The importance of saving for a rainy day has been instilled in us since our childhood with the story of “The Ant and the Grasshopper.” In a nutshell, the overzealous grasshopper has to ultimately seek help from the wise ant who “saved” for the rainy day since the grasshopper was callous enough to sing and while away the entire summer. Even as kids, we dreaded ending up as the now-poor grasshopper quivering at the smug ant’s doorstep. As adults, one of the frequent nightmares that visit us is where we run out of savings, and blame our past-selves for throwing caution to the wind. Well, banks understand the fundamental need of people to save and thereby presents us with a savings account. Almost every bank offers savings accounts to its customer; it is an interest-bearing deposit account that offers modest interest rates to its account holders. Also, a savings account is a great way of earning interests on your unused funds; instead of letting the money lying around the house, and be tempted to spend it recklessly, you can earn interests on the money if you choose one of the best interest rates savings accounts. It would definitely be an advantage if you open a savings account with one of the top banks that offer high interest-yielding saving accounts. Here are some of the best savings accounts that yield high-interest rates. Marcus by Goldman Sachs This online bank is the online offshoot of the Wall Street giant, Goldman Sachs. This bank offers the best interest rates on its savings accounts; you are entitled to 1.70% APY on the deposits you make. This is the best option to open a savings account in, especially if you have extra cash and wish to earn some extra money without breaking a sweat. This online bank makes its savings account more appealing since it doesn’t demand that you keep a minimum balance and no transaction fees are levied. Moreover, another impressive factor that should motivate you to choose this bank is because it offers the best interest rates on its savings accounts, and goes on to offer beneficial personal loans options. Synchrony Bank Unlike certain banks that have restrictions when it comes to ATM access, and mostly there is no ATM access granted in several cases, Synchrony Banks has carved a niche for itself as one of the banks that offer top interest savings account and which grants ATM access as well. It pays an attractive 1.75% APY with no minimum balance requirement and no monthly fee. Usually, several internet-operated banks allow you to transfer funds electronically only. However, Synchrony Bank allows you to access your funds via the ATM, and this makes transactions convenient. Synchrony Bank offers the best interest rates for its savings accounts and your money will be safe since it is a well-capitalized business. Barclays Bank A majority of people are familiar with Barclays since it has been around for 325 years! It is an old British bank that has been catering to people for ages. It offers a decent 1.65% APY which brings it into the league of banks that offer the best interest rates on its savings account. Also, you wouldn’t have to fret about maintaining a minimum balance in the savings account since Barclays doesn’t levy any minimum balance requirement on its account holders. People often think how a British bank is still thriving in the country, and one of the major reasons is that it offers its saving products with highly competitive rates. American Express National Bank This bank is hailed as one of the customer-oriented banks that offers the best interest rates on its savings account. It offers a personal savings account to its customer and offers 1.65% APY which is quite commendable in comparison to other banks. You wouldn’t have to pay any monthly fees or meet minimum balance requirements, and this is what makes it one of the most affordable savings account. Moreover, the FDIC insures your deposits up to $250,000, and you are required to transfer the fund into the account within the first 60 days of applying for the account. Ally Here’s a bank that actually has no branches. However, it has proven its credibility by catering to the customers’ requirements; one of them is that it offers relatively high-interest rates making it one of the noteworthy banks that offers the best interest rates on savings accounts; it offers 1.60%APY to its customers, and it makes transferring funds easier since all transactions are conducted online, and you can have immediate access to your funds via checks, ATMs, and debit cards. Opening a savings account is quite beneficial since it helps you develop a savings habit and helps you earn extra money while doing so.

When you need to want to get yourself a pickup truck, it is a daunting task. There are many options, but you just cannot be sure which one to pick. In the midst of all this confusion, there are some trucks that we can depend on. Ford, Toyota, and Nissan offer some of the most reliable trucks in the industry. Truck owners prefer the Ford F-150. Should they pick up the V8 engine or the V6 engine? It can be a difficult choice. Those who want to by a pickup truck in North America, the Ford F-150 portfolio works well. This is primarily because all truck variations come with four engines, all of them equally compelling. Now, Ford has launched the next-gen 3.5-litre Eco Boost for 2017. This one has a twin turbo and would be a killer machine. It might come slightly costly at $750 to $2,950. The good news is that it would be mated to a new 10-speed transmission. Although Ford will soon come out with their 3.0L diesel pickup truck, here is a question. If you had to choose from the V6 and the V8, which one would you pick? Those who have driven the 4×4 F-150s regularly say that each engine behaves differently and so it is never a good idea to rely on them blindly. However, these engines have some evident strengths. The V6 is meant for the BorgWarner turbo. So it is smooth when it started and till it is slow. The truck goes zero to 100 km quickly, which benefits the working of the machine. For those who have faith in Ford’s engine development, you can rest assured that towing becomes comfortable with both of them. However, if you are looking for something that is less noisy and more powerful, V8 should be your choice. Automatic start/stop technology of the engines comes standard with the 2.7. The transition from ‘off’ to ‘on’ is almost immediate here. So be careful of taking your foot off the break. Both these options are good and value for your money.

