Gardening is indeed one of the healthiest and fun-filled activities that many like to indulge in. However, you cannot make your gardening experience nice and easy without the required tools. To help you enjoy your gardening sessions, we are here with a list of tools that you must own for making gardening easy. Water hose/can A water hose or can is one of the most basic yet essential gardening tools that you must have. Suiting your taste and requirement, you can choose from a basic or sophisticated water hose or can. For instance, you can choose a garden hose that has a sprayer attachment for watering veggies, herbs, and flowers with ease. Shovel Yet another essential and handy gardening tool that you must own is a shovel. Using it, you can accomplish various tasks, such as digging holes, removing weeds, planting new plants, and turning dirt, with ease and efficiency. Metal garden rake One of the vital gardening tools, the garden rake serves multiple purposes. You can use it for accomplishing all kinds of garden cleanup tasks. Additionally, you can use a garden rake for leveling and smoothing out flower or vegetable beds. Pruning shears Pruning shears or secateurs are the most common yet vital of gardening tools. They come in handy when you require cutting thin stems from plants in your garden. To suit your requirement right, you can try a number of pruning shears before finally buying one. Wheelbarrow or garden cart You must get a wheelbarrow or the garden cart for yourself to make gardening easy. Keeping your garden size and your requirement in mind, you can pick an ideal sized wheelbarrow. Hori Hori knife Hori Hori knife is an essential gardening tool that can perform many tasks. Using it, you can divide plants, do transplanting, and remove weeds with the utmost ease and efficiency. The list of essential gardening tools is likely to vary from one gardener to another depending on their individual requirements and habits. However, the aforementioned tools do find a place on almost every gardener’s tool list.

Change is the only constant, and this applies to cushions as well. With time, cushions too have evolved. The first use of the word "cushion" dates back to the 14th Century. Chinese and Egyptian history tells us about them and their usage. Through years of evolution, cushions have been modified more and more, and now they are the perfect way to make your home charming and comfy. Cushions can be made from wool, foam, polyester, feathers, cotton or even silk. The purpose of cushions is very simple. They add softness to your angular chairs or couches and lend a hint of style. Cushions make your room look simple yet elegant at the same time. There are several varieties of cushions available in the market today. And you don't even have to step out from your home to buy them. Pick your favorite from The Range cushions. Get comfy by choosing the right cushion Every different need calls for a different cushion. Be it a kneeling cushion for an aged person or be it a bedtime cushion for a baby, cushions are universally used and available in various forms. Here are some of the types: Toss Cushions: These are light-weight cushions of different shapes and sizes usually stuffed with feathers, polyester or foam. They are used to make your room more colorful and fashionable. Used as a decor item, toss cushion can be mixed and matched with your chairs, couch, bed or even cradles. Toss cushions can be of various patterns and fabrics. Knitted Cushions, Spiro Chenille Cushions, Tapestry Filled Cushions, Ribbed Cushions,etc. are some of the types. Each of these is uniquely artful and great for you to snuggle. Bolster or Roll Cushions: As the name suggests, the shape of this cushion is cylindrical. Bolsters are considered to be decor enhancers when used with proper fabrics and patterns. If you add these to a group of accessory pillows, your room will definitely look very interesting. Piped Cushions: Piped cushions are usually used as comfortable nap time cushions. These have extraordinarily soothing looks because of the piped fabrics that extend from the edges. These can be found in different contrasting colors as well as in monochrome. It gives a sense of luxury to your house. These are soft and plump and take care of your sitting and sleeping posture. You can go for Piped Cushions in solid sober colors or popping funky colors to make your room look brilliant. A few tips to maintain the cushions Some of the cushions are sensitive to harsh detergents or washing procedures. They come with special care specifications. Here is the list of washing techniques you need to apply for the above-mentioned categories or types of cushions. Knitted Cushions: Hand wash only. Spiro Chenille Cushions: Dry clean only without bleaching or tumble drying. Tapestry Cushions: Hand wash only without ironing, bleaching or tumble drying. Ribbed Cushions: Dry clean only. Bolster Cushions: Machine wash. Piped Cushions: Dry clean only.

