Money-saving hacks for gifts with Groupon coupons

House warming of a colleague, birthday of a friend’s son, wedding anniversary of the neighbor, mother’s day, thanksgiving, festivals… The list is endless for you to search for a special gift. Gifting can sometimes turn a nightmare for your monthly budget. It is an expensive affair, especially if you are a person with a big family and a wide friend circle. That is why you need money-saving hacks without compromising on the quality of gifts. At times like these, discounts and coupons such Groupon coupons can help you save.

Wondering how you can save money when you want to gift expensive gifts? Well, when you buy costly stuff, the price will be higher. But you can play smart and bring your gifting expense down by using these simple tips:

Choose the right coupons
We can spend less by taking advantage of coupons. Using coupons also makes you a smart spender. There are plug-ins which automate the relevant coupons when you check out from an online shop. You can use these plug-ins. Rather than typing Groupon coupons directly, you can type the name of the online shop along with the word coupon.’ This will give you the available coupon options to choose one from.

Wait for the right day
You can predict many of the gifting occasions like Thanksgiving Day, Mother’s day, etc. Keep in mind you need to buy a special gift a couple of months before. Wait for the right day when you get good discount coupons or when the shop gives away unbelievable discounts. Grab the opportunity and get the same product at a cheaper price. You can also subscribe to receive notifications when a Groupon coupon of a particular service comes online.

A secret trick
Remember that your online shopping cart can help you sometimes. First, you need to plan in advance about what you are going to gift. Put it in the cart of the online shop. There are marketing strategies employed by companies to give offers on those products abandoned in the cart by the customer. You might get a great deal of 70% off after two days of abandoning the cart. There are similar shopping hacks which would help you save money as you buy from the online shops.

Do-it-yourself
You can create something unique if you have the time to spare and a creative mind. You will find numerous DIY videos for making jewelry, artworks, knitted wear and more. Getting raw materials will never be a challenge as there are numerous options out there to get these stuff cheap. Even if you buy raw materials cheap, you can create an elegant product out of it, which will look expensive and classy. Let your creative juices flow and make a unique gift that is as special as the person you are gifting to! However, if you do not find the time, you can consider these DIY gift ideas once in a while to cut down expenses.

YOU MAY ALSO LIKE

  • 4 Best Shampoos for You Psoriasis
    Psoriasis is a skin condition where there is an overproduction of skin cells causing excessive flaking, itching, redness of the skin which often get infected over time with bacteria and fungi. There are a lot of natural treatments and home remedies for psoriasis for the body and scalp but most of the times, these don’t work on extremely severe conditions. For severe psoriasis on the scalp areas, it is important to use the right shampoo with the right ingredients and chemicals to calm the itchiness and redness on the scalp. Most shampoos also have anti-bacterial and anti-fungal agents. Here are 4 of the best shampoo to ease your itchy psoriasis scalps. PuriyaScalp Therapy Puriya is one of the most trusted brands in the medical industry for skin ailments. The Puriya Scalp Therapy shampoo is one of the best options for shampoo psoriasis scalp issues. It effectively stops all the flaking and extreme itching sensation from the first use itself. It needs to be used regularly every day for an extremely severe condition or just every alternate day for gentle psoriasis. It deeply nourishes and hydrates the scalp skin as well as the hair to add the moisture back into the skin on your scalp. The shampoo is enriched with nutrients which increases the blood circulation in your scalp to ease the itchiness on your scalp due to psoriasis and excessive dandruff. The unique formula doesn’t contain any harmful and harsh chemicals such as parabens, sulphate and even fragrances. It is enriched with Tea Tree oil, Rosemary and Sage which has strong anti-fungal properties that ease psoriasis. MG217 Psoriasis The MG217 is a very strong shampoo which contains coal tar solution of USP 15% which is equivalent of 3% coal tar. It immediately reduces the flakiness, redness, inflammation as well as itching on the scalp. This shampoo for psoriasis scalp treatment is one of the most affordable options for calming psoriasis on the scalp. It not only controls psoriasis, dandruff and seborrheic dermatitis