Popular balance transfer cards that charge no fees

Debt is your biggest financial burden, all courtesy of the many credit cards that you use from time to time to make a purchase and render services, which allows you to make payments for the same at a later date. However, when it comes to paying off your credit card debt, you will realize that a significant amount has to be repaid for the interest component that is levied on credit cards.

There are two options when it comes to managing your debt in case you are unable to repay at the current rate of interest:

  • Opt for a fee 0% balance transfer credit card.
  • Opt for debt consolidation.

Debt consolidation might be the last option, which is why opting for a fee 0% balance transfer card will be a better choice. Credit unions offer fee-free cards, but only to members and the eligibility criteria to be met to become one will require a number of things. 0% balance transfer essentially means no fees will be charged for transferring your debt from your existing credit card to a new card, with a low APR to manage payments. However, it is not possible to acquire a fee 0% balance transfer card from your existing credit facility which is why a new card can be availed from the top financial and banking institutions. The popular ones include:

BankAmericard Credit card: This credit card is considered among one of the most cost-effective and is issued to people who have an excellent credit score. There is no annual fees charged, with a 0% APR for the first 15 billing cycles and balance transfers along with 0% balance transfer fees for two months after which the fee charged will be a nominal 3%.

Aspire Federal Credit Union: Members of credit unions enjoy benefits on balance transfer cards which include no annual fees, 0% APR and 0% balance transfer fee for the first six months. Only people who have an excellent credit score in the range of 690 to 850 can qualify for this rewards MasterCard.

Navy Federal Platinum: Best option for people who are military service members with fee 0% balance transfer for the first 12 months and no annual fees. Military personnel can also enjoy a low variable APR rate.

Other popular fee 0% balance transfer credit cards issued by banks and credit unions include Barclaycard Ring MasterCard, PenFed Promise Visa card, and Digital Federal credit Visa platinum.

    RECENT ARTICLE

  • Know about the Prepaid Cell Phones
  • 4 websites that offer great deals on refrigerators
  • Home remedies for poison ivy relief
  • Best sedans from the year 2016

