Exchange-traded Funds (ETF) have grown into a huge network of investment options. They provide the advantage of choosing from international stocks and the leading players in the stock market. ETFs include stocks, bonds, commodities, and more. These funds operate in the same way as mutual funds. Investors consider ETF as a low-cost strategy for building an optimal portfolio. Here is a list of the top exchange-traded funds. Exchange-traded funds are an effective way of growing your assets.  SPDR S&P 500 ETF Trust (SPY) SDPR is one of the most heavily traded ETFs in the country. This fund is also one of the easy ways to purchase long-term stocks that most often stay high over a long time. SPDR S&P 500 ETF is an ETR that tracks the index of a diversified group that contains several large-cap American companies across various industries. Investing in this billion fund ETF can help you get exposure to some best stocks from industries such as healthcare, communication, IT, etc.  Invesco QQQ Trust (QQQ) Invesco QQQ Trust is an ETF that offers exposure to the top-notch American stocks of the Nasdaq stock market. QQQ has been widely used as a trading vehicle by several investors. This exchange-traded fund gives you access to an index of Nasdaq 100 companies in a single investment. The index includes top-performing companies such as Google, Amazon, Netflix, Facebook, etc.  Vanguard Total Stock Market ETF (VTI) The Vanguard Total Stock Market ETF comprises a variety of stocks, including small, mid, and large-cap stocks. It gives you exposure to thousands of stocks on the American stock market. VTI is associated with several sectors, including finance, information technology, healthcare, etc. Their significant top holding includes Apple, Microsoft, Amazon, Tesla, Berkshire Hathaway, and JPMorgan Chase & Co.  Fidelity Quality Factor ETF (FQAL) FQAL is an EPT that tracks the index of mid and large-capitalization companies with a high-quality profile. Large-cap stocks of FQAL include corporate giants such as Apple, Microsoft, and Alphabet Inc. FQAL has earned a five-star rating from CFRA (an independent investment research firm) for a strong performance record and average expense ratio. The index of Fidelity Quality Factor ranks companies based on factors such as cash flow stability and profitability.  Simplify Interest Rate Hedge ETF (PFIX) Simplify interest Rate Hedge is an ETF with more than 300 million dollars in assets under management. It has been observed among the great performing exchange-traded funds of the year. Simplify aims to benefit investors by providing effective methods to profit from interest rates. They intend to expose large upward moves in interest rate volatility directly.  iShares Russell 2000 ETF (IWM) This ETF focuses on small cap US stocks, and the index comprises two thousand small capitalization companies. Active investors can consider iShare Russel as a way of accessing a long-term buy-and-hold portfolio. By investing in this ETF, you may get access to two thousand small-cap stocks in a single fund.  Siren DIVCON Leaders Dividend ETF (LEAD) With over $56 million of assets under management, the Siren DIVCON Leaders Dividend Index comprises large-cap companies in various sectors. Their top holding includes popular firms such as MasterCard Inc. and Nordson Corp. The index of Siren DIVCON is designed to select the large-cap companies that have the highest possibility of increasing their dividends in the next twelve months. 

Proper refrigeration is of paramount importance in today's food industry. The moment the supplies arrive at your store, it is your duty to keep it fresh till it reaches your customer's plate. As with all products, the brand is essential in commercial refrigerators as well. For instance, choosing time-tested products such as True commercial refrigerators, which suit your requirements and budget at the same time, save you from unanticipated troubles. Here is a list of some of the best brands for latest commercial refrigerators. True While talking about True commercial refrigerators, it is important to mention about the reach-in refrigerators consisting of two or three doors. An estimated dimension of such True commercial refrigerators is 29’’ wide, 84’’ tall and 30’’ deep. The best part of the freezers is that most of them are tall, spacious, and narrow. Some other features that True commercial refrigerators are popular for include interior lighting, self-closing doors including locks, and the exterior dial thermometer. Maxx Cold Being one of the most preferred brands for commercial refrigerators, Maxx Cold has come with a unique two section refrigerator whose storage capacity is about 49 cu.ft. The refrigerators of this brand are made up of commercial quality stainless steel and provide reliable service for many years. Few other facilities include an auto defrost system, easy-to-use digital controller, coated wire and spill proof shelves, along with manufacturer warranty of 5 years for the compressor and 1 year on labor and parts. Norpole This brand aims to manufacture freezing units in such a manner so as to ensure optimal design and performance. Similar to True commercial refrigerators, both 2 and 3-door commercial freezers of Norpole are available with the facility of self-closing doors. This particular feature leads to lesser waste of energy. The doors stay open at an angle of 90 degrees, and thus it becomes easy for a person to load and unload storage items. The storage capacity is also ample (48 cu. ft.) and the shelves are adjustable and removable. For running a successful business in the food industry, refrigerating units like True commercial refrigerators are a must, hence make sure you do your research before making the right purchase.

