Looking for some of the best financial advisers in the country can be a daunting task. Even after conducting extensive research, you might not have a clear idea of which financial adviser is the best for you. Dealing with finances as an individual or even a business can be tricky once your finances cross the six-digit mark and have a high number of daily transactions. In a different case, you might also have large financial incomings and might need advice in terms of investment. A financial adviser will be ideal to guide you with investment as well. Following is a list of some of the popular financial advisory companies with the best financial advisers. Silvercrest Asset Management Group LLC This firm ranks high mainly due to its grip over $33 billion in assets, which is approximately four times more than the asset value of the second-ranking firm on the list. The account minimum of this firm is also substantially high at $10 million. Most of the clients for this financial advisory have significantly high assets. If they are dealing with families, they are most often spread across more than three generations of the family. The firm holds four certified financial planners (CPFs), 12 chartered financial analysts (CFAs), and two certified public accountants (CPAs). The fact that they rank high as a firm is a clear indicator that they have some of the best financial advisers in their arsenal. TAG Associates LLC With its inception in 1983, TAG qualifies to be the oldest firm on this list of firms with best financial advisers. It is another firm that is addressed only to the elite as they allow clients to have investable assets of at least $10 million. They also have another attractive number, which is the highest number of certified public accountants associated with them. There are six certified public accounts and only one certified financial planner. Every single client that approaches the firm or their financial advisors is met by a team from TAG and not just a single advisor or director. They follow have a fee-only structure and have an impressive team of 24 of the best financial advisers. The firm’s goal is to allow their clients to preserve and build on their finances from one generation to another. Evercore Wealth Management, LLC Evercore Wealth Management is a part of the global investment banking advisory firm, Evercore. This firm makes the list as it has the highest number of financial advisers for any firm. They have 49 financial advisers out of which, four are certified financial planners (CFPs) and three are certified trust and financial advisors (CTFAs). The account minimum for this advisory firm is not as high as the first two on the list; it is set at $5 million. They are not very old but have made a substantial impact on the industry to make this list; the firm was founded in 2008. They have zero disclosures and follow a fee-based structure for the payments. In some cases, they collaborate with their colleagues at Evercore, which could add an additional fee. They have a set of best financial advisers that will help the clients with a plan that showcases the costs and risks as well as the impact of a market downturn on a portfolio. HPM Partners LLC The major advantage of this frim is their team. The team is packed with individuals that have an array of certifications and credentials held by them. This top advisory firm has eight certified financial planners (CFPs), which is the highest for any firm on this list. This is the only firm you can approach if you are looking for advice on finances regarding a divorce as only they have a certified divorce analyst. Furthermore, they have 10 certified public accountants (CPAs) and six chartered financial analysts (CFAs). The account minimum for this fee-based firm is also low; it is set at $2 million. If you are looking for financial advisors with a limited budget and exceptional services, this is the ideal advisory firm for you.

Are you planning to purchase a freezer? Are you confused about what to choose from an array of freezers that are available in the market? If yes, here is a list of the four basic types of freezers. With the rise in trend of packaged food and frozen food items, freezer has become a necessity. Selecting a freezer that will suit your needs well is a daunting task. Have a look at the various types of freezers and take your pick. Chest freezers If you want to store food in bulk and have enough space to accommodate a large appliance, a chest freezer is the one for you. Shaped like a large box, it has a hinged lid that opens upwards. If you are planning to purchase a chest freezer, make sure it has baskets, so that the food items can be stored in an organized way. They come in a variety of models including small models, commercial models etc. Drawer Freezers Large kitchens or professional kitchens opt for drawer freezers as they provide easy access when the cook is preparing meals. It can be used as a multi-purpose appliance, blending in seamlessly with the cabinetry and the counter space. The freezer can also be custom made. Portable freezers If you like traveling, a portable freezer is the one for you. You can carry these small-sized freezers for picnics, boating, outing, etc. The freezer will keep your food fresh. These freezers can be powered through a car’s cigarette lighter outlet. Upright freezers The upright freezers are the most preferred and convenient for several reasons. To start with, they save floor space. Secondly, they are easily accessible because of the style of construction of the door. You can stack  food items in an organized way because of the shelving. Upright freezers are typically auto frosting. This category of freezers is priced higher than other varieties. May it be a chest freezer or a drawer freezer; you need to choose the one that suits your requirements. Follow these guidelines for a better understanding of the types of the freezers.

