A typical consumer may be tempted with a rewards credit card offer. This, in turn, makes them accumulate more debts due to a majority of credit card companies charging high-interest rates. When it comes to managing multiple credit card balances, customers might look to merge or consolidate their debt into one balance transfer credit card. This card may assist them in minimizing the payments to be made, saving money on interest, as well getting rid of their debt at the earliest. The customer must have a good credit score to go ahead with the process. Also, the Annual Percentage Rate (APR) that the credit card company charges after the promotional period expire needs to be looked at. Lastly, a majority of credit card companies charge 3% of the amount a customer wishes to transfer. Customers must know that the same issuer or bank may not permit them to transfer balances from one card to another. Here are some credit cards available at present in the market which not only rewards customers but also helps them consolidate their debt:

• Barclaycard Ring Mastercard Although this card has a variable APR of 10.74%, it charges zero balance transfer fees, annual fees, or foreign transaction fees. It also offers a chip technology which makes a customer's purchases much more secure at chip-card terminals in the country and gives them a free access to their credit scores. Another unique reward that is offered is an exclusive online community based on its card name called ‘Ring’, which helps customers having the same card interact with each other. This acts as a resource to build healthy credit scores.

• BankAmericard credit card This card beats the reward credit cards of other issuers. Consolidating debts also doesn’t get better than the BankAmericard, created by the Bank of America. There's no annual fee charged. This card does not charge any APR for the first 60 days or 15 billing cycles of purchases. This card was awarded the “Best Card for Balance Transfers” by a well-known finance magazine in 2017. It also offers no penalty APR in case of delayed payments, digital payment, chip terminals, online shopping security, as well as overdraft protection.

• Citi Simplicity card his Citibank credit card claims to have the lowest APR for the first 18 months on all balance transfers and purchases, although these need to be done four months after the account opening. The balance transfer fee may be $5 or 5% of each balance transfer amount, whichever is greater. It allows customers to select the due date of the payment and protects them from unauthorized charges or debts, without charging them any annual or penalty fees.

Do you shave to have satin soft, hair-free skin? If so, you should know that in case you're not equipped with the best razor for shaving, allergic reactions, razor burns, and nicked skin can be common occurrences in delicate areas such as the armpit and the bikini area. But do not worry. From electric razors designed to shave sensitive skin of women to handheld ones that offer the closest shave with zero irritation, there are many options available when it comes to the best shaving razor for women. Here is a list of best razors for shaving, to help you decide. Read on till the end to know the top pick.

• BIC Soleil Twilight Disposable Razor

Priced at $5.49 the BIC Soleil Twilight Disposable Razor is a great economic and practical choice. Armed with a triple blade, this razor cuts through hair efficiently and is designed to give women a silky smooth shave. It is colorful and bright to get you in a good mood throughout the day. The handles have a lavender scent to help you relax as you shave. It also has a lubricating strip, lanolin and vitamin E to keep your skin moisturized and protect it from irritation.

• Parker Women’s Butterfly Open Double Edge Safety Razor

Priced at $29.99 this is a heavy razor with a unique design that comes with five Shark Super Chrome Blades. The solid brass frame allows a smooth shaving, and the chrome brass frame ensures a long life. The razor has an open butterfly design that makes the blade easily replaceable. The textured handle perfectly complements the design and gives you a safe and secure grip.

• Gillette Venus Swirl Women’s Razor

The Gillette Venus Swirl Women’s Razor is a great disposable option and comes with one razor blade refill. Priced at $5.97 this razor for women is highly flexible and allows the user to move better over the difficult areas such as the ankles or knees. The five contour blades can move in multiple directions to capture every hair.

• Philips SatinShave Prestige Wet & Dry Cordless Women’s Electric Shaver

In case you want an automatic solution then this is one great electric shaver. Priced at $54.95 this automatic cordless is highly convenient and effective. As the name says, one can use this in both dry and wet condition. It comes with five different accessories including the bikini trimmer head. If you want a gentle and luxurious shave on your legs, body and bikini area, then this is the best razors shaving for you. The multiflex head glides along tricky curvy areas with ease, and the dual floating foils give you a smooth, close shave.

