A Christmas crib statue is the recreated miniature version of the stable where Lord Jesus was born. It is of vital importance and is kept at almost every home during Christmas. These Christmas crib statues are also called nativity sets and are available in different varieties such as rustic nativity sets and others. From 10-inch nativity figures to 12-inch nativity figures, a wide range of nativity sets consisting of varied lengths of figures are available, and one can buy nativity sets according to their need and purpose. Polyresin is the most common type of material used to make a Christmas crib statue or a nativity set. These Christmas crib statues are of utmost importance, and one needs to make sure that the following things are present in the nativity set. Given below are a few pieces that are mandatory in a nativity set be it indoor or outdoor nativity sets.

• The statue of Joseph: From 9 to 16 to 24 inches, a wide range of the statues of Joseph are available and varies from set to set.
• The statue of Mary: Yes, the statue of Mary is mandatory in a nativity set, without which your set would indeed look incomplete.
• The statue of baby Jesus: Do make sure that the nativity set has a statue of Baby Jesus as without which the entire Christmas crib statue would look incomplete.
• Shepherd and Angel: Along with the statues of Joseph, Mary, and baby Jesus, your nativity set also needs to consist of a standing shepherd and an Angel.
• Melchior, Balthazar, Caspar: A major part of Christian tradition, these three figures are significant and should indeed be a part of your nativity set.
• Statues of a camel, ox and a donkey: A stable is incomplete without these animals and so in a nativity set.
• Proper positioning of statues in a nativity set: Every piece in the nativity set needs to be arranged appropriately. Baby Jesus needs to be placed in the middle of the set in the arms of Mary or a crib. Joseph needs to be placed right next to Mary. The Angel, Shepherd, statues of Melchior, Balthazar and Caspar needs to be placed on either side of Joseph.
• Piece count: The piece count in a nativity set varies from ten to fourteen. If you find Christmas cribs for sale, then make sure that the set has the number of pieces as mentioned in it.

Hospital beds are meant for those who need medical care. Be it at the hospital, home or probate homes. It is a need for the disabled and the elderly. The brands are styled to have basic functions which are needed for the patients. There are many brands that sell these beds with the basic functions and even more features to facilitate comfort for the users. The two functions you can expect in all hospital beds for home is the adjustable mattress that allows the person to sit or sleep and the height adjustment for the bed. This makes it easier to use and take care of the patient. Any pipes that needed to be connected can be done without any problems or discomfort to the person. 6 Hospital Beds That You Should Buy Invacare Full Electric Hospital Bed for Home This is a hospital bed that is most suitable for limited movement at home. You can raise and lower the bed beside moving the bed around. It has wheels that facilitate this feature. You can get a comfortable or innerspring or foam mattress. The bed comes with a five-year warranty. The bed also has half rails which allow easy transfer of the patient. This bed may be on the pricey side but is worth the quality. Drive Medical Full Electric Ultra Light Plus Hospital Bed This lightweight bed has a motor which allows the bed to be adjusted. You can rise and lower it, and even move the bed frame at convenient angles. The motor does not make noise and so can be lowered up to fifteen inches in less than a few minutes. The bed is also break resistant. You need to get the mattress separately. The bed comes with battery and so you need not worry about any power cuts. Medicine Basic Beds This is a semi-electric bed where you can choose between electric and mechanical operation. A mattress needs to be bought separately. It is light in weight and comes at very economical prices. The entire bed can be easily moved around. It comes will all the basic features needed in hospital beds for home. Patriot Full Electric Bed This bed is available with an innerspring mattress included in the full price. If has half rails that allow several types of adjustments. The motor used in Patriot Full electric bed is easy to maintain. It had a backup of 9V that can be used in case there is a power outage. Elevation Bed By Rise This unique and modern hospital bed has a creative design. The bed is larger than a standard bed and is available in semi-electric design. The head and feet of the bed can be adjusted. The bed can accommodate two mattresses. The design is such that there are Velcro loops with which the two beds are connected. This is however just a bed frame. The mattress should be bought separately. Hill-rom Resident Long-term Care Bed This is an electric bed that is perfect to use for long duration care. It has good mobility and can be  moved both up and down. There is also a provision to move the mattress for the knee and head. The bed also has side rails with controls that will ensure the patient is very comfortable. The design of the bed is modern and will fit in well with hospital beds for home. There are many features you can get in a hospital bed. Before you buy one, you should make a list of all the features you want. Make sure you go for a good brand. For people who need constant medical attention, there need to be good facilities. One important aspect is the hospital beds for home. Patients need complete rest in order to recover and feel better. Invest in one of good quality as it is needed for long-term use. You can choose a hospital bed based on your requirement. References: https://www.phc-online.com/Hospital_Beds_for_Homes_s/68.htm https://alpinehc.co.uk/hospital-beds https://www.top9rated.com/best-home-hospital-beds/ http://www.vitalmobility.ca/Home-Hospital-Beds.php    

