Since the year 1966, the United States Federal Government has had a single-payer national social insurance - Medicare. This provides medical health insurance for over 50 million people in the country. This insurance serves everyone over the age of 65, who have been legal residents of the United States for a period of at least five years continuously and have paid taxes for Medicare for a minimum of ten years. The Medicare insurance also covers people with specific disabilities and everyone with end-stage renal disease or those needing a kidney transplant, irrespective of their age. Medicare insurance along with Medigap covers a host of services - medical expenses that include doctor visits, hospital care, preventive and long term treatment costs for mental, dental, reproductive, eye and teeth care, and so on. The Medicare insurance is made possible by the income from taxes that the Federal Government receives. There are many different parts to a Medicare insurance policy - Part A, B,  C, and D. These part of the insurance take care of different requirements respectively and must be inferred correctly before premiums are paid for them. While one covers hospital services, another takes care of out-patient costs. The third is cost-saving for the Government and is an open scheme that permits patients to choose and experiment varied insurance plans from approved private insurance carriers, while the last part covers self-administered prescription drugs. While a multi-payer system is available as an alternative for people to choose from many sources, the Medicare policy certainly reaches a large number of people across the nation and enables them to benefit from the Government’s insurance schemes. Having said that, one should also know that Medicare does not pay entirely for any medical expenditure, undoubtedly involves out-of-pocket costs and many services are not included at all in it. Research about Medicare insurance plans and find out how it could be favorable for you or your loved ones.

You can only imagine the pain of a person who has a hearing disability. It is very tough. Hearing aids are almost equal to food and water for people with feeble ears. Like any industry, there are many manufacturers that sell hearing aids to affected people. Starkey Hearing Aids is one of the largest suppliers of these essentials in today’s world. With over 40 years of experience in producing quality products, it holds the title of the largest supplier in the US. We can go on talking about the great qualities and merits of this company, but it all boils down to one thing -- Starkey Hearing Aids prices, based on their products. But it gets tricky here. Let us look at some of their products. Products and Their Pricing Starkey is the proud innovator of SoundLens, a first of its kind hearing aid, which is invisible in the canal. It has added the Halo series to their list, which is an iPhone-based hearing aid, again first of its kind. They also have two generations of the Muse series. The Starkey Hearing Aids prices, in retail, are anywhere from $1,999 to $3299. Starkey, however, does not encourage their customers to just buy any of their products. That’s actually one of the admirable things about Starkey Hearing Aids. You can check them online on a vendor website or on Starkey website; they guide you to a hearing aid specialist or consultant. They believe in consulting with a specialist before you buy their products. Isn’t that the right way? Yes, it definitely is and why do we think so? As delicate as our ears are, it makes it even more important to find the right product before we use it. A trained professional can determine the various aspects of the hearing aid that will suit our needs. They will go through the history of the ailment and prescribe the right product. One of the advantages is the finance plan. You will also get to check the insurance coverage on the product. Insurance providers always have a list of discounts that you can be eligible for. The other important reason for a consultation is due to the different features and categories their products have. Prices Based on Features While we have stated that their products are good, it also becomes important as to what makes them that good. The Starkey Hearing Aids prices are based on their features and they are further classified into premium, advanced, select and basic categories. To look at the features, we have channel and bands. The number of channels and bands you have, will determine the amount of your customization. The premium has 24 channels, advanced has 20, select has 16 and basic has 6. There are some features that are common to all the categories. Those features are - no buzzing or whistling, directionality, wireless accessory compatibility and water, wax, oil, sweat and corrosion resistance. Features such as noise reduction and speech recognition, intuitive features and ear-to-ear wireless communication are also available. These features are as good as the category you choose. Self-learning is one of the common features available in premium, advanced and select categories. Some features are restricted to the line of products they have manufactured. For example, media streaming, intuitive hearing, and personalized hearing are available only in the Halo series. They are obviously divided into the premium, advanced and select categories. So that’s a lot of features and categories that can leave you in a state of confusion. The intent, however, is to make their fantastic products available for everyone. This is one of the most important reasons for consultation.  They help you in determining which features you would want to have in your hearing aid and quote the Starkey Hearing Aid prices. Go ahead and set up that appointment for your consultation and get the best Starkey Hearing Aid. https://www.starkey.com/hearing-aids/price-range-guide https://www.ziphearing.com/hearing-aids/starkey/muse-iq