symptoms, it also prevents them from coming back again on the scalp. It is specially designed to slow down the excessive cell reproduction that causes flakiness and dandruff. The shampoo works best with the MG217 Salicylic Acid Shampoo as Salicylic Acid removes the dead skin cells and the coal tar helps to slow down the overall production of the scalp skin cells. This is one the most trusted shampoos which are recognized by the National Psoriasis Foundation as well. Psoriatrax 25% Coal Tar Shampoo This is the strongest and effective shampoo for the treatment of psoriasis. It is extremely affordable and available at every drugstore, pharmacy as well as on e-commerce websites like Amazon. You only need to leave it for a maximum of 2 minutes and you can use it every day or every once in two days. It is best to ask your doctor before starting this treatment as it is a very strong product. The 25% coal tar present in this shampoo clears the plaque and excessive dead skin due to psoriasis faster and more effectively than any shampoo which is used for psoriasis scalp treatments in the market. Psoriasis Shampoo This shampoo is rightly named the Psoriasis Shampoo as it is specially designed for people suffering from itchy, flaky and excessive redness and swelling of the scalp. This shampoo can be used on the scalp as well as the body such as your back, neck and chest areas. The peppermint and Emu Oil are natural anti-bacterial agents that reduce the redness and itchiness of the scalp. With tons of natural elements such as Jojoba oil, Keratin, Menthol and many other such natural ingredients, this shampoo adds a cooling sensation to the scalp. The fragrance is very soothing as well which covers up the strong chemical smells of the product. This shampoo can be used on color treated hair as well and the brand guarantees that it does not damage the colored hair.
  • Reasons to Opt for Pep Boys Tires
    Tire maintenance can be an overwhelming job. Checks must go into the tread of your tires, whether the wheels are properly aligned or whether you need a new set of tires altogether. All this decision making is easy with the help of the experts in the industry. If you are looking for a reliable company, you must trust Pep Boys tires for all your maintenance needs. A simple way to figure out the tire tread depth is to do the “penny test.” However, if you are one of those who would not like to do any guesswork and leave it all to the experts, drive straight to a Pep Boys store near you. They will tell you exactly how much wear-and-tear the tires have gone through and also if you need a new set. If you know your tires are worn out, getting the best deals is possible at Pep Boys. Read on to know you must consider Pep Boys tires.
    Background
    Pep Boys has a history going back to 1921. Since then, the company has continued to make its name and has expanded all across the country. For almost hundred years now, they have been a trusted brand for all kinds of auto repairs. A wide range of Pep Boys tires is available to suit the needs of a variety of car models.
    Highlights
    Pep Boys makes any kind of tire servicing or replacement a breeze. Their online database makes it easy to find the right size of tire for your car if you fill in the details of your current vehicle. Their TreadSmart Tire Center also provides prompt information to help you narrow down on the right choice. The Pep Boy tires section has an impressive range of tires or trucks. Some of the notable tire brands available at the store include Pirelli, Michelin, Continental, and BF Goodrich. There are over 800 store locations, so wherever you are, it is possible to get excellent services. These brands are also covered by the Pep Boys Tire Pledge that the company proudly offers. Pep Boys Tire Pledge ensures you get reliable tires at the best rates. This pledge only goes to show the mastery, skill, and expertise of the Pep Boys team. Expert mechanics and technicians at Pep Boys tires also take care of wheel aligning needs. Have you recently returned from a long road-trip? It must have been quite an adventure, driving up hundreds of miles back on unexplored terrain. Maybe, on your return, it’s a great idea to get your wheel alignment checked under the expertise of the Pep Boys tires team. Sometimes, long drives, or repeated travel over bumpy surfaces or riding into potholes takes its toll on the wheels. This is when checking wheel alignment by the Pep Boys tires team is important. Wheel alignment is one of the most important repairs or adjustments that you must do from time to time from the safety point of view. Pep Boys offers an alignment warranty against different situations that can impair wheel alignment. Regular checks and servicing gives you better control over the vehicle and allows you to maximize your safety as well as that of your loved ones.
