If you are going to pay for your child's college through a parent student loan, you should compare your options before choosing a lender. It is wise to consider both federal government and private lenders that offer parent student loans. Some of them include: Federal Direct Plus Loans The federal government has been offering parent student loans since 1980. The interest rate and the origination fee offered by federal direct plus loans for the year 2016-17 was recorded to be 6.31% and 4.28% respectively. They offer a 10-year term loan. To be eligible for a federal direct PLUS loan, you need a bankruptcy and unpaid debt free credit history. An important thing to note here is that you will not be offered a lucrative interest rate if you have a good credit score. The interest rates of federal direct PLUS loans will remain the same throughout the financial year and would be set based on financial markets. A payment of the loan kicks in as soon as it is disbursed, you can request to defer payment until six months after your child leaves the school. College Ave parent loans Fairly new into the student loan space, it was started in December 2014. This parent student loan does not incur any origination fee and They charge a variable Annual Pay Rate between 4.03 to 6.03% and a fixed APR of 6.54%. The loan terms vary from 5 to 12 years. To get a parent student loan from College AVE the applicant must have an annual salary of at least $70000 and a credit score of in mid-700's. All fixed-rate parent student loan has the same APR. College AVE gives you the option to make a full monthly payment right away, or just pay the interest while the student is in college, or pay interest and whatever amount you can afford. Visit the official website to know more about the parent student loan offered by college AVE. SoFi parent loans SoFi offers some of the lowest interest rates available for parent student loan since their formation in the year 2011. However, they do not offer other flexible options such as entering forbearance if a parent is struggling to make payments. Like College AVE, it does not incur any origination fee. SoFi parent loans offer 2.95% to 6.13% variable APR and a fixed APR of 4.25 or 7.75%. They offer a 5 or a 10-year term to loan repayment. You avail a parent student loan, you first need to fill out the Free Application for Federal Student Aid form or FAFSA which will decode your eligibility.

Jiffy Lube is a leading oil change service provider with more than 2000 locations around the country. Jiffy Lube's main objective is not to just provide the regular oil change service but is an exclusive signature oil change service provider who aims at providing a comprehensive maintenance that includes check, change, inspect, flush, fill, and clean essential systems and components of the vehicle. The service professionals at the oil change centers have a comprehensive checklist to ensure that the vehicle's systems are properly checked in order to diagnose any potential problems that could affect the vehicle and cause a major lag in the vehicle's performance. The technicians also keep track records of the vehicle's service history in order to ensure continued and well-maintained service of the vehicle for better performance. Jiffy Lube's signature oil change service is categorized into four broad categories based on the customer's vehicle and type of usage of the vehicle. The four categories are: Conventional oil This type of oil service is best suited for the regular everyday driver, who uses the car for regular commute and does not involve driving in any rough/harsh terrain, does not take regular short trips of considerable distance, does not tow vehicles, and does not drive in extreme fluctuating climatic conditions. This is the conventional and regular type of oil change for regular vehicles. High mileage oil This type of oil servicing is designed for customers who have vehicles that have run over 75,000 miles and is a special type of service that helps to keep the engines smooth after it has been overly used. This type of service helps the engine to last longer by reducing the oil burn-off, oil leaks and gradual loss of compression. Synthetic blend oil This type of oil service is a mixture of both the synthetic and conventional oils and is used in order to protect the engine and amp up the performance in better grids than what conventional oil would generally provide. Synthetic oil (full synthetic motor oil) Integrated with the latest technology, this formulated motor oil is gaining popularity due to the better performance and ultimate protection of the engine through all types of driving terrains. Apart from the regular oil change and oil filter replacement services, Jiffy Lube inspects the vehicle's key components like the antifreeze or coolant reservoir levels, engine air-filtration system, serpentine belts, Brake fluid level, Wiper blades, Exterior lights, and also the chassis to ensure smooth transmission in the cars. The services also extend to checking and filling tire pressures, Transmission/transaxle fluid, Differential/Transfer case fluid, Power steering fluid, Windshield washer fluid, and Battery water (excluding sealed batteries), as well as cleaning the vehicle both internally and externally.

