More often than not, women spend sleepless nights thinking about how to get rid of their unwanted facial hair. Creams and home remedies seem to work, but no, not the way you expect! Well then, probably you haven’t tried the right facial hair removal solution yet. Yes, now there being a number of quality hair removal tools, gone are the days of fretting and frowning over the unwanted presence of facial hair. Read on to know about some of the best facial hair remover tools that can put an end to all your worries regarding unwanted facial hair. Panasonic electric shaver ES2207P Specifically for women, this shaver offered by Panasonic works excellent when it comes to hair removal using a tool. Working fine on both dry and wet skin, it includes a pop-up trimmer as well and eliminates any risks of razor burn. Veet Infini’ Silk’ hair removal system Featuring an IPL light-based hair removal system, this hair removal tool, presented by the brand Veet, can be a real delight to use at home. Super easy to use, this effective hair removal tool not only works on the facial hair but comes handy in removing coarse body hair too. Not just women, but even men can also use this tool for hair removal. LumaRx IPL hair removal device Along with facial hair removal, this tool can also be used for body hair removal as well. The product aims to provide almost 94% effective hair reduction in only three treatments and offers a professional hair removal experience at home. Remington hair removal system i-light Pro This is another best facial hair remover tool that offers hair-free clear skin fast, by using the ProPulse technology. One facial hair removal session with it ensures hair-free skin for around six months. Its skin contact sensors and corded operation ensure maximum safety while in use. Braun Face 810 facial epilator This hair removal tool is designed in such a way that it even catches the finest of hair and pulls it out gently, without damaging the skin. Suited even for sensitive skin, it can be used daily. While the super slim head of the epilator device ensures precise epilation, the fine cleansing brush that comes as an add-on cleanses the pores from deep within. Iluminage Precise Touch permanent hair reduction system This hair removal tool is known for its effectiveness in removing even the most delicate facial hair efficiently. It ensures a quick performance and soft and smooth skin. Working great on any skin tone and hair type, using it is hassle-free. Not only the face, but this tool can also be used for painless hair removal on other parts of the body as well. Eliminate permanent hair reduction touch Using Elos technology, this is another one of the best facial hair remover tools that deliver hair-free skin in only a few minutes. It can be used on various facial hair types, colors, and sizes. Removing the hair without causing any damage to the skin, this tool addresses maximum skin safety. TRIA hair removal laser 4X Being a manufacturer of the first hair removal design, this facial hair removal tool from TRIA can be a perfect solution for home use. With an angled tip and slim handle, this device, using laser technology, offers near permanent hair removal when used once every two weeks for around 3 months. Now that you have a fair idea of the best facial hair remover tools getting rid of the unwanted facial hair won't be a problem anymore. Consider your budget and comfort with a particular device and go for quick and easy facial hair removal at home. Say goodbye to embarrassing facial hair!

If you want to unwind from the routine stress by taking a break then you should be definitely cruising on the Mississippi River. There are many wonderful river cruise companies that sail through this massive waterway. Here are few of the popular Mississippi River cruise ports that you can consider for your next holiday break. Twilight Riverboat If you are looking for brief escape then the Twilight Riverboat is a perfect choice. These elegant, little cruises have day trips as well as overnight journeys. The one day cruise departs from Dubuque and heads towards the North to Guttenberg, and returns to the Dubuque port by evening. This day trip cruise offers breakfast, lunch and snacks. The two-day cruise commences from Le Claire ambling towards Dubuque. The cruise captain will guide the travelers about the history of the towns, fauna and landscapes. On the second day, you will get a chance to explore town of Dubuque through museums, markets, and architecture. American Queen The American Queen is famously known for its classic vibe and modern functionality. This cruise offers remarkable staterooms filled with great amenities. It also has amazing gourmet food, entertainment nights, spas and gyms. They also get various experts onboard to educate the tourists about the cultural and historical significance of the Mississippi river cities. Usually the voyages last from 5 to 9 days. Depending on your cruise route you might get a chance to see ports of Baton Rouge, Francisville, Memphis, Natchez, Vicksburg, St Louis, Alton, Nashville, Pittsburg, Helena, etc. Spirit of Peoria The Spirit of Peoria has an amazing range of overnight cruises which lasts from two to five days. This can be ideal if you want to take vacation break of one week. Trips to St Louis, Starved Rock and Hannibal are quite popular. The cruise line offers meals, live entertainment shows such as singing, piano music, storytelling as well as excursions to the port cities. They also have an extensive range of themed cruises, sightseeing cruises, single day cruises and private rentals. American Cruise Lines Planning to take a long holiday, then the Complete Mississippi River Cruise by the American Cruise Lines is a wonderful option for you to explore. Exploring 10 states in 22 days this cruise vacation counts as a once in a lifetime experience. Commencing from the Lower Mississippi, i.e. from New Orleans, you will get a chance to witness big cities as well as small towns. As you travel towards St. Paul, the last leg of the journey, you will realize the diversity of various exquisite American communities and their history.

