You might have been fed up of receiving numerous emails about the 0% Annual Percentage Rate (APR) credit card offers. Most credit cards charge a fee every time you make a transfer and this could seriously damage your budget. A 0% percent APR account will give you a strong credit line and no transfer fees. Here are some of the best credit cards with low APR that do what they promise to do. They offer a zero APR and zero balance transfer fees. Amex Everyday® Credit Card This credit card offered by American Express is one of the top 0% APR balance transfer credit cards with the longest 0% intro period and standout perks. The card has an introductory zero percent rate for 15 months on balance transfers and purchases. Additionally, the card also offers rewards for your purchases. Edward Jones World MasterCard® An investment advisory company, Edward Jones offers a 0% intro APR for one year and no fees on balance transfers. However, the deals are applicable only until the end of 2018. Hence, if you wish to avail of their card, you will have to make a quick decision. CHOICE REWARDS® World Elite® MasterCard® Credit Card This is one of the 0% APR balance transfer credit cards offered by First Tech Federal Credit Union. You may apply for the card without joining the union initially. It offers a 0% percent APR for one year and no transfer fee on balance within the first 90 days of account opening. La Capitol Prime Plus Visa and Rewards Visa credit cards This is another credit union where anyone may join and apply for a credit card. It accepts members from across the country and has a 0% introductory rate for one year and zero fees on balance transfers for the first 90 days of account opening. Premier Privileges Rewards Mastercard® This credit card is especially good for students. It offers a 0% initial rate for six months on balance transfers, although the variable APR touches 11.5% post the introductory period. Most credit card companies charge an APR at the end of the introductory period and this is what sets one card apart from the other. When you choose a 0 APR balance transfer card, remember to compare the APR of different cards at the end of the introductory period. Choose the one which offers you the lowest APR and charges minimal fees for the purpose of balance transfer as well. Consider the rewards and cashback offered on the card as well to make a prudent decision.

There are a number of common colon issues, colon cancer being the most feared one amongst the extensive list of ailments. But the risk factors that are associated with colon cancer are more the reason to get proper and immediate treatment.

Rick factors that increase the chances include old age, a personal history of colorectal cancer or polyps, inflammatory intestinal conditions, inherited syndromes that increase colon cancer risk, family history of colon cancer, low fiber or high fiber diet, diabetes, obesity, smoking, alcohol amongst others.

In most of the cases the cause for colon cancer is not clear. The technical explanation states that colon cancer is caused when the healthy cells in the colon are courted due to DNA problems. DNA of a cell allows proper and regulated growth in the body, when this complex structure is corrupted, unhealthy cells start to grow even when they ae not needed which leads to cancer.

• Symptoms of colon cancer include a change in your normal bowel habits. Even disorders like diarrhea and constipation changes in consistency of your stool, basically anything that is prolonged and not natural can be the beginning signs of colon cancer.
• Rectal bleeding, more commonly known as blood in your stool is a symptom and potential indicator of colon cancer.
• Abdominal discomfort is another clear indicator that there is something wrong with your digestive system and colon tract for that matter. These minor discomforts may include gas, cramps or just pain which is persistent.
• Weakness or fatigue, which might not be normal others indicates there is something wrong with your normal bodily functions. Unexplained weight loss even if you were not on a diet are clear indicators and there is immediate need for you to go consult a professional.

Many of the symptoms of colon cancer or any colon related issues for that matter may not be easily diagnosed, which is more the reason to check with a medical professional to treat the ailments at the early stages and curb the problem.

Some of the issues can be treated with medication, without the need for extensive surgery or treatment. But prevention is better than cure, this is true in case of sever ailments.

 

Having no option, but to live in an almost claustrophobic concrete environment has forced our minds to waver away and find the best and quickest if ways to drift into nature. Once known as a luxury, having an open space in one's home and creating it into a mirage, a real one, has become today's humans escape from the smoky reality for the streets. Regardless of it being a multiple square meter house or a carefully measured apartment space in a high rise, having a garden area has almost become a necessity for a potential buyer when they go house hunting. Taking this as a driving force, companies from all across have formed forums in the form of companies and conglomerates where one can go to when it comes to creating a natural haven in their living spaces and corporate quarters.

