As soon as summer and spring descend, it's time to whip up the seasonal beverages that will keep you cool. Iced tea and flavored iced coffee are two of the most popular beverages during this time; they give you your caffeine fix as well as a respite from the heat outside. It's true that your local barista or the popular coffee chain in the neighborhood will have some of the fanciest-looking flavored iced coffees in their menu, but when you break down the basics, most of these can be easily made at home. Whether you want a light vanilla-flavored iced coffee or something more dessert-like with a nice topping, you can try your hand at these delectable flavored iced coffee recipes at home:

• Vanilla-flavored iced coffee: This is one of the simplest flavored iced coffee recipes. For this, you will need a cup of ground coffee, 4 vanilla beans that are split lengthwise, a cup of milk, ¼ cup of sugar, and a few ice cubes. Mix the ground coffee with 4 cups of water. Cover it and let the coffee stand overnight or for 12 hours at room temperature. Mix the vanilla beans, sugar, and milk in a saucepan and let the mixture simmer over medium heat. Let it stand and steep for 20 minutes. Strain the coffee into a bowl through a fine-mesh sieve. Through a coffee filter, strain the coffee again into a large pitcher. Fill four tumblers with ice cubes, pour coffee till one inch of the rim, and then pour the vanilla-flavored milk.
• Chocolate-flavored iced coffee: This chocolate-flavored iced coffee has a sweetish taste to it. This recipe calls for a cup each of fat-free milk and boiling water, 4 teaspoons each of instant coffee granules, chocolate syrup, and sugar, 1/8 teaspoon of vanilla extract, and a few ice cubes. Dissolve the coffee in the water in a large bowl. Add and stir well the rest of the ingredients. Serve this flavored coffee over the ice cubes. You can top it off with a couple of scoops of vanilla ice-cream.
• Thai iced coffee: Although the name has an exotic touch to it, this flavored iced coffee is quite easy to make. The ingredients required are a cup each of ground coffee and sweetened condensed milk and ¾ cup of milk. Make four cups of strong coffee by brewing the coffee in four cups of water in a coffee machine. Chill the brewed coffee in the refrigerator. Mix both the varieties of milk in a small bowl until a smooth consistency and chill the milk. While serving, pour the coffee in four tumblers filled with ice cubes and top them off with the chilled milk.

Choosing the right satellite TV provider has more to do with your needs as a TV watcher rather than going for the latest features. Whether you're planning to install a satellite TV in one room or in six, there is one thing we can all agree with: they are awesome. Satellite TVs offer a plethora of options in terms of channels. Some of them let you plan mini games on their network, which can be a bonus for children. You get educational channels, history channels, sports, news, international content, and much more. The best feature is the ability to customize or change your plan as per your needs. Whether you want 50 channels or 200+ channels, it's all up to you. How do you choose the right satellite TV provider? Well, here are a few factors to take into consideration before you decide on your favorite satellite TV provider. Choose your price Every satellite TV provider offers various programming packages. Choosing the right package is what matters. The packages come in different prices. Choosing mostly premium channels or going for the top 200 channels in your package listing can make the package expensive. Plans can start at $25 a month and can go up to $110 a month or more depending on the range of channels you pick and if you decide to go HD. Decide on the number of units Satellite TV providers offer free installation in up to six units. If you're planning on buying an extra TV in the near future, it's best to take that into consideration since you can save up on cash. If you decide to install in the other rooms later, you will be charged for it. It is best to pick 6 rooms for the provision of satellite TV viewing since the installation is free! Clear the line of sight If there's a tree blocking the way to receiving good signals, check if the satellite TV provider can help you with that. Obviously cutting down trees is not an option. A creative satellite TV provider will fix the situation with clamps and a little wiring to get the job done. Quality of support This is more of a general advice. The quality of support the satellite TV provider provides to you is important. Any glitches in transmission or any device malfunction, should elicit an immediate response. You don't want to opt for a satellite TV provider who takes your money and does not return your calls when you need their help the most. Shop around for the best prices and let the different providers know that you are doing so. Most company representatives have a target to reach and so they might just offer you some perks to ensure that you sign up only with them.

According to the Retirement Readiness Survey by Fidelity, today people are saving and investing better for their age, which has resulted in improving retirement readiness across households in the country. This article examines the how people save for retirement, what the average retirement incomes today are and ways to boost retirement incomes. How people save Most adults get their average retirement income from the following sources: Earnings: 23% of adult Americans have work income, with the median retirement income earned being $25,000 annually, according to the AARP. P.S.: This is the highest amount of any income source. Assets: 63% retirees rely on assets, with the median asset income (householder/spouse is 65 years of age and above and receive asset income) for American households is $1,542. This number was 59% in 2008. Pensions: Only a shocking 32% retirees today have pensions, a number which is expected to decrease further. Social Security: 85% of people aged 65 years and above get Social Security, the average for which in the year 2017 is $1,360 according to a Social Security Administration factsheet. Veteran's Benefits/ Public Assistance: Around 7% retirees derive income from government sources. Average and median retirement incomes 2017 This data below shows average retirement incomes for 2017 for households of different ages. Age of Household Median Income Mean Income Households (age 75 years and above) $30,635 $45,989 Households (age 65-74 years) $47,432 $68,905 Households (age 55-64 years) $62,802 $89,986 Boosting your average retirement income These are the best ways to boost your average retirement income in the coming years: Postpone retirement and start of social security: Postponing retirement date is a good move. You could also postpone collecting your Social Security benefits until you reach full retirement age or longer to get a big boost to your average retirement income. Postpone savings withdrawals and maximize investments: Work longer and delay withdrawing your savings, and optimize and maximize your investment by planning. Make budgets and stick to them: Boosting average retirement incomes doesn't need high incomes necessarily; one simply needs to make budgets and stick to them. Downsizing and living thriftily are enough to boost retirement savings. Research about retirement savings, needs and incomings: Research about and calculate how much you'll exactly need for and during retirement. One can get accurate forecasts and plan your retirement investment accordingly. The best thing will be  get a retirement job. Remember the movie 'The Intern'? That could be you!

