products such as milk, cheese, butter, and yogurt. Milk items contain protein molecules called casein. Casein increases mucus secretions. You should also avoid drinking excessive caffeine beverages and non-herbal teas as well. Effective home remedies for treating phlegm If phlegm is causing you irritation or making you uncomfortable, you should take steps to remove it. Here are three effective natural ways to get rid of phlegm: Stay Well-Hydrated You might be getting this advice often for a lot of ailments. As clich as it sounds, it is indeed effective! Water helps in thinning the mucus and relieving congestion. You should have warm fluids at frequent intervals to get rid of the uncomfortable symptoms of phlegm. Try drinking warm apple juice and having warm soups or broths. Lemon water keeps you hydrated as well. The warm fluids can relieve congestion caused by phlegm by helping the mucus flow. Follow a diet that is good for your respiratory health You should consume a diet containing ingredients such as ginger, garlic, and lemon. These ingredients have medicinal values. They help relieve the symptoms of phlegm by curing excess mucus and treating colds and coughs. Spicy foods such as cayenne and chilli peppers contain capsaicin. Including these in your diet helps in thinning the mucus. Eat berries, licorice roots, pomegranates and oral zinc and drink guava tea. Humidify and moisturize the air: Have a sauna bath Steam is known to treat congestion caused by phlegm. This is also one of the most effective ways to get rid of phlegm. Let the bath water run till it begins to steam. But be careful not to burn yourself. Have a steam bath with the shower head pointed away from you. You may also lean over a bowl of steaming water. Trap the steam by placing a hand towel over the head. Be careful not to scald your skin. You may consider buying a humidifier from the drug store. If you live in a warm climate, choose a cool mist humidifier. These are some easy home remedies for treating phlegm. If symptoms persist despite these natural remedies, you must consult your doctor and take medicines.