Probiotic yogurt is primarily cultured or fermented milk, which is soured and thickened by adding specific lactic acid-producing cultures to warm milk. Probiotics are the microorganisms or the good bacteria that our body needs to maintain a healthy gut. Some of the common cultures found in the best probiotic yogurts are:

• Lactobacillus bulgaricus
• Streptococcus thermophilus
• Lactobacillus acidophilus
• Lactobacillus casei
• Bifidus

All these help to maintain the balance of bacteria, which boost the human immune system and promote a healthy digestive tract. The American Gastrointestinal Association recommends probiotic yogurt to help improve lactose digestion, prevent constipation, and irregular bowel movements. The best Greek yogurt probiotics have become a staple on American breakfast tables. The most commonly found types of probiotic yogurts include: Low-fat or non-fat: Specially made by fermenting low-fat milk or skim milk, this is a very healthy option for people following a low-calorie diet. As its name suggests, along with having a minimal amount of fat, it also boasts of beneficial nutrients like calcium and potassium, which improves bone and muscle health. Swiss-style or stirred yogurt: This is the traditional yogurt or curd made by fermenting milk in a large tank, cooling it down, and then stirring it for a creamy texture. You can find the best probiotic yogurts in various flavors, which have fruit purees added into them. Sundae style: The flavored ingredients are generally found on the bottom of the container to pique the interest of the buyer. These are eaten by inverting them into a bowl to enjoy all the tastes together. Balkan-style or set-style: As the milk used for this type of yogurt is fermented in individual containers rather than a large tank, the result is a creamier and thicker yogurt than the mass-produced Swiss-style yogurt. Greek-style: You can enjoy this thick, creamy yogurt either in its plain or flavored form. Also known as the Mediterranean-style yogurt, it is thicker and creamier than all the other yogurts available in the market as it uses the triple straining method to get the final product. This is one of the best probiotic yogurts that you will find in any store. The best Greek yogurt probiotics are preferred by most health-conscious people not only because of its taste and texture but also because of its high protein content. Kefir: This is a type of yogurt is made by using starter grains containing beneficial yeast as well as friendly probiotic bacteria similar to those found in yogurt. It is believed that the naturally occurring bacteria and yeast in kefir combine symbiotically to give superior health benefits with regular consumption. The advantage of Kefir is that it can be made from any kind of milk. Also, as it is runnier than regular yogurt, it is easy to drink directly. Skyr: Traditional to Iceland, this form of yogurt is becoming famous across the world for its strained yogurt consistency and milder flavor. It is normally a little sour with a hint of residual sweetness. Traditionally, it is served chilled with milk and sugar, though companies are now adding common flavors like vanilla and berries to make it more appealing. Frogurt: Frozen yogurt is the dessert made with yogurt with added flavors like in an ice-cream. It is usually a little tart in taste and has fewer calories in comparison to ice creams as it uses milk and not cream in the process of preparation. Most probiotic yogurt brands maintain that the good bacteria are present in the dessert and gets activated as it reaches the gut. Non-dairy yogurt: These are the best probiotic yogurts for all lactose intolerant persons and vegans. Non-dairy yogurts are usually made from soy, almond or coconut milk and have all the added benefits of probiotic yogurts.

You come from a tough day at work hoping that the night’s rest will rejuvenate you to face the challenges of the next day. But when you wake up, your body aches. What could be the reason? Stress? Think a bit deeper. Does your mattress give you comfort? Maybe not. Because not all mattresses suit your sleeping position. So before choosing a mattress, you should ensure that it gives you comfort. It can be really confusing to decide the right mattress for your requirements because of the sheer variety and options available in the market. Therefore, to buy the best mattress, you should consider a guide to the best mattresses rated by consumer reports. The following are the best-rated mattresses according to consumer reports: Casper Mattresses Casper is one of the big names in this industry which offers a wide range of sleep products includes sheets, pillows, and mattresses online. These features make it number one on the list of the best-rated mattresses according to consumer reports:

• Casper Mattresses are made of four layers of foam for better relief of back pain.
• The cover is 100% polyester, which is soft and breathable too.
• The comfort layer is 1.5 inches, which helps in getting comfortable sleep.

One more reason why customers rate it as one of the best mattresses is that you can get 100-days of trial for free, and the brand has no-hassle returns. For them, consumers are their top priority, therefore they provide free shipping service for all their online purchases. Denver Mattresses Denver Mattresses is a regional seller with online as well as offline stores in about 30 states. They are popular for having their own manufacturing unit which makes them provide alternative bedding options such as Visco, Latex, Internal Massager that can be a lifesaver for someone, and therefore it is number two on our list of the best-rated mattresses by consumer reports:

• It offers good resilience.
• It has limited pressure and provides pain relief potential.
• Denver Mattresses are quite affordable and easily accessible.

Novaform Mattress Novaform Mattress uses a combination of base foam, gel, and memory foam which provides a cool sleep solution. They have a huge range of mattresses such as Plush, Altabella with twenty-year minimum warranty. Their mattresses have proven to distribute body weight for all-night comfort and sleep. According to consumer reports, these mattresses are rated as one of the best for the following reasons:

• It is considered as most comfortable mattresses for side sleepers.
• It gives firmness and lack of heat buildup.
• It is designed to reduce pressure at 7 key pressure points.

