The beginning of menopause is often noticed when the interval between the periods starts to get longer with each cycle. As the hormone levels fluctuate, the duration and the flow patterns all fluctuate. The woman often does not know when the periods will start and is often caught unaware. During this period the women experience hot flashes starting somewhere on the upper body like neck, face, and the back which spreads either upward or down wards depending on where it started. They may persist for 20 seconds to 10 minutes. At this time, they start developing red patches on the skin. When this occurs in the night it is called night sweat'. Most women do not require any specific treatment and these subside and disappear in about a year or two. These symptoms are found to be less in physically better people. These symptoms subside as one exercises and improve their fitness. Some women do not have any symptoms and it suddenly stops one day. There is no relation between the date of menarche and date of menopause. An early or late menarche does not mean an early or late menopause. Any vaginal bleeding post menopause is considered serious enough to pay a visit to the doctor. This may happen during the transition period and can be due to hormonal fluctuations. There are symptoms like painful intercourse, dry vagina thinning and loss of elasticity of the vaginal wall etc. Women may suffer breast enlargement, pain, dizziness, heart palpitation, incontinence etc. They may suffer psychological disturbances like anxiety, forgetfulness, inability to concentrate, depression, mood swings, irritability, decreased interest in sexual activity, sleep disturbances etc. Lifestyle changes, physical activity and improved fitness etc. normally are adequate to meet the requirements. Systematic treatment is rarely needed. Menopause can be the result of certain abdominal surgery like radical Hysterectomy with salpingo-oophorectomy (removing of uterus, ovaries and the two Fallopian tubes). Menopause caused by the removal of the ovaries is called Surgical menopause. Removal of uterus does not directly lead to menopause. Smoking is found to considerably advance the onset of menopause. Another condition causing premature menopause is premature ovarian failure. Vastly, majority ovarian failure is idiopathic, or are not for any established causes. However, a large number of diseases can cause premature ovarian failure. Some of the better known are fragile x chromosome, diabetes, hypothyroidism, radiotherapy, chemotherapy, Addison's disease, Down's syndrome, enzyme deficiencies, and Turner's syndrome.

What is a credit check? A credit check is an inquiry to assess your credit score which is a number that is given to you after assessing your current credit, liabilities, payment history and so on. Why is a credit check done? A credit check is normally required for a bank or any other financial institution that lends you money or offers you a line of credit to minimise their own risk. How are credit scores calculated? A credit score is calculated with priority being assigned to the following components: 35% - payment history including on time payments, delayed payments, penalties paid on delayed payments, foreclosures on loans etc. 30% - debt burden or liabilities – this assessment includes debt to limit ratio, balances in accounts, amounts owed in various accounts, amounts paid as instalments and so on 15% - length of credit history – this is calculated based on the average age of each account you own and the oldest account 10% - repeated requests for credit scores – if a large number of requests are made to check your credit score within a short specified period, it could lower your overall credit score, especially in the context of hard credit checks. However, most hard inquiries do not reflect on your credit score when they are over 12 months old. What is a good score to pass a credit check? On a scale that ranges from 300 to 850, given slight variations in the policy of different credit assessment bureaus, a score of 700 and above is considered a good credit score. Who can request a credit check? Credit checks are normally requested by a bank where you have sought a loan or a mortgage or by a card issuing bank when you have applied for a credit card. Some employers may also initiate a credit check a part of a routine background assessment to verify the trustworthiness of a potential employee. House owners may also wish to be informed of the reliability of a potential tenant and may also initiate a soft credit inquiry. You are also entitled to a free yearly report on your credit score which the three credit assessment bureaus operating in the country are mandated to provide.

Laptops and tablets have replaced the desktop computers in almost every field. The easy usage and portability of the device have made it a popular choice among the users. Depending on their preferences, some people get a laptop with basic features to support their work while others need better models with multiple add-on features. When it comes to the add-on features on laptops, gaming is the first thing that strikes your mind. Almost everyone is interested in playing some sort of the game or other in their spare time, making graphics card a must have for any laptop. However, for a better experience with games using high graphics, you need to have the best gaming laptop. Owing to the different types of preferences, you can find these laptops with multiple configurations. Therefore, when making the purchase of your gaming laptop, you need to understand your requirements thoroughly. Getting a laptop simply based on its price is never a good decision. A budget gaming laptop may not offer you the desired effects of the game, and your money can be wasted. If you are wondering why it is recommended to refrain from purchasing budget gaming laptops, checking a few factors mentioned below can be helpful. Bare minimum features- An ordinary laptop can never satisfy the requisites of a gamer, which is why the experts have specially designed gaming laptops. Often known to be a luxury item, best gaming laptop can never be availed at a low price. Therefore, if you go for a budget laptop, you will have to compromise your gaming needs with bare minimum features, and it will not be possible for you to play high-quality games in it. Neither the graphics nor the hardware of the budget laptops can offer you the actual gaming features, and it might get crashed while the game is in session. Keyboard and mouse- As it is already said that the budget gaming laptop does not offer you the hardware required for playing computer games. These are mostly meant for the entry level gamers or for people, who play once in a while. If you play regularly on these laptops, the keyboard and the mouse may start malfunctioning within a few months of purchase. Thus, you have to pay extra money to get the hardware repaired. In some cases, the keyboard or touchpad damage might be beyond salvaging. Low resolution and poor audio features- This is also one of the reasons for which it is better to avoid entry-level devices and pay for the best gaming laptop. Most of the low priced laptops have poor resolution, which means, you will not get the desired display even after updating the graphics card. Apart from that, you might not also be able to get the desired sound effect in the low priced models as they do not have the best quality speakers. The best gaming laptop is undoubtedly an expensive buy, yet it can last for years and support different types of games, irrespective of their graphic element or other features. However, just purchasing any high-end laptop will not serve the purpose. If you want to get the best value for the money, you should make sure to decide on your preferences before selecting the model. Select the size and portability features of the laptop with due care, or else it will not be possible for you to use it comfortably. Also, make sure that the screen design and keypad design are convenient for your use. Verify every detail of your gaming laptop and avoid the ones, which come with old outdated technologies that are no longer in use.