Power of hearing is god gifted. Due to long exposure to loud noise or aging can lead to loss of hearing capability. Scientists have developed a hearing aid which is a small amplifying device made to improve the hearing power of a person by making sound audible to the person with loss of hearing. There are many hearing aid providers in the country. One such big name is Costco, the biggest hearing aid provider in the country. According to research, 11 percent of market share of hearing aids provider is captured by Costco and they are increasing this percentage by 20 percent every year. Costco hearing aids are multiplying at a very fast pace since their development in 1998. There is a list of top hearing brands in the country that are available in Costco hearing aid centers with their sole benefits. GN ReSound This is a topmost hearing aid brand in the country sold at Costco centers. It gives the high capability of hearing to a person with disabled hearing and a clearer understanding of speech. ReSound launched its Forte Hearing aid at Costco in 2017 with two styles of hearing aids i.e. BehindtheEar (BTE) and Receiverincanal (RIC). To personalize your experience, they have a launched a smart 3D app with a direct connection to your iPhone that helps you to stay in touch and enjoy life at fullest. Key Benefits

• There is better speech clarity in a noisy environment too.
• Sound quality is comfortable and clear to hear.
• It makes you personalize your hearing preferences.

Phonak This is one of the consumer’s top choices in hearing aids providers. They are the fourth sellers of hearing aid at Costco centers. The company had launched Brio hearing aid in 2014 with Costco and now they had released Brio 2 with Behind the ear (BIT) and Receiver In Canal (RIC) styles. Brio 2 is made with more intelligent capabilities that are aimed to make listening easy. It will adjust the hearing capability in real time to match the sound environment you have. Key benefits:

• Phonak devices make listening capability easy.
• They offer a wide range of personalized wireless accessories
• Phonak listening treatment comes in the various form of models.

Rexton The latest manufacturing of both ReSound and Phonak is nearly the same but the same doesn’t go with Rexton. It is recently launched at Costco hearing aid centers. Rexton is a sister company to Signia. The hearing aids styles include Custom, BTE as well as RIC. Key benefits

• It gives better support for hearing in any environment.
• It automatically enhances speech capability in a crowded place.
• Their features include Music enhancer for better music hearing capability.

Bernafon This is one of the oldest manufacturers of hearing aids at Costco. The recent launch by Bernafon is Zerena which is available in Behind the ear(BIT) and Receiver in canal(RIC) styles with various custom styles too. Their devices have a direct connection with the iPhone for making a wonderful and clear hearing experience. Their connectivity is made possible with the company’s exclusive EasyControl-A app. Key Benefits

• They offer seamless and boundless hearing.
• They offer to enhance speech understanding in a noisy situation.
• It easy to communicate with a wide range of Bluetooth devices.

Using a hearing aid do not resolve your hearing loss but it improves the power of hearing significantly. The first and foremost benefit of having it is you hear better and doesn’t need things to be repeated twice especially for you. It gives you the power to hear low sounds with clear understanding. This mainly aims at improving a person social, physical and phycological wellness. A person with a hearing impairment if uses a hearing aid feels good about themselves and wants to attend more social gatherings. It makes a person feel confident, secure and increases the ability to perform better at work. It assists COPD patients to frame a long-lasting relationship.

If one notice any change in their breasts, and they know what the symptoms of breast cancer are, then they may be able to detect it in the early stages. In this article, we will discuss five signs of breast cancer that will help people get the right treatment as soon as possible.

• Thick area Not every lump in the breast is a sign of breast cancer. But if one feels some tightening of the skin along with the presence of a lump in the breast that does not go away or keeps growing bigger day by day, then there’s a possibility that it may be breast cancer. The thickening can be in the skin or deeper in the breast, and this is considered to be one of the top five signs of breast cancer. This symptom can be caused by cancer cells that block the circulation of blood through the blood vessels or lymph fluids via lymph nodes. Tumors that grow near the surface of the skin could be another reason for the thickening of the skin.
• Dimple Sometimes, due to tight clothing, a dimple or indentation in the breast is normal. However, if the dimple does not fade away with time, then it may be one of the top five signs of breast cancer. It is usually caused by a tumor or a lump in the breast that pulls the skin inward to form a dent on the surface.
• Red or hot infection This type of skin infection is commonly seen in breastfeeding women and can be easily treated with the help of antibiotics. However, if there is no improvement with antibiotics and other treatment methods, then it could be a sign of breast cancer. In this situation, the cancer cells block the flow of lymph fluids in the breast, thereby resulting in swelling and redness. This infection can make your breast feel warm as well as irritate your skin.
• Unexpected nipple discharge Discharge from the nipple is common and is usually related to developing breast infections, cysts, pregnancy, or breastfeeding. It is harmless except when the discharge is taking place even without squeezing the nipples or if there is discharge from just one breast and not the other. Sometimes, nipple discharge with a trace of blood can be an early sign of breast cancer.
• New shape or size It is very common for one breast to be different from the other in terms of shape and size. Sometimes, breastfeeding can be the reason for these changes. However, if the size or shape of one breast changes, or it flattens, swells or droops all of a sudden, and this change continues for a long time, then it’s time to seek the help of a physician as this could be a sign of breast cancer.

