Cancer can be scary but if diagnosed early enough it can be treated. Multiple Myeloma refers to a type of blood cancer. This causes plasma cells to multiply at a higher than normal rate. Plasma cells typically generate antibodies that help build immunity but in these cases, they release excessive amounts of immunoglobulin proteins into the blood and bones causing organ damage and weakened bones. Multiple myeloma treatment takes many forms depending on the extent of damage caused. When it comes to treating cancer like this, the earlier the condition is diagnosed; the easier the Multiple myeloma treatment. Hence it is important to recognise the symptoms associated with multiple myeloma. In its early stages, this condition may not present any symptoms but as it worsens, it can cause bone pain, weakness and weight loss. It can also cause the development of purplish lumps under the skin called extramedullary plasmacytomas. People suffering from conditions such as Solitary plasmacytoma or Monoclonal gammopathy of undetermined significance have a high risk of suffering from multiple myeloma. The risk of suffering from this condition is also high is you are older than 65 years, an African American or have a family member who also suffers from it. Multiple myeloma treatment is most effective in cases where the patient also suffers from anaemia, high levels of calcium, kidney problems or lytic bone lesions. Some of the most effective forms of treatment for this condition are: Stem Cell Transplantation: The first step of this procedure involves harvesting stem cells from a donor or the patient himself and freezing them. The patient is them given high doses of chemotherapy to destroy cells in the bone marrow. The destroyed cells include both healthy cells and plasma cells. The harvested stem cells are then re-injected into the patient's veins where they travel through the bone marrow and create new, health cells. This does not cure multiple myeloma but improves the patient's quality of life and elongates it. One of the possible side effects to this form of treatment is an increased vulnerability to infections. Chemotherapy: Like all other types of cancer, Multiple myeloma treatment also takes the form of chemotherapy. This form of treatment is very effective in cases where patients cannot be treated with stem cell transplantation. Chemotherap can also be combined with other drugs including that can help reduce its side effects. Immunotherapy: This form of treatment is usually reserved for patients who cannot be effectively treated with other forms of treatment. It involves the use of antibodies that attack and destroy cancer cells. Radiation therapy: Radiation involves treating patients with high energy beams such as X-rays. The beam is directed to parts of the body affected by cancer and kills the plasma cells thus reducing pain and strengthening the bones.

The memory foam debuted in NASA to improve the safety standards of seat cushions of the aircrafts, and then gradually found its way to the commercial markets by the early 90s. It initially gained a hold in the health care sector for hospital beds and after a few years it impressed the general public as well. Since then memory foam mattresses have been a beneficial addition to the bedrooms. Its tendency to adapt itself according to the natural body contours, and to retain its shape back again has gained a lot of popularity amongst people. It relieves pressure points helping a person sleep better, an ideal choice for people having chronic neck or back ache problems. The memory foam mattress comprises of minimum three layers, though it can go up to four or five layers depending upon the brand. Over the years many brands have altered the mechanism of the mattress to provide the best sleeping experience to its consumers. For instance now it is much easier for you to find something known as a gel memory foam mattress. This technology basically incorporates a cooling gel in the layers to promote air flow in the mattress. The sleeper can be asleep peacefully without feeling uncomfortable because of the heat. If you happen to be particular about only using organic products, there are mattress companies that design memory foam with natural products. Apart from the usual beds, memory foam complements adjustable beds well. So, if you happen to suffer from sleeping disorders or bothersome body pain then this combination will be best for you. There are plenty of companies in the market offering you with the best rated memory foam mattresses. These brands cater to the needs of all kinds of sleepers, so whether you sleep on your back or on your side, a memory foam mattress can be an ideal choice for your body. Some brands also offer you with trial periods, so that you can assess its performance for real. Loom and Leaf, AmeriSleep, Serta iComfort, Tempurpedic, etc. are some of the popular brands that have an extensive variety of mattresses, with decent prices as well. They offer impressive warranty periods, some also happen to be over 15 years. Before buying you can check various websites that are specially designed for mattress reviews. You can peruse through their ratings, consumer reviews and comparisons. This will help you make a better choice in the long run. You don't have to worry about having limited number of alternatives. You just have to examine the pros and cons, and choose the best possible option that justifies your check list. Always remember that buying a mattress is an investment, considerably a pricey one, so make an intelligent choice.

Life insurance is an insurance policy that provides a sum of money either on the demise of the insured person or after a specified period. A life insurance policy with limited coverage period is named ‘term life insurance.’ When the term ends, the owner of the insurance policy has to decide whether to continue renewing it or let the coverage come to an end. This is in total contrast to a permanent life insurance policy, which, as the name suggests, offers coverage throughout the life of the insured. The premiums paid for the term life insurance policy are used as the cost of the insurance coverage, to insure individuals against the loss of life. Based on the insured person’s age, their gender, quality of health and approximate life expectancy, they a medical team organized by the insurer, he fixes the premium amount that is to be paid. At times, even factors like the regular medications the policyholders are on, whether they are smoker or non-smoker, their occupation, and the family history of diseases also influence the premium amount to be paid. On the policyholder’s demise during the term of the policy, the amount of money stated in the policy is paid out by the insurer. This tax-free face value of the policy is usually transferred to the beneficiary of the insurance policy. On the other hand, if the term ends and the insured is still alive, there is no payment made to anyone by the insurer. However, term life insurance policies can be renewed after it expires, by the insured party. The least expensive among all types of life insurance policies, term life insurance is offered at a low cost because most policies do not hand over a payout to the insured, the death benefit. That is, the policy term ends before the life of the insured. This is why term life insurances are a viable option for insurance companies to sell.

