Your credit rating plays a crucial role in your application for a credit card. And unfortunately, most financial institutions hesitate to issue a new line of credit to someone who is already in debt. Only a handful of banks give credit cards to applicants with even a poor rating across all three credit bureaus. But don’t worry. These cards will help you rebuild your score and provide you the opportunity to avail a higher line of credit. Here are our top three best credit cards for 2021 in the category. Discover it® Secured Credit Card Even with a poor credit rating between 300 and 629, you can apply and get a brand new Discover it® credit card issued hassle-free. The card offers better cashback and redeemable rewards that translate into monetary savings on your purchases. Moreover, you don’t have to pay an annual fee to secure this offer. Any late payments will also not affect the APR, and there’s no foreign fee for transactions. You also earn 2% cashback in popular shopping categories and 1% cashback on the rest of the purchases. In addition, Discover it® brings you an unlimited dollar-for-dollar match guarantee on the cashback you’ve accumulated over the year. OpenSky® Secured Visa® Credit Card Poor credit history or rating will hardly matter with OpenSky® Secured Visa® as the company doesn’t require a credit check. This means you can avail a credit card that’s accepted worldwide for rebuilding credit even when you don’t have access to traditional banking because of poor credit. In addition, although the annual fee for the card is capped at $35, the variable APR is more manageable than other Visa® cards. Since OpenSky® reports to all three credit bureaus, it’s also possible to quickly repair a poor credit rating after just six months of transactions. Secured Mastercard® by Capital One Capital One brings you a secured line of credit with a poor rating in the range of 300 and 629. This is an excellent opportunity for you to rebuild damaged credit with a card that charges no annual fee. It also gives you a chance to be considered for a better line of credit in less than six months from the date of issue. While the variable APR is slightly higher than alternatives set at 26.99%, it’s still a decent option on the Mastercard® network.

Foods are classified based on their different aspects like the quantity needed, the functions they serve etc. Based on the quantity and the large functions they are categorized into macro or energy foods and micro foods. The energy foods are further divided into carbohydrates, proteins, and fats. Carbohydrates form the bulk of food and contributor of energy. Proteins, on the other hand, are more for repairs and reconstruction of the body tissues. Fat plays slightly more complicated role. It has the highest energy density. They act as a solvent for many oil soluble micronutrients. It also plays a part in making many chemicals in the body.

Carbohydrates: Carbohydrates are compounds formed by carbon, hydrogen and oxygen molecules. The simplest is monosaccharides. They are very easily digested and assimilated into the bloodstream raising the glucose levels very quickly. They are burned up also fast providing a quick spurt of energy. The second is disaccharides, normally, an intermediary during the digestion of trisaccharides or complex starches. Trisaccharides or polysaccharides are difficult to digest. These are complex molecules and the body takes the time to break them. Hence, they do not raise but maintains a steady blood sugar level and it takes longer to feel hungry.

Proteins: are compounds of carbon, hydrogen, oxygen and nitrogen. Simple proteins are called monomers and used to make heavier polymers. Proteins are normally used to repair the body. The body rarely breaks down proteins for energy purposes.

Fats: Fats are esters or products of neutralization of fatty acids with glycol. Their structures are quite complex. The simplest is a monomer growing into bigger polymers. Another important factor in fats is the amount of hydrogen in them. The amount of hydrogen in a molecule of fat is measured by its saturation. If one starts to knock of hydrogen atoms from fats they become unsaturated. A saturated fat is solid at ordinary room temperatures and is more difficult to digest and not considered good for our body. However, all fats that are solid at ordinary temperatures are not bad for the body, the example is coconut oil which is considered good. What matters is the straight length of their molecules. Longer ones are not good for the body.

Micronutrients: Micronutrients are mostly mineral salts. In the body, they exist as ions. They are sodium, potassium, calcium, iron, iodine manganese, magnesium, zinc, selenium. Molybdenum and chloride. All these are obtained if one eats a well-balanced diet on a regular basis.

