Psoriatic arthritis is a condition which causes pain and inflammation around the joints. It generally affects the individuals who are already suffering from psoriasis which is a condition of the skin where red and scaly rashes occur. Psoriasis is known to leave its mark on the elbows, knees, buttocks, scalp and back. But you should note that in some individuals, the skin condition never occurs while others have their arthritic symptoms before psoriasis. How to understand whether you have psoriatic arthritis? Psoriatic arthritis can affect people of all age, both men, and women. In most cases, people with psoriasis suffer from other variants of arthritis such as rheumatoid arthritis and osteoarthritis even though they have no connection with psoriasis. Some of the most common signs of psoriatic arthritis are: • Pain and inflammation near the joints. It also causes stiffness in the joints. • It also causes swelling in the toes and fingers known as dactylitis. This is mainly triggered by inflammation in the tendons and joints. • The individuals can also cause pain in the buttock, stiffness in the back and neck. It is due by the inflammation in spine known as spondylitis. • It also causes inflammation in the area where the Achilles tendon connects to the bone, including the pain and swelling in the heels. • Sometimes, psoriatic arthritis also causes pain all over the body where tendons attach to the bone called enthesitis. It mostly affects chest, knee, and hip. • With psoriatic arthritis, you will see pitting, thickening of the nails. • It often leads to fatigue which is caused by the emotional effects of the disease and activity of the disease. People who have been suffering from psoriatic arthritis for a long time get fatigued faster than who are recently affected with the disease. There are no specific locations of the joints which can be affected by psoriatic arthritis. It may trigger in any of the 78 joints of the human body. But it is true that some joints are more likely to be affected than the others. Approximately, 25 percent people with psoriatic arthritis suffer from pain, inflammation, and stiffness in the neck and back. What are the other effects of psoriatic arthritis? Psoriatic arthritis doesn't really affect the major organs like liver or lungs. But it often causes redness in the eye, and if you are suffering from this, it is crucial not to ignore the symptom and consult without an expert without any delay. The symptoms of the psoriatic arthritis are typically caused by a condition known as uveitis. It is also known as iritis which is the inflammation of the front part of the eye. This can damage the eyesight to a significant extent if left untreated. You should consult with your doctor as he can help you recognize the signs psoriatic arthritis. People with psoriatic arthritis also have a greater chance of developing cardiac disease. Your doctor will also educate you on what you should do if these symptoms occur.

Does the thought of cooking strike you as a tedious task where you see yourself slaving away with little satisfaction? Then, the chances are that you are slaving away in a space that is ill-equipped to handle the kind of cuisine that you like to cook. When we cook, we look for comfort even as we work hard to create a delicious meal. Therefore, it is important to be fully-stocked with all the right cookware when it comes to your kitchen. Take a look at this guide to choose all the correct cookware for different kinds of cooking. Pots and Pans: These are standard staples that should be there in every single kitchen. From boiling to cooking sauces to creating yummy stir-fried meals, there are many things that we need these pots and pans for. The size of these dishes should be chosen in accordance with the size of the family as well as the general state of socializing and entertaining at home. If you happen to entertain many people over most weekends, or if you have a large family at home, then it would be a good idea to stock up on large pots and pans that can hold many liters of water at a time. This would be the perfect measure for the size of cookware. Also, you should consider the material in keeping with the kind of activity that you want to carry out. Invest in at least one kind of pot and pan in various shapes. Pressure Cooker: This is another essential that should be there in every kitchen. The pressure cooker is a piece of cookware that allows you to pressure cook and steam many ingredients starting from grains, legumes, lentils, vegetables, meat and much more. This is one of the best ways of cooking because it requires little oil and even less energy. So, invest in one but check the safety standards followed by the manufacturer as well. You can invest in pieces available at brands like All-Clad and Calphalon so that you are on the safe side! Grills and Skillets: You can buy many kinds of roasting pans, skillets and grills so that you can get a grilled meal without having to fire up the backyard barbecue. These kinds of flat pans can easily sit on the stove top so that you have the comfort of grilling. At the same time, you can simply put the roasting pans for chicken and vegetables inside the oven, so that you have a perfect wholesome meal created in one dish. Measuring and Tools: There are a number of tools that help us in cooking and preparing gourmet delights. You will also need to stock up on these. Apart from the varied appliances like a juicer, mixer, grinder, chopper and other types of food processing units, you will also have to keep measuring cups and spoons close at hand along with spatulas. These will help you while you handle those pots and pans.