Sealy Mattresses Choosing the best mattress for a particular sleep position is a headache for consumers. Sealy mattresses are 12 inches high, and it is good at muting vibrations. They are known for their excellence and reliable materials, and it takes a top position in consumer reports about the best mattresses with following features:

• It allows good motion transfer.
• It is engineered using superior materials.
• It gives firmness to prevent back pain.

Serta Mattresses Serta mattress models range from low priced mattresses to premium mattresses that provide great value. It is perfect for most sleepers, and it is fairly advanced in terms of design and materials. It minimizes pressure and increases sleep quality for consumers. There is no requirement of topper in these mattresses.

• It has good durability.
• It allows greater motion isolation.
• These mattresses are easy to lift and handle.

Mattresses are one of the most beneficial products which assist people in having a better sleep at night so that they can return to their ventures with a fresh mind every morning. So, you should be very choosy while selecting a mattress, and browse through all options such as foam, gel, and memory foam. The mattresses should adjust to your body and should suit your sleeping position. With the right matress, you won't be bothered by recurring back pain.

Home Equity Conversion Mortgage (HECM) program is the most popular of the reverse mortgage program due to the fact that this program is attested and backed by the federal government. The reverse mortgage rates under the HECM model are less expensive compared to other programs in the market. This is because of the government participation as well as the strict eligibility criteria that qualifies an individual for the program. While there is no set structure that can turn up the average mortgage, the calculation of the eligible amount depends on the four important factors such as the borrower's age, the net value of the property, the current market interest rates, and the pre-approved loan amount sanctioned for the county. The main factor that determines the eligible amount is mainly the mortgage limit that has been approved by the Federal Housing Administration (FHA) for the respective counties, as a result of which the rates may vary greatly between some areas. The eligibility amount for a reverse mortgage loan is the comparison between the appraised value of the property and the FHA mortgage limit. The lesser of the two amount is factored as the eligible amount and the current 10-year LIBOR swap rate as well as the lender's margin is added to calculate the expected rate. Adding in the age of the youngest eligible spouse will result in the Principal Limit Factor (PLF). To calculate the total upfront loan cost, the loan origination fee along with the extra costs associated with closing should be included with the initial mortgage insurance premium amount. It is essential to consider how much the individual would be able to afford for the upfront cost associated with the finance because some people may source this cost outside the loan. While others may be fully dependent on the loan or may require only a certain percentage of the loan dedicated towards this cost. The last calculation would be to factor in the life-expectancy requirements that have currently been deemed essential to calculate the financial assessment of the borrower. The final step after the separate determinations would be to calculate the HECM credit, that is available for the mortgage loan by adding the PLF, the costs and the set asides. Accordingly, a borrower would be able to determine the net amount that would be available to them in the form of either tenure or term payments. Based on the individualistic needs, one can chalk up a payment method that would suit their financial situation. In order to understand the intricacies involved, one can always get the aid of a reverse mortgage counselor for better clarity and planning of the loan.

Back pain can be debilitating especially when it affects the upper back and neck area. Common causes for upper back and neck pain include maintaining poor posture when standing, sitting and moving about. Hence people who spend most of their day in front of a computer often complain of upper back pain. Being overweight, sports injuries, smoking and not lifting heavy weights properly can also cause this sort of back pain. Upper back, neck treatment for pain should not be ignored as this condition can worsen if not addressed in time. A few quick ideas for upper back, neck treatment are as follows. Cold Compress: Applying an ice pack over the area can help numb the area and relieve pain. A cold compress lowers the internal temperature and metabolic rate of the tissues thus preventing fluid accumulation and swelling. Ideally a cold compress should not be held in place for longer than 15 minutes at a stretch. You could also alternate between hot and cold packs. Walk upright: Maintaining the right posture is crucial to preventing and treating upper back and neck pain. When you stand, imagine a taut line connecting your chest to the sky. Do not let your shoulders hunch while you walk and look straight ahead instead of downwards. This can also be followed when you are sitting. At all times try to keep your back as straight as possible. I Stretches: Stretches are important for upper back neck treatment. Sit on an armless chair with our back straight and feet firmly on the floor. Allow your arms to hang straight down beside your knees. With your palms facing each slowly lift your hands till they are stretched over your head. Hold in place for a minute before slowly lowering them again. Repeat this stretch a few times without lifting your shoulders. W stretch: Stand straight against a wall with your feet aligned to your shoulders and hands by your side. Stretch your arms out straight in front of you and then pull your elbows back so as to touch the wall. Now try making the backs of your palms touch the wall beside your shoulders so as to create a "W." Hold the position for 30 seconds and release. Repeat this thrice. Stretches for upper back neck treatment can be done one to three times a day. Head Tilt: Once the pain has subsided a little, you should try stretching your neck muscles. Sit upright on a chair with your arms beside you. Without bending your back try and bend your head to one side as much as possible. Do not push yourself too hard and bend your neck only as much as is comfortably possible. Bring your head back to the straight position and bend it towards the other shoulder. You can do as many as ten repetitions of this stretch.