There has been a lot of interest in refinancing lately as mortgage rates are hovering at or near record lows. Even lowering your interest rate by 1% or more results in some serious savings for you every month. When shopping around for the best refinance home mortgage loan, you might wonder which one is the right one for you based upon your current situation. Scroll down to take a look at the different types of refinance mortgage loans available before you make your decision:

• Rate and Term Refinance: This is the most common refinance mortgage loan available wherein you repay your original loan and then replace it with a fresh loan with a new rate and set of terms. For people who are looking to simply lower their loan rate or to change their loan program, this is the best refinance home mortgage loan.
• Cash out refinance: If you are in dire need of cash, then the cash out program might just be your ticket out. This involves pulling out equity from your home thereby resulting in a higher loan balance. This will, of course, increase your monthly mortgage payment but then you will be able to balance it out with a lower interest rate on your new loan.
• Cash in refinance: There may be times when you want to keep your loan amount below a certain threshold by bringing in cash while refinancing. This type of refinance mortgage loan lets you do just that, thereby resulting in a smaller loan amount with a reduced monthly payment.
• Home Affordable Refinance (HARP): This allows home owners to borrow 125% of the value of their house, thus helping home owners who are underwater to take advantage of the low-interest rates on offer.
• Short refinance: To avoid foreclosure, your mortgage lender agrees to pay off your existing mortgage and replace it with a new loan which offers low-interest rates. These loans are not easy to come by, but some lenders do provide short refinance loans.

After a long tiring day, plonking in front of the television would be one of the best things anyone can do, especially if the TV is as fancy as a 4K TV. According to a report by Strategy Analytics, the end of 2016 saw almost 11 million North American homes owning a 4K TV. But before we get into that number and the reason for such a high number, let us understand what a 4K TV is. Also known as Ultra High Definition (UHD), the 4K is a TV set that is characterized by 8 million pixels. This means four times the number of pixels on a normal 1080p display TV set. A 4K TV has a resolution that is about 23 times more than the resolution of a standard definition TV. Now, this is a huge number. Now, getting back to what has led to the rise of 4k TV sales in the North American market, there could be three main reasons for this. These are:

• Falling prices of 4K TVs: This could be one of the main factors in the rise of 4K TV sales. Most people want the best, especially when it comes at a reduced price. No one would leave a 4K TV when its prices are falling.
• Increased shipments: The number of shipments of 4K TV sets in the North American region increased by a whopping 70 percent according to the report by Strategy Analytics. This could be another factor that has led to the rise of 4K TV sales.
• The bigger, the better: According to the same report by Strategy Analytics, most North Americans have a fondness for big TV sets as compared to most other regions across the world. This could well be another reason for an increase in 4K TV sales. In fact, by 2020, all TV sets that are 40 inches and above that sell in North America will be only Ultra HD 4K sets.

And given some of the best TV deals that the American market offers to consumers, every single North American home will house at least a minimum of one 4K TV set.

Fat, the one nightmare for people all around the globe! The belly is one area that doesn't let go of our calorie mistakes very easily. However, there are simple exercises that if done right over time, can help you lose belly fat quickly. Follow these instructions and give it a go. Regular crunches First, lay flat with your knees bent and feet on ground. Next, place your hand behind your head. Then, take a deep breath as you lift your upper torso, and breathe out. Make sure you take in a deep breath as you get back down, and breathe out as you come up. Do it in sets of 10, twice a day for quicker results. As helpful as crunches are, they can be can be very painful if not done right. While doing your crunches, ensure you don't enter a full sit up position. Instead, just raise a few inches of your back, so you don't hurt it. Remember to never jerk your head ahead, this in turn will increase the pressure on your neck and result in pain. As mentioned above, keep your hand behind your head, and take it slow. As you lift your torso, do not sit up straight. Maintaining a 30-40 degrees' angle with the ground is the best position. This will allow your abdomen to feel the pressure of the exercise instead of your neck. Twist crunches Normal crunches are hard, but once the body adjusts to that, you can modify the exercise. To have the effects fast on the stomach, you can try the twist crunches. Lay flat, with your hands behind your head. Next, bend your knees, and keep your feet on the floor. While normally you would lift your upper torso, here you just lift your right shoulder towards the left, keeping the left side on the ground. Do this alternatively and in sets of 10, twice a day. You could also alternate between the normal and twist crunches. Side crunches Lay flat, with your hands behind your head. Then, bend your knees and keep your feet on the floor. While you would otherwise lift your upper torso, here you just lift your right shoulder towards the left, keeping the left side on the ground. You must also tilt your legs to the same side as your shoulder. Do this alternatively and in sets of 10, twice a day. You could also alternate between the normal and twist crunches. Ensure you do this slowly, the twist can hurt you if performed very fast.