Money. Wealth. Funds. Assets. Capital. Finances. All these words refer to the same thing, right? Right, and wrong. Depending on the context in which we use these words, their meanings change. In a broad sense, they all can be used interchangeably. But in the context of investment services and wealth management, we must understand their exact interpretations. While both investment advisors and wealth managers work in the same field of handling money, and the main purpose of both is to grow and multiply income and maximize profitability for their customers, there are a few differences too. Investment advisors advise clients on the type, timing, and mode of making investments, and may try to sell specific products, but the eventual decision whether to act on the advice rests with the client, without whose permission the investment advisor cannot operate. To provide valuable suggestions to help increase income is his duty. Analyzing available funds, considering the level of risk a client can bear, evaluating market conditions, identifying prospective investment options and projecting anticipated returns is the task of investment advisors. A wealth manager, on the other hand, is given more power to use the client’s assets in their custody to increase their value, based solely on the client’s long term financial goals and needs. In fact, it is the responsibility of wealth managers to ensure that there are positive returns on the wealth managed by him. Wealth managers’ functions encompass all that investment advisors do, and in addition to that, they also handle accounting and tax outlining and preparation, asset allocation, affecting financial plans for retirement life and, managing the estates of their clients after their passing. Their relationship with the clients is a continuing and long standing one. Wealth managers have a fiduciary responsibility to their customers and must always act in the interest of the client before his own. Whoever you hire to help with your investments, whether it is an investment advisor or a wealth manager, it is important first to make a decision.

Several gas-producing foods are a common source of discomfort and unease for many. While these cause bloating and indigestion in some people, it may give sleepless nights to those who are easily prone to stomach gas pains. Stomach gas pain is a cause of anxiety and constant worry for several individuals as it makes curbing the symptoms extremely severe. While frequent gas pain may be due to an underlying cause, people with occasional bouts of gas pain can benefit with some lifestyle changes and natural stomach gas pain remedies. Some of the common stomach gas pain remedies have been listed below. Allow the gas to pass Passing gas is a natural phenomenon that should not be allowed to be carried on in isolation. This helps keep the system free from trapped gas and helps reduce gas pain. Trapped gas is the major cause of bloating, discomfort, and pain that should surely be allowed to expel at regular intervals. Not suppressing passing gas can be one of the most effective stomach gas pain remedies. Move your bowels It is important that you have a bowel movement whenever you wish to. Curbing the urge can often lead the gas to get trapped. Often having a glass full of warm lemon water can speed up the bowel movement and help relieve gas. Try sipping hot green tea Herbal and green teas often have gas-relieving properties. Peppermint, anise, chamomile, or ginger tea can help alleviate gas and bloating. Many people find instant gas pain relief after sipping some warm green tea. If you are someone who is prone to diarrhea, it is better you avoid anise tea as it acts as a mild laxative. Chewing fennel seeds may help One of the best stomach gas pain remedies is eating about a teaspoon of fennel seeds. Often warm water and fennel can help relieve intestinal gas, pain, and bloating almost instantly. While having fennel in small amounts is safe, some studies prove that fennel should be avoided when pregnant or breastfeeding. Give hot fomentation a try! While hot fomentation provides great psychological comfort, the heat helps relax the muscles and curbs stomach gas pain sensations. Using a heating pad, a hot water bottle, or simply a hot water shower is one of the most effective stomach gas pain remedies. People more prone to gas pain attacks should keep heating pads handy at work. Try yoga Several yoga postures are designed to help pass gas. People with recurrent gas issues must find a yoga expert and learn the appropriate postures and form.

The skin is one of the most important organs of our body; maintaining it is essential. Your skin will be at its best around your 20’s and 30’s. Proper maintenance at this time will ensure that you look flawless in the following years as well. For this purpose, there are certain anti-aging skincare products available on the market. They have antioxidants and other substances that will keep your skin young and healthy for years to come. The most important part is finding the right one for your skin type. A safe and smart way to go about it is choosing the ones that are popular on the market. By checking the best anti-aging skincare products online, you can find one that works best for your skin. Here are the nine popular anti-aging skincare products:

Olay Regenerist Micro-Sculpting Cream

This has been one of the top anti-aging skin products for a long time. The formula has hyaluronic acid, amino peptides, and vitamin B that instantly works on reducing the wrinkles and removing age marks. This is a product that you must try.

