It is essential for every taxpayer to file their income tax returns on time. However, not everyone is abreast with the latest changes and amendments to the laws and regulations of the country. Only professionals and experts have thorough knowledge about the current rules and amendments. This is why it is important for you to seek tax advice from tax professionals. The professional tax advice is not restricted to the residents of the USA only. If you are a resident and have moved abroad but have an ongoing obligation to file the income tax return, it will help you to seek advice from expert professionals. You will be able to continue your liability for the US taxation even when you have moved out of the country. How does tax advice help? Tax advisors understand the system of the home country and have an idea about the overseas tax system as well. Unless you know how both the systems work, you will not be able to plan your taxes accordingly. When you seek tax advice from professionals, you know for certain that you are relying on the right people with regard to tax planning and filing. Any individual, business-owner, and a salaried employee can seek advice from these professionals so as to be on the right side of the law. They will help you minimize your tax bills and improve your current financial position. Fees for tax advice It is important to keep in mind that tax advice comes for a cost. Every individual is required to pay the fees charged by these professional advisors. There are advisors who can help you plan your investments in a better manner so as to reduce the liability of tax on you. The fee varies depending on the type of professional you approach for the purpose of professional advice. When you prepare your income tax filing, keep the professional advice in mind. You may be able to notice the difference in your income tax liability and your financial position. This will allow you to save money and invest the same into appropriate investment products. Consider a reliable and qualified tax advisor for your services. Although getting a professional tax advice is expensive, the money you invest will be worth it in the long run as it will help you make well-informed decisions.

Abdominal pain is a very common problem affecting almost everyone at some time. It is an umbrella term used for any pain occurring in the abdominal area irrespective of the organ. But proper diagnosis can reveal the exact nature and cause of the pain. Most often, bellyache is not severe and resolves on its own or with simple treatment. However, pain in the abdomen area can also be indicative of a serious medical problem. Causes There are many possible causes of abdominal pain. These can range from common problems to serious illnesses. Common causes:

• Indigestion
• Menstrual cramps
• Viral gastroenteritis (stomach virus)
• Constipation
• Diarrhea
• Gas
• Ulcers
• Irritable bowel syndrome (IBS)

Other possible causes:

• Food allergies
• Urinary tract infection (UTI)
• Food poisoning
• Pelvic inflammatory disease
• Endometriosis
• Crohn’s disease
• Hernia
• Gastroesophageal reflux disease (GERD)
• Gallstones
• Kidney stones
• Appendicitis
• Cancers of the liver, pancreas or stomach

When to seek treatment? If your abdominal pain is persistent or severe, it is time to seek medical care. You should also see a doctor immediately if your bellyache is accompanied by any of the following symptoms –

• High fever
• Dehydration
• Persistent vomiting, bloody vomits, nausea
• Tenderness in the belly
• Bloody stools
• Abdomen swelling
• Yellowing of the skin
• Pain during urination, frequent urination, blood in the urine
• Shortness of breath, chest pain
• Severe neck or shoulder pain

Causes and treatments:

• When abdominal pain is related to your menstrual cycle, your doctor can suggest nonprescription pain relievers that you can take to ease the pain.
• For infections, a course of antibiotics may be enough to provide relief from the pain.
• If the bellyache is related to your food choices, your doctor may ask you to eliminate a particular food group from your diet.
• For other serious problems, your doctor may order diagnostic tests such as CT scans, endoscopy, and urine, stool or blood analysis.
• For very serious illnesses, surgery may be the only option.

Treatment of bellyache may depend on the cause and symptoms you experience.

