Getting a thorough understanding of the process in which the online payment services work is difficult. But it is simple once you follow the transaction from start to finish. This will help you to understand the working style of online payment services a lot better. By this, you can see how your website, your member or donor and your payment service provider all work together hand in hand to facilitate the smooth running of every online payment that is made. You will typically need the following to get started with online payments:

• A merchant account
• An account with a payment service provider
• A web page designed to initiate the transaction process.

The online payment process begins as soon as the customer clicks on the button thereby agreeing to pay online for purchasing something from the online store.

• The customer enters his credit card information on the online payment form that appears and then submits the transaction. The form may appear on your website or you may be redirected to your payment service provider’s website, depending on your online payment service provider.
• The payment gateway operated by your payment service provider then receives the transaction details entered by the customer.
• The customer’s payment details are then encrypted so that no one can view their personal and financial information.
• Your online payment service provider then uses a secure payment processing service, in order to verify the customer’s credit card details and confirm whether the customer has enough funds in their account to complete the transaction.
• If the customer has enough funds in his account, then the online payment service provider will transfer the required funds from the customer’s bank account on to the merchant account that is associated with the website.
• The website then gets a notification that the transaction has been successfully completed. In case the transaction gets declined due to insufficient funds in the customer’s account, then no funds are transferred and the status of the transaction is sent to the website.

Backache is a common health problem which occurs when the spine doesn’t get adequate support and comfort. If you suffer from the symptoms of back pain, you must consider getting a good mattress which provides proper back support. Here are some tips which will help you determine the best mattress for back pain. The firmness of the mattress is the most important thing when looking for a good mattress. Make sure that the mattress you sleep on is firm. A soft mattress isn’t the best mattress for back pain. While soft and sagging mattresses make the surface uneven, the mattress, however, mustn’t be too hard. Too much firm mattress exerts more pressure on the body and can cause pain and aggravate the symptoms of fibromyalgia. The actual firmness of the mattress can’t be defined. The requirement of every individual varies depending on the severity of back pain. Therefore, it is essential that you consider the firmness of the mattress. Some people try flipping and rotating which proves effective to relieve back pain and related problems in the short run. In a similar way, you can even rotate or flip your mattress from head to foot or flip it in clockwise manner or upside down. Doing so prevents the sagging of the mattress in one specific section. When you sleep on a sagged mattress, it causes the body to sink in the mattress. The spinal joints are affected by this, and the problem can intensify into sciatica. The best mattress for back pain is the one that delivers maximum support and comfort. It is wise to check the documentation from the manufacturer to know if your mattress is compatible with flipping or not. The actual life of the mattress can’t be predicted. It all depends on the usage of the mattress. If you get up with some backache symptoms, it is high time to realize that you must change your existing mattress. Make sure you have the good quality mattress which keeps a healthy position of your spine and prevents the occurrence of any kind of back pain. On an average, the mattresses must be replaced after every seven to ten years after use. The latex mattress is known to be the best mattress for back pain. This mattress has high rating for providing relief to people with chronic back pain. The springy mechanism of the latex mattress delivers proper support and comfort to the spine. The spongy nature of the latex mattress allows the easy contouring of the body curves. It provides equal support to all body parts such as hips, shoulder, and neck. The body remains in complete contact with the mattress which ensures the correct spine alignment. The latex mattress is the best possible choice for people who suffer from orthopedic problems. High-grade mattresses are made of pocket springs which are also known as pocketed coils. Thousands of pocketed springs are placed inside the fabric of the mattress. The springs provide support to all the contours of the body. You must buy mattresses which contain about 1000-2000 springs. If you are someone who sleeps on your back, make sure the mattress you sleep on is firm enough. Avoid sleeping on too stiff and too soft mattress as they can cause the inappropriate alignment of the spine. Firmness is an important consideration which must be looked upon. Sleeping on an old or soft mattress can aggravate the symptoms of back pain and even result in chronic pain. Therefore, it is mandatory to have the best mattress for back pain. Sleep on the right mattress and you will have a peaceful night’s sleep. What's more, you will wake up next morning more relaxed.