Wyevale a name now synonymous with the garden culture in England has been in the scene for decades, much before gardening and having one in one's premises was an accessory of luxury. From being a nursery man's imagination and a small venture he undertook to make the practice affordable and more importantly accessible, today this company has emerged as a giant and over the decades it has survived the market, it has evolved with trends and customer requirements.

Starting from aluminum framed side tables with synthetic fiber mesh, to comfortable cushioned Mortimer sun bed, Wyevale has every category possible in the market for patio furniture and further have different types in each category. For someone who has taste in larger scales, the gazebos in offer at Wyevale with wide range of materials and styles presents a garden fanatic to create a private space under which they can sit down and enjoy an afternoon or an evening in shade amidst green covered. The spread also includes a range of swing seats, which has been a classic option for garden furniture since garden furniture inception. Using avant-garde lightweight materials, easy to install and use.

Besides the regular furniture options, Wyevale has introduced a now famous trend of garden kitchen, providing options, from basic to high intensity machinery and installations, taking one's backyard barbecue to the next level, with their customized fire pits, chimneys and state of art barbecue sets.

This company also provides outdoor heaters for the chilly winter evening, giving the customers the luxury to enjoy the outdoors when it all but brittle cold one can feel.

Speaking from a nutshell, Wyevale has pioneered creating a garden space and has made it an experience worth having.

Finding the right shoes for your kids can be tricky. There are hundreds of varieties on the market, featuring different styles, patterns, sizes, etc., which can leave you confused. Besides, your child can't wear the same shoes they wore to gym class on a playdate. This means you would need to invest in more than one pair. To make things easier, we've listed three types of shoes that every parent must buy for their toddler.

Slip-ons
Slip-ons are easy for your little ones to wear by themselves. They're typically worn without socks and are an excellent option for summer. Besides, these are more than just casual shoes, so your kid can wear them on playdates or birthday parties, too.

Brands like TOMS offer dozens of slip-ons in different prints and materials suitable for both boys and girls. The shoes are true to size and adjust to the shape of your toddler's feet for the best comfort. The price ranges between $30-70.

Snow or rain shoes
Your kid can't go out in the snow or rain wearing casual sneakers or slip-ons. They'll need shoes that keep their feet warm, dry, and comfortable. Machine wash shoes are better as footwear can get messy in the rains. You may also want to look for something that stays firm on their feet in different terrains.

KEEN is a sought-after footwear brand that makes waterproof, durable, and quality shoes for toddlers. The shoes have an extra layer of insulation and thermal lining to keep your child's feet cozy in snowy weather. They've got hiking boots as well for slightly older kids.

Sneakers
Kids love to run and jump around all day, and hence they can't do without sneakers. You'll need a solid and durable pair of sneakers for your toddler that doesn't tear easily. At the same time, it should be lightweight and fit comfortably on the feet.

Keds is a popular brand in this category. Keds sneakers for toddlers come with a durable gum outsole and a rough canvas upper. They feature a dual hook and loop closure for quick in and out movements, best for fussy toddlers. The brand's Big Kid's Champion CVO sneakers with laces and memory foam is best for your little athlete. Keds also has other patterns, including fancy slip-ons and stylish dressy shoes.

adidas is one of the most popular brands that designs sneakers for young children between the ages of 4 and 11 years. With bold colors and striped patterns, adidas sneakers for kids are available for a number of sports and across popular themed collections. This holiday season, you can save big on adidas Performance, Originals, Five Ten, Essentials and sportswear for kids.

Hiking shoes
There are a lot of kids out there who love to hike. But hiking can be risky, so wearing the right pair of hiking shoes goes a long way in ensuring their safety.

Merrell's shoes for kids includes a stellar range of hiking boots. These don't just provide the required safety but also the right level of comfort, support, and durability that your kids will adore. Merrell offers quality, value-for-money hiking boots capable of handling rough terrains similar to adult boots. Further, do check out their other collections as well.

Caregivers often feel overwhelmed when they start out. Whether taking care of an ailing friend or family member, caregiving can be quite strenuous, emotionally as well as physically. If a caregiver is stressed out, it reflects on their interactions with the person they are taking care of. A strained atmosphere really makes it difficult to provide effective care. In order to make caregiving a rewarding experience for both the caregiver and the person being cared for, it is essential to be completely prepared. Here are a few tips for a caregiver to provide the best care to their loved ones.

