About Skechers Skechers is a $3.56 billion company headquartered in Manhattan, CA. A global leader in the performance and lifestyle footwear industry, Skechers designs, develops and markets more than 3,000 styles for men, women, and children. The success of Skechers can be attributed to its trained and motivated employees, cutting edge research, multi-channel marketing, varied product offering and diversified domestic and international distribution channels. The company also markets toys, bags, and eyewear by way of several licensing agreements. Brand Ambassadors Skechers leverages the goodwill of several athletes and entertainment professionals like Sugar Ray Leonard, Meghan Trainor, Rob Lowe, Kelly Brook, Brooke Burke Charvet and Jay Montana. Skechers sells its products in independent, department and specialty stores and in more than 2,000 company-owned retail stores. Outside the United States, the company is present is more than 180 countries through joint ventures. Some of the more important countries that Skechers is present in are Japan, Canada, Europe, Latin America, Middle East and Asia. Choose greatness Choose greatness by sporting a pair of Skechers Gowalk 4. Have a look at its tremendous features and you will quickly understand why this power-packed shoe is such a rage among the champions. Features of Skechers Gowalk 4 Amazingly lightweight The Skechers Gowalk 4 is extremely light. Its weight is an unbelievable 7 ½ oz per shoe in a size of 9. When you run, your body weight is focused on the arch of your foot. This product is arched in its middle to support the strain that your foot bears while running. The engineers have made this shoe extremely comfortable by providing it with a seamless design. You are running, so every pace that you take must be efficient. To ensure that, the engineers have installed in this product a 5th generation design. Bamboo-lined footbed to prevent bad odor and bacterial infections. Thoughtfully made, this shoe lets your feet breathe freely. The Quick-in-Portal lets the athlete pull out her feet easily from the shoe. Standard shipping policy Skechers ELITE members do not pay anything for shipping, if you want to be an ELITE member, just sign up for this program. The shipping policy is applicable to all the states and the territories of the country. If you are not a member of the Skechers ELITE program, then you may have to pay $8.50 for your entire order. Please check the company website for updated information on the shipping policy. For Express shipping, the customer needs to pay $19.95 for the entire order. Return policy If you are dissatisfied with a Skechers Gowalk 4, you can return it to the company within 45 days of its shipping. You can return the product by either of the two ways; Bring the product physically to your nearest Skechers store Mail the product to the Skechers store You must have the sale receipt at the time of returning your product.

When you take out a business loan using any asset you have as collateral in order to finance some business venture or to tide you over a phase of the low business, it is known as a business loan. Since these loans are secured, the interest rates on them are much lower and therefore make such financial support very useful for businesses without running up an unmanageable debt. An equity loan is a top up on an already existing business loan and is calculated based on the percentage of your property that you own in relation to how much you still owe to the bank. When you apply for an equity loan, lenders are relatively more assured of your ability to repay the loan as the additional loan is secured by your house itself being the collateral. Usually, an equity loan is taken out as an additional loan that is added to an existing loan and is calculated based on the value of the property which acts as a surety. Most home equity loans enjoy hundred percent tax exemption making them more viable than accumulating debt on your credit card. A home equity loan is also especially beneficial considering that it is a fixed interest loan, which offers some degree of financial protection at a time when normal interest rates on loans are subject to market fluctuations. The difference between home equity loans and refinancing is that interest rates are likely to be lower with cash out refinancing than with an equity loan. However, when you go in for refinancing, you would be liable to pay closing costs which may sometime run into large sums of money. The national average rate of interest on equity loans is in the neighborhood of 5.2 % for a US$30,000 fixed interest home equity loan, which is considerably lower than the rate of interest currently charged on credit card debt which ranges between 14% and 22% percent depending on the type of credit card.

Today, the cell phone plays a very important role in our lives. Many are using this device to not only connect with each other but also for reading the news, entertainment, learning something new, keep track of fitness, set reminders, and so on. Hence, it is hardly a wonder that this device has become a necessity, and the government is working towards ensuring that everyone has access to this device with the free government cell phone program. What is this program about? The free government cell phone program is a part of the LifeLine Assistance program. Through this program, Americans from financially disadvantaged families get a free cell phone device as well as several other features, including 250 minutes of talk time or an unlimited amount of calls and text messages. All of the above are free of charge. How did this program begin? The free government cell phone program began in the 1990s when the Federal Communications Commission (FCC) set up a LifeLine phone service program. This program began as a landline-only program. Later, cell phones were also introduced to this program. Originally, the Universal Service Fund paid the amount of the monthly telephone bills. The program is now more popularly known as the Obama phone. How many people have availed of this program? As of now, 12 to 15 million Americans have benefited from the free government cell phone program. If you are one of these millions of Americans who qualify for this program, do enroll for it. How to enroll for this program To enroll in this program, you will first have to approach a LifeLine company that is authorized to provide free government cell phones. Some of these companies include:

• Assurance Wireless
• Safelink Wireless
• Budget Mobile

While the plans by each company may vary, certain features will still be common. Things you should keep in mind Before enrolling in the program, you must keep in mind the following:

• Ensure that you are eligible for the program before you start the enrolling process.
• Check the plans of different companies in your state before you enroll.
• Most companies give refurbished phones, which mainly include feature phones. Hence, there is a high chance that you will not get a smartphone.

