With advancements in technology, the ability to do anything online and from the comfort of the home is priceless. It is now possible to manage all your banking tasks online. You no longer need to visit the bank time and again for opening an account or making a transfer. Once the account is opened, you may complete all the transactions with just a few clicks. Don't know how to open an account online? Read on to gather the required information. Opening a bank account online Bank accounts may be easily opened and managed online. To open an account, you need to provide your personal information to the bank so as to establish your identity. Before you start the process of opening the account online, gather information including your Social Security Number (SSN), your date of birth, and your Tax ID number. You will also be required to provide any government-issued identity proof. Furthermore, you need to provide your contact information and funding information, which will let the bank know as to how you plan to add funds to your account. Once you open the account online, deposit some money to activate the account as banks might ask for an initial amount. Most banks, today, follow a no-form policy, though there are some banks where you will need to fill up just one form at the time of online bank account opening. If you need to sign any legal documents, you may do so with an e-signature. You will receive a welcome kit in the mail where you will be explained about the different features of the account and the different ways in which you may use it. The best thing about opening an account online is the comfort and speed. The account will be operative in no time and you will be able to make a transaction with ease. You will not have to run to the bank to deposit a check or to withdraw funds. You may easily transfer money from one account to another without having to visit the bank. The account is easy to manage, and most banks also offer a mobile application for the same. Once you download the application and log in with your username and password, your bank account is at your fingertips. However, a few of the concerns that may not let you open an account online include a poor credit rating, no citizenship in the country, being below the age of 18, and overdrawn checking accounts.

Wheezing is a sound, very similar to that of a whistle, that is produced when you are unable to exhale your breath effectively. You either have a blocked passage or obstructed respiratory airways. This condition is very similar to snoring and can break your sleep or the sleep of the person sleeping next to you. Due to this, you can also have a feeling of breathlessness and tightness in the chest. It leads to a reduced amount of oxygen in the body and leaves you with a feeling of giddiness or lack or energy. Let us look at how to treat wheezing with home remedies:

• Steam therapy: As far as home remedies for wheezing go, nothing works as good as a steam inhalation. Phlegm and mucus can be one of the major reasons for wheezing; steam helps in getting rid of them, thereby providing with the much-needed relief. Boil some water, add a few drops of essential oil to this water. Transfer the water to a bowl, cover your head with a towel and inhale the stream coming out of the water. Repeat this 3-4 times a day for best results.
• Hot shower: Just like steam, a hot shower can also help with wheezing. A hot shower can make breathing more comfortable for you, by clearing the passages with the help of the heat produced from the shower. This works as the shower is a closed cabinet and a hot shower can heat up the cabinet providing your breath with hot waves, leading to a free breath. Make sure you keep the door of the cabinet closed. It can create a sauna-like atmosphere.
• Garlic: Garlic helps with a number of respiratory issues like wheezing, asthma, as well as coughing. As it is an antioxidant, it helps in reducing the contraction around the airways. Crush 3-4 cloves of garlic and add it to a vessel with water. Boil the water, let it cool and then drink it when it is lukewarm. Repeat this 2-3 times a day for best results. Chewing garlic cloves is also one of the effective wheezing home remedies.
• Warm oil massage: A warm oil massage can help you with the mucus in your nose and clear the airway for effective exhaling while breathing. It is one of the best home remedies for wheezing, as it can be practiced at any time of the day. You can use coconut, mustard, olive, or sesame oil for this.

Here's a condition that affects the athletes and regular individuals alike- muscular spasms. These spasms are characterized by excruciating pain in the affected area, which can restrict your normal movement for a brief period of time. Muscle spasms occur when a person lifts heavy weights or when the muscles are overworked and overused, and it ultimately leads to an injury. Muscle cramps manifest themselves in the form of sharp involuntary contractions that can leave an individual writhing in pain. It is sudden, and you cannot control it. People usually opt for Nonsteroidal Anti-inflammatory Drugs (NSAIDs) to combat the pain. However, if you aren't keen on popping painkillers to treat spasms, you can opt for home remedies that are 100% natural and without side-effects. Here's a list of home remedies that work wonders as spasm treatment method. Keep reading.