Let's say you're creating an investment portfolio, and have diversified investments. The earnings on your investments each year add to your wealth. You can take out these earnings as extra funds to use as you please. It is your money, after all.

However, if you put these earnings to work, you could increase your wealth over a few decades.

Compounding Your Earnings

The formula for calculating your earnings through compound interest is:
A = P (1 + r/n)^ (nt)

Where:
A = the future value of the investment
P = the principal, or the original amount invested
r = the annual interest rate in decimals
n = compounding frequency (the number of times that interest compounds per year)
t = the term or the number of years the money is invested

Albert Einstein is said to have described this formula as the greatest mathematical discovery of all time. This illustrates the power of compounding.

What Compounding Can Do For You

Compounding is when your earnings are reinvested and the interest becomes principal. Suppose you invested $1000 at 6% and it earns you $60. You then put this back in your investment and now the total principal is $1060. The next interest calculation will be on this amount, increasing your earnings ($63.60). You then add the new earnings to the principal (1123.60) and the next time you will earn even more.

Choose quarterly compounding rather than annual compounding. Now n will be 4 instead of 1. The interest applied each quarter would be less but increased frequency of interest will realize higher returns.

The Time to Grow
The term of the investment, the t in the formula, also plays a great role in influencing what you earn. Imagine two people invest the same amount, at the same rate of interest, but start at different times. There could be a big difference between the early investor earnings compared to the one who started later. Even a 5 year delay could make a huge difference. The longer the time you give your money to grow, the better the returns.

Diversified Investment
Now consider a portfolio with investments of various types. Shares in different companies, investments in debt securities, and savings accounts with compound interest. Combined together, the returns could be huge, even allowing for intermittent losses.

When you are creating an investment portfolio for your retirement, start young, preferably in your twenties. Invest in a mix of equity types. Create a few income generating investments for the future. For other investments, choose to reinvest the earnings. You will enjoy the power of compounding earning. Start early and realize the power of time.

Gone are the days when the working class in the country could get the Social Security or an employee pension plan to cover the costs incurred in their later years. Today, planning for retirement has become imperative. There are numerous options out there for individuals to save better to live comfortably later in life. The thumb rule is not sticking to a single plan or putting all your eggs in one basket: Pensions All you need to do is stay in the job long enough to qualify for pension, retire and collect the money which the employer contributes and which are professionally managed. However, pension plans are most common for government/municipal workers, rather than those in private ones, and mostly aren't adjusted for cost-of-living. So, you may need to supplement this plan with another one. Defined Contribution Plans According to most financial advisors, these are some of the best retirement plans because they are offered by employers who match a certain portion of the employees' contributions. It requires very little effort since employee contributions are deducted from their paycheck. Since contributions are almost an equal match, it's close to 100% return on your money, and with plans such as the 401k or the 403b, people are in control of their future. Roth IRAs Roth IRAs are retirement accounts funded with taxed dollars where individuals enjoy the advantages of tax-free withdrawal and growth. One can even combine Roth IRAs with other plans such as a 401k to churn out a well-balanced plan that allows them to make both before-tax and after-tax contributions. However, Roth IRA has contribution and eligibility limits that depend on an individual's tax filing status and modified adjusted gross income. Traditional IRAs Traditional IRAs have the same contribution limits as Roth IRAs, but without the eligibility and income restrictions. These plans work best for people who have less time left to retire, since one can enjoy the benefits of tax-deferred growth and tax-deductible contributions. SEP IRAs This is one of the best retirement plan choices for the self-employed such as sole proprietors or freelancers. The contribution is huge, cost is lower and the plan is easy to administer and manage. Good income combined with very less tax deductions amounts to a large amount off your tax bill, and a lesser income means no contribution. Social Security Social Security is said to benefit 39% of the older American populace's income, with 9 out of 10 people over 65 years of age receiving Social Security. Despite the hype and hoopla surrounding it, Social Security is still relevant and important, with timing being everything. Real Estate If you haven't saved enough or at all, real estate is a great option. However, one must be warned that with higher returns comes a greater risk.