YOU MAY ALSO LIKE

  • Here is what you need to know about the types of dementia
    Dementia does not refer to a specific disease but rather a group of conditions that impair brain functioning. This is usually a lifelong condition that gets aggravated with age. Sadly, there is not cure for dementia though treatment can help ease the symptoms and make day to day life more comfortable for the patient. Medication can also slow the progression of this syndrome. There are many different types of dementia. Alzheimer's disease This is one of the most common forms of dementia. Memory loss and having trouble getting organised are classic signs of Alzheimer's disease. With time, these symptoms can get worse. Apart from poor memory, patients might also lose their way in familiar places, get confused about what day it is, have problems speaking and show poor judgement. Vascular dementia This sort of dementia is usually preceded by a major stroke or a series of smaller strokes. The patient may not even realise that he has had a stroke. The symptoms of this condition depend on the part of the brain most affected by the stroke. Poor judgement and impaired decision-making are characteristic symptoms of vascular dementia. Other symptoms include memory loss, clumsiness, changes in personality, and trouble communicating with others. Dementia with lewy bodies Sometimes, microscopic deposits of protein may settle in the brain. These are known as Lewy bodies. If these deposits are in the brain's cortex, it can cause dementia. The most common symptoms of this condition include lowered attention span, memory troubles, hallucinations, daytime drowsiness, trembling, having trouble walking and blackout periods. Parkinson's disease dementia Parkinson's disease affects the central nervous system and reduces dopamine production in the brain. Many people suffering from Parkinson's develops dementia. These patients also show the presence of Lewy bodies in the brain and hence the symptoms of Parkinson's disease dementia are very similar to those caused by dementia with Lewy Bodies. Huntington's disease Huntington's disease is a result of a faulty gene that is passed down from one generation to another. Symptoms of this condition typically begin to develop between the ages of 30 and 50. Some of the symptoms include forgetfulness, poor judgement, lowered concentration, trouble in planning and impaired reasoning. Frontotemporal dementia This disease is caused by cell damage to the parts of the brain that control speech, emotions, movement, judgement and planning. It can cause personality changes as well as changes in behavioral patterns, a sudden lack of inhibition in social situations, inability to find specific words while having a conversation and balance-related problems.
  • Payless shoe coupons – The secret to best shoe deals
    Shoes are a woman's weak spot. Whether she has 20 pairs in her cupboard or 30, women are always looking for more shoes. Payless shoes, as the name suggests, is a family footwear retailer where people can find a wide range of designs at lowered prices. If you have Payless shoes coupons, you get them even cheaper. Now who doesn't want that! Payless was founded in Topeka, Kan in 1956 with the idea of selling high quality shoes at affordable rates. Today, it has an international presence with over 4400 stores in Europe, Asia and Africa. It also operates an ecommerce website for online shopping where you can redeem your Payless shoes coupons. When it comes to buying shoes, there's a lot you need to keep in mind. To keep up with trends, you need to choose a design that is fashion forward while to be able to wear them, you must keep comfort and sturdiness in mind. However, before you start shopping, it is a good idea to get acquainted with the different types of shoes available. Sports shoes Though they are called sports shoes or athletic shoes, you need not wear them only on the court. Designs range between high top to low top styles depending on the sport or exercise they are designed for and usually feature a dense, flexible rubber sole. Sneakers are the most common form of athletic shoes and are a great way to stay stylish and comfortable simultaneously. While an office might frown upon sneakers being worn as part of a formal outfit, you could pair the sneakers you bought using Payless shoes coupons with a dress for a lunch date. Heels Shoes which elevate the heel of your foot to a higher level than the rest of your foot can be termed as heels. Heels vary by height and by design. Closed toe heels with an open back are known as mules while closed back, low cut shoes without any straps or ties are known as pumps. Stilettoes are the most well known of all heel designs and can be described as having tall very thin heels. Wedges and platforms are another popular design today as they give a woman height without compromising on comfort. Loafers This classic shoe is loved by both men and women. They can be described as a slip on moccasin crafted from soft leather with a rubber sole. If these shoes have laces upfront that you need to tie together, they may also be known as oxfords. People love using their Payless shoe coupons on these shoes as they are perfectly suited for formal and informal wear.
  • Get the best deals on all inclusive resorts
    The term all inclusive can be confusing for first-time travelers. For vacations packages, the term refers to the facilities and amenities that have been paid for in advance. All inclusive includes the fee for accommodation, food, beverages, taxes, and a few special activities that will vary depending on the type of the resort. All inclusive vacations are the perfect way to spend a long vacation by yourself or with the family. All inclusive resorts, in particular, offer complete entertainment options for children, teens, young adults, and even seniors. All inclusive resorts may not necessarily cost you a ton of money, even when you are traveling with your loved ones. Here are a few simple vacation booking tips to ensure that you get premium service for the best price. Assess the fees Since there is no standard assessment of what all inclusive deals offer, hotels and resorts will have varying tariff rates for their packages. Research is key when it comes to the exact fare of the vacation package, as there are additional cost factors like internet fees, airport fees, and meals and drinks not included in the package. Check with the resort to find out what can be adjusted as part of the package. Make some calls prior to booking and speak to a customer executive. Booking dates All inclusive resorts will be packed