• Chamomile- There are still some ancient herbal remedies that can help conquer our health issues better than the modern ones, and that too without any side-effects. Chamomile is one such herbal remedy that is known to reduce the pain inflicted by any injury or an ailment. These days people usually drink chamomile tea to treat sore muscles, and in the event of muscle spasms, you can treat it by massaging chamomile oil in the affected area.
• Cold Compress- Cold Compress has a soothing effect on injuries and speeds up the healing process. Cold Compress will reduce the pain and inflammation caused by sudden muscle spasms, and aid the muscle relaxation process. Do not directly apply a cold compress to the skin, keep a cloth between the skin and the cold compress. Repeat this spasm treatment every two to three hours.
• Epsom Salt- Epsom Salt is known to possess high magnesium content which works wonderfully for soothing the tense muscles, ease stress, and can effectively detoxify the body. It reduces the pain caused by spasms and aids the healing process. So, prepare a warm bath with Epsom Salt in it. Soak your body in it for 20 to 30 minutes, and you will feel the pain subsiding immediately.
• Cherry Juice- Cherries are loaded with antioxidants and is quite effective in combating inflammation that arises out the pain caused by muscle spasms. Consuming cherry juice ensures that the muscles can relax post-workout, and it has been hailed as an effective home remedy for treating spasms.
• Apple Cider Vinegar- Apple Cider Vinegar serves a lot of purposes and is a potent remedy for treating a variety of diseases. It is high in potassium and potassium deficiency is the reason why muscles become vulnerable to injury. A tablespoon of Apple Cider Vinegar in warm water will prevent the recurrence of spams.

So, you've bought the bike of your dreams and can't wait to take it out? There is one important thing you must consider before you can start riding your bike insurance. Insurance is very important as it will protect you and your bike in case of an emergency and will help meet expenses if the bike needs repairs. Your insurance depends on different factors like the bike type and engine size. Insurance companies classify motorcycles differently. It can have a huge difference on your insurance bill.

Here's how you can buy affordable insurance for your bike.

• Enroll in a training course: Enrolling in a training course could help you get a discount on your insurance. It is especially a good option for a new rider or for someone who has had an accident.
• Become a preferred operator': Become a preferred motorcycle operator buy having a clean record. Avoid accidents, tickets or other violations. Find out what qualifies as a clean record and whether you qualify.
• Tailor your coverage: Alter your coverage according to your usage. If you plan to use the bike over the weekends, your insurance could be cheaper than someone who decides to take it to work every day. Inform your insurer of this to get the right kind of coverage. For example, if you plan to not use your bike during winters, you might save a lot.
• Tap into your network: If you are part of associations and clubs, take advantage of it while buying insurance. As it could gain you an extra 10% discount. Associations that qualify you for a discount are American Motorcycle Association, Honda Riders Club of America, Motorcycle Safety Foundation, Harley Owners Group, Gold Wing Riders Association, Motorcycle Touring Association and BMW Motorcycle Owners of America.
• Adjust your deductible: Consider higher deductible if you can afford it which gives way for a lower premium. Deductible is the amount you pay out of pocket after an accident. But make sure your funds are in order so that your costs are covered in the event of an accident.
• Shop around: It goes without saying that like for any service, you should shop around for bike insurance too. Browse the Internet and do some comparison shopping, look for similar products and compare prices.
• Check your credit score: This is very important. A bad credit will have an impact on your insurance premiums. Consider taking a closer look at your credit report. If you find your credit score is low, work to raise it so that you are able to find a lower premium. It takes just a little time and research to lower your motorcycle insurance costs and yield big savings down the road.

Getting a complete makeover done is a dream for every woman. Getting a complete makeover using Merle Norman cosmetics is an even bigger deal! A makeover experience with Merle Norman cosmetics adds a new dimension and a glow to one's sin. However, it makes sense when one knows the nitty-gritty about every product, learns its application, knows about the effect it has on one's skin and attempts to use it themselves. Using a product without information on how to use it or how well it suits the person's skin will just end up in the product sitting in one's drawer for ages. Listed below are a few make-up 101 tips and tricks using a few products from the stable of Merle Norman cosmetics.