Neutrogena Healthy Skin Anti-Wrinkle Night Cream

If you have used any of Neutrogena products, you know that this one is also bound to give you positive results. This nighttime cream will ensure that you wake up with fewer wrinkles in the morning. Enriched with vitamins, this anti-aging skincare product has clinically proved that it works in reducing the wrinkles on the skin.

Dr. Dennis Gross C+ Collagen Deep Cream

This cream is filled with ingredients such as rice bran, camellia, sunflower, and japonica seed oils. The cream penetrates your skin to delay the onset of wrinkles and age spots. It also works on increasing the moisture retention.

Fresh Lotus Youth Preserve Face Cream With Super 7 Complex

This moisturizing cream is laced with seven supplements that work on keeping the skin young and wrinkle-free. You need not worry about it having too many chemicals either. All it does is enhance your natural skin to make you look flawless.

Clinique Smart Custom Repair Serum

This unique product will be one of your favorites if you use it once. This powerful serum is the one to go for if you are looking for an instant change in complexion. When used over time, it also effectively hides wrinkles.

GlamGlow DreamDuo Overtime Transforming Treatment

This cream is all that you need to take care of your skin and prevent aging. This is a two-for-one balm that will improve your skin and prevent signs of aging. The cream has green tea leaves, green coffee with hyaluronic acid, and green algae in a mixture patented by DreamSerum. This serum works wonders when left overnight. It de-stresses the skin and reduces all wrinkles and signs of aging.

Shiseido Benefiance WrinkleResist24 Day Cream

This is a cream by Shiseido that will protect the skin throughout the day from damage due to pollution and other factors. These pollutants contribute to premature signs of aging. It is made of extracts with smoothing supplements.

RoC Multi Correxion 5 in 1 Eye Cream

Signs of aging are most visible around the eye. This cream tackles the number 1 issue of aging. This cream increases the firmness around the eyes by 19%. It also reduces wrinkles by 10% and improves hydration by 20%. Adding to this, it also brightens up the parts around the eye.

Caudalie Resveratrol Lift Night Infusion Cream

After testing this product, it was found that it improves the texture of the skin and makes it softer and fresh when used overnight. The grapeseed oil and the antioxidant resveratrol are responsible for this effect. Taking good care of your skin is very important. If ignored in the initial stages, it might be difficult to revive it. Instead, choose the right product and make it a part of your beauty regime to enjoy flawless and glowing skin for many years.

Outdoor kitchens are among the favorite things that a homebuyer would love to have. A house with perfect and comfortable outdoor kitchen is a great deal. But you must understand the difference between the types of materials and techniques first in order to crack a great deal. Here are some amenities and brands that are worth noticing. If an outdoor kitchen sale is going on, make a list first of "to ask questions" and then check the list properly so that no point is missed. Things to help furnish your outdoor kitchen It's all about your choice and budget. The brand and appliance style are some points which determine the decision when you're opting for buying appliances and kits from an outdoor kitchen sale. Henceforth, narrow down your choices first so that you can purchase good and effective appliances.