    Discounts
    A range of discount coupons is also regularly released by the company. These coupons give great rebates on a range of services. If you need to buy a new set of tires, these discount coupons can give you great deals on some of the top-notch tire brands. For example, currently, there is an offer of up to 25% off on select parts and accessories advertised on the company website. At RetailMeNot, a coupon gives up to 15% off on buying two select tires. Another coupon offers up to 25% off on select parts and accessories. These discounts and dals keep changing, so go, avail great deals on Pep Boys now!
  • What Is The Reason Behind The Popularity Of Speedee Oil Change Coupon
    Do you have to incur a huge sum of money for the maintenance of your vehicle? Oil change and car repair issues incurs a huge amount of money. These costs are indispensable for any car owner. However, to save some money, many people often delay the maintenance jobs or compromise with the work. If you are one among them, who find it difficult to manage the cost of oil change fitted in your budget, you can opt for Sears. This company has received a good reputation within a very short span of time and is known for offering excellent oil change services at a nominal price. That is not all; you can also avail Speedee oil change coupon to get the cost reduced further. A large number of people nowadays search for these coupons, and there are quite a few reasons behind it. Presence in almost everywhere- Unlike many other reputed companies working in this field, Speedee is present almost everywhere. It is more of a community-based service, and you just need to find the nearest service station from your home or workplace to get the job done. There is no need to drive long distances or wait in queues for hours for changing the oil of your car. In some exceptional days, you might find huge crowds and have to wait for hours. Served by professionally trained staffs- Presence of Speedee service center in every locality across the United States does not mean that they get the job done by a layman. They appoint professional experts of the field, who are trained in the job and can offer you the best possible job. Whether you use Speedee oil change coupon or pay the entire cost without any discount, the service quality will remain unaffected. Even if you just go for oil change, the experts here can suggest you if the car needs any other maintenance jobs. Quality uncompromised- This is another major reason behind the immense popularity of Speedee oil change coupon. The company never compromise with the quality or quantity of oil even if you are using a coupon code to save money. They offer you the best oil for your vehicle along with a load of other benefits. The company often comes up with different interesting deals and discounts. You just need to keep an eye on them to get the job done in your budget at ease. Change oil for any vehicle- Whether you have a small hatchback car or a large SUV or a family sedan, you can now get all the oil changing jobs done from a single place. Speedee not only has oil changing facilities for cars but also for commercial vehicles. That means you can change the oil of your commercial vehicles from the same place. There is no need to visit different service centers for different vehicles. Getting more jobs from the same place will also increase your loyalty bonus from the company, which in turn will help you in adding up your savings further. Once you change your car lubricant or car oil from Speedee, you can be entitled to three months or 3,000 miles top-off service. If you face any issue with the car lubricant in between this period, you can get in touch with the customer service desk, and they will provide you with the right solution at no extra cost. Speedee though has gained immense popularity for an oil change; it can offer you other services regarding car maintenance with equal expertise. Just let them know the problem you are experiencing with the car, and they will solve it promptly.
  • Best VPN providers in the country
    Since the inception of the world wide web, it has been majorly used to share information and send messages from one point to another point. Various channels have been created for these messages to be delivered and received. In the recent past, wireless networks have been established in work and personal areas that can be accessed from various points either through direct access or through a password gateway. Such networks can be both private and public. These networks are one such pathway using which messages and data, in general, can be shared. Virtual Private Network or otherwise known as VPN is a platform that stretches a private network's access point through a public interface, which enables users to share data and messages through the public platform, giving them the ability to use their computing devices and if they are connected to the private network directly. VPN has made it possible for corporate individuals to remotely access data and applications they use in the office or anywhere, as per their convenience. There always remains a necessity for data of this kind to be kept secure and out of public reach. Having said that, it also is important to keep company based applications to be available out of official premises. This is where VPN played its role, in making work accessible from home or elsewhere where the user has ease and comfort. The top and best 5 VPN providers of 2017 have taken the still growing market by a storm, by providing various levels of services by understanding the varying needs of the customer:
    • Express VPN is known for its ability to enable the customer to browse faster and that too with zero limits to how much the user can avail to its benefit. It is known as the best VPN available online.