Life without a vacation can be tedious, unhappy and very dull. To find the energy to love your work and love your daily life, you need breaks now and then. And if you can zero in on a holiday package that combines everything right from the flight tickets to the hotel reservation, taking a vacation becomes quite easy. Whether it is the East Coast or the Western U.S, Southern U.S or the Midwest, the best vacation packages are always available. Whether you want a date on the beach with the sun and sand, or a clandestine affair with mouth-watering dishes, the following options would take care of it all. Choose a destination from this list offering top 10 vacation packages and get set to enjoy. Top 10 Vacation Spots: Las Vegas: The Sin City has more to offer than just casinos and bright lights. Las Vegas provides the best entertainment for everyone, so much so that you would not feel like leaving the place, but what happens in Vegas, stays in Vegas. It has the highest thrill rides and the best casinos to try your luck. The Red Rock Canyon and the Hoover Dam will impress you with their natural beauty. Los Angeles: The City of Angels is a place that would not let you down. If you crave for glamor and impressive sceneries, Los Angeles is the place for you. It is a major tourist attraction with Venice Beach, Universal Studios, Huntington Library and the list is endless. Grab a vacation package deal for endless fun. San Diego: America's finest city, San Diego offers Coronado's bone-white beaches. Hop into Balboa Park to visit the museum, or go for a hike in the Torrey Pines State Reserve.You can always choose best vacation packages to pre-plan and have a hassle-free trip. Palm Springs: If your heart desires pure relaxation, Palm Springs is the place for you. Palm Canyon Drive is the place to visit for restaurants serving yummy food, fabulous boutiques, and souvenir shops. New York: The packages available here are sure to beat the heart of a Broadway enthusiast. New York is a magical play between lights and sound. It is not just the Statue of Liberty that you would look up to with much admiration! Boston: Boston Common and Freedom Trail are a must stop to include in your Boston vacation package. If you are interested in heritage and tradition, this is the place. Atlanta: If you are a lover of the sea and sea animals, do not forget Georgia Aquarium. If interested in the rich history of Civil War, look for specific packages to learn more about it. Dallas: That the sky can be the limit is something you will realize when you visit Texas. To visit the best of Dallas-Fort Worth area or taste the best barbecue sauce, look out for the best packages. Detroit: Motor City is the pen-name of Detroit. Lake, automobiles, music and a history rich in music and cars are the things that will wow you here. Chicago: The Windy City welcomes you with pizzas and art illustrations. Bike trails and walking amidst the fountains are what makes the stay worthwhile. Opt for the destination you love and tick it off your bucket list now!

Riding mowers also called as a ride on mowers and they are used to mow a large area. Riding mowers are easy to operate with cutting decks that can be adjusted as per the mowing needs. These come with different features and some of the features to be considered while buying riding mowers are explained below:

• Cruise control, which is a system that automatically controls the vehicle speed, allows you to involve particular speed to cut down long and straight.
• Cut width depends on a number of blades; it decides how the mower cuts the wide swath of grass.
• Turning radius describes how forcefully mowers can turn, and it is required for a lawn that has obstacles.
• Riding mowers characteristically have rear-drive, front-drive, or zero-turn handling. So choose the one which suits your need.
• Speed is an important factor of riding mowers. Mowers offer a speed up to 5 miles per hour.
• Engine horsepower is a measurement of power which is used by blades and transmission.
• Engine displacement is measured in cc and defines the strength of the engine.
• Other comfort features like the high back seat, cup holder, lumbar support, extended legroom, armrests, and rubber foot pads also need to be chosen.

There are various types of riding mowers, let us see what are they: Lawn tractors are traditionally designed mowers and are operated by a steering wheel. This mower allows lawn cutting, haul the landscape materials, and spread seeds. This mower is best for ½ to 2 acres of area. Garden tractors are best for mowing several acres. Garden tractors have the same structure as lawn tractors, but a garden tractor has heavy duty transmission and more ground engaging attachments. Zero turn radius mowers or zero turn mowers do not handle a variety of tasks like a tractor but they work with high forward speed and can cut closely around flower beds, landscaping, and trees. They can navigate through many obstacles. Riding mowers can work on various transmissions like the manual, automatic, and hydrostatic transmission. Manual transmission offers a number of gears that offers a different range of speed to work depending upon the number of gears offered. The automatic transmission allows controlling speed by using the gas pedal; this can help to shift up and down without stopping. Hydrostatic transmission offers a smooth ride and works like an automatic transmission, but uses fluid to operate. There is minimal care and maintenance required for riding mowers, such as checking the tires if they are appropriately inflamed, checking oil and fuel levels, tightening any loose parts, check for damages, and disconnecting the batteries and plug after use. Best brands for riding mowers are:

• Murray
• Yard Machine
• Troy Bilt
• Cub Cadet
• Husqvarna
• Poulan Pro

Check the features and specifications you require before you purchase a riding mower for your needs.

