Being a grownup has its own challenges, especially the ones where you don't have your grandma around to fix that unruly button of your shirt when you're just getting late for class or work. But isn't it little convenient to label sewing as something that only your grandma knows! Keeping aside all the stereotypes, possible hand-eye co-ordination issues or the classic excuse of not having enough time, sewing could prove to be an extremely valuable skill for you. Knowing how to use a sewing machine is not sorcery, it just needs a little time to get accustomed to, and can prove to be a fantastic investment if you go beyond the obvious repairs of hems and zippers. Here are four reasons why you should know how to use a sewing machine. Saves time and money If you learn how to work a sewing machine it can be a wonderful last minute hack, for those unreliable buttons and mischievous zippers. You can't be unnecessarily running off to your tailor or dry cleaners for minor fixes. Once you learn to sew, you definitely will not want to spend your money on something you can do by yourself, as for time, it will be saved, all though sewing cannot guarantee fixing the procrastinator within you. You add a new skill on your personal portfolio Now you might not be the Parisian tailor who's got an appointment list and assistants, but learning some basic sewing will always mean fostering a practical skill. You can also show off this new talent to your friends and family, and help them as well. Your grandma will surely be proud of your new-found achievement. Enhances your creativity and distinctiveness If you are fortunate enough you can transform your need to be functional into an opportunity to be inventive. You can make a hobby out of it, develop home improvement projects for yourself. This also means everything that you choose to make, will be uncommon and unique. Deliberate or accidental, sewing can prove to be your thing. Makes you a better consumer If your interest in sewing intensifies it can help you refine your tastes in terms of what kind of brands you invest in. You might want to switch to recyclable and environmentally secure products for your home. If you take it further with a serious thought your lifestyle habits will witness a sustainable shift eventually.

Managing home finances is all about being smart and thinking logically at every challenge put forth you. Take home loans for example. If you are a seasoned home buyer, you will know the pain. What about the first timers? Following are the most workable and smart solutions if you are looking for the best mortgage lenders in town: Set a good credit score Best mortgage lenders look for borrowers who meet a certain credit and annual income criteria. These are the two most important norms to qualify for buying a home. A bad credit score may send wrong signs to lenders, which means they may give you a loan at a higher interest rate. The better your credit score and frequent on-time payments, you eventually become the favorable customer. This will also put you in a better position for negotiation for better rates with potential lenders. To form a good credit score, first you need to have an accurate and error-free report. You can get your report from major credit bureaus. Know the lending landscape Out of the lot, it is quite difficult to distinguish between the best mortgage lenders. Here are the most common types of lenders you will get to choose from: Credit unions: These type of financial institutions generally offer lower interest rates to borrowers. Many of them often have eased membership constraints, making it easy for one to join. Mortgage bankers: They work for one financial institution and provide loans approved by the bank's underwriters. Correspondent lenders: These are local mortgage organizations that provide loan. Savings and loans: These are smaller financial institutions and are found in the communities. Mutual savings banks: They are thrift institutions, like savings and loans, and are locally focused and often competitive. Compare rates from several mortgage lenders This is where you need to give your sweat and blood and do a bit of research. As discussed, there are all kinds of mortgage lenders, ranging from neighborhood banks, big commercial banks to credit unions and online mortgage lenders. You can start by searching the best mortgage rates on the Internet. You can further negotiate the rates with the lender or broker, who will access your credit information and process a loan application to provide an accurate rate. You can also pick the right lender/broker from the best mortgage lenders by asking the right questions. Ask for referrals from friends, family, or your real estate agent, or by reading online reviews. Examine the names referred to you and pick the best.

If you are looking for an exclusive range of living room furniture sets, visiting the nearest home furnishing store could be one of the options. Additionally, this can also be purchased online from different online portals which deal with home furnishing items. Playmate Nook Dining Set The living room furniture sets from Playmate are modular in nature and these can be moved around the home to be used in combination or as standalone furniture items. The chairs in these living room furniture sets come in a neutral shade and can be used in a variety of décor. The table in this living room furniture set is made out of solid Rubberwood which usually comes in Walnut finish. Cylina Solid Wood Glass Top Round Coffee table with 4 stools The coffee table has four wedge-shaped stools included in the living room furniture sets. You can get these living room furniture sets in contemporary and transitional styles. The entire furniture set comes in wood and glass and accent tables and coffee tables are a part of this combination. Moore Tufted Brown Chesterfield Top Grain Leather Sofa These living room furniture sets come in a kiln-dried hardwood frame. The grain leather sofa and chair in this living room furniture set are made out of hand rubbed top grain leather. The seat cushions in this furniture set are removable. Each of the seat cushions in these living room furniture sets contains of individually encased pocket coil springs that offer extra support and comfort to you and your guests who visit your home occasionally. This living room furniture set is inclusive of a sofa, loveseat and a chair. The different furniture items in this furniture set are made out of leather, hardwood, and metal. These living room furniture sets are shipped to your location, and professionally trained workmen will deliver and set up the living room furniture sets in the room of your choice. Ellister Transitional 2-Piece Brown Bonded Leather Match Reclining Sofa Set These living room furniture sets are made out of high-quality material that makes your choice for buying the same relatively easy. This set of living room furniture set is inclusive of a sofa and a loveseat. These living room furniture sets are made out of brown bonded leather match upholstery and have foam filled cushions that will offer you ample rest. The cushions are stitched in light brown, which makes them elegant and likable to the core. You will also get oversized headrests and armrests on this reclining sofa set that make these a favorite for those looking for some comfortable resting options. Additionally, you will get reclining capability in this sofa set that has side lever to make the reclining look and feel easy. An innovation in form of USB outlet with the facility of cup holders has also been added to this reclining sofa which makes it truly a remarkable living room furniture set. Mid Century Tufted 2-Piece Living Room Sofa Set The living room décor can be substantially enhanced with the vine 2-piece living room set. This 2-piece set is inclusive of the sofa and a loveseat with four throw pillows. You will also get this tufted 2-piece living room sofa set in varied color options including grey, ash black, and Laguna blue. The 2-piece living room sofa set requires some assembling that can be accomplished at home. These living room furniture sets are made out of poly fiber, plywood, and solid pine material, which give it a unique look. All these living room furniture sets can be purchased online and will be home delivered to your place of residence. Ideally, you can also shop for these from your nearby home décor stores where you are likely to get a wide range of option as compared to the online mode of shopping. However, irrespective of the way you choose to shop, the elegant range of living room furniture sets will surely leave you awe-inspired.

