Planning for retirement doesn't have to be a chore; in fact, it can be made downright easy. With a good investment firm, it takes the hassle out of the process and demystifies all the business mumbo jumbo. If you are new to the world of investments, and looking to sink your teeth into something that can help you save for the future, try these 3 investment firms. They're all well known for their customer service and solid returns, and are presented in no particular order. Betterment If you've got an old, orphaned 401(k) plan lying around somewhere, you can let Betterment take care of it.They take your age, your investment goals and your retirement date, and take care of the rest for you. They handle complete investment solution plans; if you want someone to take care of your IRA (Investment Retirement Accounts) for you, try them. Good investment firms today can work with minimal paperwork; that's something this firm can offer you. The company also optimizes your investment options based on your risk preferences; their customer service is known to be exceptional and hassle free. Moreover, fees are low and most procedures are automated. Vanguard If you're a personal investor, Vanguard can help. This company offers its services to personal investors, financial advisors and retirement plan participants who have 401(k)s and and 403(b)s with their employers. Personal investors get full, anytime access to their IRA accounts. These can hold their stocks, bonds, mutual funds and other forms of investment with the company. They can help keep track of investment performances. Vanguard also has apps and online tools to help investors keep regular, consistent tabs on your money. They also provide research materials, so you can read up on your investment choices and options, educating yourself as an investor. Fidelity Fidelity offers a wide variety of financial services, catered mostly to personal investors, those who hold IRAs with companies, and so on. They have some of the lowest expense ratios in the investment industry, and allow rollovers from other institutions and newly opened IRAs and Roth IRAs. You get instant access to your investment portfolio, and the ability to move around your money whenever and however you see fit. They also allow bill payment and money transfers between different institutions. A great advantage that this firm offers is that their website is also packed with financial information that can be read by you even if you aren't their customer.

The emergence of the credit card service in the 1950s, was aimed to bring about immense convenience during the shopping experience of customers. The card can be used to make the purchase of goods and services, while the balance must be paid upon the arrival of the credit bill. In the recent years, the growth in the number of credit card companies has exploded. The healthy competition has led to them offering a plethora of deals through the different types of credit cards. However, how do you know which are the best deals credit cards to add to your portfolio? Here is a list of credit cards that offer the best deals in their segment. Travel credit cards Chase Sapphire Preferred® Card Revered as one of the best travel credit cards, the Chase Sapphire Preferred® packs the best deals and large bonuses. What sets the card apart from the flock is that it enables one to earn in rewards in several locations. This credit card packs with it a sign-up bonus that is generated upon the purchase of $4000 in the first 3 months. Plus, every dollar spent on dining and travel earns the holder 2 points, whereas other purchases bring 1 point. Bank of America® Travel Rewards Credit Card The Bank of America® Travel Rewards Credit Card brings the best deals with the high rewards rate and no annual fees. For every $1 spent, one earns 1.5 points with each point being worth 1 cent. The credit card enables the holder to redeem the points for credit against travel purchases and the validity runs for up to 12 months. Plus, there is a sign-up bonus for grabs! Cash back credit cards Capital One® QuicksilverOne® Cash Rewards Credit Card The Capital One® QuicksilverOne® Cash Rewards Credit Card can be hard to get as it is particularly reserved for people who have an excellent credit. However, it can be acquired by people who have a fair credit too. The credit card comes with an annual fee and lets one enjoy the best deals. HSBC Cash Rewards Mastercard® Credit Card One of the best deals for credit card holders, the HSBC Cash Rewards Mastercard® Credit Card offers not just an introductory bonus offer, but one every year of membership with the card. How amazing is that? The loyalty bonus is up to 10% of the rewards that were earned in the year. 0% APR credit cards Chase Freedom Unlimited® Credit Card The Chase Freedom Unlimited® is one of the most preferred credit cards among people seeking a card with 0% Intro APR. One can enjoy 0% Intro APR for the next 15 months after opening an account on functions such as balance transfers and purchase. Moreover, there is no minimum limit on the amount that one can redeem in the form of cash back. Cardholders can use the cash back rewards until the account is open and do not have to pay an annual fee. Bank of America® Cash Rewards Credit Card The Bank of America® Cash Rewards Credit Card offers a 0% Introductory APR for the first twelve billing cycles of purchase and the balanced transfers made in the first 60 days. Adding to the slew of best deals on credit cards, one can earn up to $150 online cash rewards bonus upon spending $500 with the three months of opening the account. Moreover, there is no expiration date on the earned rewards, letting the cardholder use the same when desired. The financial needs of every customer are different. Thus, individuals should look for a credit card that offers deals best-suited to their needs. It is appropriate to closely understand the contract details, thus, being prepared for what is going to be in store. Analyzing all the features of the card will help cardholders in the long run.

