5 popular credit cards with zero percent APR

No credit card offers you a lifetime of zero interest. While the APR (Annual Percentage Rate) may vary, it is not negligible for a lifetime. However, if you are looking for a credit card with no interest rates, doing your research well will be beneficial. The following are some of the best credit cards available in the market with no interest rate for the most extended duration possible:

Discover It® Cash Back
Apart from earning 5% cash back every quarter on eligible purchases, you also get to enjoy a 0% APR for 14 months. This rate is also available on balance transfers making Discover It® one of the best credit cards with no interest rate.

Chase Freedom Unlimited®
You can save up with this card by paying no annual fee. It offers you with a 0% APR for a duration of around 15 months, and also a 1.5% cash back on all eligible purchases. The most prominent advantage of this card is that your rewards do not expire as long as your account is active.

Wells Fargo Platinum Visa® Card
This card by Wells Fargo is one of the best credit cards with no interest rate for a duration of around 18 months, which is longer than what most credit card providers offer. It also comes with no annual fee and has a varying APR from around 16.90% to 26.74% depending on your creditworthiness.

Capital One® Quicksilver® Card
The 0% APR of this credit card extends up to 15 months. You also get a 1.5% cash back on every single eligible purchase up until the time you use this card. There is no annual fee and the varying APR after 15 months ranges from around 14.74% to 24.74% based on your creditworthiness. It is also an excellent card for foreign expenditures since you would not need to pay any foreign transaction fees.

Blue Cash Everyday® Card from American Express
This card comes with 0% APR for around 15 months. Currently, the card offers you a cash back of $150 against an expenditure of $1,000 in the first three months. After the first 15 months, you will have a variable APR ranging from around 14.74% to 25.74% depending on your creditworthiness.

If you pay your bills on time and do not have any credit card dues for a long duration, you may take advantage of low APR. The interest rate depends upon your creditworthiness, which can be enhanced by following the billing calendars of the credit card you have.

