One of the most commonly asked questions by customers in the field of trade. There are only two possible ways an investor may lose his money when he invests it in a brokerage account. One, if an event such as fraud or bankruptcy occurs at the brokerage firm, and two, through investment losses, which are subjected to market risks but is conveniently under your control, provided you have a discretionary basis account which requires client approval for any trade carried by the broker on behalf of his client. So other than investment losses, one place where customers fear and feel helpless about is the first mentioned scenario, i.e. in cases of bankruptcy or fraud. And in their defense, considering the recent financial crises in 2008, they have a good reason to be worried. Fortunately for the investors, one could say that an investor’s money in a brokerage account is probably much safer with multiple lines of protection than it is in a bank’s savings account. When a customer deposits his money in a bank, it is common knowledge that the money is never actually lying idle in a safety deposit box, and the bank has already probably loaned it to another customer. Such loans are a risk to any customer with money in his account. That is exactly why, in such cases of a financial crisis, banks are insured by Federal Deposit Insurance Corporation (FDIC), which covers losses up to $250,000 per individual. But in the case of Brokerage accounts, money once deposited, the investor can be sure that his money is truly lying idle under the firm’s safety, thanks to the federal law that requires that the client’s brokerage account be segregated from the firm’s assets. But what in the case of bankruptcy or fraud? And this is where the Securities Investor Protection Corporation (SIPC) comes in; the SIPC covers losses of up to $500,000 including of up to $250,000 for cash claims. So it is arguably safer to deposit your money in a brokerage account.

Before the advent of antibiotics, pneumonia claimed many lives. Antibiotics have, at least, tamed and subdued it; however, there are segments of the population who are vulnerable to and people do die of pneumonia. There are quite a few recognizable pneumonia symptoms and risk factors. A few of them have been discussed as follows. Risk factors Infants under 2 years and adults above 65 years are vulnerable. People who have their immune system compromised such as those undergoing chemotherapy, organ recipients, and others who are on medications and those are suffering from immune suppressing diseases like HIV/ AIDS. These people are more prone to experience pneumonia symptoms. Classification Pneumonia classification is on two bases. One is based on the causative agents and the other on the basis of wherefrom one got the infection. Both bacteria and viruses can cause it and the former is called bacterial pneumonia and the latter viral pneumonia. The other classification is based on the group or the locality from where the infection was acquired. This is the most common type and is bacterial, viral, or fungal. Community-acquired pneumonia is so called as the infection is picked from outside hospitals or other health centers. Hospital-acquired pneumonia is when the infection is picked up during hospitalization for other reasons. These are more dangerous as the causative agents are more antibiotic resistant. Patients on ventilators are at higher risk. Health care acquired are similar and is more drug resistant. These happen in long term health care units and outpatient departments and dialysis centers. Aspiration pneumonia is when food, drink, or saliva into the lungs. This is common in people who have disturbed gag reflux like brain injury, swallowing problem, or alcohol or drug abuse. Pneumonia symptoms can be very deceptive. Mild forms present symptoms like cold and flu but are longer lasting.  Chest pain on breathing and coughing, cough with phlegm, fatigue, fever and chills with body temperatures below normal, etc., are some of the common symptoms. Diagnosis is done by the auscultation of the chest, chest X-rays, and laboratory tests. Treatment is generally based on the cause. Pneumonia is no more as dangerous as it used to be. It can, however, be serious in certain groups of patients with compromised immunity and cardiac disorders.

When John L. Baird first invented the television in the1920s, the fact that ultra-high definition TVs as a concept, let alone a reality, would exist may have been beyond his wildest dreams. However, today, Ultra HD 4K TVs are the only way forward. The hype surrounding TV sales of a 4K TV can only be understood by the fact that the resolution this offers is four times higher than that of yesteryears full high definition TVs. And it is not just the higher number of pixels in this TV, but the enhanced quality and color of these pixels as well. All of this leads to a humungous positive leap regarding one’s TV viewing experience. TV sales in America have gone up pretty much since the emergence of 4K TVs in the market. And while there are many 4K TV sets that may easily burn a hole in your pockets, there are also a few that are averagely affordable. On that note, let’s take a look at some of the best 4K TVs available in the market right now.

• LG OLED C7: The LG OLED C7 that comes in both 55- and 65-inch versions is an ultra-thin model and makes for stunning contrast-rich pictures. This one is among the most affordable TV sale options in the American market.
• Sony Bravia X900E: This sleek mid-range TV set comes with great contrast colors as well as a great motion handling system. It also comes with a direct LED backlight that allows for uniform brightness.
• TCL P-Series (55P607): One of the most affordable and best TV deals of 2017, the TCL P-Series (55P607) gives its viewers a colorful bright HDR feature and comes stocked with the latest in display technology.
• Sony Bravia A1E OLED: One of the premium 4K TV sets that you may get your hands on, the Sony BRAVIA A1E OLED may be an expensive deal. But, its stunning sound and picture quality will leave you with zero regrets about buying it.

Pick the one you loved the most and give your family a whole new viewing experience.