A bathroom is the place where you take a break from the world and soak yourself in guilt-free indulgence. It won't be fair to equate revamping your grand master bathroom to burning a hole in your pocket; a few simple changes could do the trick. And even if you are constrained in terms of space, there are several bathroom design ideas which could turn it into a luxurious retreat. The two mantras for any successful bathroom makeover ideas are functionality and convenience. Let us begin with the basics. Choose your alette The right color for your bathroom would depend on the look you want to create. Neutral palettes like white, beige, cream or grey are definitely elegant. They allow you the freedom to experiment with textures and patterns or add a pop of color by introducing paintings or framed pictures. Neutrals may be the safest of bathroom colors, but they are not the only ones. You can choose an all-blue or an outrageous pink or even a multi-color m’lange. However, you will need to be careful while adding decor to create balance and harmony. Store in style Cabinets are necessary to stow away the zillion things you need in your bathroom. While they are convenient, in the sense that you don't have to worry about keeping the interiors in order, they do not add to the style quotient of the bathroom. Open shelves give you more options for dressing up your space with a colorful towel or all the assorted creams and lotions you have collected. Storage ladder and wicker or reed baskets can add the much-needed zing to your space. Wooden “O”shelves or crates can be mounted on the wall to create a glamorous storage. Create a look A bathroom makeover is all about planning. Create a theme or a visual image in your mind and stick to it. Avoid adding haphazard décor be a great piece, but it wouldn't do much good if it looks out of place. Use console or framed mirrors to accentuate the wall. Add concealed lights or simple lamps to create an ambiance. Direct or indirect sunlight can give a warm cozy feel to your interior. So if you don't have a window, consider incorporating one. Think of blinds as dress your windows up. Colorful rugs are the right way to add some brightness. Stylish accessories and decor, which blends in the overall look, could be added judiciously to spruce up the design. Functionality While style and design are all good, you cannot ignore functionality. If you are the lazy kind or do not have the time to maintain open shelves, you may be better-off sticking to good old cabinets. Avoid cluttering the countertops with stuff you do not need. If you need extra storage, consider installing storage racks above the toilet seat or below the sink. You may not get it right at first; experiment with bathroom design ideas to find out the one that works for you.

Lyme disease can be a fatal disease, once acquired and even more fatal if the early signs are not recognized. Early signs of Lyme disease widely include fever, rash, facial paralysis and arthritis. Lyme disease is also prone to the area you live in, in fact there are certain areas that are more prone to get you a Lyme disease than other areas. A Lyme disease typically occurs from a tick bite that can then grow into various conditions and illnesses. There are certain early signs and symptoms of Lyme disease that can be alarming for you, and they are as follows:

• Early signs of Lyme disease include, fever, headache, chills, fatigue, joint and muscle pain, and swollen lymph nodes.
• Another early sign of Lyme disease is erythema migrans rash and here are some details about it:
• About 70-80 % of the infected people suffer from erythema migrans.
• It usually happens in 7 days after the tick bite, although it can happen anytime between 3 to 30 days.
• This rash can go up to 12 inches or more as it expands gradually with time.
• One astounding fact is that this rash does not itch or generate pain in the individual
• It generally clears up from the center as it enlarges, making it look like a bull's eye (target).
• It does not have a particular spot and can appear on any part of your body.

