The payroll software market is a vast ocean to navigate through and get to one’s destination. There are dispensations that meet the bare bone essentials to highly complicated that look after not only the employee payroll but also EPR and HR functions. A company employing less than 50 persons is categorized as small and 50 to 1,000 is considered as medium and anything above 1,000 is big. The requirements of payroll software are different for each group. The selection of a payroll software depends on the businesses and their ambition to grow. One that wants to grow would be well advised to go for software that is capable of being upgraded to the increased needs as the company grows. The accounts payable software for small business are packages that are required by those who are setting up a business and their requirements are just to pay salaries and comply with the statutory requirements of taxes and employee benefits. The software needs to calculate the various tax burdens and not go as far as paying them. Another consumer segment for this type is online platforms and small enterprises who serve a group of small businesses who outsource their payroll work which includes making other statutory statements like taxes. Employee payroll software also falls into this category. These are ideal for those self-employed or the under employed or other groups who make just the payroll for small establishments. Depending on the requirements, the payroll process involves computing the salaries, their savings under 402k and outside of it, and directly depositing the salaries directly into the bank account of the individual employee. One of the well-known packages is Intuit Payroll base model. Employee payroll software calculates the payroll and taxes but stops short of paying them instantly, and they have higher level packages also. Most of these are given on a monthly retainer and there is a small additional charge per employee per month. QuickBooks Online Payroll is a popular online payroll software solution. It is used for inventory management, generating invoices and the like besides making payrolls. OnPay meets the bare payroll necessities. It is very popular among small businesses.  

Getting a cell phone plan can be easy if you do it right. Cell phone plans these days come with a host of options and features. Choosing the right one can be a dilemma if you don't know what you are looking for. To keep it simple, we're going to start by talking about two great plans geared towards minimalist cell phone users. What do we mean by minimalist users? Well, if you use your monthly data frugally and insist on saving up a boatload of cash through pre-paid plans, then chances are you dig minimalism. Sometimes too much data can end up going to waste when unused. Here are the top two cell phone plans for you if you consider yourself an average user and you don't need a lot of mobile data. Virgin Mobile: Virgin Mobile offers average users a plan known as the Virgin Mobile Data Love. It comes with 5 GB of monthly data, is pre-paid, and costs an affordable $35. You get unlimited texting features with no cap on the number of text messages you can send. You don't get charged for messaging to any friends, and you get unlimited minutes for voice calls as well. That's pretty neat but it doesn't stop just there. The carrier is owned by Sprint which also means you get unlimited video streaming for services like the Pandora app and iHeart radio. Verizon: The Verizon 5 GB plan, which is one of Verizon's most famous plans to date for the average cell phone user, comes at an affordable rate of $60. For payments made through online transactions, there's a $5 discount for automatic payments which brings down the bill to a mere $55 per month. Just like the Virgin Mobile Data Love plan, this plan offers users up to 5 GB of monthly data usage. You get unlimited calling minutes and you can send and receive as many text messages as you like for free. Additionally, Verizon is known to offer the cheapest rates in the market per gigabyte of data. If you're looking for an affordable postpaid plan, Verizon is the way to go. The plan allows the carryover of data, so if there's unused data, it will get added to the next month's data cap and expand upon it. This can be useful if you don't use much data and you want to save your data and use it when needed. You can drop data charges even further by activating the safety mode on your phone which will drop the speed down to 2G level. This can help you save more data and reduce your monthly costs. The $5 discount a month in their plan applies to automated, paper-based billing. It is applicable only if you pay via debit card or by using a checking account online.

Windows is a smartphone operating system, like Android and iOS, which can be upgraded to the 10th version on select handsets. However, top rated Windows phones already come equipped with this version, meaning better performance and a spectacular list of features. Some of its handsets have managed to grab a spot in the range of top rated smartphones in the market that comprises top-rated Android phones and top-rated iPhones. While we have all heard about the best-rated Android phones, let us now examine the top rated Windows phones.

• Lumia 435 This is an extremely cheap phone that is priced at approximately $50 and has been successfully catering to the needs of the customer segments where iOS cannot even think of entering. Obviously, you cannot expect to get world-class features at this price, but, it does encompass a fairly good deal of attributes.
• Lumia 830 This is a great phone that offers certain decent features, but the only problem with this handset is that it gets lost in the crowd of Windows phones because it does not encompass any specifically peculiar features. However, at the price offered, it provides great value for money and hence has been included in the list of top rated Windows phones.
• Lumia 950 This top-rated Windows phone that comes with Windows 10 may be better than other handsets of the brand, but it fails to keep up with top-rated Android phones at the particular price. There are a few bugs here and there which mar the whole user experience. The loyalists of Windows might swear by its utility; however, the truth is that other top rates smartphones are definitely being sold in the market. However, the XL variant does look promising with a more efficient processor and free display dock.
• HP Elite X3 The HP Elite X3 has shown to be a top-rated smartphone with its high-end features and excellent craftsmanship. Finally, Windows has managed to grab eyeballs with this phone that has been intended to serve the needs of executives just like the Blackberry. There are certain ports engineered in the phone that allow effortless connectivity with laptops and other devices.
• Lumia 1020 This phone is a delight for those who wish to capture every moment beautifully and with greater detail. It facilitates clicking clear pictures even in zoomed mode making it another great top-rated Windows phone. However, the memory cannot be expanded which defeats the whole purpose of having a good camera.

Despite their attractive features, top-rated Windows phones cannot match the features of the basic Android and iOS phones and have failed to grip the audience.