Earlier, cell phone users were bound by two-year contracts with their carriers. The flipside of such contract-bound deals was that users were restricted from switching their carrier midway even if they experienced unsatisfactory service. Cell phone usage changes quite frequently. You must have assumed you are not a heavy data user and may have opted for a small data plan for your cell phone. Probably you needed more data later on, but there was no way to change your cell phone plan. Your service provider may have let you use extra data, but at an extra cost. The other way round was also true. You probably took up a huge data plan, only to realize later that you were a light data user. But you were stuck with your current plan for two years and there was no way out unless you shelled out a penalty to change your plan or carrier. Things, however, changed in 2013. In 2013, T-Mobile was one of the first major cell phone plan carriers to stop its two-year contract plans. Following this, all major carriers including AT&T, Verizon, and Sprint dropped their two-year contract plans and started offering their best cell phone plans on an installment basis. This has been a win-win solution for the carriers as well as cell phone users. Carriers no longer have to cover the costs of expensive cell phone plan subsidies and users can take advantage of multiple perks such as low-cost best mobile plans, ability to switch cell phone plans without any penalties, more transparency in the billing, and the advantage of comparing multiple cell phone plans. With such benefits brought in by the carriers, the number of best cell phone plans in the market has been outstanding. Cell phone users have more options and flexibility to choose their cell phone plans. On the other, it has become quite overwhelming to decide which are the best cell phones deals in the market. To help users figure out the best wireless mobile plans for themselves, we have the best cell phone plans compared here. Read on to know more about some of the most popular and best cell phone service plans in the market: MetroPCS $30 Unlimited Plan This is one of the most affordable and best cell phone plans available from MetroPCS. There is no annual contract and the plan includes 2GB 4G LTE data with which users can stream 2 hours of videos, 100 hours of music, and surf social media for around 100 hours. The plan also includes a Scam ID, Wi-Fi calling, voice mail, and visual voicemail features. Cricket Wireless $55 Auto-pay Plan With $55 per month and data speeds of up to 3 Mbps, this is one of the best cell phone plans with unlimited data. With an auto-pay option, users get a $5 service credit each month and only have to pay $50 for the plan. The plan includes unlimited video and music streaming, unlimited downloads, unlimited calls, texts, and picture messages across the country. T-Mobile One Plan No best cell phone plans list is complete without mentioning T-Mobile One plan. This $40 per month plan for one line includes unlimited talk, text, and data along with streaming unlimited music and videos. The plan includes a Netflix subscription for 2-screen at no extra cost. There are no surprise fees as the $40 per month charge includes taxes and fees. AT&T Unlimited Enhanced Plans These plans from AT&T start at $40 per month for a single line with $160 for 4 lines. The plans include unlimited 4G LTE data, high definition video streaming, an HBO for life subscription, unlimited roaming in Mexico and Canada, and unlimited texting from the U.S to around 120 countries. Special military discounts are also available with these plans. Verizon Single Device Plans Users looking for easy and affordable single device plans can opt for these plans from Verizon. If a cell phone user has a basic phone, they can opt for a $30 per month plan that includes 500MB data and unlimited talking and texting. For tablet owners, there is the $10 per month plan with 1GB data and unlimited text and talk.

With the release of Google's Pixel 3 and 3 XL on October 9, 2018, the tech giant, Google, has cemented its desire to race to the top spot. The Pixel 3 and 3 XL are superior versions of its predecessors, the Pixel 2 and 2 XL, respectively, and guarantee to take the user experience a notch up. The Google Pixel 3 XL is equipped with some astounding features that rival the likes of iPhones XS Max and the Samsung Galaxy Note 9. If you are still contemplating whether or not you should buy the Google Pixel 3 XL, here are some reasons why you shouldn't fret about investing in the same: Superior cameras: One of the prerequisites of bagging the title of the best smartphone of the year is that the smartphone must sport superior cameras. The Pixel 3 XL has a single lens on the rear-facing 12.2-MP camera, but it doesn't hamper your pictures. Instead, the Google 3 XL has an array of top-notch features that make its cameras incredible. The Top Shot feature of the rear camera can automatically snap a plethora of pictures in succession and even attempts to choose the best one. Moreover, the Super Res Zoom feature of this camera can sharpen a digitally zoomed image, and Night Sight allows it to infer the colors in low-light shots. To ensure that you capture clear, beautiful selfies, the Pixel 3 XL sports dual lenses on its front camera. This allows you to click wide-angle selfies, and you can fit more people on the screen. Smart call screen: Though there are applications to identify spammers and notifications pop up on the screen when you receive such calls, Google Pixel 3 XL enhances your user experience by stepping in and preventing the spam calls from reaching you. The Google Assistant will step in and transcribe the call in real time, which will allow you to decide whether the call's worth answering or not. Flaunt the latest Android: The Google Pixel 3 XL is powered by the latest and the greatest Android released till date: the Android Pie. The Android Pie presents with you an opportunity to interact differently with your cell phone, and it has made the phone more accessible. The new Google OS is fairly intuitive, and there's a certain haptic feedback when you press the software-based Home button. Affordability: Though the Google 3 XL isn't a cheap phone, it is considerably more affordable than its counterparts, the iPhone XS Max and the Samsung Galaxy Note 9. Moreover, considering the plethora of features at your disposal, the Google 3 XL, which is priced at $899, seems to be an incredible bargain. The Google Pixel 3 XL ensures that you can make the most of the several features that were once offered only by the top-tier smartphones. Tags- Google Pixel 3 XL