Your resume may not be the first impression for the recruiter, but it certainly is a crucial part of an image you intend to build. Therefore, it is imperative that you carefully design your resume so that your profile stands out. Before you begin working on your job applications, you must be aware of the three main styles of resumes, i.e., chronological, functional, and combination. Each of these types are meant for a specific purpose so ensure you have a clear goal in your mind. Here’s a brief explanation of the three main styles of resume, which you could possibly use for your own job prospects. Chronological resume – Such kind of a resume allows the recruiter to view your job experience first. You focus on your professional milestones, i.e., the latest job position held and then on your past work experiences in a reverse sequence. Although, an extremely common type of resume, you should only consider using the chronological format if you have a strong work experience to back you up. Moreover, if you are a fresher, then you must focus more on your educational qualifications and practical skills. Functional resume – Unlike a chronological resume, a functional resume solely focuses on your practical skills rather than the work history. It directs the recruiter towards your strengths which might be considered for the applied job. This an ideal form of resume if you happen to be a recent graduate or someone who is getting back to work after a long break. It could also work if you are switching your professional sphere. Combination resume – Like the name suggests, this resume is a blend of chronological and functional formats. The resume presents your professional skills, accomplishments, and work history in a chronological manner. A combination resume is a great choice to make if you want to highlight your overall profile in the briefest way possible. You craft such resume if you are applying for a niche job designation which entails a definite skill set and relevant work experience. Now that you are properly aware of the various resume formats, you can use any of the above-mentioned styles which perfectly fit within your professional goals and expectations.

The Ford Explorer has been popular for its availability of trims for different types of driving needs. There are five trims available in the latest Ford Explorer and they are: Explorer, XLT, Limited, Sport, and Platinum. The standard Ford Explorer is equipped with a 3.5-liter V6 engine that is paired with a six-speed auto transmission. Two other engine choices that a driver could choose include – a turbocharged 2.3-liter V4 engine or a twin-turbocharged 3.5-liter V6 engine. While the front-wheel drive is standard on all Ford Explorers, an optional all-wheel drive is also available. Since the last redesign in 2011, the Ford Explorer only had a refresh in 2016, the latest upgrade - 2017 Ford Explorer offers some new exterior styling options and change in features listing of some trims. Instead of the traditional My Ford Touch system, the 2017 Ford Explorer is integrated with the new SYNC 3 infotainment system. Most buyers pick the XLT trim due to its affordability at $33,775, which is only slightly higher than the base model. The difference between these trims lies in the availability of features like power-adjustable front seats, proximity key, and push-button start. The Ford Explorer is fortified with upgraded brakes and rear parking sensors. The difference between the XLT and Limited trims is $8000, these differences add an extra technology on the Limited. The Ford Explorer Sport trim is priced at $45,355 and is equipped with a terrain management system, hill descent control, a sport-tuned suspension, all-wheel drive, and a Class III towing package. While some of the convenience features that are available on the Limited trim are not available in this Sport trim; a buyer can easily add on such features at an additional cost of $2,965. The Platinum trim is the highest trim on the Ford Explorer and is priced at $53,235. This trim has additional safety features such as forward collision warning with automatic braking, park assist, adaptive cruise control, blind spot monitoring, lane departure warning, rain-sensing windshield wipers, inflatable safety belts for the second-row outboard positions, and cross traffic alert.

It is easy to get loans today, but not easy to get low-interest loans. Today banks charge a huge amount of money in the form of interest, which will give you cold feet even before you meet the bank manager to approve your loan. The truth is that lower your interest rate, the easier it gets to pay off your loan. There are certain loan strategies that you need to learn if you want to save up on your loan interest amount. Read on to find out how you can get low interest on loans. Repair your credit score One of the best ways to get low-interest loans is to have a decent credit score. If you have bad credit and are planning to apply for a loan soon, try to repair the score as much as you can. You can do so by catching up with past payments that you are yet to clear. Another way to do so is by limiting your credit card use and spending less. Irrespective of where you take the loan from, it is in your best interest to keep your credit score good from day one. Pay attention to whom you borrow from A common mistake many people make is that they go to big banks to get a loan from and settle for the first quote that they come across. This is the worst thing to do. Most of the times, big banks charge a fortune in the form of interest on small mortgage loans. Instead, you should check with local credit unions and small banks that are most likely to give you better low-interest loans. Consider setting up an automatic payment Banks appreciate when you as a customer sign up for automatic payment option. Thereby, you do not have to worry about the payment deadlines and personally making the payments. It is noticed that because the banks want people to pay their money on time, they come up with beneficial offers that will give you a lower interest rate if you set up an automatic payment option while taking a loan. Search for online lenders Today, there are many digital lenders who give you a loan at a much lower interest rate compared to the traditional lenders like banks and credit unions. Search for an online lender who is affiliated with a reputed physical financial institution if you are planning to consider online lenders as your option. Take your time to do thorough research before you sign the fine print and take the loan.