What is lupus? An autoimmune and chronic disease that is capable of damaging any body organs like the skin, joints, etc. is called lupus. In case of diseases like HIV or AIDS, the immune system becomes underactive. However, in the case of lupus, the immune system becomes overactive thereby destroying the healthy body tissues. Lupus is chronic because its signs and symptoms can last over six weeks and sometimes more. Basically, the body is unable to differentiate between the foreign substances causing harm and the substances in the body which are healthy. Additional facts on Lupus: - Lupus is not contagious and one cannot get or give lupus from or to someone. - Lupus, in any way, is not related to cancer. - Lupus is not related to human immunodeficiency virus (HIV) because as already discussed, HIV causes the body to become under immune and lupus causes the body to be over immune. - Lupus can range from a mild to a chronic condition. - Almost 5 million people in the world are affected with some form of lupus. Healthy diet for lupus There is no such diet which has been established specifically for lupus, but it is necessary that one has an aim to eat healthy like in case of any disease. A healthy diet lupus should include more fruits, vegetables, whole grains, plant fats, legumes, fish, etc. However, there are certain foods which would prove to be better in managing the lupus symptoms. So, here is a healthy diet lupus list. Avoid red meat and switch to fatty fish. Fatty fishes like salmon, mackerels, tuna, and sardines are rich in omega-3 fatty acids that help protect the heart against any sort of heart diseases. Red meat, on the other hand, is full of saturated fat, which can contribute to various issues like diabetes high blood pressure, heart diseases, etc. Eat calcium-rich food. The steroids or drugs for lupus can cause side effects like causing thinning of the bones and thereby make your bones more susceptible to fracture. In order to avoid this situation, it is essential to eat foods that are rich in calcium and vitamin D so that the bones can constantly be strengthened. The foods to be included in the diet are low-fat milk, dark and green leafy vegetables, yogurt, cheese, beans, and soy. It is better to ask the doctor whether you are getting adequate calcium to nullify the effect of the drugs on the bones from the food alone. In case of a negative response, you might need a calcium supplement along with the food. Avoid garlic and alfalfa because alfalfa contains an amino acid known as L-canavine and garlic contains ajoene, allicin, and thiosulphates. These substances can cause the immune system to flare up thereby catalysing the lupus symptoms. Limiting the intake of saturated fats and transfats is essential. It is better to try and focus on including foods like raw vegetables, pop corn, and fruits in the diet more. There is a possibility that alcohol can interfere with the drugs for lupus. For example, alcohol can lower the effectiveness of methotrexate or warfarin. It is better to keep a control on the alcohol intake. The effect of lupus on each person is different, and while a healthy diet lupus may work wonders for someone, it may not do the same for you. So it is essential to have proper communication with the doctors and dietitians.

Home insurance is a type of property insurance that covers the losses and damages incurred to an individual's house and to the assets in the home. Payments made towards a home insurance is usually carried out in the form of monthly payments which might be included in the homeowner's mortgage. It is important for you to know the basics before you make an informed decision. A standard home insurance quote must include the following coverage. Personal liability This cover consists of bodily injury damage coverage. It also covers the costs in case a guest sustains an injury in your home or on your property. It also covers property damage coverage. Content coverage This coverage protects items that include furniture and clothing of your home. The home insurance quotes are designed in such a way that you would receive funds for the value of these items. Dwelling coverage This the basis of all the home insurance quotes. It provides coverage for the structure of your home that includes floods, walls, built-in appliances, ceilings as well as attached structures. It also covers for a variety of perils that includes fire, rainstorm, theft or vandalism. This cover helps you rebuild your home in the event of a total loss. The three coverages mentioned above do not cover everything. For instance, dwelling coverage does not cover for damages incurred in the event of a flood. Hence, it is a good idea to customize your home insurance quote with additional coverage. You may consider following add-ons to your home insurance quote Flood insurance It protects your home and belongings from flood-related damages. It comes as a separate policy that has its own deductible. It is a good idea to opt for this coverage if you live in a state or area that is prone to flooding. Replacement cost plus This adds an extra level of protection in your home insurance quote. It provides additional coverage to rebuild a home after a total loss. Replacement cost plus the coverage is a good option if a property is owned for an extended period of time. Other structure insurance This covers for the property that is unattached to your homes such as an unattached garage or a gazebo. If you have any of these structures on your property, you might as well get this cover added to your home insurance quote. To conclude, home insurance quotes should be unique to the home and home owner needs.

