Much has been said about monitoring screen time and restricting smartphone usage to the minimum. However, the judicious use of mobile phones is associated with incredible convenience and several benefits. Besides ensuring hassle-free communication, they facilitate essential daily activities, from shopping to entertainment and on-the-go research. Consequently, life without mobiles is impossible to fathom. That said, you must follow a few healthy phone habits to make the best of your gadget. Set reminders to perform healthy daily habits You can use your smartphone to remind yourself to perform the essential tasks that are easy to miss on busy workdays. For example, you may set reminders to drink water at fixed intervals, apply sunscreen in the mornings, take breaks from work to walk about and stretch, or have meals on time. Such habits can help you establish a healthy routine and allocate time for personal well-being. Track screen time Mobile phones now have software that help you track how much time you spend with your gadgets. You can even track how much time you spend on individual apps. Moreover, apps like Facebook and Instagram have settings that let you lock them automatically after browsing them for a fixed period each day. Such settings prevent phone overuse while ensuring you enjoy the gadget's benefits and features. Use fitness apps Today, there is an influx of fitness apps with built-in features that help you with everything, from calorie counting and meal planning to setting an exercise routine and getting started with different workouts. Such apps help incorporate health and wellness activities into everyday life and prevent potential lifestyle diseases like cholesterol and heart problems. Use apps for mental health and meditation The importance of mental health and well-being cannot be emphasized enough. With increasing awareness of the need for good mental health, several apps have emerged to help individuals take a breather from their hectic schedules and follow essential mental practices. For example, several apps have guided meditation audio and mood trackers to help you boost your emotional and mental well-being. Such apps can also ensure better sleep and lower stress levels. Integrate your smartwatch with your phone Gone are the days when watches were used only to tell the time. Today, they help people track fitness parameters, such as their average daily number of steps, sleep duration and quality, and heart rate. Such features help you ensure optimal physical fitness and track abnormalities like irregular heartbeat, ensuring a doctor is promptly consulted in such cases. Capture the little moments Life is full of precious little moments, which most of us often overlook amid the hustle and bustle of daily life. The market has many smartphones with exceptional camera features and lenses, which you can use to capture these little moments, creating a vibrant album of precious memories. Indulging in nature photography, clicking pictures with family and friends, and capturing the places you visit (even the local ones) are just some ways to utilize the camera feature of your smartphone. Video call loved ones regularly Interacting with loved ones over the phone is not restricted to audio calls. FaceTime, Duo, and other apps have facilitated undisturbed video calling, bringing individuals from different corners of the world face-to-face. So, make connecting with family members and friends over video calls a part of your daily routine. Such calls can help you stay in touch with your loved ones far away, ensuring fruitful relationships. Download brain games Brain games have been shown to enhance cognitive function and reduce the risk of mental health conditions like dementia. Both Android and iOS users can download and play brain games like Sudoku, crossword puzzles, chess, and checkers. Many websites also offer innovative and fun brain games that broaden your horizons. It helps to use these resources on your phone to challenge yourself and boost your problem-solving capability. Use the phone to manage your finances Managing multiple bank accounts and tracking your transactions can be a hassle. The good news is that mobile phone users can now integrate their bank accounts using banking apps for easy monitoring. These apps can also help you carry out various financial activities, including payment transfers, credit-card bill payments, increasing card limits, activating card features, and electricity and phone bill payments. Online payment apps also offer gift vouchers, cashback, and several other perks, motivating you to continue using these apps. Use note-taking apps effectively Note-taking apps can prove helpful in carrying out several everyday tasks, such as preparing grocery and to-do lists and maintaining a diary. Specialized note-taking apps also have advanced features like adding pictures and videos to your notes, fostering creativity. Compare different note-taking apps and download the one you like. Nowadays, most phones come with a built-in note-taking app, so ensure you try that before downloading another option. Besides incorporating these healthy phone habits into your routine, avoiding certain practices, such as using the phone just before sleeping and not using the "dark" mode while viewing the phone at night, is vital. While giving up such habits can be challenging in the initial phase, it proves incredibly beneficial in the long run.

