The way you decorate a room can bring new life to your home and redefine your style. Curtains for example are a great way to add the refreshing element to your home and having said that, they are inevitable for every home for safety and comfort reasons. Back in the 1960's our good old grandmothers had great tailoring skills and they would decorate their homes with hand made curtains and other upholstery in a jiffy; clearly, that's not the case now. Unfortunately, the prices of these curtains have also soared so high that as customers, we either end up buying half-heartedly, cursing ourselves for the money spent or we just walk away and compromise on a low quality curtain. How does one look for elegant curtains on sale? Before we answer this question, it is imperative to understand how one should choose curtains and not compromise at it! Curtains are a great option as a window covering in your home for a number of reasons, out of which two are the most crucial:

• Controls sound - If you have hardwood floors and tiles around your home then you know how much noise they make. The soft fabric of curtains absorbs some of this noise, creating a quieter home for you and your family.
• Energy savers - Do you want to be warmer in the winter and cooler in the summer without battling to keep your utility bills low? Curtains may be the solution. They let in just the right amount of sun and have great insulation qualities.

Coming to the best curtain deals: Follow them online To get elegant curtains for sale, it is best to keep an eye on the most sought after websites that deal with home furnishings. www.touchofclass.com and www.dhgate.com are probably the most popular ones, with the latter claiming to be a wholesale dealer. Subscribe for their newsletters and offers. Follow their social media channels and stay as a loyal customer. Sometimes, these companies are known to handpick their loyal customers and offer special discounts. Newly opened stores Just at the wink of an eye, bunch of boutiques are inaugurated. Most of them extend inaugural offers which are far too attractive. It is also wise to capitalize on such situation because they tend to give a lot of importance to trendy designs with great customer care team. There's a huge possibility that they might put elegant curtains for sale. You never know. Mix and match it Have you always been eyeing those curtains that have the royal look and are out of your budget? Fret not! You can always buy different designs for home with the living room taking up your most preferred curtain and the other rooms slightly deviating in terms of design and looks but still within the concept. This helps you to have the best of both the worlds. Why not? You deserve it.

There is ample proof that a smart TV can be subject to virus attacks by unscrupulous people. Some serious security bugs are being discovered on a daily basis, and a few successful tries to run malicious code to induce unauthorized access were documented on a recent video, the source of which has been kept secret for security reasons. There is also the proof that malware aimed at smart TVs may have the potential to realize root access to the device, install a malicious software package, access and modify configuration data for a different management, remotely access and modify files on TV and hooked up USB drives, access camera and also the mike. There have conjointly been issues that point towards the fact that hackers are also able to remotely activate the mike on a smart TV and be able to tap into personal conversations going on in the vicinity of the Smart TV. In anticipation of a growing demand for a robust antivirus for a smart TV, individual security software package corporations are already partnering with other players in the field of digital TV to find a suitable, sustainable solution. Sophos has partnered with Ocean Blue Software and developed the first cloud based anti-malware system called “Neptune,” while the antivirus company Avira has partnered with digital TV testing company Labwise to research, develop and create software that would protect the smart TVs against potential attacks. Orwellian (a reference to George Orwell and the dystopian world of constant surveillance he depicted in 1984) is the tag that has been given to the privacy policy of the Smart TVs sold by Samsung and has also been compared to Telescreens due to the concerns associated with eavesdropping. The abilities of the Smart TV's abilities such as operating source codes for applications and the unsecured connection to the Internet have been exploited to a great extent by unethical hackers. Information such as IP address data, credit card information, personal user details, and passwords are readily available to the hackers. Unfortunately, even companies tap into these means to collect data for print advertising. One famous case here is that of the enterprise called Vizio.

Dermatology has been around for thousands of years. As we know that sin problems were always a major concern for people of all ages and there has always been the need for research and development for skin issues, dermatology too has come a long way dealing with these problems. It is observed that the changes in the skin are instantly visible and there have been evidence that ancient cultures always invented new treatments of dealing with various skin problems. Let us look back and see a brief history of dermatology. As far as the early history goes, it is believed that ancient Egyptians used arsenic to treat skin cancer. There were other common components such as animal oils, alabaster, sour milk and used salt among others, which were believed to improve the conditions of the human skin. In the later years, there was a special mixture invented by both Greeks and Romans that helped lighten the skin color. Interestingly, it was the same mixture that was thought of smoothening the wrinkles on the face, clean off the moles and freckles as well. It is interesting to know that the field of dermatology was not considered to be a unique medical specialty till the nineteenth century. Although it was during the 11th century when most of the dermatology related studies and seminal work was released but it was only in the later years when the importance and distinctiveness of the field were realized. Some of the popular works of dermatology include Avicenna's The Canon of Medicine released in the year 1052, Francesco Bianchi's Dermatologia (1799), among others. The modern era of dermatology is what we see today. However, there are constant researches, studies and medical developments in the field of skin care. It was during the mid-1800s when specially trained dermatologists started being a vital part of the medical field and developing various skin care treatments and repairs. The introduction of cryosurgery, which came at the end of the 19th century became the breakthrough of all times. The treatment was used to treat the cancerous skin lesions and even today this particular treatment remains one of the popular ways of treating skin cancer. Some of the other developments in dermatology are dermabrasion, chemical peels, electrosurgery, laser treatments, to name a few!