during the holiday season, not to mention expensive as well. If you want to book a vacation at any popular location, it is always best to avoid the peak season holiday time. Do not book anything during the Christmas season, and stay clear of the summer rush. The ideal booking season for an affordable all inclusive vacation would be the months right after labor day and just before Christmas. Remember, the higher the demand, the pricier the vacation package will be. Pay as you use You must have heard of pay-as-you-go phone deals, but would you be intrigued to find out that there is a way to pay for what you use to save costs on all inclusive bookings. Often, paying for an all inclusive package can be a waste of money, as it is nearly impossible to divide your time among multiple activities. Ensure firsthand where you plan to spend your time so that you pay for only those activities that you will be able to enjoy for the price. Bookings and negotiations can be made online or after talking to a customer executive.
  • Top 10 Rolex watches that you should consider owning
    Every watch connoisseur would know what a Rolex means. For 113 years, Rolex has continuously awed people all over the world. Created first in London, it is now a popular symbol of Switzerland. Crafted from the finest raw materials and assembled with precision and attention to the most minute of details, every Rolex watch meets stringent standards. Rolex watches are family heirlooms, passed on as a cherished treasure to younger generations. Moreover, owning more than one would just be a habit for most luxury watch collectors. If you are one of them, read on to find out the top 10 Rolex watches ever made. Rolex watches are not just a fashion statement, it is a matter of pride to own one.
    • Submariner Designed mainly for scuba divers, the single most popular Rolex ever, the Submariner, was the first ever watch to stay waterproof up to depths of 330 feet.
    • Cosmograph Daytona Introduced with professional racing drivers in mind, the Rolex Cosmograph Daytona has a highly reliable chronograph and bezel with a tachymetric scale, allowing drivers to perfectly measure average speeds.
    • Yacht-Master II Sailors were the motivation behind the design this Rolex watch model. The Yacht Master II is a regatta chronograph built for yachting competitions, making it a worthy addition to this list of top 10 Rolex watches.
    • Day Date Made only in 18 carat gold or platinum, the Rolex Day-Date was the first wristwatch to display the date and day of the week spelled out in full in a window on the dial.
    • Deepsea Conquering the deep end of the seas along with diving professionals is the ultra-resistant divers’ model Rolex Deepsea. It is waterproof to a depth of 12,800 feet.
    • GMT Master The Rolex GMT-Master is functional yet good looking, and has the ability to display different time zones. This watch is designed for the traveling professional.
    • Explorer II The Explorer II is preferred by speleologists, volcanologists, and polar and jungle explorers alike.
    • Oyster Perpetual Air-King An aeronautical tribute to the pioneers of flight, the Oyster Perpetual Air-King is the successor of the Rolex Oyster.
    • Milgauss Dedicated to scientists who work in areas of magnetic fields, the Milgauss from Rolex was first created in 1956.
    • Cellini Dual Time A classic dress watch, the Rolex Cellini Dual Time features a case made of 18k Everose gold. This is indeed a timeless piece of elegance.
    The 10 Rolex watches mentioned above are the top choices of a watch collector. Get your hands on any one of them to feel the royalty of a Rolex.
  • High fiber meals to incorporate into your diet
    Along with modern conveniences that have made life easier, today people are leading sedentary lifestyles and consuming foods that do more harm than good. Lifestyle-related diseases like stroke, heart disease, and type 2 diabetes are on the rise, apart from diseases caused by tobacco consumption, alcohol, and drugs. One way to make a change is with diet. Even something as simple as following a high fiber diet plan, can make a huge difference. Find out how it can affect your health for the better and how to get the most out of it. Types of fiber There are two types of fiber in food soluble and insoluble. Soluble fiber binds to sugar and cholesterol and prevents or slows their absorption into the blood. Insoluble fiber, on the other hand, is roughage. It doesn't dissolve and isn't absorbed. It passes out of the body as waste. Both types of fiber are necessary for good health. While soluble fiber can lower blood sugar and cholesterol levels, together with maintaining a healthy weight by keeping you full for longer, insoluble fiber aids bowel movement and can help prevent conditions like anal fissures and hemorrhoids. It also lowers the risk of colorectal cancer. High fiber diet plan Adding fiber to your diet doesn't mean making a drastic change. You can introduce these meal plans slowly. Breakfast Oatmeal is rich in fiber and makes for one of the healthiest breakfast items. Add chia seeds and fruits like mango, banana, and kiwi for more nutrition. If you are pressed for time, try a fiber-rich smoothie. Combine beets, pear, almonds, hemp seeds and water, and blend until smooth. Add crushed ice to keep cool on a hot summer morning. Lunch Whole-wheat bread is a great alternative to white bread. Load a slice or two with thin cuts of turkey or chicken, tomato, beets, and cucumber. You can add some grated cheese for extra flavor. Lentils are one of the highest fiber foods and make for a perfect lunch item. Start by caramelizing onions and sauteing garlic. Add lentils and cook until they become darker. Mix in diced potatoes, bell pepper, and salt. Garnish with cilantro. Dinner Broccoli is both tasty and rich in fiber. Make a soup out of it with veggie broth, rinsed cannellini beans, pepper, and cheese. Chop up kale leaves, wash, and leave to dry. Cut carrots and onions, mix with the kale, and refrigerate. Prepare a dressing of tahini, apple cider vinegar, lemon juice, olive oil, pepper, and salt. Drizzle over the salad and toss before eating. Snack An easy way to tide you over until mealtime is to snack on fruits like apples, bananas, pears, berries, oranges, and mangoes. The first step to better health is with high fiber diet plans. They are easy to prepare and you will be following them diligently before you know it. Add your own twist by mixing in other nutritious ingredients like nuts, flax seeds, soymilk, and hummus.
  • All about the interiors and exteriors of 2019 Toyota Highlander