    • Cyber ghost is one such VPN provider that enables its users to use to surf the web under a virtual security blanket, avoiding their activity to be detected by anyone in the public realm.
    • Zenmate is a name synonymous among users who choose this company is their VPN provider owing to its extreme user-friendly method of installation and subsequent use.
    • Avast is a VPN provider best known for its state of the art secure nature of the private network which is most sought after by corporates.
    • Liquid VPN has easy to use apps, quick download speeds, and strong and excellent security features.
    VPN has undoubtedly changed the structure in which the world wide web can be used which prevents intruders to use it in an incorrect way.
  • Top 4 SUVs for families
    An SUV, or sports utility vehicle, is an automobile that combines the features of a passenger and off-roading vehicle. Over the past few years, small-size, mid-size, and crossover SUVs have gained immense popularity, accounting for 45.9% of the world’s passenger car market. With top-notch safety features and spacious interiors, SUVs make for the perfect family cars. If you are looking for one, here are a few top-performing SUVs for families: Are SUVs ideal family cars? SUV is a loose term that covers a broad range of vehicles with a four-wheel drive system. Even within SUVs, crossovers are a distinct type characterized as SUVs with a unibody construction (as with passenger cars). SUVs are ideal vehicles for families, both big and small, owing to multiple features; for instance, the latest mid-size and full-size SUVs provide ample cargo space, a third-row seating arrangement, and ample leg room. This, when paired with easy access, all-wheel drive, and smooth automatic transmission, makes for the perfect family vehicle. While bigger SUVs are ideal for larger families, compact SUV models are among the top choices for nuclear families. Key features to consider Now that you know the different types of SUVs and why they are convenient for families of all sizes, the next step is to shortlist the best vehicle based on your requirements. It is important to consider key aspects of the vehicle that would make your life easier. The criteria, of course, vary for every family depending on its size and specific requirements. However, some key factors to consider would be the cabin and cargo space, which is vital for booster and child seats. This space can be even better utilized with third-row seating arrangements, especially when it comes to big or growing families. Apart from this feature, key factors to consider include engine performance, cargo volume, safety ratings, pricing, and fuel economy of the SUV. Top SUVs for families Based on the abovementioned key factors, here are the top-performing SUVs for families you can find today:  Honda CR-V and CR-V Hybrid: Offering a flexible range of engines, including gasoline, diesel, and an electronic hybrid, Honda CR-V is a powerhouse that gives great mileage. Moreover, CR-V variants come with a choice of manual and automatic transmission. This 4-cylinder car, which can comfortably seat five people, has an all-wheel drive system that eases overall handling. The left camera helps in keeping an eye on the lane, while the instrument cluster facilitates ease of control. First launched in the mid-1990s, the CR-V has a high safety score, making it one of Honda’s best-selling vehicles.  Kia Sportage and Sportage Hyrbid. A reliable vehicle, the Kia Sportage makes for a great pick when it comes to family SUVs. First, it has a lot of space with a decent-size boot. The engine in the Sportage line-up comes in 1.6-liter and 2-liter petrol variants and the 1.7-liter and 2-liter diesel variants. The low-powered engines have been combined with the Intelligent Stop and Go (ISG) stop-start system. The high-powered engines come with a four-wheel drive. Further, you can pair any of the engine options with an automatic transmission. The Sportage Hybrid comes with key safety technology like forward collision avoidance, lane-keeping assist, and automatic high beams. Ford Expedition: The largest Ford SUV, the Expedition, has been in production since 1996. The vehicle offers 3-row seating for standard or extended-length Max body styles. While the space is a huge selling point, the Expedition also comes with new technology, self-driving capability, and big infotainment displays. The vehicle’s construction allows it to move in a refined way, considering its size and