Writing a resume can be tedious and at the same time, a very challenging process. Knowing what to keep and what to eliminate is a gruesome task. How to make your resume stand out for the recruiters is the big question. But now with professional resume writers who dedicate their time to make sure your profile stands out, applying for jobs just got a lot easier. Here are a few reasons why you should hire a professional resume writer or service to benefit from. The first question that comes to your mind is, whether the investment is necessary? Professionals charge for their services and you would think will spending all that money will make a difference? The answer is simple, they know and can do a certain task better than you which is why you need their help in the first place. They can write the resume better than you and spending those few extra bucks will benefit in the long run, when recruiters start calling! Sometimes you may know and possess certain technical skills but don't know exactly how to express them, relevantly and to the point. Recruiters are not interested in reading a lengthy description, they hardly spend more than a minute on your resume. Professional resume writers can help you summarize your skills and express it in a better and concise way. Using a fancy font and a superior vocabulary will just ruin your chances. Professional resumes must be formatted in a particular way and should be up to date keeping in mind the generally accepted norms. Keeping track of so many changes will be a difficult task so better leave it to the professionals. Points may come down to the nitty gritty in the type of paper used, quality of the print etc. Professional writers will format and draft your resume from the recruiter point of view, what he or she would like to see in your resume. You may be the best at what you do, yet struggle to find a decent job interview. The reason is very simple, you are unable to express your profile and experience the way the recruiters want to read. They interview people judging them on specific parameters and if something does not meet the criteria, applications are usually rejected. Professional writers will tailor the resume to suit industry specific requirements and norms in general, to make it stand out and shine!

In most parts of the country, a considerable amount of money is spent on space heating systems. According to a study by Energy Department, it accounts for 45% of total energy bills in an average U.S home. The nature of heating system can have a large impact on the overall energy costs and on comfort as well. A heating system that is over 20 years old, tend to have significant maintenance cost to keep it running - the money which can be wisely spent to buy a new and a far more efficient system. When choosing a new heating system, the following factors have to be borne in mind: Fuel Or Energy Source In most parts the country, natural gas is the most popular heating fuel. In areas where natural gas is not available, people use propane or LPG. Determine which types of fuels are readily available in your area before taking a final decision. Efficiency System efficiency is the most crucial factor in selecting the heating system. If the efficiency is higher, the operating costs will be far too economical. A relatively small difference in annual energy costs will add up over the lifetime of the system. Besides, the highly efficient system does ensure less visit from the Electrician. Overall Cost When comparing the costs of different heating systems, be sure to consider not just the initial cost, but also the long-term costs of operating and maintaining the system. The yellow and black Energy Guide label can help you estimate annual energy costs and the local utility may also be able to provide some comparative operating costs for different systems. A qualified heating contractor should be able to provide estimates of typical maintenance costs. System Types & Options There are several options in the heating system, some of which are forced air furnaces, hot water boilers, and electric heat pumps. Although all of them have their own advantages and disadvantages, the right heating system for your home is something that needs an expert's opinion. Engage an expert in this field to give you a basic assessment of what works the best for your home. Research And Research More! Several forums with customer feedback and suggestions are available online, which acts as a great guide before we pick the final one. There is no better guide than an old customer who has spent days living with the product.