• Have a conversation with your loved one Asking for help is not easy. Many people do not want to come off as being completely dependent on another person for their daily tasks. If you want to offer help as a caregiver to a loved one, start with a conversation. Ask them about the level of caregiving they may require. Involve them in the discussions and decisions regarding their caregiving.
• Make a list of priorities Being organized helps in reducing stress, staying in control of situations, and ensuring that your loved one has the best assistance possible. Make a list of things that need to be done and plan each task in advance. Make schedules and ensure that everyone involved in the caregiving process is aware of each and every detail of everything that needs to be done.
• Form a support network Being a solo caregiver can be quite exhausting. Even if you end up being the primary caregiver, enlist the help of family and friends. Delegate tasks and ask someone to step in. Take regular breaks from your caregiving schedule and re-energize yourself. Do not hesitate to ask for help whenever needed.
• Look for assistive services Apart from friends and family, you can also register with various assistive services that can help with caregiving. You can look for a service that offers home care, adult day care, meal deliveries, and laundry services.

Although the above list is not comprehensive, these tips can help caregivers get a head start.

A tablet is a portable computer, smaller than a laptop or notebook but bigger than a smartphone. You can use it whenever you go and substitute it with your bulky laptop for business meetings or conferences. Tablets are also ideal for students and those who want to read, listen to music, or watch movies. If you want to buy tablets at affordable prices, here are the top six recommendations to consider. Apple iPad 2021 This version of the Apple iPad is affordable and functional. It is powered by the A13 Bionic chip and has an 8 MP rear and 12 MP front camera. The tablet’s 10.2-inch screen is suitable for watching movies. However, storage is on the lower side with 64 GB and 256 GB options. It is lightweight at 1.07 pounds and has a good battery life of ten hours. You get good audio quality, too, and you can insert a headphone jack. The cost starts at $329. Samsung Galaxy Tab A8 A T618 processor powers the 2021 version of the Samsung Galaxy A8. The basic model has 2 GB RAM and 32 GB storage with a 10.5-inch display, while the most expensive one has 4 GB RAM and 128 GB storage. Samsung Galaxy Tab A8 is one of the cheaper Samsung tablets with a starting price of $229 and comes with a non-removable battery.  Microsoft Surface Go 2 The Microsoft Surface Go 2 is an affordable Windows tablet with many added improvements for $335. It has a 10.5-inch 1920 x 1280-pixel display, all-day battery life, and a front camera that can be used for face login. The tablet comes with 4 GB and 8 GB RAM options and 64 GB, 128 GB, and 256 GB storage options. You can run Windows 11 and get access to desktop apps.  Lenovo Yoga Tab 11 If you are comfortable with an Android OS and prefer a larger screen, consider the Lenovo Yoga Tab 11. It has an 11-inch screen, 4 GB RAM, 128 GB storage, Dolby Atmos speakers, and an extended storage card slot that you do not find in many tablets. The device is powered by a MediaTek Helio G90T octa-core processor and is best suited for entertainment and browsing purposes. It has a built-in kickstand and allows you to browse the internet or watch movies without hindrance or having to hold it in your hand. The cost begins at $369.99 Huawei MediaPad M5 Huawei MediaPad M5 is a 10.1-inch tablet weighing 1.06 pounds. It has 3 GB RAM, battery life of about 11 hours, a 13 MP rear camera, an 8 MP front camera, and a HiSilicon Kirin 659 octa-core chipset. You also get 32 GB of storage expandable to 256 GB. The device has quality speakers and is ideal for listening to music, podcasts, or watching movies.  LG G Pad 5 10.1 This tablet costs under $300 and runs on Qualcomm Snapdragon 821. It has a 10.1-inch display, 4 GB RAM, 32 GB storage, and an expandable storage card slot. The battery lasts around ten hours and is best suited for browsing and entertainment. You get a 5 MP front and 8 MP rear camera. Tablets are more affordable than laptops and also easier to carry. They are light and do not need a separate bag. Compare the features of different devices and choose depending on your need.