Exchange-traded Funds (ETF) have grown into a huge network of investment options. They provide the advantage of choosing from international stocks and the leading players in the stock market. ETFs include stocks, bonds, commodities, and more. These funds operate in the same way as mutual funds. Investors consider ETF as a low-cost strategy for building an optimal portfolio. Here is a list of the top exchange-traded funds. Exchange-traded funds are an effective way of growing your assets.  SPDR S&P 500 ETF Trust (SPY) SDPR is one of the most heavily traded ETFs in the country. This fund is also one of the easy ways to purchase long-term stocks that most often stay high over a long time. SPDR S&P 500 ETF is an ETR that tracks the index of a diversified group that contains several large-cap American companies across various industries. Investing in this billion fund ETF can help you get exposure to some best stocks from industries such as healthcare, communication, IT, etc.  Invesco QQQ Trust (QQQ) Invesco QQQ Trust is an ETF that offers exposure to the top-notch American stocks of the Nasdaq stock market. QQQ has been widely used as a trading vehicle by several investors. This exchange-traded fund gives you access to an index of Nasdaq 100 companies in a single investment. The index includes top-performing companies such as Google, Amazon, Netflix, Facebook, etc.  Vanguard Total Stock Market ETF (VTI) The Vanguard Total Stock Market ETF comprises a variety of stocks, including small, mid, and large-cap stocks. It gives you exposure to thousands of stocks on the American stock market. VTI is associated with several sectors, including finance, information technology, healthcare, etc. Their significant top holding includes Apple, Microsoft, Amazon, Tesla, Berkshire Hathaway, and JPMorgan Chase & Co.  Fidelity Quality Factor ETF (FQAL) FQAL is an EPT that tracks the index of mid and large-capitalization companies with a high-quality profile. Large-cap stocks of FQAL include corporate giants such as Apple, Microsoft, and Alphabet Inc. FQAL has earned a five-star rating from CFRA (an independent investment research firm) for a strong performance record and average expense ratio. The index of Fidelity Quality Factor ranks companies based on factors such as cash flow stability and profitability.  Simplify Interest Rate Hedge ETF (PFIX) Simplify interest Rate Hedge is an ETF with more than 300 million dollars in assets under management. It has been observed among the great performing exchange-traded funds of the year. Simplify aims to benefit investors by providing effective methods to profit from interest rates. They intend to expose large upward moves in interest rate volatility directly.  iShares Russell 2000 ETF (IWM) This ETF focuses on small cap US stocks, and the index comprises two thousand small capitalization companies. Active investors can consider iShare Russel as a way of accessing a long-term buy-and-hold portfolio. By investing in this ETF, you may get access to two thousand small-cap stocks in a single fund.  Siren DIVCON Leaders Dividend ETF (LEAD) With over $56 million of assets under management, the Siren DIVCON Leaders Dividend Index comprises large-cap companies in various sectors. Their top holding includes popular firms such as MasterCard Inc. and Nordson Corp. The index of Siren DIVCON is designed to select the large-cap companies that have the highest possibility of increasing their dividends in the next twelve months. 

Skincare products are formulated to help cleanse, exfoliate, and counter surface odors. But most of these daily-use sunscreens, moisturizers, and creams are made using synthetic compounds. Regularly using such products intensifies chemical concentration on the skin and triggers irritation and allergies. People with sensitive skin or a disorder like eczema usually switch to organic products to protect the skin. This article elaborates five skincare ingredients that can be quite aggravating for those with eczema. Parabens A lot of beauty products come with a "paraben-free" disclaimer. This ingredient is one of the most used preservatives in almost all cosmetic products in the market, especially fragrances. Compounds like propylparaben and Iosbutylparaben will increase the shelf life of the product but are quite harmful to sensitive skin and people with eczema. Moisturizing agents Lanolin, propylene glycol, and petroleum jelly are largely used in moisturizing products and protective lotions. Any skin care product with these ingredients worsens the symptoms of atopic dermatitis or eczema. Improper refining processes trigger a release of irritants like polycyclic aromatic hydrocarbons (PAH). Synthetic fragrances Fragrances are formulated to mask body odor and have a long-lasting effect even on hot days. But a lot of these fragrances are made with chemicals and added scents that may smell good but trigger irritation in eczema patients. Many everyday skincare products are also laced with such fragrances to mask the smell of the base formula. Even unscented products contain some strong ingredient that was added to mask the original smell of the product. Essential oils Daily use of essential oils made with tea tree, mint, citrus, and lavender oils can trigger irritation and dryness. Many products feature these natural oils in their formula. The risk is high when mixed with other synthetic fragrances and odor dampeners used in daily skincare products. Preservatives Shampoos, shower gels, and soaps are mostly filled with preservatives and skin bleaching ingredients. If these products contain compounds like Cocamidopropyl betaine and Hydroquinone, it is better to avoid them and keep prolonged skin damage at bay. Dermatologists strongly recommend that people with eczema should thoroughly check product labels to avoid the risk of aggravation.