• Schick Hydro Silk TrimStyle Moisturizing Razor

Priced at $13.97 this is one of the best options for women who are looking for razors with bikini trimmer. The Schick Hydro Silk TrimStyle Moisturizing Razor includes a hydrating razor and a bikini trimmer. One end of the razor is formulated with water activated hydra boost serum that provides lasting hydration for up to two hours. It features an advanced trimming technology that you can use out of the shower for bikini maintenance and makes it one of the smooth shaving razors.

• Gillette Venus Women’s Disposable Razor Sensitive

Topping this list of best razor for shaving is the Gillette Venus Women’s Disposable Sensitive Razor. What makes it the best razor for shaving is the advanced technology that allows the three razor blades to fit into difficult areas easily. The best shaving blades come with protective cushions designed for sensitive skin that glides on your skin. Also, it features moisture rich stripes filled with lubricants, and the razor blade need not be changed. The handle features a non-slip design that makes it safer to hold and gives you excellent control. Now that you have a fair idea of what to look for, shave your way to gorgeous skin anytime.

When choosing curtains and drapes for your home dcor, style is not the only consideration you take care of. It is necessary to think about the functionality as well. Do you want complete privacy and total darkness when the curtains are drawn? Or do you want some light to filter through the curtains and drapes into the room? Depending on your various requirements, you need to decide the type of curtains and drapes you want for your house. Here are a few tips to find curtains and drapes perfectly for your home.

• Fabric texture Depending on the general mood you want to set in the room, you have to pick the appropriate color and texture of the fabric. If space is formal, pick heavy materials such as heavy silk or velvet. Silky rayon blends and cotton sateen are practical options for home since these materials are easily washable. Cotton blends and season-less wool blends are also suitable for the home. If you want a casual dcor, crinkly crushed velvet or billowy linen are good options.
• Fabric color While choosing the color for your curtains and drapes, think whether you want the color to blend in with the overall dcor of your room or you want it to pop. If you want the curtains to blend in, pick colors that have the same tone as the walls of the room, but a couple of shades darker. Or you can pick a subtle shade that is non-dominant in the room. Pick a bold color if you want a dramatic effect. Pick patterns and prints, only if the room has solid-colored furniture.
• Length Generally, curtains and drapes should be of floor-length. Before buying or making your curtains, properly measure from the floor to where the rod for the curtains will be fixed. If there is a radiator of a deep sill, the curtains should reach just above these. It also looks good, if the curtains hang just half an inch above. If you want a more stylized look, you can have your curtains pool on the floor by adding a few inches extra. However, this style can be quite high-maintenance since you will need to re-fluff them every time you vacuum the room.
• Type of rod The type of rod depends on the style of the room and the design of the panels chosen for the curtains and drapes. You can pick from classic rods, return rods, track rods, or tension rods. Classic rods are adjustable and have decorative finials at the ends. The metal finish can be matched with other colors in the room. Return rods are u-shaped adjustable rods that can be screwed directly to the walls. Track rods have hooks to glide the curtain and drapes. These can be fixed on the ceiling or wall. Tension rods are best lightweight curtains since these rods are not very sturdy.