• Grill islands, counters, and storage: When purchasing for these, it's important to check the counter dimension as this must be at least 36 inches in height and 24 inches in terms of width. You can go for porcelain or stainless steel and cement surface, although tile and plastic are also options you can consider. The choice of choosing the material for your outdoor kitchen depends entirely on you.
• The type of grill: You can choose from portable and fixed grills. Ensure to note the side burners, unit dimension, grillers, quality of the grates, etc. You can choose from grills with covers, gas, or electric grills, smoke vent hoods, etc. as this will ensure that you have made a purchase that would enhance your grilling experience.
• Outdoor kitchen sinks: Outdoor kitchen appliances and corners must be made of something which cannot be destroyed with rust. Stainless steel is the best choice for the material for outdoor kitchen sinks in this regard.
• Refrigerators and coolers: An outdoor kitchen refrigerator must have a UL-approved safety certificate. Check this while purchasing along with the material (metal or tempered glass), position of the freezer, and shelves. Check whether is it frost free or not. Energy efficiency is an important criterion to check in case of an outdoor kitchen refrigerator. If the kitchen has ice maker or wine cooler, the rate of that unit goes high in case of outdoor kitchen sale. Ensure to check the capacity of making ice in a day as well as the types of beverages it can make.
• Decks and floor: Don't get slippery surfaces as they are accident prone. Concrete tiles, bricks, or natural stones are good.

You can look for these appliances and more for your outdoor kitchen when shopping at an outdoor kitchen sale.

One of the main concerns for new pet parents is toilet training their feline friends. Cats are smart species; they understand the tricks within a few weeks. However, teaching them the correct techniques from day one is essential as it will gradually mold the cat’s behavior toward using the toilet bowl or litter boxes. The transition can be challenging, so we have listed seven simple steps to help with the process.

Decide and prepare a designated bathroom
Choose a bathroom that is easily accessible to your pet. And place the litterbox close to the toilet. The idea is to get your cat to “go” in the litter box and train it to use the toilet bowl gradually. The cat will get familiar with the new spot eventually. 

Move the litter box closer to the toilet bowl
Move the litter box an inch closer to the toilet bowl. It will also be convenient for the pet parent to clean the box when they want to. Get rid of a layer of litter to a point where there’s a thin layer left in the box. 

Raise the height of the litter box
Stack a pile of newspapers, old magazines, or cardboards under the litter box, and gradually raise the height, so that the cat can easily jump onto the box. Initially, the cat will get confused by the height change. But gradually, it will understand the process and jump onto the toilet seat. Make sure you pay attention to your cat adjusting to the new method while training. 

Use a training box
Gradually, replace the litter box with a training box, and place it over the toilet seat; many options are available online. The training box is made for the pets to become accustomed to the new spot. 

Make the transition
After a few days, replace the litter box with a training seat. Secure the training seat on the toilet. These training seats come with or without a hole. You can simply fill in with the flushable litter. Some training seats have rings of different sizes ranging from small to big. It will help build trust in your cats to use the toilet seat.

After a point, the cat will learn to balance on the toilet bowl. When cats start using the toilet bowl, pet parents can slowly get rid of the litter box.

If you're looking for cat litter, Fresh Step® brings you a series of cat litter products in scented, unscented, concentrated, crystal, and non-clumping varieties. You may buy litter that suits your feline’s daily needs.

In the days when education is becoming costlier with each passing moment, one need not particularly mention the expenses one would have to go through for a college education. As the fee is soaring high with every year, it is becoming harder for a greater number of people to afford college. To reduce this difficulty, one can opt for financial aid. This financial aid for college, professional school, graduate school, and career school can be obtained from various sources such as federal and state governments, colleges and universities, high schools, foundations, and corporations. The total sum present for the undergraduate aid in the year 2014-15 was found to be $183.3 billion. If you’re wondering as to how to receive this financial aid, it has a form to be filled too. Whether or not you find yourself fit to receive the financial aid, it is always better to fill and submit your form. The amount you might receive in the name of financial aid changes from college to college. This amount depends upon the capability of that particular college to meet your financial needs. Also, financial aid should be reapplied for every year that you are in college. The financial aid offered to you can change with the changes in your family’s income, properties, and other financial circumstances. To receive financial aid, you start by filling out FAFSA which stands for Free application for federal student aid. This form gives you access to different types of aids. FAFSA needs to be necessarily filled because of its wide scope of applications, i.e., it not only provides you with an opportunity to receive federal aid but quite a few state governments and colleges also make use of this application to qualify you for their aids. As the name says it, filling FAFSA is free and incredibly easy. You can fill your form at www.fafsa.gov, and you’ll also find an option to input your family’s tax information from the IRS website directly.