Botox is a trade name used for the procedure of injecting Botulinum toxin (BTX) into the skin to inhibit the movement of the muscles that prevents wrinkles. Getting a Botox job is commonly done for cosmetic reasons, however, there is one more reason to used Botox, and that is to treat migraine. Those who have been diagnosed with migraine and get frequent migraine attacks can consider getting a Botox treatment done. In 2010, Botox was approved for treating chronic migraines by FDA. A person has a chronic migraine when there is a history of the condition in the family and the headaches last almost 15 days. Botox works only on chronic migraine and you should not get a Botox treatment if you get headaches for fewer days and if you suffer from other types of headaches. Botox treatment shots result in cutting down the number of days people get headaches because of migraine. Most people who get Botox for migraine report 'no-headache' days every month post their treatment. As the rounds of Botox treatments for migraine increases, the headache decreases as well. Upon getting five rounds of Botox treatment, there is a 70% reduction in a headache. How Botox works Doctors believe that a chronic migraine can be treated by Botox as the treatment blocks the neurotransmitters that send pain signals from the brain. Botox acts as a barrier or a blockage in the pathway of neurotransmitters before they reach the nerve endings around the neck and head. Botox treatment People who suffer from a chronic migraine can undergo Botox for the treatment. There are several shots of Botox given around the head and the neck area once after every 12 weeks. This helps in a tremendous decrease or total prevention of migraine headaches. There is a total of 30 to 40 shots for this treatment. Shots are given on both sides of the head equally. If there is a strong migraine pain in one specific part of the head, more shots of Botox can be given there. Side effects of Botox People who undergo Botox treatments for their chronic migraine condition may feel neck pain and headache. Other side effects include an allergic reaction; however, the occurrence of an allergic reaction is rare. The signs of the allergic reaction include shortness of breath, hives, or swelling in parts of lower legs. Though Botox does not spread to other parts of the body, there is a slight possibility of that happening, and in case that happens, it can prove deadly. Before undergoing a Botox treatment for chronic migraine, it is important to know everything on the same to prevent health issues and side effects.

Here's a list of the best CDMA phones available in the market today that are unlocked. MOTO G 4G LTE Motorola's 4G LTE is aesthetically designed and comes with a micro-texture back and rounded edges. With 16 GB memory, this is the best CDMA phone with Turbo Power-enabled charging. Along with octa-core 1.5 GHz processor, this CDMA phone has Android 6.0.1 Marshmallow. It is quite cheap and is priced at about $179.00. Samsung Galaxy S7 Samsung's Galaxy S7 has a powerful processor. With a water-resistant body, this phone can survive well even after spending 30 minutes in water. The 5.1-inch touchscreen is an absolute delight and is quite responsive, especially when it comes to speed and touch. This CDMA phone has a quad-core processor with a 12.0 MP rear-facing camera to capture HD pictures and videos. The phone costs around $430 OnePlus 3T OnePlus 3T is arguably the best CDMA with astonishing design and superb battery life. With excellent custom Android interfaces, this mobile by OnePlus has surely made its mark in the US market. The metal body is scratch resistant and lends an extra edge to the handset. OnePlus 3T is priced at about $439. Huawei Mate 9 One of the best smartphones, this CDMA mobile has an excellent 5.9-inch display and is quite efficient in capturing black-and-white photos. Tuned by the photography wizards from Leica, the best CDMA phone has a monochrome sensor and excellent battery life. The price range of this CDMA phone starts from about $583 LG V20 A must-buy for Android power users; this is the best CDMA phone well suited for those who do not have enough time to charge their phones. With an excellent dual camera, this phone also has a robust Qualcomm chipset and a powerful Hi-Fi DAC/AMP. What makes it more promising is the 5.7-inch QHD display and a secondary screen for notifications and shortcuts. The starting price of this CDMA phone is about $546. Apple iPhone 7 and 7 Plus Apple is known for offering exceptional cameras, powerful hardware, and excellent stereo speakers, all packed in a waterproof, sleek body. The plus model has a better camera and superior battery life and is the best CDMA phone in the price range of $649 -$700. LG G6 Priced at $734, LG G6 is the best CDMA phone designed by LG with expandable memory and wireless charging. 5.7-inch QHD+ display is aesthetically embedded in the splash-resilient body, and this phone comes with a powerful Qualcomm processor. HTC 10 Priced at about $599, this is the best CDMA phone designed with HTC that boasts of excellent audio experience with its terrific Boom Sound speakers. The ultra-sharp screen of this CDMA phone is well fitted with the machined metal body and comes with a desired warranty period.