It is essential to keep your nails healthy. Even a cut in the cuticle can lead to infections. Without a healthy diet, ridges can appear on your nails. Poor hygiene can lead to discolored nails. However, good nail care isn’t time-consuming and doesn’t cost too much. Consider these simple tips to protect your nails and keep them healthy.

• Always keep your nails dry. Use protective gloves when doing the dishes or any chores that require extended contact with water or when using chemicals such as cleaning solutions.
• Use a gentle soap and a nail brush to clean them every once in a while.
• Moisturizing is essential for healthier cuticles. Always rub a lotion into your fingers and nails after washing them and at night.
• Keep your nails trimmed and short; at least most of the time.
• Always use quality nail polishes. Harsh chemicals can cause yellowing of the nails. Use acetone-free solutions to remove nail polish. Apply top coat and base coat for better protection of your nails.
• Keep your home manicure/pedicure kits clean. Sanitize and dry them after every use. Also, don’t share your tools with others.
• Employ healthy nail care habits. Refrain from biting your nails. Don’t pick or chew on your cuticles. Don’t pull or rip your hangnails. Use clippers to cut them gently.
• Give your nails a break now and then from nail polishes. Overuse of nail polish can weaken your nails and cause discoloration. Limit your indulgence of acrylic nail treatments.
• Eat a good diet to keep your nails healthy. If your diet lacks in protein or essential nutrients, it will also affect the appearance of your nails. To avoid weak nails, dents on the nails and other problems, eat a diet rich in protein, vitamins A, E and B (especially biotin), iron and zinc. Some good sources of these nutrients are eggs, salmon, almonds, seeds (sunflower, sesame, pumpkin), whole grains, fruits and green vegetables.
• See a doctor if your nails have lots of ridges and discoloration.

With these simple habits, you can ensure your nails are healthy and stronger.

The world would be less interesting if everything in it didn't have a story about it. These stories or legends have a certain appeal to it. Once you are familiar with it, you would start seeing the object in a different light altogether. These stories would give you an insight into what makes it what it is!

Even your food and beverages have ancestors you can trace it back to. When you are sitting in a bar and sipping on some margarita, did you ever give it a thought about how it originated? Well, everything evolves and your favorite drink too has evolved. What was a simple margarita back then has been modified and now when you surf the internet for various margarita recipes, the list is endless.

The origins of margarita is a bit murky as there are many stories behind it. One such popular belief is that it was invented by Carlos Danny Herrera at his restaurant Rancho La Gloria near Mexico. He had created this drink for the vivacious Ziegfeld dancer, Marjorie King. The story states that Ms. King was allergic to all sorts of spirits other than tequila. So, Herrera tried making a special drink for his customer with tequila, lime, and some salt. And this is the recipe of the first ever margarita.

The second popular story is quite different. According to it, it was not some bartender who came up with the margarita recipe. Instead, it was a Texas socialite, Margaret Sames a.k.a Margarita Sames. It is believed that she had randomly mixed some spirits together and concocted this widely popular drink. However, if you wish to have a professional opinion, then the famous cocktail historian David Wondrich has something to say. After much research, he came to the conclusion that the margarita has evolved from a cocktail called daisy. Daisy was a mixture of citrus juice, alcohol and grenadine served with shaved ice. After a period of time, the Mexican tequila daisies became popularly known by its Spanish name margarita.

There are a lot of assumptions about how the famous drink came into existence and these stories give you something to ponder on. If you wish to try your hand at making the original margarita, pour some tequila, Cointreau and lime juice in a cocktail shaker with some ice and shake it vigorously. Strain the drink into a martini glass and soak half the rim in water and half of it in salt. Add a lemon wedge on the rim and there, your original margarita is ready to serve. You can look up different margarita recipes on the internet and become a savvy bartender at your house parties!