Although you may be very familiar with the term teeth whitening toothpastes, not everybody knows what exactly they are and the role they play in helping whiten one's teeth. Teeth whitening toothpastes are quite similar to normal toothpastes except that they also have traces of whitening and polishing agents. They are best suited to control regular staining normally caused by drinking, smoking or eating. How do these teeth whitening pastes work? These pastes have traces of gentle abrasives like soda, common salt or silica dioxide that break up the protein known as pellicle by polishing the enamel gently. They also contain bleaching agents like carbamide peroxide that is strong enough to penetrate through your enamel and alter the color of the teeth. However, its effectiveness is limited as one brushes their teeth just for a couple of minutes. Some teeth whitening toothpastes have traces of a specific chemical called blue covarine that has the ability to stick on to your enamel camouflaging stains and discoloration of teeth effectively. Thus, toothpastes which have traces of blue covarine provide you with immediate results. Some toothpastes also utilize enzymes in place of abrasives to avert new stains from erupting on your enamel. This is normally done by reducing the layer of pellicle as this is where the stains normally occur on. Benefits of teeth whitening tooth pastes Using some of the best teeth whitening toothpastes available in the market does have some significant advantages. The biggest benefit is that all you need to do to have brighter teeth is just brushing twice a day with the best toothpaste for whitening teeth. Compared to tooth whitening strips and other techniques, tooth whitening pastes do not trigger extreme sensitivity. Guidelines for Usage of Tooth Whitening Toothpastes Do not over use: Tooth whitening pastes have traces of abrasives and over use of this can lead to wear and tear of your enamel as time goes by. Do not use pastes that have plastic micro beads: Some of the current teeth whitening toothpastes have ingredients of plastic micro beads that become embedded in one's teeth and gums if used regularly. So, ensure that you do not purchase toothpaste that contains traces of plastic micro beads. Use them in combination: These toothpastes yield best results if they are used along with some dental teeth whitening treatment that uses bleach that will whiten your teeth. While the toothpaste will take care of stains that are superficial, bleaching treatment will work effectively on stains that go deeper. So go ahead and select the best teeth whitening toothpaste to put your best smile forward.

The human body, though vulnerable, is quite capable of protecting itself. The nature that nurtures us has elements in it that are known to cause damage, which can be short-term or can last a lifetime. The body's immune system is credited with protecting the body from outside agents, and this ensures that we don't fall prey to diseases that aim at disrupting our body's functioning. However, trouble surfaces when the very immune system that is supposed to protect the body, starts attacking it from the inside. The immune system begins attacking the healthy cells instead of the bacteria and viruses, and this affects the functioning of the body's organs. The autoimmune diseases that arise due to the malfunctioning immune system can affect any part of the body and result in the deterioration of the same. Rheumatoid arthritis, lupus, psoriasis, rheumatism, thyroid diseases, etc. are examples of common autoimmune diseases. However, some autoimmune diseases are rare, and the damage they cause is quite grave as well. Here are some rare autoimmune diseases that can cause severe pain if left untreated.

• Grave's disease- One of the most severe autoimmune diseases that can affect people is Grave's disease. When the immune system produces antibodies, which activate the TSH receptors, and this, in turn, leads to an overproduction of the thyroid hormone. This results in hyperthyroidism, and the symptoms of Grave's disease are- rapid heart rate, weakness, brittle hair, weight loss. Extreme measures like surgery or removal of the thyroid gland can treat this autoimmune disease.
• Addison's disease- Addison's disease is one of the rarest autoimmune diseases and affects 1 in 1,00,000. The body maintains its balance by using hormones to send signals to the different parts and commands it to perform its functions. When the adrenal gland, which secretes hormones necessary to sustain a healthy life, are affected, they don't produce the required amount of hormones. Since it controls the bodily functions, the body's absorption of carbohydrates, proteins, blood pressure, the cardiovascular function goes haywire.
• Granulomatosis- Granulomatosis with polyangiitis or Wegener's granulomatosis, is a rare autoimmune disease that occurs due to the inflammation of the blood vessels. This results in a lot of collateral damage in the form of damage to the kidneys and respiratory tract. This condition is triggered when the immune system is affected by some virus that prompts it to attack the blood vessels. It becomes fatal when left untreated.
• Giant Cell Myocarditis- Giant Cell Myocarditis is one of the fatal autoimmune diseases known to humankind. In certain cases, this condition has resulted in immediate death as well. This condition is characterized by the inflammation of the heart muscle due to the influx of giant inflammatory cells, which destroys the cells in the heart muscle.