Cell phones can be used for various purposes. The user might be a professional or a business person that needs to talk for long durations on cell phones with the clients or colleagues. Someone would be interested in chit-chatting with friends for a long time. Some people use the Internet connections much frequently for browsing, chatting or may be for online work. Therefore, it is crucial to decide on the best prepaid phone plans that would typically suit the requirement of any particular user. On many instances, our friends and even nearby retail outlets may not know the best prepaid cell phone service providers that offer top up plans for prepaid cell phones. Some online portals that offer instant prepaid recharge may not display all the available prepaid plans, and thus there is a possibility to lose the best-suited plan due to lack of knowledge. We need to properly estimate our usage of services in a typical period say one month. From our previous use and future requirement, we can decide on actual talk time we utilize every month. Similarly, we can estimate our data usage as well. There are many options to top-up prepaid cell phones. We can choose a full talk time recharge that would allow us to cost effectively manage our calls. We need to check for the validity of the particular full talk time top-up. Some top-ups have a limited validity, and if we don’t use those minutes in stipulated time phase, we may lose the remaining talk time. However, there might be full talk time top-ups that have unlimited validity. We need to wisely select the data plans as well according to our actual usage in a typical period. Best prepaid cell phones would allow us to get combo packs or top-ups that allow sufficient amount of talk time and data usage as well in the same top-up amount. This can be an optimum choice for prepaid top-up as we can get the privilege of making calls and using speedy internet connection through a single plan. Therefore it would be advisable to go for a suitable combo pack of data and talk time for increased cost efficiency.

Fibromyalgia and Arthritis are two different conditions but still, they are mistakenly diagnosed for each other. While fibromyalgia often has symptoms similar to arthritis, it is not exactly arthritis because it is not an autoimmune disease and it does not cause tissue inflammation nor does it damage joints or muscles. Here we have tried to list some differences between the two conditions.

• Joint destruction Fibromyalgia does not typically lead to destruction or degeneration of joints while one of the main symptoms of arthritis is degeneration of joints.
• Inflammation of joints Fibromyalgia does not cause inflammation of joints while arthritis might lead to inflammation of joints. In some cases of arthritis patients could need surgery to help restore the functioning of joints.
• Blood test In the case of arthritis, some blood tests can identify the condition but there is no specific blood test for fibromyalgia to date.
• X-ray Usually, an x-ray can help in the diagnosis of arthritis because degeneration of joints can be seen but Fibromyalgia can not be diagnosed with an x ray.
• Extreme fatigue Although patients with both arthritis and fibromyalgia experience fatigue, in most of the case, the fatigue caused by Fibromyalgia is far more severe.
• Nature of pain Mostly muscle pain, which can be chronic or burning, is observed in Fibromyalgia while joint pain is seen in arthritis.
• Mental health issues Depression and bad mood are more common in Fibromyalgia in comparison to arthritis.
• Headaches Severe headaches and migraines are few prolific symptoms of Fibromyalgia.

Rheumatoid arthritis and psoriatic arthritis treatments are classed under inflammatory arthritis and are treated differently. Although fibromyalgia can increase the painful sensations of the body by affecting the way your brain processes pain signals, it is not considered an autoimmune disease. Some spices such as turmeric for arthritis along with garlic, cinnamon, ginger, and cayenne are said to be helpful in relieving pain caused by arthritis.