What is multiple myeloma? Multiple myeloma is the cancer that occurs in the plasma cells. As you know, plasma cells are a type of white blood cells which is responsible for maintaining the immune system of the body. Plasma cells are found in the bone marrow and produces antibodies to protect your body from catching infections. In multiple myeloma, a group of plasma cells behaves abnormally, multiplies, and gets accumulated in the bone marrow. Instead of antibodies, the cancerous cells produce harmful proteins. The condition will lead to damage of kidney, immune system, bones etc. What are the symptoms of multiple myeloma? In some patients, multiple myeloma produces no symptoms, which makes it difficult to diagnose the disease. Commonly found symptoms in patients with multiple myeloma are: â Fatigue, weakness and tiredness â Pain in the bones especially spine, skull, hips etc. It can occur in any bone. Sudden back pain may also occur. â Bone weakness leading to frequent injuries or fractures â Low blood count leading to dizziness, anemia â High calcium levels â Muscle weakness â Numbness in the legs â Extreme thirst and drowsy feeling â Confusion and lack of clarity in thoughts â Loss of appetite â Constipation â Frequent urination â Kidney problems How is it multiple myeloma treated? Advancement in medical research has given effective options in treatment multiple myeloma. Often the treatment is based on the stage and type of multiple myeloma. The major treatment methods include: â Chemotherapy: Drugs in the form of pills or injection are given to kill the myeloma cells. â Corticosteroids: This, injection or pill, will help to regulate the immune system of the body. â Stem-cell transplantation: This is the most effective treatment option for people suffering from the severe symptoms of multiple myeloma. In the process, the unhealthy bone marrow is replaced with healthy cells. â Immunotherapy: This process uses antibodies to fight against the cancer cells. â Radiation therapy: High energy electron beams are used to kill the plasma cells. What are the complications of multiple myeloma? Multiple myeloma may continue in the body without showing any symptoms for a long time, and some people have a normal life although they show up a few symptoms. But for a few others, the condition may cause severe complications and worsen within a short span of time. The condition will limit the ability of the body to fight against infection. It can also create weakness in the bone leading to fractures and thinning of the bones. Higher calcium levels can sometimes lead to damage in the kidney function. Is multiple myeloma curable? Finding a complete cure from multiple myeloma is still under research. However, different treatment options are available for limiting the symptoms and complications caused by the disease. It is mostly seen in people after 40 years of age. The life expectancy of multiple myeloma patients has gone higher, and is between 5 to 25 years, according to latest research.

Styles change every day. What may seem in vogue today may lose its luster by the turn of the year. However, there are styles that have the power to nullify all trends. These shoes can be worn with all types of outfits. Inexpensive shoes add immense valuable to a woman's overall appearance and are important. Here are a few shoes which you must have regardless of your age, place of living or profession. 1. Black Boots You might be partial to over-the-knee boots over ankle boots. No matter your preference, you cannot do without pair of boots. It may cost a bit high and thus, it pays to stay on the lookout for a good sale. 2. Peep-Toe Pumps When you wear a pair of peep-toe pumps in your skin tone, it will make your legs look longer and leaner. Make sure you have a pedicure done before donning these shoes and you can rest assured knowing that it will look awesome with any dress you pair up with. 3. Sandals With Wooden Platform For casual window shopping and brunch parties, you need something cool and sassy to wear. Wooden platform sandals works wonders in such cases. You can wear this fabulous pair of shoes for morning outings as well as evening parties. These shoes are available in cheap prices that will not burn a hole in your pocket. 4. Ballet Flats Ballet flats are an absolute necessity to any woman's wardrobe. It can give your everyday apparels a chic look that will become the subject of envy for all those who see you. When your feet are screaming from their long toil with high heels, ballet flats offer the recovery they so require. 5. Canvas Sneakers Have you noticed how Sarah Jessica Parker pairs her slip with canvas sneakers? Canvas sneakers will make you look chic, sexy, and definitely gorgeous while you run errands. 6. Metallic Sandals No matter whether you love silver or gold tones, make sure you own a pair of metallic sandals. They are exquisitely elegant and relatively cheaper than many other shoe types. You can wear them for weddings or to the club. 7. Dark-toned Pumps Whenever you want to look sexy, black pumps with high heels will be there at your service. Grab a pair for yourself when they are available for cheap on sale. You will never regret your investment. 8. Luxe Loafers These are inspired by men's shoes and successfully replaced the prevalent run-around shoe. Get them in plain black or a bright shade, or both, since they come cheap. 9. Animal-print Heels A snakeskin or a leopard print heel will add style and pizzazz to your appearance. They are often pricey but you can get them for cheap when they're available on discount. Even if you can't buy them all together, you can collect them over time. They are sure to be the treasure of your wardrobe.