The most common type of eczema that affects infants and children younger than two years is atopic dermatitis. It is a relapsing type of disorder caused by either hereditary or immunological factors. The symptoms can vary from mild, itchy red rash to small, oozing blisters. There can be episodes of acute flare-ups followed by remission. The condition improves as the child grows older and may resolve completely by the time the child reaches puberty. Atopic dermatitis treatment consists of a long-term care plan to improve a patient’s skin hydration, reduce inflammation and enhance the quality of life for the child. An atopic dermatitis treatment can include a variety of measures to control the symptoms.

• It is important to keep the skin hydrated at all times and prevent it from drying. Emollients make a protective barrier and minimize the effects of irritants and dehydrating agents. Complete emollient therapy with an emollient moisturizer and bath substitute is recommended for an effective control of symptoms. A good emollient therapy can be an effective atopic dermatitis treatment and can help reduce frequent flare-ups.
• Avoid hot water for baths as it can cause dry skin. Use mild unscented soaps with a neutral pH level. A bath should be immediately followed by an application of a topical emollient. Always pat the skin dry, never rub with a towel.
• Sedative antihistamines can be used at bed time to control the itchiness and redness.
• Environmental factors like dust mites, which are known to exacerbate the symptoms should be avoided. The child should wear pure cotton clothes and avoid synthetic fabrics.
• Topical corticosteroids are required for treating flare-ups. However, they should be applied in small amounts to the eczematous areas.
• Sometimes, secondary skin infection can develop in an eczematous skin. A topical antibiotic ointment or oral antibiotics may be prescribed for a short duration of time.
• A mild bleach bath for 5-10 minutes may help prevent skin thickening and pigmentation.
• Psoralen and UV light therapy can be used for severe atopic dermatitis treatment.

Regular follow-ups are mandatory to ascertain whether the treatment is working effectively. In the case of frequent exacerbations, follow up with your pediatrician to ascertain if the medication needs to be changed.

Umbilical hernia When the intestine or fat pushes against a spot in the baby's stomach muscles, which is comparatively weaker than the surrounding muscles, then a bulge is created near the region of the belly button. From outside, it seems that the belly button of the child has swollen. In many such cases, children suffer from umbilical hernia since birth.

A few of the symptoms hernia of this kind display include the following:

• It is noticed only after the stump of the umbilical cord falls off. This happens after a few weeks of birth.
• Near the belly button of your child, you will notice a small swelling or bulge. The bulge is the primary symptom of an umbilical hernia in children. Sometimes when the child is taken to a doctor, the doctor may be able to push the swelling back in.
• The symptoms are not visible when the child is relaxing. It is seen when the child is in an upright posture or coughs, sneezes, or strains. The swelling can also be seen when the child is crying or having bowel movements.
• With an umbilical hernia, the child will experience pain in the abdominal region. However, instances of pain are uncommon.
• The child may vomit occasionally.
• The bulge or swelling in the belly-button may be discolored or may be tender.

Femoral hernia In typical cases, the body muscles are enough to keep all the intestines in place. But when someone has overstrained, a portion of the tissues may press against a weakened portion of the skin and produce a bulge. When this bulge is created in the femoral canal, it is known as a femoral hernia. It occurs near the thigh or groin. It is also known as femorocele.

In some cases, the patients fail to realize that they are suffering from a femoral hernia. When a hernia is small or of moderate size, then no obvious symptoms are seen. It is the large hernias that cause discomfort or pain. The bulge mostly becomes worse when the person stands up. A lifting of heavy objects also worsens a hernia. If a serious hernia is obstructing your intestines, only then you can see the symptoms. Obesity or childbirth can lead to the development of femoral hernias.

The most common symptoms of femoral hernia include the following:

• When the bulged-out skin gets cut off from the surrounding area, the hernia is called strangulation hernia. This kind of a hernia is usually life-threatening as this can stop your bowel movements. This leads to chronic pain in the stomach.
• The groin starts paining suddenly.
• The patient experiences nausea and vomiting.
• Since femoral hernias are located near the hip bone, in most cases, they can lead to an unbearable hip pain.