The full-age retirement chart A comfortable, secure, and safe retirement is probably the dream of every working individual in the country. Today, with the generation living healthier, longer lives than ever before, it is safe to assume that we will live longer than our grandparents and parents and, consequently, have longer retirement periods as well. Achieving one's dream of a comfortable, secure retirement becomes easier and simpler when one plans his/her finances. Full retirement age There is an important term called as the full retirement age' in the US. It is the age at which an individual becomes entitled to receive unreduced or full retirement benefits from the employer and government. There are certain rules when it comes to full retirement age (FRA): If someone has been born after 1937, i.e. if that individual'sFRA is more than 65, that person will still be able to receive his/her entire benefits at age 62. However, the stipulation is that the benefits reduction is more for individuals born after 1938. For instance, if someone's FRA is 67. If one begins his/her retirement benefits at the age of 62 years, then their monthly benefit reduces by as much as 30%. For other ages, the reduction for starting benefits at that particular age is: 6.7% when begun at age 66 13.3% when begun at age 65 20%when begun at age 64, and 25% when begun at age 63 Also, if one begins receiving the benefits of their spouses at the age of 62 years, then the reduction in monthly benefit is a whopping 67.5% of your amount that the spouse would have gotten had their benefits begun at FRA. For the spouses, the reduction percentages for beginning benefits is: 50% when begun at age 67 (maximum benefit) 54.2% when begun at age 66 58.3% when begun at age 65 62.5% when begun at age 64, and 65% when begun at age 63 Full age retirement chart <![if !supportMisalignedColumns]> The earliest one can begin receiving benefits is at the age of 62 only. Also, if one was born on the 1st of January, then the year to be considered is the previous year. If one were born on the 1st of any month, then then the previous month age is considered. Also, if one delays retirement benefits and wait until after the FRA, then one may even be entitled for credits for delayed retirement. These will increase benefits per month. Also, one should sign up for Medicare at 65 years of age. Tags: Retirement planningfull age retirement chart Full Social Security Benefits Receipt Ages Year of Birth Full Retirement Age 1960 and after 67 years 1959 66 years, 10 months 1958 66 years, 8 months 1957 66 years, 6 months 1956 66 years, 4 months 1955 66 years, 2 months 1943--1954 66 years 1942 65 years, 10 months 1941 65 years, 8 months 1940 65 years, 6 months 1939 65 years, 4 months 1938 65 years, 2 months 1937 or before 65 years

Video conferences are a major part of an office culture in today's scenario. With the majority of clients in other parts of the world, the best solution for effective communication is video conferencing. Video conferences are preferred over audio as they create an authentic human connection. These are more effective as they avoid chances of any miscommunication. There are several video conferencing services that have the best of features to enable a smooth and fruitful conference. These features are helpful in making the best of the time spent online in the virtual conference room. Recording The Call This is one of the features provided by even the most basic provider. Either side of the conference can choose to record the call. This can be used to later review the meetings and come up with notes. However, it is advisable to inform the party before recording the call. Real-time screen sharing This is a very useful feature. This can help share graphs, sheets and other forms of presentations. This saves the time wasted in exchanging files. Besides, the real-time feature makes the presenting the data simpler. Remote desktop control This feature allows the company to show the process that is already streaming through real-time screen sharing. It allows a person to connect to the desktop of the person at the other end and use it as if it were in front of him. This makes a more convincing case to present to the clients. Polling This feature helps the company come to a decision quickly. It improves the conference room interaction. There will be no cross-talk and miscommunication while making important decisions. It helps you gauge your audience. The feedback you received through polling can be effectively used to improve the calls. Post call report You can see the reports about your presentation. It consists of statistics that include the number of people on the call, when they logged off or if there were any problems. This can greatly help you improve. Social media integration This allows social media platforms to be included in your conference. The people in the conference have the option to log in or log off their accounts. This can be effectively used by companies that focus on social media marketing. Security with end to end encryption It is very important that all the information exchanged in a conference hall remains within the walls. This includes security in the established connection. Better encryption means better security. The minimum is 128-bit encryption. For companies that need higher security standards, they can choose higher encryption rates. There is a lot of information exchanged through the chat option present in the video conferencing service. They also allow personal chats which remain between the chosen few. Cloud Storage This option allows people to access information from the cloud directly. You need not go to your email or anywhere else to download the files.