Merle Norman Matte Lipstick: Matte shades have grown very popular over the years due to the non-shiny, subtle appearance that comes after their application. Use Merle Norman's age-defying Matte Lipstick and Lip color range to complete transform your lips, give them a fuller look and also help diminish the appearance of fine lines while providing full color coverage. One can apply it directly to lips or with a lip brush.

Merle Norman Anti-Aging Complex Eye Cream: Experts espouse using a separate moisturizer for the eyes, and it is extremely essential to do so. The skin surrounding the eyes is ten times thinner, lacks oil glad and it is sensitive. So, it is vital to use cosmetic specifically formed for the eye area. The importance and difference one will experience by using Merle Norman's luxurious hydrating anti-aging complex eye cream is astounding! Firstly, the anti-aging properties lessen the fine lines around the eye area. Secondly, what makes this product unique is the presence of glycoprotein, a marine ingredient found in the Antarctic sea. It offers moisturization for even the driest of skin textures, works on reducing wrinkles, and softens the skin. The key method is to use this product along with other anti-aging cosmetics that include triple peptide complex. It is clinically tested and experienced to deal with aging signs. The results are tremendous, with each peptide crafted to address different skin types, delivering smoothed, firm skin.

Merle Norman Matte Oil-Free Foundation: Perfect for all skin types, Merle Norman's amazing dual powder-and-foundation-in-one offers versatile coverage whether applied dry or wet. Its ultra-fine silky texture absorbs oil, leaving a flawless finish on one's face. One can use the fingertips, a sponge or a brush to apply this foundation lightly on the skin.

Merle Norman Blush Rouge: Merle Norman's Blush Rouge gives a rosy glow to your cheeks. The correct way to apply this wonderful blush is to pinch your cheeks to see what color you naturally flush and apply the product towards the front of the cheek, using your pupil as the starting point.

Overactive bladder (OAB) is a health condition where one experiences a frequent urge to urinate. They also find it hard to control, leading to involuntary loss of urine. About 33 million people across the country are diagnosed with an overactive bladder, and women are more prone to the condition than men. Read on to learn about the treatment options, meal plans, and lifestyle changes to manage the symptoms of an overactive bladder: Treatment options Besides simple home remedies, several oral treatments help manage the symptoms of an overactive bladder. The most common FDA-approved options include GEMTESA, MYRBETRIQ, and TOVIAZ. These work in different ways to relax the bladder muscles, help the bladder hold more urine, and keep it from squeezing often. If used correctly, they can reduce the frequency and urgency of going to the bathroom. Meal plans A balanced food plan can help cope with the symptoms of an overactive bladder. Patients must avoid sodas, canned juices, flavored yogurt, and ice cream. These have added sweeteners and preservatives that irritate the bladder, squeezing it and making it difficult for the muscles to relax. Instead, one can opt for fresh juices, high-protein home-cooked meals, whole grains, and fiber. Creating a meal plan makes it easy to have the ingredients ready for different recipes. If unsure, one can consult a doctor about the foods to eat and avoid. Lifestyle changes Doctors advise patients to follow an active lifestyle besides using treatments and eating the right foods. A 40-minute workout can be rewarding. One can choose a sport, go for morning or evening walks, or join a fitness club. Specific exercises help strengthen the pelvic floor muscles, helping control the urge to urinate for longer. However, strengthening the pelvic muscles can take some time, and patients must seek the advice of an expert to perform the exercises correctly. Monitor fluid intake If one starts their day late, they may drink more water in the latter half of the day, which results in a higher frequency of urination during bedtime. This is a common mistake overactive bladder patients make. However, it is essential to stay hydrated as not drinking enough water could lead to other complications. Timing fluid intake better will bring about noticeable changes in the symptoms of an overactive bladder.