YOU MAY ALSO LIKE

  • Skechers shoe ranges and why you should buy them
    The third largest athletic footwear brand in the country, Skechers has a distinctive label that is recognized as being fun and easy going. Offering a clearly classified and wide range of shoes for men, women, and kids, there is a Skechers footwear for almost every occasion. Classified into two, a lifestyle division that comprises Skechers Memory Foam, the charity line BOBS and Relaxed Fit comfort shoes and a performance division that incorporates Skechers GO Run and Skechers GO Walk footwear, the Skechers collection for women is listed under the following groups - Athletics, Boots, Casuals, Dress Casuals, Performance, Sandals, Sneakers, and Workwear. And specifically under the Athletics line are Golf shoes, Lifestyle shoes, Running, Training and Walking shoes. Designed in both Medium and Wide Fit, the Skechers GO Walk series has the following selection of shoes: GO Walk Joy, GO Walk 4 Merge, GO Walk 4 - Interact, GO Walk for Propel, GO Walk Cool, GO Walk Baja, Skechers GO Golf Elite 2, and Skechers GO Walk 2 Golf - Backswing. Restore the joy you felt for walking with the women’s Skechers GO Walk range of shoes. Its features include an innovative new shock absorbing midsole design, Ortholite anti-microbial lining, a featherweight sock liner that adapts to the foot while you walk, an advanced hi-tech water-resistant mesh fabric upper body to let your feet breathe and expand. Skechers Goga Max® insole, a striped fabric edging trim in some models, GO impulse sensors that are placed ingeniously for optimal movement, and the GO Walk flex grooves, make even the simple act of walking a new experience. Made in sizes ranging between 5 -13, the Skechers GO Walk for women has an easy slip-on design and comes in multiple color choices such as Black, Blue, Bronze, Brown, Camouflage, Coral, Gold, Gray, Green, Multi, Natural, Navy, Olive, Orange, Pink, Purple, Red, Silver or White. The GO Walk shoes provide a comfortable fit and are durable at the same time. Stylish enough to be worn as casual wear, for travel, for walking and for going out, the Skechers GO Walk women’s shoes are a distinct footwear range that needs to be noticed. The Skechers logo is “Unseen. Untold. Unsold.” So, now that you have been told what the Skechers Go Walk series for women is about, go check them out in stores and make sure you don't leave them unsold!
  • Intriguing midsize luxury sedan models
    If you are planning to buy midsize luxury sedans, you will be enticed by their stunning features. You’ll get excited exploring the versatile features and elegant body styling of the incredible sedans. Here are some of the best and new midsize luxury sedans of 2017 that are dominant in the market and will continue to lure hearts in times to come: Audi A6: The Audi A6 is the finest luxury car with sophisticated features and functionalities. The 2.0-liter base 252hp engine can be upgraded to a turbo charged 3.0-liter V6 engine. The sedan delivers 34 mpg along the roads. Spacious interior with high-tech features deliver great fuel and power efficiency. Adjustable cruise control and robust automatic braking system are other fine-tuned features of Audi A6. Hyundai Genesis G80: The gorgeous look with spacious interior and 3.8 litre V6 311 hp engine make the Genesis G80 a superior model. Other prime features include a 7.1 sound system, 9.2 inch HD navigation display, blind spot detection, cruise control radar, leather seats and automatic braking system giving the driver strong control over Genesis G80. The new luxury midsize sedan offers maximum protection for the passengers during journeys. Cadillac CTS: The ultimate features of Cadillac CTS have fascinated everyone. The 268 hp engine gives excellent performance which can be upgraded to 335 V6 hp engine. Upgrades are also available for 420hpV6 twin turbo engine. Wireless phone charging, rear camera mirror and 11 speaker Bose system are some outstanding features of Cadillac CTS. The extraordinary sedan gives 30 mpg along highways. The magnetic ride control keeps a control on the suspension depending on weather and road conditions. Mercedes Benz E Class: The Mercedes Benz E Class is one of the best midsize luxury sedans in terms of comfort. The smooth and powerful 2.0L 241 hp engine delivers good performance. You will love the sensual design and experience extreme comfort when travelling. Blind spot monitoring, robust steering control, adaptive cruise control, automatic driving control features and rain sensing windshield wipers are some intriguing features of Mercedes Benz E Class. All the notable features of E Class midsize luxury sedan stand unparalleled.
  • Getting a closer look at health insurance policy
    While many of us strive to put aside some small portion of our earnings into a savings account or investment of some kind, a portion of financial planning that we tend to neglect is an insurance policy. Often, it might seem like a waste of money to pay out a premium year on year towards something that you do not immediately see the benefit of. However, obtaining several life insurance quotes and deciding on a suitable life insurance policy is essential for many reasons. While life insurance is not about assigning a monetary value to someone’s life but life insurance planning can provide some degree of financial support to one’s family in the event of one’s sudden demise. It is important to understand that more than being an investment that yields tangible returns on investments, life insurance must be understood as a risk management tool and must be treated as such. There are several plans that combine life insurance with mutual fund investments but these may be considered as a separate entity. While the higher end life insurance premiums are surely expensive, you would find that opting even for a basic life insurance plan would not make a significant dent in your income, but would return considerably high death benefits to your beneficiaries. An added benefit to most life insurance policies is that they provide some degree of tax deductibility up to exempted levels. Also, while there are any number of options available to get a life insurance quote online, including no exam quotes, it is always better to meet your insurance agent in person, and request his or her guidance in walking you through the nitty gritty of the policy you wish to take so that you are fully aware of what the specific policy covers and what your family or beneficiaries are entitled to receiving. You can always compare different life insurance policies and also check for life insurance no medical exam policies.
  • Seize these 5 lucrative credit cards for remarkable offers
    The standard of living has improved dramatically, and what was once deemed unattainable is within our arm’s length now. Call it evolution or simply an increase in the purchasing power that is conferred on us, we can actually buy that house we always wanted or the car that we spent crushing on in our teenage years, provided we have a decent credit score. When we hear the word “credit”, the image of a shiny card conjures in our minds, and this glossy, powerful credit card has the ability to help us buy whatever we have set our hearts on (reasonable things). Credit cards have revolutionized the world, and it’s not a hyperbole. In addition to allowing the users to reap the benefits the particular credit card offers, it also allows you to create the perfect credit score by paying all the credit bills on time, and this exemplary credit score will go a long way in helping you in your future (buying) endeavors. Another important factor that has heightened our preference for the credit card are the amazing offers that accompany it. Often, people usually sign-up for a credit card to revel in the benefits it offers, and this is one of the major incentives that dominate an individual’s desire to sign-up for credit cards. If you are still looking for the best credit card offers, and