All of us know how difficult it is to book a cheap flight due to the endless problems with search results and constantly fluctuating fares. However, there are some tips that can help you get the best deals on international flight tickets. Here are some pointers that you can follow while searching for the cheapest international flights. Best searching practices Have you ever seen flight costs rise after repeatedly visiting the same site within a short span of time? Well, based on cookies, the site inflates the price of the flight tickets. Airlines scare you into buying the tickets by preying on your fear of a further rise in prices. The key to getting around this is using the Incognito Mode, which hides your search history. Firefox, Chrome, and Safari all have options for browsing in Incognito Mode. Search engines Almost every search engine will inflate the cost of the flight so that they can get a commission. Some sites like Expedia significantly raise the prices. We have found that the best search engines to avoid this are Skyscanner, Momondo, AirFare watchdog, kiwi.com, Jet Radar, AirWander, and CheapOair. Of these websites, Skyscanner and Momondo are the best choices to get the cheapest international flights. Some regional airlines might offer better deals, so you should search for them accordingly. These tools are best used together as you get the best results by comparing deals from multiple websites. Cheap days To find the best days to travel, you should closely observe fare-finder calendars. They display the prices for the entire month, so you can get an idea about the fares for several days and grab the best deal. Google Flights is a good option as you can punch in some dates and your airport of departure, tick the flexible dates option, and it shows you the cheapest international flights. Similarly, JetBlue has a great feature for the same service. Many people visit or download the Skyscanner app for this. They select the whole month of departure or the cheapest month option to find the best prices. Budget airlines Using a budget airline is cheaper, but you may have to make some compromises. You might have to forgo the extra legroom or the free food and drinks that you get with full-service airlines. However, you should also read the fine print and make sure that your luggage requirements match the airline policy as this will help you avoid unnecessary expenses.

Whether traveling for work or leisure, selecting the right hotel is crucial. It will ensure you have a secure place to stay and provide a memorable experience. However, choosing where to stay might be tricky because there are many options, from luxurious suites to deluxe rooms. For this reason, booking a hotel necessitates thought and investigation. This post lists a few tips to follow when making a hotel reservation for your next trip. Book in advance Visiting your destination without booking a hotel can be risky because there's no guarantee that you will get a room on the spot. On the other hand, a reservation guarantees a place to stay, so you don't have to search for options at the last minute. This will give you peace of mind and reduce the stress associated with travel. Instead of stressing about lodging, you can concentrate on enjoying your trip! Pick the right location Find a hotel close to the sights or areas you intend to visit. For instance, stay close to a conference room if you're traveling for business and close to tourist attractions on holiday. When making a hotel reservation, consider the location's accessibility, available modes of transportation, and safety. Set a budget Setting a budget is critical when booking accommodation. You must find a hotel in your price range that offers the features and services you require. Remember, prices can change depending on the season and facilities offered. Don't forget to look for early booking discounts, exclusive specials, and package deals. It can result in significant cost savings, ensuring you have money to meet other expenses. Check the hotel's amenities and services Check what services and amenities the hotel offers before signing up. Most hotels have a gym, a swimming pool, fine dining restaurants, concierge services, complimentary breakfast, and housekeeping. Ensure the hotel has the features you require for a comfortable stay. You might need Wi-Fi and internet access on a business trip. While these are now standard facilities in most hotels, ensure the connection is dependable, quick, and affordable. Choose a suitable room type Hotels offer various rooms, including standard rooms, luxury suites, and premium deluxe suites. Pick a room style that suits your requirements and tastes. Booking in advance will help you get a room with a view, a balcony, or the desired bed type. Also, consider the maximum number of people a room can accommodate, especially if you're planning a family trip. Read the hotel's reviews Reviewing customer reviews can help you gauge the quality of the hotel's services and amenities. You can find these reviews on social media platforms and travel-related websites. Pay special attention to feedback regarding service, cleanliness, and value for money. It will ensure you find the best hotel and have a memorable experience. Select a reputable brand Selecting a well-known hotel chain can give you peace of mind and guarantee quality of service. However, independent hotels provide distinctive experiences and individualized treatment unavailable at chain hotels. If confused, always choose a reputable brand, and you will never go wrong. Sign up for loyalty programs Consider joining a reward program if you frequently visit the same location or stay at the same hotel chain. These programs provide savings, exclusive deals, and other benefits that can improve your travel experience while helping you save money. Opt for concierge services A concierge can help you plan your itinerary, book tours, and recommend nearby eateries and sights. So, to improve your experience, seek out hotels with concierge services, especially if you're visiting a destination for the first time. Choose hotels with business facilities If you're traveling for business, choose a hotel with facilities like a business center, conference rooms, and printing and copying services. This will ensure your work isn't held up and you easily complete your assignment. Read the cancellation policy Understanding the cancellation policy is crucial when making a hotel reservation. Here's a list of the various categories of cancellation policies:

• Flexible: If your hotel has a flexible cancellation policy, you may cancel your reservation any time without paying a penalty. This is the best policy because it allows you to reschedule your visit whenever needed.
• Moderate: A moderate policy allows you to cancel your hotel reservation without incurring fees as long as you do so up to a specific number of days before arrival. The cancellation cutoff is usually three to seven days before check-in.
• Strict: A strict cancellation policy typically prevents you from receiving a refund if you cancel your reservation any time. However, some may allow you to cancel seven to 14 days before check-in and provide a partial refund.

Making a hotel reservation can be simple if you consider the location, budget, amenities, reviews, brand, and loyalty programs. A little bit of planning and study will ensure you find the ideal hotel for your upcoming trip and make priceless memories. If you need help with a hotel, seek recommendations from family and friends who have already been to the destination you're about to visit. They can share their experience with you and provide critical tips to make the most of your holiday.

Patio furniture which is also known as garden furniture is a furniture type that is particularly designed for outdoor use. It is commonly manufactured from weather-resistant substances such as aluminum which does not rust. The maximum typically bought varieties of patio sets are manufactured from plastic, timber, aluminum, wicker, and wrought iron. There are various offers available on patio furniture in the market. Patio furniture on sale at Wayfair

• The Lompoc Bar Stool of 24” from Trent Austin Design is available for $36.
• There is 49% off on Colton Yellow/Brown Indoor/Outdoor Area Rug and is available on sale for $24.
• Burruss Patio Sectional With Cushions is available for $370.
• The Macie Hanging Chaise Lounger is available for $164.
• The 7 Piece Dining Set is available for $763.
• Set of two Danna Patio Chair is available for $194.
• The Ifrane Iron Side Table is available for $29.
• The Grampian 3 Piece Bistro Set is available for $171.
• Ridgeline Solid Wood Folding Adirondack Chair is available on sale for $97.
• Edwards 4 Piece Rattan Sofa Seating Group with Cushions is available for $709.
• Hiott 3 Piece Conversation Set is available for $136.
• Howe Rocking Chair is available on sale for $183.

Patio furniture on sale at USAOutdoorFurniture

• The Homecrest Elements Air Timber Fire Table Set is available for $16,336.
• OW Lee San Cristobal Curved Sectional Set with Fire Pit Table is available for $14,460.
• Lloyd Flanders Mackinac Vinyl Wicker Patio Bar Set is available for $4,689.
• The Homecrest Stonegate 42" x 84" Rectangle Balcony Table is available for $2,635.
• Woodard Sheffield Wrought Iron Patio Bar Set is available for $2,785.
• Telescope Casual Leeward MGP Sling Counter Height Swivel Arm Chair is available for $823.
• Woodard River Run Birch Lodge Sleeping Porch Swing is available for $2,966.

Patio furniture on sale at Amazon

• Suncrown 3-piece Outdoor Rocking Chair Bistro Set- Two Chairs with the coffee table are available from $129 - $365
• 3-piece set of Devoto Patio Porch Furniture is available from $99 - $159.
• The Leisure Zone 4-piece Outdoor Garden Conversation Wicker Sofa is available for $194.
• The 3-piece Bistro set of Tulip design Cast Aluminum is available from $105 - $176.
• The product of Best Choice The 3-piece Wicker bar Set consisting of Patio Outdoor Backyard table and 2 Stools Rattan Garden Furniture are available for $158.
• 2 Black cast Aluminum Dining chairs of Christopher Knight Home are available from $129 - $1,299.
• The 6-piece Outdoor Dining Set from Best Choice consisting of Table, 4 Chairs, Umbrella and Built-In Base is available for $174.

The above are some of the best offers on patio furniture, however, you need to verify the validity of the offers before making the purchase.