When it is time to buy baby furniture, the range of options in the market today alone can overwhelm first-time parents. Therefore, it is important to take your time in making your nursery purchases so that you make the ones that are right for you. Here is a checklist to help you buy the right baby furniture. Budget: Yes, the all-important money factor applies here too. It is easy to go overboard when shopping for your little one. But expensive furniture doesn't always mean it is right or safe for babies. - If you are on a tight budget, make a list of the essentials and leave out the rest. - Also, check various stores to look for perfectly good items on sale. - Shop through online retail stores for a range of options and really nice discounts. Essential items: You need to know how to separate the essentials from non-essential baby furniture items according to your needs and budget. - For instance, a rocking chair is not really necessary. If you can buy it, you can go ahead and do so. But if it doesn't suit your budget, you can easily rock your child to sleep in your lap. - A crib is an essential baby furniture item and so is a crib mattress. Do you also need a bassinet or a playpen? What about a changing table? Do you need one that comes with all the bells and whistles such as guardrails, safety straps and drawers? Or can you do with a simple table with diaper stored in a basket or cabinet just next to the changing table? If you had a natural birth or don't have any back pain, you can easily change diapers while sitting on the floor. This is perfectly acceptable way to change your baby's nappies in the safest way possible. You can use a nice rug or a small mattress for this purpose. Safety factors: This is a really important consideration when buying baby furniture. Paying more for safe baby furniture must always top buying items you don't really need. - Look for paint on cribs and other furniture. Are these of good quality or contain toxic fumes? Are there any nails sticking out of furniture joints? What is the material used in the furniture? When you start shopping for baby furniture with these questions in mind, you can ensure that you are making safe purchases. - Also consider safety measures like keeping the crib free of toys and pillows. These items can cause suffocation or even allergies if not made with good quality material. It is best to spend more on a good quality mattress and sheet for the crib than fill it with toys. Buying baby furniture is a joyous experience for parents. Research and budgeting don't have to be tedious or stressful tasks. You can make the most of your baby furniture shopping experience by taking time to enjoy each step such as checking out sales and planning the nursery.

People who have diabetes often struggle too hard to make healthy life choices. Choosing the right drink for diabetics, for instance, never comes easy. While many types of research consider low-calorie drinks and beverages like coffee for diabetics not very harmful, it is often contested. It is a fact that those diagnosed with diabetes must watch what they eat or drink as the amount of carbohydrate can quickly affect the blood sugar. Choosing the best drinks for diabetics, therefore, helps avoid side-effects, manage symptoms, and maintain a healthy body weight. Some of the most recommended drinks for diabetics has been listed below. Water Water, which is known to be the elixir of life, is the safest drink for diabetics as it lowers the risk of blood sugar levels. Since high blood sugar causes dehydration, keeping yourself hydrated helps reduce the possibility of dehydration. Drinking enough water helps the body eliminate extra glucose through the urine. Experts recommend people with diabetes to drink 8-10 glasses of water every day. If having plain water is difficult for you, adding slices of lemon, orange, mint, basil, lemongrass, and the like can help. Unsweetened herbal tea Green tea, chamomile tea, and iced lemon teas are known to have a positive effect on your overall health. Often these herbal teas are known to reduce blood pressure and LDL cholesterol levels. Many studies show that green tea is one of the most beneficial drinks for diabetics. The tea also helps in lowering the risk of type 2 diabetes. While having fragrant, chilled, naturally flavored green teas do not harm, it is important you choose to have their unsweetened variants. Coffee Many studies suggest that unsweetened coffee helps lower the risk of type 2 diabetes. The chlorogenic acid in coffee is known the lower the levels of glucose in the blood. However, to reap all the benefits of coffee, it is required that you avoid sugar, high-fat milk, sweetened creamers, and the like. Low-fat milk While dairy products are a vital source of minerals, they may add carbs to your diet. Low- fat, skimmed, and unsweetened milk is one of the best drinks for diabetics if had once a day. Dairy-free milk is another great beverage option for people with diabetes. If you like almond milk, you can choose to have the unsweetened version. Low-fat milk is known to lower blood sugar if had in limited amounts.

Minivans are one of the best recreational vehicles and are gaining popularity with each passing day. It's catchy eye shape and the capability to serve many purposes make it an ideal car for many. It is considered as family-friendly due to its spaciousness and more storage capacity. True to its name; it is smaller than a van but bigger than a car in size. It is ideal for both small and large families and its seats could also be removed to create more space in the vehicle. You must keep some points in mind before buying it as it serves different purposes for different people. Some of its features like flexibility and large storing capacity make it all the more appealing to prospective buyers. But you consider whether its features fulfill your needs and requirements or not. Benefits of minivans The main advantage of a minivan is that it can easily hold 7-9 individuals into it. This makes it an ideal choice for large families. It is astonishing to see that such a big vehicle can provide utmost comfort and can ride smoothly even on uneven roads. The best minivans employ the features of a comfortable car and have been designed keeping you in mind. Comprising of a four-wheel disc and an ABS (Anti-lock Brake System), it keeps in mind the safety of small kids and families. Other features like Electronic Stability Control enables one to take control of the car even in severe weather conditions. Some minivans even offer separate space for keeping luggage, making it perfect for long journeys and family vacations. It's vast and massive body doesn’t make it difficult to drive on the road. It is one of the safest and lightest vehicles available in the market. The heavier the vehicle, the easier it is to ride it on open roads. Disadvantages of minivans Minivans have some disadvantages too. Its gas mileage is comparatively weak than SUV’s and other look-alike vehicles. Also, a minivan's price may be a tad bit high, however, this depends on the kind of van one chooses. They are not fuel-efficient and can create problems in the middle of an oil crisis.  It is more advisable for larger families only.