are in a dilemma regarding which credit card offers are compatible with your needs, take a peek and figure out. Here are some of the best credit card offers for you to determine which credit card you’ll be taking home or receiving at your doorstep. Chase Sapphire Preferred® Card It is no secret that everyone desires to pack their bags and travel to places they have been eager to visit. How about getting rewards for traveling? Well, the Chase Sapphire Preferred® Card is one of the best credit cards that offer amazing travel rewards and bonuses, and the easy-redeem facility makes it more appealing. You can earn 50,000 bonus points when you spend $4,000 on purchases that you make within three months of opening the account. This is one of the best credit cards offers if you are a frequent traveler. Discover it® Cash Back Card Discover it® Cash Back Card and the best credit card offers are often synonymous since this credit card is known to come up with unique offers for its prospective and current customers. One such amazing offer is where Discover it® will match all the cash back earned by the customer at the end of the year! This offer is meant exclusively for new card members. You can even earn 5% cash back at different places such as gas stations, Amazon, restaurants, grocery stores, till the quarterly maximum each time you use it. Chase Freedom Unlimited® There are shoppers and then there are shopaholics! Irrespective of which category you belong to, it would be quite appealing if you got a certain portion of the money back that you spent so unapologetically. In fact, this would prove to be a strong motivation to keep shopping. Such people need the best credit card offers that will eventually allow them to reap the benefits of cash back on their purchases. The Chase Freedom Unlimited® offers 1.5% cash back on all purchases, and it’s automatic! Also, you can earn a bonus of $150 after you spend $500 on purchases in the first three months of opening the account. Citi® Double Cash Card How enthralling would it be if you can get hold of a credit card that rewards you when you make purchases, and when you pay the bill on time! Well, the Citi® Double Cash Card provides the best credit card offers such as the above-mentioned one. This credit card promotes financial responsibility. You can earn 1% cash back on every dollar you spend, and earn another 1% when you pay your bill on time! Blue Cash Preferred® Card from American Express One of the best credit card offers would be where you can get cash back when you shop for groceries or visit the gas stations; this is because you do it frequently. The Blue Cash Preferred® Card from American Express offers 6% cash back at U.S. supermarkets if you make purchases worth $6,000 per year, 3% cash back at U.S. gas stations, and 1%  on shopping at selected U.S. departmental stores. The best credit card offers are the ones that have no hidden agenda, and the onus of using it wisely rests solely on you.
  • Popular treatment options for metastatic lung cancer
    Accounting for 27% of cancer deaths, lung cancer is deadlier than colorectal, breast, and pancreatic cancer. To be safer and increase the chances of a cure, detecting lung cancer in its early stages is important. When lung cancer is not detected early and is left untreated, lung cancer metastasizes to other body parts such as the liver, the other lung, the brain, the adrenal gland, or the bones. This widespread cancer is then considered as metastatic lung cancer. Several metastatic lung cancer treatments are available that can help you deal with the condition. Read on to know about them. Radiation and chemotherapy Both radiation and chemotherapy are considered to be a very effective treatment option for non-small cell lung cancer, as they play crucial roles in preventing the non-small cell lung cancer from recurring once it is surgically removed. Though chemotherapy is the primary treatment for cancer-affected cells, it is often used in combination with radiation for better results. Surgery Surgery is one of the primary treatment options for non-small cell lung cancer when the patient is diagnosed with metastatic lung cancer in Stage I or Stage II. Here, the surgeon usually removes the section or the lobe of the lung that contains the tumor. Immunotherapy Immunotherapy has recently emerged as a new lung cancer treatment. It focuses on strengthening the immune system, and its mechanism of action is considered to be greatly effective as a metastatic lung cancer treatment. This non-small cell lung cancer treatment can be broken down into four categories that are based on the type of immunotherapy the patient who has metastatic cancer may require, which are as follows:
    • Monoclonal antibodies
    • Therapeutic vaccines
    • Checkpoint inhibitors
    • Adoptive t-cell transferring
    Targeted therapies Among all the metastatic lung cancer treatment options, targeted therapies are often considered to be the most effective ones as they, unlike chemotherapy and radiation that fail to differentiate between a normal and cancer cell, specifically attack the cancer cells only. This type of metastatic lung cancer treatment is ideal for patients who are in the advanced stage of lung cancer. Metastatic lung cancer is a life-threatening condition; however, with proper metastatic lung cancer treatment at the right time, further spreading of the cancer cells can be prevented, and as a result, the condition of the lungs can be improved as well. These are some of the most preferred treatment options for metastatic lung cancer.
  • Easy and quick ways to chase sinus congestion away
    Sinus congestion is usually caused due to allergies, certain bacteria or the occasional fungi, tooth infection, or nasal polyps. These cause infection, inflammation, or swelling of your nasal cavities. This brings in a bout of sinusitis that cause pain and a lot of annoyance to you. You can easily and quickly get relief if you have an acute or short bout of sinuses. However, if you are suffering from severe sinus symptoms that persist for a week or more, it is best to consult a doctor. In case you are suffering from a not very severe case of sinusitis, the best way to get relief is by keeping your nasal passages moist. Avoid dry air as far as possible. Here are a few quick and easy solutions that are good sinus congestion relief techniques. Whether you get an attack of the sinusitis at night or anytime during the day, try out these solutions before hitting the antibiotics. 1. Nasal Saline Spray: Technically, nasal saline sprays shrink the blood vessels that are inside your nose. Simply put, the saline-based solution adds moisture to your nasal cavity and membranes. This helps to clear out mucus and debris from your nose. You can also use nasal saline sprays if you are suffering from allergies that cause your nose to dry out. 2. Warm towel: Take a nice soft fluffy face towel. Soak it in warm water. Squeeze out the water. Make sure no water is dripping from the towel. Place the warm towel on your face. The warmth will open up your nasal passages. You will also get relief from the pain brought on by your sinusitis. 3. Elevation: It is difficult to sleep when your sinuses do not let you breath. With the constant pain all over your face and head, you can barely manage to fall asleep, which leads to more annoyance. When you sleep, keep your head elevated. Use two-three pillows so that your head is at a higher level than your body. This will help you breath more easily and comfortably. You will be able to sleep better. 4. Decongestants: You can use over-the-counter decongestants that come in the form of sprays or pills. These reduce sinus pressure and bring down the swelling of your nasal passages. You will also get relief from stuffiness in your nose. However, note that you should not use decongestants for more than 3 days. Also, decongestants should not be given to kids under the age of 4 years. Consult your doctor before taking any medicines.