Commonly known as a ‘connected’ or ‘hybrid’ TV, a smart television has become a need of the internet-savvy generation. This television set is integrated with the Internet and interactive Web 2.0 features. In this sense, the Smart TV works as a combination of ‘computers’ and ‘flat screens.' That is where it gets the name ‘the hybrid television’ from. It also combines television sets and set-top boxes, thus making it a complete package of entertainment. Apart from the traditional functions of tv sets and set top boxes that are provided through broadcasting media in the traditional sense, these smart TV devices can also be enabled to provide internet surfing, online entertainment, and interactive programs. It is important to understand that Smart TV cannot be confused with Web TV, Internet TV or even with IPTV (Internet Protocol Television). Internet TV: Gets TV content over the Internet IPTV: Used by television broadcasters Web tv: Programs created for showcasing on the Internet So, what exactly is the difference here? In the case of a Smart TV, the operating system (OS) is available via a set-top box. The software applications that are to be used with the Smart TV can be preloaded into this set-top box. These can also be further updated or installed on-demand. Any relevant app marketplace can be used to acquire the required updates. It works just the way apps work in the environment of our smartphones. The technology that helps smart TVs to work is also aligned with other external devices such as set-top boxes, gaming consoles, home theatres, Blu-ray players and more. In this sense, the Smart TV can provide complete entertainment to the end user. Smart TVs can also be connected to intra television systems, digital media players, smartphones, and other connected devices. An obvious question as a result of these features is the concern over the security and restriction services of Smart TVs. The good news is that internet websites can block the content on smart TV. They are also able to tailor the content received by every platform and make sure that it suits the environment of the Smart TV.

Toyota is a brand that most used car buyers keep on their list due to the reliability and power-packed performance of the brand’s cars. The Toyota Corolla has been in the market since 1966 and is still considered one of the best-selling sedans. The Toyota Corolla is currently in its 11th generation and has been witnessing revamped technology to fit the specific needs of the drivers. Due to the multiple generations that the Toyota Corolla has gone through, there are quite a number of used Toyota cars in the market circulating the rounds for sale. Having undergone significant redesigning in 2003 and 2009, here is a list of potential Toyota Corolla models that could suit any buyer: 2007 Toyota Corolla This ninth generation series had got extra space and updated horsepower. The 2007 series had a standard aluminum 1.8 liter V4 DOHC engine that gave out 126 hp and 122 lb-ft torque. The 2008 model had the same features in terms of engine and performance. Another addition to this series was the 5” wider wheelbase, and also the standard transmission was five-speed manual with a choice to opt for four-speed automatic. The safety features on the Corolla included Anti-lock brakes, stability control, and side and curtain airbags. 2009 Toyota Corolla This model was ranked one of the best affordable cars in its class because the Corolla brought back it's infamous sports XRS trim which was equipped with a 2.4-liter V4 engine that displaced 26 hp. The standard 1.8-liter engine was maintained in its regular trims. The chief restructuring was the addition of the anti-lock brakes as a standard in all its trims apart from the option of adding tech-updated extras like keyless entry, satellite radio, electronic stability control, etc. The Toyota Corolla was awarded the top safety pick rating from the IIHS and was rated well by the NHTSA as well. 2011, 2012, and 2013 models did not have much working done on them except for the occasional exterior styling. Another significant uplift came with the 2014 model that underwent a series of changes on the styling front but nothing towards the engine. So, when you are looking to buy used Toyota cars, these are a few options that you can consider.