Almost everyone wants to retire young and rich. That's why most people want to start investing so that they get a high return on the money that they have. This lets the money to continue to flow in. You can choose banks or financial institutions for this purpose. Here are some of the pros and cons of investing in conventional methods like Bank fixed deposits, versus financial institute mutual funds.

Fixed Deposits
Fixed deposit is an investment plan where you invest a sum of money in a bank for a set period (tenure) with a specific rate of interest. This is one of the most common investment approaches with banks.
Pros:
Low risk
The safest investment with a bank is a fixed deposit. It gives steady growth and provides maximum security to your principal amount.
Assurance
When you open a fixed deposit, the interest rate is predetermined and remains the same throughout the term. This means that the growth of your principal isn't subject to any other influencing factors.
Tax benefits
You can get tax benefits when you start a fixed deposit. Your taxable amount will be deducted according to the deposit you've made.

Cons:
Lower earnings
When compared to other investment plans, these have a very low rate of return. Although it's risk-free, the earnings are mediocre at best.
The effect of inflation
When compared to inflation, FDs don't offer returns good enough to beat the inflation. They're just a decent investment that offers security at most.
Taxable
In spite of having tax benefits, FDs don't entirely save tax. The returns you get after maturity are taxable. This means you won't get the full benefit of your investment. That's a major drawback.
Low liquidity
FDs come with a lock-in period. This takes away flexibility in your investments.
A premature withdrawal has two side effects. First, you'll be charged a fee for pre-closure. Second, the interest rate reduces. Both are losses that should be avoided.

Mutual Funds
Stock or equity is the ownership of shares in a company or business.
Pros :
Highest returns
From all investments option, equity/stocks are the best when it comes to returns. If invested properly, the average returns ranges from 12-15%. Some good investors can even reach numbers of up to 20%.
Liquidity
Another advantage with stock investment is that you can withdraw your money anytime you want.
This flexibility works better in the long run since it lets you keep control of your money.
Tax-free Dividend
Many companies give regular dividends on stocks. That's a great way to generate an alternate income. The best part is that is that it's not taxable.

Defeat Inflation
With returns being high, stocks are a great option to beat inflation significantly.
Cons:
Highest Risk
Equity is the least secure investment you can make. With some strategic planning and proper management, this can be avoided to an extent.
Reallocation
Equity funds don't perform all that well when you leave them to mature like FDs and PFs. They need to be monitored regularly.
According to market fluctuation, certain funds might not perform well. In those times, you should reallocate these funds to a more profitable organisation. This isn't easy and needs you to monitor the market regularly.

Whether you're investing with banks or financial institution, both have their own merits and demerits. You should take a call based on your current status and financial goals that you've set.