A home is never complete until the bedroom has been elegantly designed. A range of bedroom furniture products adds to the elegance of the home making it a truly desirable room to be in. Below we list some of bedroom furniture products which your home should essentially have. Tufted rounded headboard This essential piece of bedroom furniture is available for a price range varying from $39 to $59 and can be purchased from any of the online portals. The product is home delivered throughout the country and you can have it delivered in 3-4 weeks. The rounded headboard is made out of premium grade fabric and has some high-density foam padding which makes it all the most comfortable to be used as a support. The height of this rounded headboard can be adjusted so that you can rest comfortably after a hectic day at work. Assembling the headboard is pretty easy and you will always get a pleasurable sleeping experience, once it has been put to task. Platform bed with headboard This elegant bed which can be a part of your bedroom furniture can be bought for a price of $94 to $126 depending on the brand you choose it from. This premium bed features wooden blocks and is a support for memory foam or the spring mattress which you decide to use for your bed. Made out of premium metal, the platform bed is available in queen, full and twin size across multiple brands which manufacture the same. This bed provides strong support to the mattress and thus increases the life of the mattress also. Moreover, it assembles easily in minutes and can be done at home. Bunk beds You will get full metal bunk beds from a range of manufacturers who home deliver this bedroom furniture throughout different regions of the country. The bunk bed varies in cost from $159 to $244 and is made of a sturdy metal frame. Moreover, the bed has a secured ladder and has safety rails on the top edge which is a prerequisite since small children might be using the same. Premium metal bed frame At times, a person does not wish to purchase a designer bed owing to cost compulsions. It is in such situations that premium metal bed frame will make the life easy. This bedroom furniture item is available in a price range varying from $59 to $89 and gives an elegant look to any bedroom. This premium metal bed frame gives elegant look to any home and can be easily assembled at home. The bed frame comes packed in a small box and you can assemble the same when it is received. The package will essentially include a metal bed frame, instruction for installation, screw sets and other components. This product is delivered to different regions in the country and you will get the same 3 to 4 weeks after it has been ordered. Metal canopy bed This bedroom furniture item is available for a price range varying from $99 to $139 and is cast out of metal frame, metal feet and some extra supporting frames at the corner. The metal slats in this bed have been arranged in such a manner that you will not need any box springs. The canopy bed is available in white color which makes it all the more elegant for any home. Recently, a variant in black metallic color has also been launched which gives this bedroom furniture a classy look which is truly unmatchable. In addition to these bedroom furniture items, you can also consider buying a different type of storage bed, daybeds and upholstered beds for your home. All these home furnishing products are available online on leading web portals and you can order these after checking the details online. In case you prefer to purchase these from a furniture showroom, you should make take a round of leading furniture outlets in your area. Every city and town in the country has numerous stores which deal with bedroom furniture items which offer the dream product of your liking.

Apple iPad has gained much popularity since its launch in 2010. Apple was the first to launch tablets in the market which makes iPad a pioneer as well. Since then several models have been released. Apple iPad accessories are as fascinating as the tablet itself. Find out some of the useful add-ons for this tech marvel: iPad Keyboard iPad keyboard Is known as Keyboard Dock. It has special keys to activate features of the iPad. It can be used to synchronize the tablet with your PC when it is connected to an electrical socket via the USB Power Adapter. iPad Case iPad case is a must have if you want your prized possession to remain safe. It comes very handy when you need to travel with the iPad. It can be doubled as an iPad stand as well making it perfect for watching slideshows, videos, etc. iPad Camera Connection Kit This accessory helps to synchronize videos and photos from the iPad to the digital camera and vice versa. The import export is done using USB cable or directly from the SD card. iPad USB Power Adapter The USB power adapter lets you charge your device directly using an electrical socket. iPad Dock Connector to VGA Adapter This one helps you connect your Apple iPad to a monitor, TV, LCD display or projector. It can also be used to watch movies on a big screen and slideshows. Apple Wireless Keyboard This is another useful accessory that you can buy. It connects using Bluetooth. You can now enjoy wireless connectivity as well. Apple In-Ear Headphones with Remote and Mic This accessory lets you enjoy music on your device in a convenient way. The sound is very clear too. With mic and remote, the headphones do a lot of things as well like play, rewind, falls, advance and skip. There are many more accessories that are compatible with Apple iPad. You can check online for the variety of these accessories compatible with your latest device. It is advisable to buy genuine products only to ensure proper functioning of the iPad in the long run.