Age is just a number and women prove that often by their dressing, whether they are 16 or 60. To dress right befits every woman and many of us want to get that skill right. To keep this concept alive, there are special occasion dresses for women over 60. Clothes for older women is a category that the retail sector is quite focused on right now. However, many retail companies have special occasion dresses for women over 60 included in the fashion chain. This attracts older women to make a purchase as personalized marketing is a powerful tool. Here are some of the factors that top retail stores consider before designing special occasion dresses for women over 60.

Classic looks

When a company designs a dress for women over 60, they imagine a classic look. This age has been through many trends and it makes it difficult for the brands to make something out of the blue for them. In that case, they go for a simple solid color or a classy print that makes the woman look in-fashion and young. Through the classic looks, women can convey their health and status which is an important reason for dressing up.

Dress the part

Special occasion dresses for women over 60 also means dressing for the part you want. This means that the retailers try to understand the reason for purchase. Once that is known to them, they make tailor-made dresses. For example, the work dress for women over 60 would be a simple wrap-around dress. Understanding the reason for purchase makes it easier to design the dress. This also shows the variety in your wardrobe satisfying you with the dresses you have. Variety brings in satisfaction and having the right dresses gives you that satisfaction.

The iconic style

Another guide to designing special occasion dresses for women over 60 is understanding the dressing of fashion icons above 60. This will help the designer in doubt and will also bring out something nice that you would like to buy and wear. Fashion icons are highly respected in the market and their dresses give confidence to those who want to try out a new style. However, not all dresses that suit them can suit you so following them blindly will only make you look silly.

Retro style

One of the safest designs of special occasion dresses for women over 60 for retailers is going retro. Tailoring something that used to be worn when they were young gives them a nostalgic feeling and some confidence to put it on. Retro outfits are evergreen and to be worn by a woman of that era marks some significance. There are a few colors like black and white, styles like long pants and butterfly sleeves that define the retro period and will be accepted by almost every woman in that age and stage.

Embracing the age

The retailers are particular about designing the special occasion dresses for women over 60 to embrace their age. The most important factor is that women should look comfortable in what they wear and that part happens when a woman thinks that she looks her age. Nobody prefers to wear something they aren’t comfortable in. It is important for women to feel easy in the dress they wear and once that is established, they can try different colors and patterns. Special occasion dresses for women over 60 is an excellent concept of design for clothing manufacturers. They not only have to think about what they design but also have to make sure that the sentiments of these ladies are kept in mind. This concept is gaining value in the retail industry and many see this as a business opportunity. It feels great to see a woman over 60 dressing fashionably and making a style statement wherever she goes.

Depression is a growing concern among health care workers as well as the populace. The fact that the condition is not restricted to a demographic makes it even more difficult to deal with. Being mindful about the food being consumed or daily habits have proven to be beneficial for depression and other mental health conditions. Here are three foods that work tirelessly towards better management of depression and its symptoms. Sweet potato Sweet potatoes are a staple of many festive meals. But research shows that they may just be the perfect food for all seasons. Sweet potatoes are rich in many nutrients such as vitamin A, beta-carotene, and fiber. They are also rich sources of magnesium, which is known to reduce the levels of stress and anxiety in the body. Lower levels of magnesium have been linked to depression and insomnia. The complex carbohydrates present in sweet potatoes are also known to improve one's mood, making it an ideal food source to manage depression symptoms. Dark chocolate Chocolates are considered unhealthy in most cases, but if it is the dark and unsweetened kind, it has several health benefits, especially for people with a mental health condition. The large quantities of antioxidants found in a bar of dark chocolate not only help manage stress but also lends a helping hand in managing anxiety and depression. A small bite of dark cocoa can also go a long way in improving one’s mood, managing depression, and its symptoms. Green vegetables Green vegetables make up for nutrient deficiencies. They also help one meet their fiber needs and lower inflammation in the body. The folate content of these vegetables is responsible for enhanced dopamine and serotonin production, helping manage symptoms of depression better. However, there are times when a multidisciplinary treatment approach is required. In such cases, health care professionals can choose to prescribe some medications to their patients. Some of the common medicines used in such cases include Latuda and Caplyta for depression treatment. Latuda Latuda contains lurasidone that is used to address various mood and mental health conditions. It has been used in the treatment of schizophrenia and depression associated with bipolar disorder. It is an oral medication, and the dosage may differ from patient to patient. Latuda depression treatment works by restoring the balance of certain components in the brain. Caplyta Lumateperon or Caplyta depression treatment is prescribed for patients with severe depression that is often associated with bipolar disorder. It is said to be effective in clearing out thoughts and better managing nervousness, improving the patient’s quality of life. Like Latuda, Caplyta is also an oral medication. REXULTI (brexpiprazole) REXULTI (brexpiprazole) is a prescription tablet that helps reduce the symptoms of depression. According to research, it reduces the symptoms by about 62% when used with an antidepressant. This percentage is much lower when antidepressants are administered without REXULTI. However, it is always better to speak with a doctor before taking any such combination. Its side effects include seizures, metabolism problems, and uncontrolled body movements. If you are someone who is hesitant about reaching out and asking for help in person, there are numerous therapists that offer online support. Services like 7 Cups, Doctor on Demand, and iPrevail help people achieve mental and emotional peace. The increasing popularity of therapy online has helped the larger masses deal with issues like anxiety, depression, and isolation. Offices these days also cover online therapies through Employee Assistance Programmes. Velbenazine or Ingrezza® is used to treat psychological disorders like depression caused due to underlying conditions like tardive dyskinesia. Ingrezza® treats depression by reducing the extra dopamine signaling. It is an FDA-approved treatment that comes in the form of capsules, and it is usually prescribed to be taken once daily. Prescription-based Ingrezza® capsules of 80mg can be taken any time of the day, with or without food.