Some of the less-common early signs of Lyme disease include:

• Irregular heartbeat, although the heart problems do not last more than a week or two
• Eye inflammation
• Liver inflammation
• More than usual levels of fatigue

Now that we have seen the early signs of Lyme disease, let us look at how it can be transmitted. The Lyme disease is typically transmitted through a tick bite, although this tick must be in contact with your skin for about 36 to 48 hours (or more) straight to let the Lyme disease bacterium infect you. This bacterium can only be spread through a bite of an infected tick; and the ticks also vary from region to region. The bacterium that spreads the Lyme disease is called, Borrelia burgdoferi. The back-legged tick spreads this disease in the mid-Atlantic, north-central and the northeastern parts of United States. The western back-legged is known to spread this disease on the Pacific Coast.

Your body can be prone to conditions that are usually silent and do not give out any symptoms in the beginning. One such area could be your bones; the reason being that bones are one of the strongest parts of the human body and are not susceptible to complications that easily. However, your bones and joints can undergo many such silent complications and of the most intricate among them could be a condition known as osteoporosis. They have little similarity with arthritis and do not show their symptoms in many cases. Often people would be diagnosed with such a condition only when the disease has spread to its advanced stages. Let us have an in-depth picture of this silent crippler. Osteoporosis is a disease, which affects the quality of the bones and makes them brittle. In many cases, people are completely unaware that their bones are prone to fractures and breakages. Your lifestyle can be the biggest risk factor apart from your dietary habits in increasing the risk of osteoporosis. Your low physical inactivity and calcium intake can also add up to the risk. The symptoms can resemble a normal joint pain, and many people tend to ignore the facts. Symptoms can also include severe pain and stiffness of the joints, muscle weakness, and swelling. Also, your range of motions can be severely curtailed and you might be experiencing constant pain while you perform an activity. Consult your physician immediately if you experience such symptoms. Even though there are many medical breakthroughs, the fact remains that there is no exact cure available for osteoporosis. The treatment plans aim to curb the pain in your joints and to increase the mobility in your joints. The plan also depends on how far the condition has advanced. A complete treatment plan should include a focus on proper nutrition, dietary habits, lifestyle changes and safety factor. There can be some medications that can take care of your pain and your swelling of the joints. You might even be asked to go on a physiotherapy treatment that channels your movement and reduces the pain. In more advanced cases, surgery of the joints can be performed. Your age too plays a major role in the treatment plans and not every treatment plan is be suitable for everyone. The best way to minimize your chances of osteoporosis is to avoid them at early stages. Have an exercise and dietary pattern and stick to it. Your bones will stop natural frequent replacements after you attain the age of 40. Hence ensure that your body and your bones get the calcium nutrients as per your age. Apart from this, enrich your diet with omega-3 fatty acids and proteins. You can even take these in supplement forms after consulting with your physician.

In today's fast-paced world, the need to go electronic is a necessity for any organization. Online payment services are useful and let us look at some of the benefits of online payment services here.

• Expectations are met People have become comfortable paying online for any purchase that they make. People, in fact, do not prefer websites that don’t accept online payments. So, online payment services are a great tool for your company.
• Speeds up the payment process Manual processes are a lot slower than online ones as you don’t have to wait for a check to arrive and then pass clearance. The whole online payment process gets done in a matter of second, right from submitting your online payment to updating your bank account. This puts you at an advantage as it increases the cash flow for your organization. It also gives you an immediate confirmation of the transaction. You will also know immediately from the online payment service if the customer has enough funds to cover the transaction amount. Waiting for a week and then realizing that the check given to you by the customer has bounced has become a thing of the past.
• Saves you the trouble Online payments are both fast and easy to do. You do not have to go through the process or writing a check, depositing it in the bank and then waiting for it to get credited. Online payments take place instantly, thereby saving you a lot of trouble. To top it all off they are mostly automated.
• It comes at a price Nothing comes free of cost and in this case, your online payment service will charge you a transaction fee and you also might face a few other charges like the set-up fees or monthly fees.

In case online payment service helps your company to grow and they are hence a worthwhile investment.