As soon as you enter a bar, the bartender will invite you to the long set of stools on the other side of the counter. You might have noticed that this stool has a unique design, height as well as depth. These tall stools are bar stools exclusively designed for bars. These are functional as well aesthetically pleasing. A brief history Although bar stools are said to have been in use even before the Greek period, there are no historical records about the origin of these stools. It is believed that during the Greek and Roman periods, stools were considered as a symbol of status. The extravaganza of the stool decided the status of the individual. Height of the stools The height of bar stools normally varies from 30 inches to 36 inches. In fact, some of the bar stools can be as high as about 40 to 42 inches. The height of these stools is perfectly aligned to the height of the counter so that you can comfortably sit before the counter to enjoy your drinks. Some of the bars where space is a constraint might have bar stools without a back rest. However, from the point of view of convenience, bar stools with a back rest would be an ideal option. Some of the important facts about bar stools are briefly explained below.

• Bar Stools at home: You might be aware that these days, most of the houses have an exclusive bar counter. Furniture designers have introduced exclusive varieties of bar stools for use in homes. In fact, the furniture manufacturers even customize the design of home bar stools to complement the interior of your home.
• Criterion for choosing bar stools: Whether it is a pub or bar or even your home, you should ensure that the design of the bar stools complements the interior decor of the building. In case you are using the stools in your kitchen, then you should ensure the stool aligns with the height of the kitchen counter. Go for bar stools that have the provision for adjusting height.
• Stools that swivel: From the point of view of convenience, you should look for bar stools that swivel as against stationary stools. Furthermore, swivel stools make it easier to sit down and stand up from the bar counter. Usually, swivel bar stools are made of metals like stainless steel, aluminum and so on.
• Variety of materials: Bar stools are made of varieties of materials, like plastic, wood, stainless steel, aluminum, Chrome and vinyl and so on. This wide range of bar stools also gives you the benefit of choosing from among the various designs available. Similar to the bar stools for home, furniture manufacturers offer exclusive designs for pubs and bars as well.

Convenience of the guests In addition to these, you should also consider whether the bar stools require hand-rest. In short, the choice of bar stools should be based on factors like interior of the building, the design of the bar counter and the convenience of the guests.

A sudden swelling on your fingers appears, what do you do? Do you panic? No. A swelling on your fingers is common during the heat, and is not a cause of concern in most cases. Although there can be a serious problem if your swelling persists for a long time, and especially if it comes along with a stinging pain. If you are suffering from swollen finger pain, here are some reasons that might be causing it. Hot summer days If you step out on a hot summer day, it is likely that you could have swollen finger pain. This is inclined with the fact that your body reacts to the heat by expanding blood vessels. This allows more heat to escape your body and help you keep cool. As the blood vessels stretch, the fluids can leak and seep into your soft tissues causing the swollen fingers. Excess salt in your body A hike in the salt levels of your body can lead to a swelling on your fingers as your body is unable to maintain a stable salt-to-water balance. This extra salt can come in through fried food that we consume on a daily basis. As the level of salt rises, the body starts to retain more water explaining the swelling. This swollen finger pain ideally lasts for a day or two depending on the level of extra salts in the body. Osteoarthritis If there is a swelling on the joint of the fingers or the knuckles then osteoarthritis could be the reasons for your swollen finger pain. This is caused by the wearing down of the tissues around the joints and is usually an age issue as it is common among older adults. Apart from osteoarthritis, there are other forms of arthritis that could cause swollen finger pain or puffy fingers. Raynaud's disease Just like a rise in the temperature can be the cause of swollen finger pain, a drop in it could also lead to the swelling. When the temperature drops below a certain parameter, it can cause your arteries to narrow down thereby limiting the blood circulation. The swelling on the fingers also comes along with a pain in this condition, it is more common among women as compared to men. Along with the swelling and pain, if you see your fingers turn blueish or pale, it could be a sign for Raynaud's disease.