Do you ever think of one solution that will solve all your problems, be it health, mental and financial? Today we have different solutions to different problems but none of them seem to solve all the problems we have in life. It may sound odd but it is possible to lead a life with minimum to no problem just by being health. It all comes down to how happy you are It's true. As clich as it sounds, if you are not happy and if that happiness is not constant, you will never be satisfied in your life. A healthy body means a healthy mind and no matter how successful you are in your career, if you are not healthy, your mind will never be happy. Boosting your health will eventually lead to a good mental health. Look good and feel good You need to look good to feel good and feel good to look good. For both things, you need to boost your health. You tend to feel more confident when you look and feel good. When you face and skin is clear, your will feel more confident about your appearance. When you are in the right shape because of the diet and lifestyle you follow, you don't shy away from wearing whatever you want to wear. Good mental health Exercising at least three times a week can boost your productivity along with boosting your health. Exercising releases happy chemicals in your chemicals. Most people overcome their depression without any anti-depressant medications. Exercising helps you deal with all the problems with much patients and without any anxiety. Boost your creativity A healthy mind and body will never be an obstacle to your creativity. Good mental health will help you think better and think creatively. You may have also head that creativity improves your wellbeing. Exercising helps your brain with creativity and problem-solving ability. Save money on medical costs Once you focus of boosting your health, you will stop falling sick often and remain healthy. This will help you save money on your medical bills as you will not need medical treatment anymore or more often. You will also make right financial decisions when your physical and mental health is good. You can never get enough reasons to boost your health. Living longer is not enough anymore. Healthy life is just as important as long life and that comes with you taking steps towards boosting your health.

We all have heard of life insurance policy but we might have quite a few of questions understanding the same. Here are some of the common FAQs answered about life insurance policy. Whether you are looking for life insurance no medical exam policy or just searching for life insurance quotes, be sure to compare different policies and plans. Why should I take a life insurance policy? A life insurance policy is a risk management endeavor that insures the life of the insurer in the event of an untimely demise. The beneficiaries or dependents of the insured receive the death benefit accruing from the life insurance policy based on the premiums paid for the stated period. What are the pros and cons of term life insurance? Term life insurance is a life insurance policy that requires one you to pay a fixed premium for a certain period ranging from 20 to 30 years. The major problem with term life insurance is that the policy remains valid only for a specified period. In other words, if one takes the policy when at an early age, it might very well expire in twenty years, leaving the insured and his or her family uncovered for risk post the policy term. On the plus side, term life insurance is the cheapest kind of insurance policy available, allowing you to pick up large face value insurance policies at one-fourth the cost of a life insurance policy. What are the pros and cons of permanent life insurance? The major benefit of permanent life insurance policies is that they do not expire for as long as your premium payments are made. Another important benefit is that most permanent whole life insurance policies allow the accumulation of a certain cash value that can be claimed when required. Also, there is a limited tax liability on such investments. How do I get a no medical exam life insurance policy? Generally, life insurance policies that are paid for by an employer, covering their employees are given without the need for the insured to undergo a medical exam. Simplified issue life insurance policies and guaranteed issue life insurance policies are the two kinds of no medical exam life insurance policies that one could avail off, albeit at a higher premium.

One has to standout during a job interview in order to get the job. With a huge number of candidates for a particular job, it becomes important that your answers seem relevant, direct, honest and credible. Here are a few tips that will help you to prepare with best answers and have a successful job interview. Attend mock interviews One of the best ways to do well in a job interview is to attend mock interviews. There are a number of institutions that conduct these mock interviews to help understand the process of a job interview before you actually go for one. Here you get to face a panel of interviewers who would ask you some relevant questions depending on your resumes, about your educational qualifications, prior work experiences, any extra-curricular activities. You can enroll in these lessons or courses that help you prepare for best answers in job interview. If you are a fresher and looking to interview for the very first time, then these courses help with some basic job interview etiquette and how to deal with tough questions. Research online With the help of the interview, you can check out some of the best answers of job interviews that people have posted online. There are a number of websites wherein people from every profession steps in to contribute and help others with job interview questions. Read the questions and answers carefully and then prepare your own answer with focus, relevant facts and ideas. Use the smartphone for interview apps There are a number of smartphone applications that are specially designed to help you with job interview questions and answers. Here you can go through various questions and prepare accordingly. Some of these applications also have the option of customizing your search as per your industry or stream. Whether you are a web developer or a content writer, interview questions seem tricky to everyone and therefore, these apps can be helpful in many ways. Take help from friends and family Another way of preparing for the job interview is to consult your family or friends and let them ask you a few questions. This is a great way of preparing for a job interview beforehand and without investing any money. So, next time when you are heading for a job interview, keep these 4 tips handy to give best answers, standout from the rest of the candidates, and have a successful interview.