To buy a new television is a tough decision to make, with hundreds of varieties of TVs available in the market for different price ranges. Choosing the right one for you can be an overwhelming experience. Many manufacturers incorporate extra features, clear sound technologies, HD picture quality, and Wi-Fi connectivity in their TVs to get you buy the product. This guide will run you through the basic information that you will need to count on when you buy your new TV. Picture quality Picture quality is definitely the important feature that you should look upon. Of course, many manufactures claim to have a HD technology installed but never get carried away. Take time to watch the TV and know about its display configurations. A good picture quality display delivers great viewing experience and is worth the cash. Check if the TV has a deep shade of black and the best combination of colors which is the major ingredient in picture quality. TV Size The bigger it is, the better it looks. However, that still that does not suit everybody. People may be looking for a 40'' one for their compact bed room. This is how you should choose on the size. You should probably buy the TV which fits to your room, cabinet, or entertainment center. A distance of 9 feet from the place of your seating and the TV gives the best viewing experience if your TV is 60'' and above. However big the TV may be, note to leave a one inch space on all the four sides for ventilation. Look out for 4K and HDR It is common to find a 4k resolution TV for around $800 among the local brands. 4K TVs have four times the number of pixels as standard 1080p resolution TVs. Though they have improved in a span of time it is difficult to differentiate the sharpness between old HD TVs and 4K TVs. Even people who seek to buy budget TVs can still opt HDR compatible televisions as they are available of a lesser price. HRD delivers better color and contrast when compared with 4K. Connectivity Have an idea of how many devices you want your TV to be connected with and see if the TV has the least that many HDMI ports. It should have an USB port, DVI, VGA, Optical, coax, and more for quick connection and easy to display videos and pictures. Fortunately, modern smart TVs has all the ports that you are looking for. A TV should have a minimum of 2 to 4 HDMI ports that can attend to a cable box, receiver, Blue Ray player, video game console, a streaming device, or a smartphone.

Companies use promotional codes to get people to consider or buy whatever they are offering. These codes consist of alphanumeric strings that sellers use to induce people into buying products because of a discount. This usually ties in with their larger promotional strategy or marketing plan. The discount which is availed of may be applicable on individual products or the entire order. It is usually used for a holiday campaign. It may be a specific amount or a percentage and sometimes is for free shipping or wrapping. How to find free promo codes When you purchase products online, at the checkout page, the website normally asks you to enter a promotional code if you have it. This will let you score a discount or get free shipping. Users can input a code they may have got at a previous purchase or from some promotion. Another option many people use is open a new tab and do a quick google search of the items name followed by promo code. Websites like CouponCabin and RetailmeNot offer free promo codes and help you get what you want at affordable rates. Some people can also download browser plug-ins that are dedicated to getting you the best deals on online products. These plug-ins include Honey or CouponSumo. Types of free promo codes There are three different types of codes. These include public codes, which are available for anyone to see and utilize and are usually displayed as banner ads or social media; private codes, which companies send to a certain group of people or to a certain set of eligible customers who they may consider loyal and repeat customers or exclusive members; and Restricted codes, which are usually sent individually and can be used only once by a person. The last type of code given by the company as an apology if it messes up an order, or bungle up shipping, or if the customer has made 50 or more purchases. Specific codes RetailMeNot presently has several offers on the home appliances. You can get 16% off on dishwashers and refrigerators, apart from other appliances. Another offer is 25% off on Franke Apron Front Sinks, and $50 off on a washer and dryer. One promo code offers 18% off on Asko washers and another 26% off on bagged upright vacuums. Normally, you cannot enter multiple codes. Since you can enter only one, try to find which site is giving you the best discount. For other discounts, you may have to place an order for a certain minimum dollar amount to be eligible for the discount.