Having body odor is bad, but trying to suppress it with deodorants and perfumes without even knowing how to get rid of body odor can only worsen your problem. Below are 10 home remedies to keep your body odor away. Good hygiene If you keep yourself clean, there will be no bacteria and fungus on your skin. This may certainly help you to deal with body odor effectively. Witch Hazel Lowering the pH level of your body can give you freedom from body odor. In this regard, Witch Hazel can work as a body odor treatment because it balances body pH levels. Wheat grass juice Mix two tablespoon of wheat grass juice with 1 cup of water and drink it every morning. If you have a strong body odor, then drinking this can certainly help you. Homemade deodorizers By mixing sage, pine, lavender and coriander oil, you can make a homemade deodorizer that will help you to deal with body odor. Body odor treatments need not always be artificial or chemically made. The ones made at home can also be effective in getting rid of body odor. A healthy diet Healthy eating will give a boost to your metabolism. This leads to a reduction in body odor. Fiber clothing Wearing cotton clothing can be one of the best body odor treatments. If a person has a foul body smell, then it is good to wear clothes made with natural fibers as they absorb perspiration better and helps keep the body cool. White vinegar Vinegar is another good home remedy using which you can control pH levels of your body. You can add a small cup of white vinegar in water and use this water to bathe. Tea tree oil Tea tree oil contains antiseptic properties that help to reduce fungus and germs from your body. Thus it is one of the best body odor treatments too. Celery Celery is beneficial for getting rid of bad odor as they help the body rid of toxins. Lemon extract Enriched with vitamin C, lemon extract is one of the best body odor treatments. Besides maintaining your body pH levels, lemon extract helps to heal your skin internally. With regular use, these body odor treatments can help you feel fresh all day long.

Choosing a bathroom sink can be overwhelming when you have no idea where to start from. Hence, it's important to look around and decide what's the need. Are you going to buy a sink for a large size master bathroom that family members use or you're opting for a powder room, who is going to use it, and of course how much space do you have to accommodate the sink? To narrow down the options for an appropriate bathroom, information is necessary to differentiate between various kinds of sinks. Wall-mounted sink This type of sink is appropriate for small spaces. It's directly attached to the wall to give a streamlined look for the modern interior. Advantages And Disadvantages: There is no cabinet that can save and make space look bigger. All the plumbing work must be done inside the wall in this case. The demerit is the absence of countertop and no storage. If storage is necessary, consider some other types of bathroom sinks. Pedestal Sink People like the simple wall-mounted sink, but the waste pipe has no other way but to pass through the floor; pedestal sink can be of great help in this situation. Advantages And Disadvantages: For waste pipes that cannot be changed, this type of bathroom sink faucets is advantageous. This sink is positioned between the underside part and the floor so that the pipework can be hidden and this gives an aesthetic appeal to the room. A bit tricky to wipe because of the gap between the backside of the pedestal and the wall. Top-mount sink Being one of the most frequently used sinks among all, the top-mount sink is also known as a drop-in sink. It's designed to be placed on the counter. Usually, maximum sinks are placed below the counter where only the rim portion is situated in the top position. The rim is available in slim as well as in big size and it's dependable on the style of the sinks. Advantages and Disadvantages: Any countertop stuff suits well with top-mount sinks whether it's wood or laminate. The sink entirely covers the cut-out, so the risk of water damage is not present. If you're worried about budget, this one is perfect for that as it's not labor-intensive from cutout polishing of edges. The only demerit includes the inability to clean the water that spills directly from the counter. For minimalist uses, this one is good. Undermount Sink Quite the opposite of the previous one and it's placed beneath the counter. In this case, the rim is fixed to the counter-tops underside. Advantages and Disadvantages: Slim trim look, and it shows a very minimal portion of the sink. The water and spills are easy to remove and clean as compared to the previous one, good for family bathrooms. These sinks are pricey and can only be set against countertops with a solid surface. Apart from the above four types of bathroom sinks, you can also use drop-in bathroom sinks, touchless faucets, vessel sink faucets and wall mount faucets, depending upon your budget.