Prepaid phone service allows the user to pay in advance for the services. The best prepaid cell phone service is usually free from any penalties and commitments for a long term contract. Recently the use of prepaid cell phones is drastically growing because of their cost effective plans and better quality of network and coverage in all the major cities, most of the rural areas, national highways, and train routes as well. Most of the cell phone companies provide prepaid cell phones, and these are available in various local stores as well. The working process of prepaid cell phones: Whenever a customer purchases a prepaid cell phone, an account is created that would be directly connected to the specific phone. The customer would be able to add money to the subsequent account through online recharge, through phone or by cash, purchasing top-up at retail outlets. Best prepaid cell phones allow users to buy a certain amount of minutes for a particular period while other companies charge a fee for every minute that is used. Contract plans charge the user a bill after the term of service ends. However, in case of a prepaid phone, the user is supposed to pay in advance for the service. The subsequent paid amount will be credited to the particular account, and as and when the user consumes the service, the subsequent charges would be deducted from the particular account. The best prepaid phone plans allow the user to consume services till the credited amount comes to nil or till the validity of the service lasts. Many users switch to prepaid phones to avoid penalties related to various contract plans. Especially users that cannot guarantee adequate funds for a monthly cell phone bills prefer prepaid phones for a controlled usage and cost effective mode of communication that will be available easily. Denial of service after exhausting balance and validity can be the disadvantage of prepaid phones. However easy availability of top ups online and in various local retail stores makes it convenient for the user to start using the phones again easily. Till the last date of validity users can receive calls in many countries especially in the same circle where the connection belongs to.

The HR (Human Resources) department must exist as long as the organization is there in the market. The HR department can exist independently without an in-house organization to handle; however, an organization cannot exist without a fully functional HR department. HR departments handle and take care of the company and its employees thoroughly by offering the maximum support through there HR department. Right from recruitment to exit formalities of an employee, the HR department plays a vital role in an organization. Within the HR department, the support functions are created like payroll services, recruitment teams, operations and so forth. These departments are dependently and independently responsible for handling the respective job functions. Every sub-team within each department will have a reporting manager and the reporting managers are made to report to the HR head of the department. Listed below are the efficient, comprehensive functions and importance of a payroll team in an organization:

• Payroll services offer their employees a whole slew of services with efficiency “ these include tax investment and declaration recommendation, payroll queries, and reports, etc.
• Each employee has his or her individual self-service portals or dashboard, which contains all the payroll related reports, information and more.
• Payroll services are part of a regular HR department, and along with the rest of the HR department in every organization, form a major chunk of employee handling services in the firm. They are required to handle the technical queries and customer service related questions for an employee.
• Sorting pay scale queries and hikes, tax deductions which are one of the hottest jobs to handle in an organization.
• Payroll services can also be defined as one of the most active sub divisions under HR department as there are hiring, firing activities all the time.
• The payroll team handles queries via email, portals, and toll-free numbers with appropriately defined resolution timelines.

The team is made to adhere to the quality standards by default as every ticket raised is time bound in the fast-moving world. The HR team closely monitors the quality of service provided by payroll services team and provides timely feedback on any improvement. Everything is documented on a digital form for future references and the solutions are utilized as the knowledge database for the future supporting services. Any new process in place is documented and circulated for information as well. An approval from the change management board is captured before updating the HR policies and process.

If you are a small business owner, it's best to not use your personal credit card for business purchases.

Small or sole business entrepreneurs should know that using a personal credit card for business transactions can lead to problems. Mixing them up could lead to serious complications with respect to budgeting, handling personal/professional finances, and more.

This is where business credit cards come in handy. They provide attractive cashback offers, reward points, bonuses, discounts, and more, all of which help in curbing expenses that are usually incurred when running a business. A business credit card also offers financial ease, thanks to the revolving line of credit. To top it all, you get the opportunity to build a good credit score by using this card judiciously.

But keeping in mind that there are a number of credit cards, how do you decide which one matches the requirements of your enterprise? To make your task simpler, we have listed the five best business credit cards for a small business.

• Capital One Spark® Cash business credit card
  This is possibly one of the only business credit cards to have a flat 2% cashback on all (unlimited) purchases. This card does not charge an extra fee for foreign transactions, thereby making it highly beneficial for foreign businesses. Instead of reward points, Capital One offers cashback offers, which are preferred by many users.

• Chase Ink Business Preferred℠ credit card
  This business credit card gives entrepreneurs the best sign-up bonus of up to 80,000 points on the purchase of $5,000 within the first three months of getting the card. The points convert to $1,000 toward travel, which can be redeemed using the Chase Ultimate Rewards. You may also transfer the points to airlines and hotel loyalty programs.

• Chase Ink Business Cash℠
  The cardholder is eligible to receive a sign-up bonus of $500 after spending $3,000 in a span of the first three months. The best part about the card though is its $0 annual fee.

• SimplyCash® Plus Business Credit Card from American Express
  The cashback received on this credit card may be converted into investments that may be redirected back to the business. A 5% cashback will be given in a year's time on a purchase of $50,000 on office supply stores and on phone services within the country.

• Capital One Spark® Classic
  Touted to be one of the most affordable cards, the only condition that the cardholder needs to be careful of here is keeping their records clean and paying the necessary amount to maintain the balance.