One of the most desirable factors in an SUV is its safety. Whether for driving their loved ones around or hauling precious cargo, customers must know how safe their car is. The size of the vehicle does not determine safety, but other factors do, such as their driver assistance features and performance in crash tests conducted by the NHTSA and IIHs. Based on these factors, here are a few safest SUVs to buy in 2023: 2023 Lincoln Nautilus The Lincoln Nautilus is a midsize luxury SUV, perhaps one of the most cost-effective in its class. It has a five-star rating from the National Highway Traffic Safety Administration (NHTSA) for overall safety and the highest possible safety rating from the Insurance Institute for Highway Safety (IIHS). The car is well-equipped with tons of safety technology. Standard features include rear parking sensors, blind-spot monitoring, rear cross-traffic alert, forward collision warning, forward automatic emergency braking, pedestrian detection, lane-departure warning, and lane-keep assist. 2023 Toyota RAV4 Prime The Toyota RAV4 Prime is a hybrid SUV with excellent fuel economy and safety ratings. It received four out of five stars in the NHTSA’s rollover test, and the highest safety rating from the IIHS, thanks to its standard safety features like forward collision warning, forward automatic emergency braking, pedestrian detection, lane-departure warning, lane-keeping assist, lane-tracing assist, blind-spot monitoring, rear cross-traffic alert, adaptive cruise control, and traffic sign recognition. 2023 Nissan Pathfinder Find the perfect family-friendly interiors with the Nissan Pathfinder. Equipped with top-rated safety features and crash test results, this SUV by Nissan offers easy maneuvering for a balanced ride. It has a modern yet versatile seating arrangement. The car has three sets of LATCH connectors for child car seats. These connectors have received a rating of Good+ from the IIHS, implying that they are the easiest to navigate. Standard driver assistance features include forward and reverse collision warning, pedestrian detection, blind-spot monitoring, rear cross-traffic alert, lane departure warning, automatic high-beam headlights, rear parking sensors, driver attention monitoring, and rear seat alert. Additional features such as ProPilot assist, surround-view parking camera system, front parking sensors, head-up display, and traffic-sign recognition may be added. 2023 Jeep Compass The 2023 Jeep Compass comes with an impressive range of driver assistance features to make it safer on the road. Key safety features include standard automated emergency braking, standard lane-keep control, forward collision warning with active braking, and blindspot monitoring with rear cross-path detection. It also offers active lane management and adaptive lane cruise control with stop-and-go technology. The car received the highest safety rating of “Good” from the IIHS. It also received the title of Top Safety Pick in crash tests, making it one of the safest SUVs to buy. 2023 Mazda CX-50 The Mazda CX-50 also received a Top Safety Pick+ rating from the IIHS. It is a compact SUV with plush interiors and an incredible array of driver safety and assistance features such as a rearview camera, driver-attention monitoring, blind-spot monitoring with rear cross-traffic alert, lane departure warning with lane keep assist, forward collision warning with pedestrian detection, forward automatic emergency braking, adaptive cruise control, and automatic high-beam headlights. 2023 Dodge Durango The Dodge Durango remains one of the most practical SUVs. This burly, powerful automobile received an overall safety rating of 4 stars (out of 5) from the NHTSA in its crash tests. While the car itself does not come with many features, customers can pick from a variety of optional driver-assistance features to personalize their ride. Some popular features to consider are adaptive cruise control with stop technology, blindspot monitoring, advanced braking assistance, rain brake support, and ready-alert braking. Further, the electronic brake force distribution, electronic stability control, and lane departure warning with lane-keep assist are worth considering. 2023 Honda CR-V The Honda CR-V is a small SUV that received a Top Safety Pick+ rating from the IIHS. It has many standard safety features, including forward collision warning, automatic emergency braking, lane-departure warning, lane-keep assist, adaptive cruise control, traffic sign recognition, and automatic high-beam headlights. Customers can choose to get front and rear parking sensors if needed. 2023 Kia Telluride Those looking for a breathtaking yet safe vehicle that commands everybody’s attention must check out the Kia Telluride. Granted a Top Safety Pick+ rating by the IIHS, this juggernaut has a massive towing capacity of 5500 pounds, meaning it is as sturdy as it is safe. The car comes with several standard safety and driver assistance features like a rearview camera, rear parking sensors, driver-attention alert, road-sign recognition, blind-spot monitoring with rear cross-traffic alert, forward collision warning with pedestrian and cyclist detection, forward automatic emergency braking, lane-departure warning with lane-keep assist, highway driving assist, automatic high-beam headlights, and rear-seat alert. Customers can also opt for additional features like front parking sensors, rear collision warning, rearview mirror with an integrated camera display, surround-view camera parking system, blind-spot camera, and a head-up display. 2023 Ford Bronco Sport This compact SUV from Ford received a Top Safety Pick+ certification from the IIHS and a five-star rating from the NHTSA. Made for off-roading, the Bronco Sport is well-equipped with standard safety features like forward collision warning, forward automatic emergency braking, lane-keep assist, blind-spot monitoring, rear cross-traffic alert, automatic high-beam headlights, rearview camera, and MyKey technology.