body-on-frame construction. The overall ride is smooth and quiet, with accurate steering. Further advantages include ample air vents, USB ports, and cup holders. Additionally, Ford Expedition comes with handy driver assistance technology and safety features like front automatic emergency braking and blind-spot monitoring. Toyota RAV4 and RAV4 Hybrid: The Toyota RAV4 is the SUV that led to the obsession with crossover models you can observe today. It introduced the concept of car/SUV part sharing to the world. The car became highly successful and is still considered among the highest-selling SUVs in the world. This stems from perfect customer satisfaction over the years. The unique selling points of the vehicle include fuel efficiency, a somewhat eccentric design, and bulletproof engines. The engines come in capacities of 1.8, 2.0, and 2.4 liters that can generate 125, 150, and 160 horsepower, respectively. Additional considerations Features other than safety and space can be overlooked when choosing a family car, but they can significantly enhance daily functioning and convenience. Here, handy features like USB ports, connectivity, blind spot detectors, and parking cameras can enhance the safety and utility of the vehicle. Some other important features to look for are favorable price points, lift-over height (how high you have to lift to load luggage), H-Point (driver’s seat height), outward visibility, and Environmental Protection Agency (EPA) ratings. EPA ratings indicate a vehicle’s fuel efficiency on the highway and city roads. These are just a few aspects that will help you choose the most appropriate vehicle for your family.
  • Benefits and withdrawal rules of 401(k) plans
    What is an individual or a solo 401(k)? Also called as Uni-401(k) plan, an individual 401(k) plan is an Internal Revenue Code (Section 401) approved a qualified plan for retirement which is specifically designed for self-employed or sole-owned businesses. Similar to traditional IRAs, this plan offers cost-effective and tax-efficient investment options along with a few additional benefits. Although any business model which meets the criteria is eligible under this plan, it is most suitable for independent contractors, consultants, real estate agents etc. Initial funding for this plan can be done through rollover funds from traditional IRAs, SEP plans, previous 401(k) plans, profit sharing plans, defined benefit plans, 403(b) plans etc. by setting up new trust account or by transferring all the funds to the current custodian trust account. Benefits of an individual 401(k) plan: Taxes can be reduced on contributions and the earnings can grow by deferring the tax. Assets are tax-free until withdrawal at retirement. As the plans and agreements are customized by self, the administering requirements are fewer and simple compared to that of traditional plans. No complications of filing a Form 5500 unlike the traditional 401(k) plans to be IRS compliant until the plan reaches $250000. Unlike the traditional 401(k) plan, there is no vesting schedule for the business as one would be vested immediately. Additional tax deferrals can be made by representing the spouse of self and spouse of partner(s) as part of the business. Funding can be a combination of salary deferrals and annual profit sharing contributions. A participant can control the way investments are made and not necessarily be an annual contribution. It allows an individual to borrow tax-free loans from the retirement funds based on certain terms and conditions. Rules for withdrawing from the plan: An individual should either end the employment or retire to be able to make any withdrawals. A penalty of 10% will be levied for withdrawals made before the age of 59.5. All distributions other than RMDs, hardship withdrawals, and direct rollovers will be subjected to a 20% federal tax withholding. One must start to take an annual RMD from the age of 70.5 if he/she owns 5% share in a business. Failing which, a penalty of 50% on the total distribution will be applicable. The contribution is limited to $54000 ($60000 for those above 60 years of age) for the tax year 2017. An annual IRS form 5500 is required to be filed when the assets become equal or greater than $250000. Funding deadlines: For Solo 401(k) plan establishment- 31st December or end of FY, whichever is earliest. For salary deferrals- End of the business tax year. For profit-sharing contributions- Tax filing date of the business (Any extensions will be added).