It is but human to strive for travel deals that are in line with your destination preference and budget. However, the success of any such effort largely depends on your ability to optimize available resources and make wise decisions based on credible insights. Let's get specific about what best you can do to secure quality deals without going overboard with the budget. Besides making the best travel deals conveniently accessible, the information mentioned below will also help you to steer clear from the marketing malpractices that most travel providers of the day resort to. Compare travel websites: The number of travel websites is increasing every year. These web portals bring to the everyday travelers a gamut of deals for every need and budget. However, the prices of the exact same travel package may vary from one portal to the other. Given the sheer number of such websites, checking out each deal manually is downright overwhelming. Herein, travel comparison websites come to the picture. Enter the relevant details and the website will dig thousands of similar sites against each other and throw up an exhaustive list of price comparisons instantly. Go for package deals: The general trend among online travel providers is to offer package deals amalgamating all aspects of travel, such as flight tickets, accommodations, sightseeing tours, and so forth. Not only do package deals prove cost effective vis-à-vis those acquired separately, but also make your traveling experience seamless and pleasurable. Therefore, going for package deals makes sense, if you are serious about getting the best value for every penny spent. However, you are advised to check the smaller print before making purchase decisions, as unpleasant surprises are a big spoilsport. Book in advance: The thumb rule for cost-effective and convenient travel is to book early. Suppose you are looking for a summer vacation in Jamaica. Do not wait for the summer, which is a peak season in the Caribbean Island, to arrive and then proceed with travel bookings online. The tour package prices will skyrocket and chances of getting a suitable accommodation will go lean. Remember, early birds get the best catch. Look for last minute travel deals: Contrary to the conventional wisdom, the best travel deals are there even if you are devoid of the luxury of planning your trip beforehand. However, a bit of prudence and efficiency are requisite. You can vouch for several online travel providers specializing in last minute travel plans. One such virtual destination is Overnight, which empowers you to make domestic and international travel reservations at the 11th hour without overstretching your budget. Additionally, you can expect a reply from the site in as less as 10 minutes. Avail senior discounts: In a bid to stay competitive, the majority of travel providers, especially cruise lines, keep featuring senior citizen deals and offers regularly. Therefore, if you are an elderly, using age to your advantage is not such a bad thing to do.

Buying food for your dog can be quite a difficult task if your pooch is allergic to certain ingredients. With the development of the dog food landscape in recent times, there is a wide variety of the best dog food for allergies as well. However, you must know your dog's taste and health condition in order to purchase the best food for the allergies your dog is facing. Feeding such food to your dog can also be quite a trial. Hence, it is important that the food is suited to your dog's taste as well. In this article, we will explore some common allergies that dogs may be vulnerable to. We will explore the best quality of dog food for allergies, ranging from the most affordable hypoallergenic food to the super-premium food formulas available in the market today.

What is your pooch allergic to?

First and foremost, you need to figure out what your dog is allergic to. If the dog shows skin irritation or any digestion problems, you must get it tested for allergies without delay. Allergy-causing food items for dogs are mostly rich in protein content. The most prevalent causes of intolerance or food allergy are the allergens present in beef, wheat, dairy, egg, chicken, corn, soy, lamb, pork, fish, and rabbit. Hence, you must purchase dog food that does not contain such ingredients or by-products.

The best dog food for allergies

We have listed some of the most trusted and best dog food for allergies. However, you must keep in mind that not all these special foods are suitable for all kinds of allergies.

Hill's Prescription Diet

Your dog's vet is most likely to recommend this brand of dog food. This is a premium processed dog food with certain ingredients that can get your pooch's well being back, and keep your dog away from allergies. The formula of this food is free of grains and soy. It uses a single source of protein. It is one of the best dog food for allergies if your pooch suffers from skin or food sensitivities.

Acana Single Protein Formula

This is a limited-ingredient dog food that is available in four single protein source versions. Around 50 percent of the formula’s recipe is meat protein. It also contains some healthy veggies, fruit, and some amount of probiotics. This brand is known to produce high-quality dog food. You can even get a discount if you buy in bulk from sites such as Amazon.

Wellness Simple Limited Ingredient Diet

Wellness Simple dog food varieties comprise meat meals as well as whole single protein sources. This brand makes some of the best dog food for allergies by making the most of some common ingredients. It is known for its affordability and quality. You can be assured of getting the best value for your money. The most popular choices are Lamb and Potato, Duck and Oatmeal, Turkey and Potato, and Salmon and Potato.

Just 6 by Rachel Ray Nutrish

Just 6 is one of the best dog foods that go easy on your pocket. The six healthy ingredients are lamb meal, beet pulp, ground rice, brown rice, chicken fat, and some chicken meal. This dog food provides adequate nutrition and helps your pooch if it suffers from allergies. It also enhances the immune system of your dog. While buying dog food, it is always wise to consult the vet, who can assess your dog’s allergies, health condition, and needs. You can do some research on the ingredients and catalysts. While buying dog food, make it a point to never compromise on quality. Compare the products by different brands and choose the one that is best suited to the unique needs of your dog. You must get your dog tested at the vet's at regular intervals. Buy online at discounted prices and have the best dog food for allergies delivered to your doorstep!