The 15-year fixed mortgage rate, as the name suggests, is a fixed rate of interest on repayment that stays uniform for a tenure of 15 years. It is a good option for people who have a good credit score and a stable income. One of the main reasons to opt for a 15-year fixed mortgage rate is the amount that goes out of your account monthly. Since it stretches over a period of 15 years, it does not add up to large sums of money that go out of your pocket every month. In addition, the changing condition of the market won’t affect your rate since it is fixed and you may easily put it as a significant expense in your monthly budget. Also, when you compare it to a 30-year period, the interest rates are lower, thereby making it an excellent choice for people who want to repay their loans off faster by saving more money on repayment. Different mortgage lenders offer different 15-year fixed mortgage rates. The rates change as per the performance of the market. Keep checking the official websites to get the decided rates for that day. Following are the most recent rates offered by three top lenders:

• Quicken Loans The interest rate for a 15-year fixed mortgage is 4.125% while the Annual Percentage Rate (APR) is 4.577%. The rates are one of the best in the market and take in consideration parameters such as single-family, primary residence, possession of an escrow account, and a credit score of 740.

• Wells Fargo Wells Fargo is a trusted lender and in order to avail of the best 15-year fixed mortgage rates of 4.250% (interest rate) and 4.808% (APR), you need to have a good credit score. For 15-year fixed rates of jumbo loans, the interest rate is 4.375% and the APR is 4.412%. The mortgage rates are dependent upon your current financial situation and the condition of the market. Hence, it is advisable to call the agent to get the best rates.

• JP Morgan Chase The 15-year fixed mortgage rates offered by Chase are 4% and the APR is 4.149%, which is quite low as compared to the other lenders. These rates are not available in every state and are drawn out keeping in mind parameters such as single family residence, down payment of 20%, excellent credit score, purchase loan and conforming loan amounts between $200,000 to $249,999.

Built by General Motors, the Chevrolet Traverse is a full-size crossover SUV built on the GM Lambda platform. This is the same platform that has been used on the Buick Enclave and GMC Acadia and is also the successor to the Chevrolet TrailBlazer, Chevrolet Uplander, Saturn Outlook, the Chevrolet HHR, and the Chevrolet Astro that is a passenger van. The Traverse was originally built at General Motors Spring Hill Tennessee assembly plant during the year 2009. However, the production of the Traverse by then had moved to General Motors Delta Township, Michigan assembly plant in the year 2010. By October 2008, the 2009 Chevrolet Traverse had debuted at the 2008 Chicago Auto Show, thus bringing the Traverse to every Chevrolet dealer for sale. The brand Chevrolet confirmed its program to expand the SUV lineup in July 2015, thus making the Enclave and Traverse the only large Crossover SUVs available. The sister car Acadia was shortened in size to a midsize SUV, further making the Trax and the Equinox smaller so it could compete with the Ford Flex and Explorer, Nissan Pathfinder, Toyota Highlander, Honda Pilot, Jeep Grand Cherokee, Dodge Durango, Volkswagen Atlas, and the Hyundai Santa Fe LWB. The second generation of Chevy Traverse is to debut in showrooms in the summer of 2017, predicting an increase in the Chevy Traverse lease deals. The Chevy Traverse lease deals talk of a crossover or crossover utility vehicle (CUV), which is a vehicle that is built on a car platform. It further has combined in many variable degrees, mixed features of sport utility vehicles (SUV) with additional features of a passenger vehicle, like those similar to a station wagon or hatchback. Construction typically seen in the passenger vehicles has been seen in the crossover model combining the SUV design features and the uni body construction rather than using the body on frame platform that is employed in original SUVs and light trucks.

Best Buy is one of the favorite stores for gadget lovers in USA. Whether you want to buy a new gadget for yourself or for someone in the family, you can always be sure to get a better deal at this place. But with so many options available in the market, it becomes a little stressful for the consumer to make the right choice. Luckily, with some simple tricks, you can make the purchase of consumer electronics a cakewalk. Research Before you place an order for the gadget, do your research. Do not get tempted to buy a product because of the advertisement. Read the consumer reviews and product reviews that talk about the product's performance. The reviews will give you a fair idea if you should buy that gadget or not. You do not want to waste your money on a gadget that doesn't perform well or isn't durable. You can find best deals on gadgets during some particular months in the calendar year. • April, June and October: Great time to buy computers, laptops and tablet computers. • March, May, June and September: You can find great deals on consumer electronic products and small gadgets like MP3 player, Blu-Ray, DVD and music recorders during these months. • March, April, September and October: Best time to buy digital cameras. • January, March, November and December: If you want to buy a new television set, then you can find best deals in these months. Look for discounts Don't be shy to ask for the best deal. If you are shopping in-store don't forget to go through their websites that may have some printable coupons which can be used against your purchase. When shopping online, look for web only discounts and use Best Buy coupons to get maximum discounts. Search on the coupon websites for the latest deals and discounts. These coupons can get you discounts up to 70% off the retail price. Ask for in store open box specials. These offers can help you to save 10 to 15% off the retail price. Open box special refers to products returned after purchase. Best Buy also offers sales flyers that may have crashing deals of the week and also printable best buy coupons. Do not go for a new gadget unless your old one is damaged or broken. If your old gear is in working condition, then sell it off to make some money instead. If you are not crazy about having the latest version of a smartphone or laptop, go for the previous generation so that you can save some big bucks. Keep your gadgets in good condition Once you buy a gadget, keep it in good condition. Keep the chargers of your devices on power strips so that you can switch the charger off when not in use. Any charger that is plugged in and is not charging is still consuming energy. Keep updating your antivirus software and let your device update its software regularly so that it functions properly.