Plastic bags are one of the most versatile carry bags. They are also feasible for businesses since they are cheaper than paper and cloth bags. Compared to paper bags, plastic bags are stronger and resistant to water. Hence, many customers prefer to use plastic bags. Apart from using to carry groceries, plastic bags are also re-used by many to line their trash cans. However, once they are disposed of, plastic bags are serious environmental hazards. They do not degrade and accumulate over time and fill up landfills and waterbodies and choke drainage systems. Here are 5 ways in which plastic bags have been found to be harmful to the environment.

• Issues with landfill Plastic bags are difficult to recycle. Bags made from polyethylene can be recycled into new plastic bags, drainage pipes, composite lumber, or outside the fencing. However, the process of recycling requires that the plastic bag does not have any moisture; in order to be recycled, it is necessary that food or other water-based materials have not been stored in the plastic bags. This reduces the percentage of plastic bags that are recycled. The bags that do not undergo recycling accumulate on the landfills. This increases the volume of the landfill since the plastic bags take a very long time to decompose.
• Issues with waterways Plastic bags take nearly 400 to 1000 years to decompose. When plastic bags enter the waterbodies, they do not break down completely. They are converted to plastic dust, which is made of compounds knowns as polychlorinated biphenyls (PCBs), which are bio-toxins. These toxins enter the food chain as plants and animals are exposed to the water containing PCBs.
• Issue with wildlife Plastic bags that are disposed into landfills or released in any way into the environment enter into the water bodies such as rivers, oceans, and tributaries. These floating plastic bags are mistaken for food by the aquatic animals. For instance, sea turtles that feed on jellyfish may mistake plastic bags for food since a floating plastic bag appears like a jellyfish. Once plastic bags enter their bodies, it affects their health since plastic cannot be digested. Small animals and birds get entangled in the floating plastic bags and often strangle to death.
• Issues with flooding Since plastic bags do not decompose or dissolve in water, they clog drains and sewers. This causes flooding since the normal flow of sewage water is blocked. This issue has been observed in a lot of developing countries.

When you have a pet cat in your house, it has to be well fed with nutritious food to enjoy a long and healthy life. There are different types of cat food available in the market. It is important to make the right choice while buying food for your feline friend in order for it to enjoy delicious and nutritious meals. The best food for cats have:

• More meat and less grain The cat food must be grain-free as suggested by experts and food critics. The first ingredient should be meat. Search the product accordingly.
• No wheat, soy or corn as carbohydrate sources If you have to choose food with grain for your cat, avoid wheat, soy or corn at all cost since these can trigger allergies as per veterinarians.
• No artificial preservatives The cat food you buy must be free from all kinds of preservatives like BHA, BHT, and ethoxyquin.
• Safety records The company producing cat food must hold a good record and maintain good control over the ingredient sources. There are cat food brands that go the extra mile of testing the food independently as well. Companies that acted responsibly by being forthright when anything has gone wrong are likely to do the same in the future.

Things to know before you buy cat food Canned vs Dry Some veterinarians see no issue with dry food for cats. However, there are others who say cats need wet food because they are evolved to get moisture from their food source. Cats have the low-thirst drive and thus they would never drink enough water on its own and dry-fed cats are at risk of developing life-threatening and painful urinary problems. Dry food costs less than canned food and it is more convenient for cat owners as well since they can be left out in the open when they are not home. There are cats who prefer dry food more than canned food, although it is generally a case of the cat owner’s will. Having said that, it is important to consider what the cat likes since it is his general health that matters. If any cat has a history of urinary issues, it is best to discuss with a vet and decide the way forward. Raw Food Some experts and cat owners say that it would be best if the cats feed on raw food like raw meat, organs and bone, as they would when in the wild. Buy frozen raw food that would mimic the natural prey of the cat. Another option would be dehydrated near-raw foods. The food is steamed to kill pathogens. Byproducts- Good or Bad Byproducts are good as per some experts since normally a cat would eat everything of its prey in the wild like fur, bones, internal organs and everything else. However, there are others who are concerned about the contents of the byproducts and the quality of their sources. If the cat food producing company does not adhere to standards then the byproducts included in the food may not be deemed fit for consumption for the pet. Budget Requirement The best of the lot in cat food is made with high-quality meat with no fillers, grains or artificial ingredients and thus they are the most expensive. However, that does not mean you need to spend a fortune on cat food. Even the priciest can be afforded. Consider Vague-Sounding Ingredients "Chicken meat" is a decent ingredient in cat food. High-quality cat foods have chicken meat and at times bone rendered to eliminate moisture. On the other hand, “meat and bone meal” can be derived from any mammal. “Animal digest” generally refers to soft animal tissue. It has been “digested” using enzymes into liquid form. Though all these are legal cat food ingredient, best-quality product brands do not use them.