Sports and luxury are two separate worlds in the universe of automobiles. You can't expect a sports car like Lamborghini Aventador to have heated seats and a wooden dashboard finish and you can't expect a luxury car like Bentley Mulsanne to make swift turns. When you combine sports and luxury, you get a car that can dominate the race track as well as give you enough comfort for a peaceful drive in the city. A beast that is tamed and taught to be gentle enough for your need. These types of car cater to all your fantasies with both luxury and power. 2017 Audi R8 2017 Audi R8 is a redesigned model set to replace the older one. Wider, yet lighter than the earlier model, the new Audi R8 comes with a 5.2-liter V-10 mounted amidships. With the reduction in the weight and the seven-speed automated manual transmission, it can clock 0-60 in just 3.2 seconds. To top all this, it comes with a 12.3-inch virtual cockpit. Porsche 911 Turbo S The Porsche 911 Turbo S is the most feared 911 they say. It comes with a 3.8-litre six cylinder twin-turbo boxer engine and produces 540 hp. Equipped with the high-end Porsche Communication Management (PCM) including online navigation module, this beast clocks 0-60 in under 2.8 seconds, reaching a top track speed of 205 mph. Mercedes AMG GT S Mercedes AMG GT S is a fierce rival to the Audi and the Porsche. Provided with a 4-liter twin turbocharged V-8 engine giving out 503 horsepower, it is equipped with a seven-speed, dual clutch automated manual transmission. Reaches 60 mph in 2.7 seconds. The Chevrolet Corvette The Chevrolet Corvette has always been on the list of top luxury sports cars. 6.2-liter V-8 stock engine giving out 455 horsepower controlled by seven-speed manual transmission. It clocks 0-60 in 3.7 seconds and reaches a top speed of 181 mph. BMW Z4 BMW Z4 convertible comes in three different models. The basic entry-level edition comes with a 2.0-liter, turbocharged four-cylinder engine that produces 240 horsepower. Transmission option ranges between a six-speed manual and eight-speed automatic. Reaches 0-60 in under 5 seconds. Ferrari 488 GTB The Ferrari 488 GTB, because no list is ever complete without a Ferrari. The base engine comes with a 3.9 liter twin-turbo V-8 racing at 660 horsepower. Gets to 60 mph under 3 seconds with the help of a dual-clutch seven-speed automatic gearbox with manual shifting mode. Dodge Viper GTS The Dodge Viper GTS comes with all leather interior and adjustable suspension, thus overtaking all its predecessors in comfort. Provided with an 8.4-liter V-10 engine with a whopping 645 horsepower. It races to 60 mph under 3.7 seconds.

Dish Network and DIRECTV both have a loyal base of customers. Millions of subscribers depend on these companies for their entertainment. Dish Network and DIRECTV are both sources of satellite television. The DVR (Digital Video Recorder) for both are different. The capacity of DVRs offered by Dish TV is about 2 TB, while DIRECTV's DVR offers only 1TB of storage space. However, for casual viewers, the main point of difference between these two networks would be their pricing. The prices for Dish Network range between $59.99 and $89.99 approximately, while the costs for DIRECTV's packages are somewhere between $35 to $110. Let us look at the plans offered by both of these satellite TV giants in detail. Affordable packages To compare the package prices of DIRECTV and Dish Network, let us start with the most affordable bundle. America’s Top 120 on Dish Network costs roughly $59.99 per month and offers 120 channels. The basic package on DIRECTV costs around $35 per month without taxes, and it provides 155 channels to its customers. However, the cost for the thirteenth to the twenty-fourth month varies, and the price could be around $78 per month. Therefore, in the long term, Dish Network is more affordable. Value for money packages Apart from the packages mentioned above, there are many other mid-range bundles which most people prefer. For instance, DIRECTV offers the Entertainment package which costs around $40 per month, but the price increases to around $90 per month from the thirteenth month. America’s Top 120+ on Dish Network would cost $69.99 per month approximately. Both of these packages have a variety of channels available. The other packages available with DIRECTV in this range are Choice, which offers more than 185 channels, and Xtra. These are priced at around $45 per month and $55 per month respectively. On the other hand, for roughly $80 per month, you can get America’s Top 200 package offered by Dish. Most expensive packages If you like to have several options available to you, and you can afford such plans, then choose America’s Top 250 package offered by Dish, which costs around $89.99 per month. The Premier package by DIRECTV provides more than 330 channels. It costs around $110 per month plus taxes in the first 12 months. From there onwards, it would cost you $181 per month approximately from the thirteenth to the twenty-fourth month. Additionally, you would have to pay a regional sports fee on that package.