Diabetes and pre-diabetes are two most pressing health problems in the world. According to the reports of the American Diabetes Association or ADA, a person who is diagnosed with diabetes at the age of 50 is at a risk of dying 6 years earlier than a person without diabetes. Also, the vast majority of people who are diagnosed with diabetes have type 2 diabetes. Researchers have also emphasized that besides taking the right medication in the proper dosage, lifestyle changes such as exercising regularly, dietary changes, weight loss and healthy food choices must be followed for receiving desired outcomes. Importance of medications in reducing the blood sugar levels Besides making the needful changes, it is also important to take the new and improved drugs which can lead to the desired outcomes for patients. According to the reports of Lancelet Diabetes and Endocrinology, the huge majority of people suffering from Type 2 diabetes are living healthier lives due to administering of better medications. High blood sugar levels can also hike the risk of serious complications including impairment of kidney, vision loss, infections which are not easily treatable, peripheral nerve damage, heart ailments, and impotence. Significant medications in the treatment of diabetes In response to the spread of diabetes at a fast pace, the U.S. Food and Drug Administration has approved new drugs for effective treatment of the epidemic. And this includes Farxiga Invokana diabetes treatments. Invokana Invokana or canagliflozin is a new class of Type 2 diabetes drugs approved by the FDA in March 2013. It is a type of Sodium-glucose co-transporter 2-inhibitor, which prevents the re-absorption of glucose or blood sugar by the kidney. It also improves the glucose excretion through urine. This is an oral diabetes treatment which helps in improving blood sugar control when exercised in conjunction with diet and workout in patients with severe Type 2 diabetes. In clinical trials constituting Invokana, a steady improvement of hemoglobin A1C and fasting blood sugar levels has been found in over 10,000 patients. Like all other medicines, invokana may have some side effects which include vomiting, nausea, pain in the abdominal area, tiredness and breathing problems. Farxiga Back in January 2014, the U.S. Food and Drug Administration had approved Farxiga tablets for those who wished to improve their glycemic control alongside dieting and workout, for adults suffering from Type 2 diabetes. The effectiveness of this particular medicine was shown in 16 clinical tests which involved 9,400 patients. This drug can be administered alone or with other medicines meant for reducing the levels of Type 2 diabetes. But this medicine also has some possible side effects, most common of which is urinary tract infections, genital yeast infections along with changes in the frequency of urination. These farxiga invokana diabetes treatments are presently considered as cutting-edge advancement in the management of diabetes. And your doctor might prescribe these for an effective cure as per your condition.

We are not talking about the collector’s car auctions here but the normal car auctions where you get the ordinary cars listed out and that which you just might end up getting at a cheaper price. The economy stays stagnated and credit rules have tightened thereby leading to a boom in the interest in car auctions. Here is a list of tips that will help you to buy a car at a car auction:

• If you are looking for a cheaper car, make sure that you don’t end up spending too much on repairs.
• Most cars at auctions sell on visual inspection alone, so make sure that you use your eyes and examine the car for any damages such as paint overspray, less than smooth sheet metal, scored brake disc, puddles under the vehicle and an uneven stance. If at all the car smells musty or has wet carpeting, just walk away from it.
• It is extremely important to make a note of the Vehicle Identification Number (VIN) which is found on the base of the windshield for every car you are interested in. Then check to see if the same VIN is found in other places like the door or trunk lid stickers. If the numbers don’t match, then avoid bidding on the car as it might have been in an accident and then rebuilt.
• Try pulling out the oil or transmission fluid dipsticks and check to see if the liquid is clear and clean. This indicates that the car has been well-maintained.
• Do a little research and get to know the worth of the used car before you bid on it. To do so you can refer to online resources like Kelly Blue Book and Edmund’s to get a general idea on the worth of the car. You can also refer to local listings like Craigslist and the classifieds.
• Cars in auctions sell at ‘as is’ condition. There are no guarantees or warranties, so don’t bid until you are completely sure about the vehicle that you want to bid on.

If you happen to be contemplating buying a truck tractor for yourself but have a lot of apprehensions about how to go about it, do not decide in a hurry. It is imperative that you thoroughly inspect the vehicle before the final decision. Relax as here are some important facts that will help you decide to purchase the tractor of your choice. Horsepower, capacity and axle configuration: One of the main points that needs checking is axle configuration as purchasing a tractor with the perfect configuration is necessary for the weight you plan on transporting in your tractor. Check out the horse power too and ensure it is adequate for the capacity you will require. Cab: Step into your cab you plan on buying and ensure you thoroughly examine the interior, how much wear and tear has occurred and whether it appropriate to the age of the tractor. Make it a point to read the odometer and check the mileage. Check out whether it is almost time for an overhaul so that you can get it done after you purchase the tractor that will ensure many more years of excellent service. Engine: Inspecting the engine in detail can give you ample information about the condition of the truck. If there is some sort of leak, it is evident that the engine requires some sort of repair. Ensure that the exhaust is smoke free when you on the ignition and let it run for a few moments. Check out the label of the engine to ascertain that the engine is appropriate with the most recent emission standards. Brake Pads: Brake pads are yet another important criterion that needs to be examined thoroughly before you buy your truck tractor. If you check any online site, it tells you how to check how much life is remaining as far as brake pads are concerned. If the brake pads seem worn, you just need to replace them after you buy the truck as this comparatively a low-cost repair and at the same time a good investment. Maintenance Logs: Do not forget to check out the maintenance records and examine if any engine work has been done. This will help you get a fair idea whether the truck has been maintained well and if the oil has been replaced regularly. The best option would be to take a mechanic with you when you go to choose your vehicle as he is a professional who will check out all the above-mentioned points thoroughly and tell you whether the truck is a good buy or not.