    The 2019 Toyota Highlander is a mid-sized SUV that packs a V6 engine, which makes driving this car an efficient and adventurous experience. It is a comfortable car with luxurious interiors and a stylish design. One of the best things this SUV is that it comes with a range of modern safety features.

    Read on to learn about what more to expect from this SUV.

    Exteriors

    This SUV comes in eight models, each one as stylish as impressive as the other. The appearance impresses you from the very first time you look at it. The front of the SUV has powerful headlights and separate grille designs for each model. The 19-inch alloy wheels with multiple spokes grant it a very sporty appearance, which you can enhance even further with its Nightshade Edition Package. You will get a rear spoiler with black trim, mirror and door-handle caps, and shark-fin antenna. To hold the design together, the makers have also included black fog lights and headlights.

    The 2019 Toyota Highlander exteriors offer a plethora of impressive features. While its smart key system offers easy accessibility, its advanced windshield and rear wipers make sure your visibility is never compromised even in the most trying weather. The windows have UV light-reduction glasses, which will keep you safe from the sun even in longer journeys. The SUV also has a moonroof with sunshade, which you can operate with just one touch. The car also comes with roof rails to ensure that you can carry your extra luggage safely.

    Interiors
    The 2019 Toyota Highlander comes with a comfortable and feature-rich interior. It is roomy and can make space for up to eight people to sit comfortably. Also, irrespective of where you are sitting, you can keep your gadgets charged with three front and two rear USB ports. Another great aspect of this vehicle is its adaptable cargo space. If the dedicated cargo is not enough for you, the third-row seat can be folded flat to make extra room for your luggage. The SUV also makes sure that you can enjoy the journey with your loved ones even more with its quiet interiors. Its floor is covered with silencing materials and the windshield has acoustic-type glass to make sure that outside-sounds cannot bother you. You can also choose a color scheme for the interiors according to your taste. The available options are saddle tan, black, almond, and ash.

    The SUV comes with an 8-inch touchscreen display in the front, which lets you comfortably use the car’s navigation system and various apps. The rear-seat entertainment system of the 2019 Toyota Highlander has been designed to make sure that people in the back can enjoy the journey even more. It comes with a 9-inch display, two wireless headsets, and a remote control. One of the most special features of this SUV is the “Easy Speak” system, which enables the driver to communicate better with people sitting at the back.

    This stylish and powerful 2019 Toyota Highlander can be yours today for a price ranging between USD 31,830 - 47,510.