Short-term investments may be a safer alternative for investors when the markets are unstable. Short-term investment allows investors to invest their money with little or no risk. Here are some short-term investment accounts that you can consider investing in. Which one is right for you depends on your particular situation and preferences. Cashback rewards offers Pursuing rewards may not automatically come in mind when thinking of short-term investments. The sign-up bonuses that credit card offers can actually appear lucrative. The catch here is that the more you spend, the more points you earn. You can use these points to book your travel tickets and redeem them at retail stores. Lending club The main aim of peer-to-peer lending websites is to allow investors to broaden their investment options by spreading them out, thus reducing the risk. These websites help investors connect with qualified customers in need to small amount of loan. The investors receive monthly income in turn. Roth IRA Roth IRA is usually is treated as after-tax income. You are free to withdraw any contributions (but not earnings on those contributions) at any given time. Although not recommended, it does give you the option to withdraw amount from it, if times get tough. Online saving accounts Online savings accounts makes sure that your investment will not lose any money. They help in generating a little bit of return. You might never lose principal on your investment as long as you keep your total deposit under FDIC coverage of $250,000. Certificate of deposits (CD) Various banks offer various terms for their deposit accounts. These can range anywhere from 3 months to 5 years. The way CD's work is that the more money you invest in for longer time, the more yield you get out of it. Online checking accounts Just online saving accounts, you can invest in online checking accounts. It offers no principal-loss, but the down-low here is that your interest rates might take a hit because it is a checking account at the end of the day. ETF's and short-term bonds Short term bonds are a product of the investment market and will pay according to the market's current condition. They will have fluctuating monthly payments. Short term bonds mature in 2 years or less. Treasury inflation protected securities Also known as TIPS, these are government bonds that are indexed to inflation. Although offering interest rate as low as 0.5%, but over a period of 5 years, the value of your bond might increase by 2.5% per year. Municipal bonds Riskier than TIPS, municipal bonds have a low interest rate risk. Thus, buy municipal bonds from a brokerage firm that is closer to maturity. Paying off a high interest debt Paying off a debt of $10,000 (for instance) on your credit card might offer you great return on your investment.

You might wonder what goes behind the forever' fluctuating mortgage rates. The answer would be inflation rates of the country and the financial policies set by the treasuries and the Federal Reserve. How? These factors along with few other fiscal factors, directly decide how much investors are willing to pay in order to invest in the mortgage backed securities, popularly known as MBS. Here are a few crucial factors that come into play while determining the mortgage rates. Inflation The most easiest way to explain inflation would be increase in prices over time that significantly diminishes the purchasing power at the macro level of the economy. Literally inflation erodes the profit, which in turn makes the mortgage lenders to react by increasing mortgage lending rates. Why would they do it? To preserve the purchasing power of their returns. Growth in the economy When there is a growth in the consumer's income, his/her purchasing power increases. Naturally this means that the consumer will incorporate his/her financial reserves in profitable investments. It is quite evident that when the money available at one's disposal goes up, the economic stability gets strengthened. When the economy is stabilized, it drives consumers to become homeowners, thereby scouting for best mortgage lenders. This increased demand for mortgages generates upward scale on rates in reaction to the limited supply of loanable funds. Fiscal policies The nation's central banking authority is one of the key influencers of the economy. Although, the Federal Reserve does not directly decide the rate of interest in the open market, it does influence the rates indirectly. They achieve this by adjusting the supply of money in the economy. For instance, by increasing the money supply, interest rate decreases and when the money supply in the economy is brought down, the interest rate increases. Hence, it is apparent that a home buyer should time their purchase. Don't miss the trends Yet another great way to anticipate which way mortgage rates are headed is to look at the 10-year bond yield. Such information is readily available on financal websites or even in daily newspapers. Stock tickers also aid in understanding the trend. If the yield is going higher, mortgage rates increases and if it goes down, so will the mortgage rates. To summarize, mortgage rates are also determined by several other economical, fiscal and governmental factors. Therefore, one should be vigilant enough to ace the research, so that they could make the right choices.