Samsung has been one of the best television manufacturers over the last decade. Only a couple of years ago, almost 21.6% of all LCD and LED televisions sold were from this brand. In other words, this company is selling as many televisions as compared to some of the other brands. One of the reasons for Samsung’s success is that the company launches several TVs every year. During 2018, the company has released almost a dozen models, excluding those that are still available from the previous year. Following are some of the reasons why a Samsung TV is a great choice.

• The televisions manufactured by this company are much brighter and colorful when compared to its competitors. This is especially true when you consider QLED models.
• Another reason important to this discussion is that televisions from Samsung are excellent when you upscale, changing the high-definition (HD) picture quality to 4K. Moreover, as compared to LG televisions, Samsung televisions deliver increased performance when handling fast motion scenes. These TVs come with the HDR10+ technology, which makes the colors more vivid and reduces the input lag. This makes it an excellent choice for gaming enthusiasts who prefer to use their TVs with the PS4 Pro or the new Xbox One X.
• A third reason why Samsung outdoes its competitors is the versatility. Televisions made by Samsung are able to perform well when used for a wide variety of uses by giving users with excellent flexibility.
• Samsung televisions are available in several models. You can choose QLED models that are engineered in the way you live. You can also opt for lifestyle televisions that work like art when switched off. The premium ultra HD models make your viewing experience full of features. Moreover, the ultra HD models offered by Samsung are generally a great choice.

Samsung provides a variety of choices ranging from budget TVs to high-end feature-filled models. Available at different prices, Samsung TVs deliver performance that is suitable for most viewers. These models are of an excellent quality and do not have any major flaws. Compared to its rivals, televisions made by Samsung are slightly more expensive. Moreover, the models generally are unable to support Dolby Vision in the HDR format that is able to provide greater brightness and enhanced colors than the HDR10. Nonetheless, televisions from Samsung are an excellent buy. You may use the comparison tool to distinguish the various features available with the different models before you make your purchase decision.

If you are a kind of person who would like to keep unnecessary expenses at bay, you would probably not sacrifice so much bedsides your frigid existence. You may give up on expensive outfits unless you have cheap clothes that are neat and decent to wear. You may not mind using a basic prepaid phone as long as you still have a wireless plan and an undamaged phone and ultimately you may not mind giving up your cable TV subscription as you can still watch your favorite shows that you love to watch. There are a couple of strategies that one could opt for in order to stick with the cable service connection and not paying for all the entertainment channels that you enjoy. This is a legal method that anyone could try at home. Here's how we do it. Watch your favorite shows online: Definitely you will be having a computer, laptop, or a tablet that you could stream online videos on. Watching movies and videos via the Internet is a well-known option. There are numerous sites that let you watch TV shows free either the day of or within a few days of the episodes streaming of regular TV. Here is a list of websites that you can look for. Hulu.com is great for their countless options. Pluto TV is great for web videos; however, you need to stream it on your TV through Chromecast or other devices. Certain TV networks sites like ABC, CBS, and NBC provide full episode streaming option. Veoh, Crackle, and AOL videos are also good for watching videos providing tons of content. Watch HDTV over broadcasts: One of the cool options is that you can watch all major channels and local television stations free of charge over the amazing new digital airwaves. Around 94 top shows out of 100 are broadcast on TV with HD picture quality which is better than regular cable on TV. This is possible if you have a proper antenna and a HDTV tuner in order to search for the shows, such as Mohu Antenna that provides over-the-air DVRs which lets you watch live broadcast TV and record shows or series. Channel Master and Tablo TV DVR lets you record and download shows on the computer with a special software. Watch them on DVD and streaming: Though this is a very old option, you can still be benefited by watching your favorite shows and movies on DVD at a cheaper price. There are plenty of websites that deliver movies and TV shows for low price. Redbox and Netflix are considered the best of the all. Redbox lets you watch movies on rent for an extremely low cost. Using coupon codes, you can grab these videos for an even lesser price Netflix has the option of monthly rentals.