Investing in the stock market can be rewarding and can be a quite a gamble at the same time, provided you have done your research. There are a number of things you should take into account before outing up that investment. Investing in stock is not just the only option for you, it's one of the options amongst many other ways to consolidate your funds. You might get easily influenced by people who have been investing, to dump a significant portion of your hard-earned money into stocks. But you will have to take into account the return on your investment before you decide to dump everything in a market which can be very uncertain at times. It is advisable to branch out and spread your investments over a number of sectors instead of putting all your eggs in one basket. The risk factor is prominent in the stock market, this also depends on whether the investment is short term or long term. Short term investment is risky because it is not easy to make a profit in a couple of days or for that matter, just in a day. There are people who invest on a daily basis and cash out at the end of the day before the market closely to make a quick profit. But this requires a substantial investment on the investors part and is not advisable for people who are just starting out in the market. Brokerage and broker, two terms at which everyone cringes. Nobody wants to shell out a couple of bucks here and there just so that they can invest in the market. Before trading accounts could be opened online, the only way to invest in the stock market was through a broker who would charge a commission. But nowadays it is very easy to find and open online trading accounts, with your banks and thus eliminates the need for a middleman, not completely but quite extensively. As earlier mentioned earlier, it is not advisable to out all your money into the best stocks of a single corporation, rather find a way to diversify your investments and figuring out multiple avenues. The best stock to buy in today's market is generally from the information technology, infrastructure, big data management, artificial intelligence and more. Before investing, consult with people who have invested previously and figure out the important knowhows of the best stock to buy or invest in, basing on current market trends. The top five stock to buy recently include, Las Vegas sands, Whole foods market, NovoCure, Cummins and General Motors amongst many other popular performers in the market.

What is the first thing that comes to your mind when you think of your wedding? Possibly the wedding dress, or the cake, or even the stunning venue. Have you thought about your shoes though? People will notice each and every minute detail about you as a bride and none will miss your shoes. You can't afford to ruin your perfect grand entrance or the picture-perfect snapshots by wearing ugly shoes! Wide Range Of Wedding Shoes From Toms You need to wear comfortable shoes on your big day. You're on your feet all day and you need your shoes to last the distance. For a pair of ideal wedding shoes, you can look for the following options at Toms shoes sale. Toms Women's Grosgrain Ivory Wedges Particularly made for the bride, you can stand tall in these pair of shoes. These grosgrain shoes are both comfortable and graceful and will make an elegant statement. The Toms flag is embroidered on the shoe heel and the insole material is suede for added comfort while the out sole is made of solid rubber for grip. White Lace Rope Women's Espadrilles If you are planning to take a step further in making your wedding special, then this is the shoe for you. The classic Alpargata is crafted especially for your wedding day. The insole is molded to keep your feet comfortable while you dance through the day, right from the main ceremony to reception. Grey and White Linen with Chevron Cork Women's Clarissa Wedges Have you always wanted a pair of strappy wedges? This pair of chevron cork wedges comes in an open-toe pattern which you can wear long after the summer has gone. The footbed is made of suede and has white and grey linen border. The height of the heel is approximately about 3 and half inches which means you have some extra height on your day if you want it. White Grosgrain Women's Stella Peep-Toe Wedges The peep-toe design of these wedding shoes from Toms shoe sale will make you look stunning and stylish effortlessly. It is both elegant and comfortable, ideally crafted for your grand day. They have a white grosgrain upper strap and perforations on the microfiber lining for comfort. The cork wedges have a silver lining and the height of the heel is somewhere around 4 inches. These shoes run a bit smaller and thus, it is recommended to buy a larger size so that it can fit perfectly. Which pair to choose? Pick the shoes that will be comfortable and match the color and style of your big day. It is also important to consider your wedding dress and make sure that the dress and shoes look coherent and beautiful together.

A smart TV is a television set that has more advanced features than traditional televisions. In the past, we had color TV sets that would depend on cable connections. However, smart TVs are run using the internet and set-top box as they come integrated with advanced internet and computing capabilities. They are unlike the conventional dish-based television sets. Smart TVs are also called informational sources, and they have computing abilities integrated into them. It allows the user to install and run advanced applications as compared to simply switching the channels and volume via a remote control. There is also the provision to add advanced plug-ins and add-ons that depend on the platform integrated into the smart TV. Smart TVs can even run functions similar to a complete operating system or mobile operating system software and provide a stable platform for application developers. Smart TV platforms are also known as middleware and have a public Software Development Kit (SDK) and/or Native Development Kit (NDK) for applications to enable third-party developers to develop applications for it. There is also an app store for the end-users to install and uninstall apps on their own. The public SDK further enables third-party companies and other interactive application developers to “write” applications in the first go and then test run them successfully or even officially on any device that supports the smart TV platform or middleware architecture for which it was written, regardless of the identity of the hardware manufacturer. In the early 1980s, Japan introduced intelligent TV receivers that came with an SLI chip and memory. The intelligent TV has character generator that allowed viewers to watch a mix of programs and informational channels that were transmitted via spare lines of the broadcast television signal. There was also another patent published in the year 1994 that was further extended the following year to introduce an"intelligent" television system that was linked with data processing systems, through a digital or analog network. An important ability was to automatically download necessary software routines, apart from the linking with the data processing systems as per the user's demand, and to further process their needs.