The need to lead the ideal life' has coaxed people into accepting pressure as a part of their daily lives. Where does this leave them? At the young age of 30, many people are diagnosed with hypertension and other stress-induced disorders. Well, 30 is not the age where you fall prey to such ailments, 30 is the age where you would take some time off and go globetrotting. If you feel you can't bear the pressures of life and are suffering from anxiety disorders or plain stress, you need to make amends to your lifestyle. If going to the gym and pumping weights still fail to channelize your anxiety, then you need to think out of the box.' Researchers have linked being in the midst of nature to a healthy mental state. So, bring your routine outdoors and what better way to start than going jogging? Jogging is known for its ability to aid weight loss, curbing your chances of a cardiovascular attack, but what remains unacknowledged is that it improves your mental health. Relieves stress- Your never-ending work or your messy personal life can be a cause of constant stress. Instead of popping anti-depressants or taking up smoking to combat stress, try jogging for a change. Jogging in the serenity that nature provides you with is a therapy in itself. Jogging releases the feel good' hormone known as endorphins that would immediately make you feel happy and relaxed. Fights pain- Many times, the pain we experience is not because of an activity, it is because we are inactive. An inactive life is what weakens our muscles and bones and the pain we experience is because we have become dormant. So, a 20 minutes jog might do wonders for your body and the pain would cease. Reduces aggression- If you are easily annoyed or persistently angry, then you need to channelize your aggression. Instead of paying the counselor for your anger management classes, invest in good shoes and start jogging. Jogging improves your mood and all the pent-up aggression can finally be relieved. Fights depression and anxiety- Depression and anxiety rot your mental health slowly. If you are caught up in the monotonous daily regime without indulging in any activity that has the feel-good' factor, you would become more depressed. Instead, go jogging early morning, your body would feel great and slowly your mind too would be on the same plane as your body is. We pay a great deal of attention to our physical needs and neglect our mental health. The importance of mental health is manifested in the saying- a healthy mind creates a healthy body.'

Women and shopping are inseparable. The shopping doesn't end with apparel. In fact, buying apparel is just the first step. After which, many spend a fortune on accessories to compliment their look. Choosing accessories is an art in itself, and women must have a keen eye to spot the right accessory and emerge as the show stopper. A calculative female must combine her penchant for a designer handbag with a sincere effort to get it at a good bargain. This is where she must take the help of online websites to get a good deal on a quality designer handbag. Where to buy online? There are a plethora of options once you decide to shop online for designer handbags. Choose the category and you're bombarded with options relevant to your search. A word of caution. You need to have a keen eye to spot the original as replicas are always making the rounds on online platforms. The metal hardware such as buckles and zipper holders will have embossed logos. Attach importance to these finer details and you will get what you pay for. Why should you shop online for designer handbags? Designer handbags cost a fortune. High-end designer handbags command a premium for their legacy. If such a handbag has always been on your wishlist, shopping online makes it affordable and will not burn a hole in your pocket. The biggest advantage of shopping for designer handbags online is the discounts that are offered. You not only get a wide choice of bags, you can also decide on your buy by comparing the prices and the features of the bag. When you compare a designer bag at its flagship store and then check online, there will be a marked price differential. This is because the store price of the bag includes the store overhead costs. When you shop online, these costs are dispensed with and you can get the same bag for a lower price. Add up the online discount, and you will be happy with the bargain. In-store sales may have restrictions on exchanges. Online stores have the advantage of a customer friendly exchange and return policy in place. If for some reason, you're not satisfied with the delivered package, you can either seek an exchange or a refund. A designer handbag is an essential in a woman's wardrobe. By shopping online for handbags, the discounts make it affordable for you to indulge yourself and make a style statement. You also have the option of buying a used designer handbag and refurbish it, which will transform it into a brand new bag with a personal touch.