Are you perplexed by the thought of which over range microwave oven to buy? Don't worry, follow the guideline below to choose the best. Over range microwaves, also known as above range microwaves, are placed above the kitchen range and are the best option when it comes to space management. Take care of the size The size of the microwave is of paramount importance. If you have a big family and you are expecting to cook large quantities of food in the microwave, then the obvious choice should be the bigger one. If you are going to cook only small quantities in the microwave then you can go for the standard size. Check the wattage The universally known fact is that more the wattage of your microwave, faster will be your cooking. However, wattage also varies with size. You will never find any model of microwave with a small size and a high wattage. The wattage increases with the size of the microwave. Consider the important features The basic feature that must be present is a turntable. Turntables automatically rotate your food inside the oven to ensure even cooking. In their absence, you have to stop the microwave at regular intervals and rotate the food manually to achieve perfect cooking. Convection heating is not a common feature but still, if you want great baked food, ensure that convection heating option is available. Child lockout is another important feature to look for especially if you have a young child in your house for whom it will not be safe to handle the microwave. Some models have child-proof doors, which can be locked and unlocked by means of a keypad. It is safe because when the dishes come out of the microwave, they can be extremely hot and a child will probably not understand that. Automatic sensing technology is a must if you are new to the use of a microwave to cook food. Often, we see people baffled on manually setting the time for cooking. Automatic sensing will tell you automatically when the food is ready. It analyses the steam inside the oven and can predict whether the food is fully cooked or not. Pros and cons of over range microwaves Over range microwaves are the best when it comes to space management, especially when you have a small kitchen. These microwaves are usually placed at a height so that the space at the normal level can be utilized for other things. Over range microwaves have inbuilt exhausts, which will eliminate any unnecessary steam or odor. If you do not have wall cabinets pre-installed at a certain height which will be within your reach, you cannot install over range microwaves. Another major drawback is that you cannot watch your food being cooked and moreover, it is risky when you take out the hot pots from the microwave placed at a certain height, especially for shorter people. With these guidelines, it should be easier for you to buy the best over range microwave for your home.

There are quite a few firms that provide both the above retirement plans. The choice should be made carefully, not only in choosing the type of the retirement plan by the tax benefits and other differences but also the providers of the plans. The following are some of the best providers of the individual retirement account:

• TD Ameritrade charges a trade commission of $6.95 and needs no initial deposit to be maintained. Given its excellent customer service available throughout and the resources provided for one to make an informed decision, it stands out as one of the best providers.
• Charles Schwab has a relatively lower trade commission of $4.95. However, it requires you to maintain the initial deposit of $1,000. With an impressive range of index funds to choose from, Charles Schwab marks its place in the top firms.
• E*Trade is quite similar to TD Ameritrade regarding trade commission ($6.95) and no requirement of an account minimum. An excellent option for individuals who wish to start off small.
• Merrill Edge also charges the same trade commission as TD Ameritrade and requires no initial deposit. It's brilliant customer service, and its physical presence gives it an edge.

The employer recruits various firms to manage 401(k) plans of their employees. Following are some of the best firms available:

• Fidelity investments are well known for providing the best customer satisfaction. This firm works hard to find the right fit for the firms and is known for developing the best strategies for the firm’s benefits.
• ADP caters to various other needs of a firm along with the employees’ retirement accounts and hence is equipped to deal with a firm's needs rightly. Thorough guidance and detailed planning of 401k plans from their side enable the businesses to reach their required goals.
• American Funds are famous for the great flexibility that comes with them of almost over 360,000 plans. Their adequate knowledge in the field of mutual funds helps them make the best decisions regarding the 401k plans.

Garage doors offer safety, security, for your car and associated tools. With a wide variety available in the market, the hunt for the ideal door can get confusing. Here are the different types you need to know about to make your search easy: Traditional raised-panel garage door: Traditional raised-panel garage doors feature symmetrical, raised rectangular designs and offer a classic curb appeal. The construction material options available are insulated and natural wood. Carriage house garage door: These give your home a rustic look and are commonly referred to as 'barn-style' garage doors. They are ideal for mission and craftsman type homes and used as a design choice in home exteriors. Canopy garage door: A canopy garage door is a single panel garage door that flips open with vertical tracks on its sides. Canopy garage doors are built with a torsion spring. Being light weight makes it is easy to open it manually and does not require a lot of maintenance. Retractable garage door: Retractable garage doors need space and differ from canopy garage doors in some ways. It retracts back into the inside of the garage along horizontal tracks that guide the doors. This reduces noise; they are operated electrically, which makes them convenient to use. Roller garage door: This garage door is designed with a box sitting at the top of the door. It works by smoothly rolling up into that box, which is situated above it, making it a compact solution. These do not have parallel tracks running on their sides. Side-hinged garage door: A side-hinged garage door opens sideways using steel hinges. It provides more storage space for larger vehicles and gives room in the ceiling. The only downside to this is that its manual operation. If you are wondering about the price, new garage door comes in varying costs with various features. But to know which one to buy, you must be aware of the available types. Depending on your storage space, vehicle requirements, operational time constraints, and budget, choose what suits your home and family best.