Home security systems have been around for a long time. Now, you have such a wide range of choices in individual products, whole security systems, level of control, monitoring etc. You can choose a whole DIY system, or choose to go the professional installation and monitoring route. Smart home security systems Security has always been the prime concern of any homeowner, which is why doors and locks were invented. In the past few decades, electronics and communication technology helped to create good home security systems, with movement sensors and automatic lighting systems, combined with an alarm and an alert to the local law enforcement if a break-in attempt was detected. Now, you can have a comprehensive security setup connected to smart devices that send alerts to you through text messaging when security violations occur. Simple or Complex? Do you just want a traditional motion sensor, automatic lighting, and alarm system, or do you want a video camera, more sensors both inside and outside the house, an integrated fire alarm and a medical emergency alarm system? You can customize the system before buying, looking at all the features offered by a smart home security company. Pick and choose the level of security and monitoring as you like. Communication technology You can have your system connected to your landline, your broadband connection, or cellular connection. With a cellular setup, you will receive alert messages for everything, from doors or windows being left open, to fire alarms going off or a medical emergency involving someone in your family. You can also choose to combine more than one communication technology for a fail-safe system. Professional or DIY installation For professional installation, a technician from a security devices company or from a security service provider will install the whole system for you. With a DIY kit, you can cut down on costs, but you have to know exactly what you are doing while setting up your home security system. Professional or self-monitoring You can opt for a subscription service to a security company to monitor your system or stay alert to every message and alarm from your system and do it yourself. If you are comfortable with the idea of having a third party monitor your home, you can pay for professional monitoring. Still, the cell phone is typically always switched on and always near to you, so self-monitoring shouldn’t be too hard either. Smart home security systems can include smart locks with which you can control who has access to your house and the time they can enter. You can install heat sensors that sense fire threats, glass breakage sensors, and much more. With smart home security systems, you have the option of turning them on remotely through your cell phone, even if you forget to turn it on when you leave the house. You can have your security system set up with your whole smart home system so that you can control both through a single central control hub. Choose the level of monitoring and control you want and set it up. Keep your home and family safe and secure at all times.

Having a garden area in one's home, regardless of it being a spacious bungalow or a smartly planned apartment, it has become a necessity for an architect to keep in mind that most clients walking through their doors prefer an open space with greenery in it. Now if one is to invest in creating an oasis in midst of concrete structures for their families and acquaintances, it won't be just for show. These spaces, having access to open air and creating an ambiance with a green umbrella, is often an area where one might want to spend their leisure afternoon in reading their favorite book or one might plan a gathering with close humans on a beautiful, not so sunny morning. To have such luxury requires a specific grade and kind of furniture to be installed that gives ease of access to these ideal spaces to be utilized.

Categorically known as a prime furnishing developer and a top garden furniture supplier, B&Q (or BQ) from England have been paving their path from as early as 1969. From the era when creating a garden space was just an accessory of status and expensive taste, this company has evolved as a manufacturer who has made the once heavy-on-pocket deal an affordable one when it comes to BQ Garden Furniture.

With the dawn of smart furnishing using new age materials and designs, BQ has at all steps presented itself as an example to its peers in the business. Retailing approximately 40,000 products, at rates ones just can't say no to, in more than 300 outlets across the United Kingdom and on social networking platforms, it not only has made it a possibility to have good quality furniture accessible but also have revolutionized the design factor with its variety and options to customize.

When one goes shopping for pieces for their living spaces and work areas, there are multiple factors that contribute towards the decision making as to what furniture to select and in the era of the commercial boom, which brand to select. Maintenance being a front runner among those factors is always on one's mind when it comes to investment, especially in the category of garden furniture, as it's easily prone to the effects of nature. Researching and applying materials which can be easily kept in shape is one of the points making this brand a bestselling one throughout the globe. Bringing in an equilibrium between comfortable cushions and practical angels, the mix between the two necessities, make the pieces a perfect blend that suits the eye of a perfectionist customer.

Being responsible for an avalanche move in the furniture business, use of materials like rattan and wrought iron was introduced by BQ back in the days when the old school materials such as wood was the first choice and priority. Through the decades this conglomerate and a gem of a furniture house have become an incubus of smartly talented minds with their drawing boards spread out in labs to create wallet friendly masterpieces and it has led to its current customer portfolio, with a number of close to seven million clients predominantly in Europe and the neighboring countries.

Hair loss is a very common problem in both men and women. Hair loss can be caused by a various reason. Apart from usage of incorrect shampoo for your hair, there are other factors that affect hair loss such as regular hair wash, maintaining hygiene of the hair, intake of healthy or good nutritional food, regular shampooing, to name a few. Not all hair loss reasons are associated with any internal disease or improper hair hygiene or poor diet. Some of the people might experience hair loss at an early age or later even due to predetermined genetic factors. In order to pick the best shampoo for hair loss, you need to first determine why do you have hair fall. Some people experience hair loss due to excessive dandruff that causes itchiness in the scalp and dampens the roots of the hair. This, in turn, loosens up the hair and result in hair loss. On the other hand, lack of hydration or if you're not drinking enough water in a day, you can experience hair loss. A shampoo is made up of a lot of ingredients. Some of the main components in a shampoo are Sodium laureth sulfate, Zinc carbonite, Magnesium sulfate, Sodium chloride, Sodium xylene sulfonate, Pyrithione zinc, Sodium benzoate, to name a few. Which are the ingredients in shampoo that promote hair growth? A part of vitamin B complex, Biotin, which also known as vitamin Pro B is used in some shampoos. This particular vitamin accelerates cell function in the hair and promotes hair growth. Amino acids are an ingredient that helps build protein, which is required for your hair growth as well. Not all shampoos have amino acids and therefore, it is necessary to read the labels on shampoo to pick the right product. If you're looking for the best shampoo for dry hair, then you should consider using the shampoos that contain natural moisturizers. These include ingredients like coconut oil, avocado oil, and shea butter, to name a few. The natural moisturizers help to lock in the moisture in the hair and also keep the hair hydrated all day, keeping the shine intact. People with oily hair can pick shampoos that have lemon and other citrus ingredients. These elements remove the dirt from the hair and scalp and also make them feel soft. In order to have a clarifying effect, some people may also use green tea.