How to open a bank account online

With advancements in technology, the ability to do anything online and from the comfort of the home is priceless. It is now possible to manage all your banking tasks online. You no longer need to visit the bank time and again for opening an account or making a transfer. Once the account is opened, you may complete all the transactions with just a few clicks. Don’t know how to open an account online? Read on to gather the required information.

Opening a bank account online
Bank accounts may be easily opened and managed online. To open an account, you need to provide your personal information to the bank so as to establish your identity. Before you start the process of opening the account online, gather information including your Social Security Number (SSN), your date of birth, and your Tax ID number. You will also be required to provide any government-issued identity proof. Furthermore, you need to provide your contact information and funding information, which will let the bank know as to how you plan to add funds to your account. Once you open the account online, deposit some money to activate the account as banks might ask for an initial amount.

Most banks, today, follow a no-form policy, though there are some banks where you will need to fill up just one form at the time of online bank account opening. If you need to sign any legal documents, you may do so with an e-signature. You will receive a welcome kit in the mail where you will be explained about the different features of the account and the different ways in which you may use it.

The best thing about opening an account online is the comfort and speed. The account will be operative in no time and you will be able to make a transaction with ease. You will not have to run to the bank to deposit a check or to withdraw funds. You may easily transfer money from one account to another without having to visit the bank. The account is easy to manage, and most banks also offer a mobile application for the same. Once you download the application and log in with your username and password, your bank account is at your fingertips. However, a few of the concerns that may not let you open an account online include a poor credit rating, no citizenship in the country, being below the age of 18, and overdrawn checking accounts.

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