Cleaning the home is a simple task when you are armed with the right vacuum cleaner, but choosing the right vacuum cleaner itself is a difficult task. It is easy to lose yourself in the wide milieu of different tools, varying suction powers, filters and other options. So what is the best way to select the top rated vacuum cleaner for your needs? Here are a few tips to consider so that you can end up selecting the best vacuum cleaner. As you make an attempt to suck up the dirt and dust from the floor, it gets accumulated in the vacuum bag or the collection bin. The air is forced back from the vacuum cleaner through a series of filters that traps any remaining particles of dust and dirt before the air is expelled back. It is immensely important to know how the filter works so that you can choose a machine that can keep your house spic and span. Disposable filters: In case you buy a vacuum with filters, which are required to be replaced when they become dirty, it will definitely be an additional expense. Many machines come with washable filters, which can be economical, if rinsing off the filters from time to time is not an issue for you. Washable filters: Most of the premium class vacuum cleaners available today make use of reusable and washable filters. Some of them can also be deep cleaned in the dishwashers. This is helpful because there is no need to get your hands dirty in cleaning the filters. HEPA filters: HEPA filters are designed for trapping smaller particles, which cannot be cleaned with the standard vacuum cleaners. This mechanism assures that lesser amount of dust is blown back into the air. This type of vacuum cleaner is suitable for people who suffer from dust allergies and sneeze even when there is the slightest amount of dust. Understanding the functions of cordless and corded vacuum cleaners According to general speculation, even the best-rated vacuum cleaners, which don't have cords, would not last quite long. If you have a small place or need only small areas to be cleaned up, the cordless vacuum cleaners would serve the purpose for you. But in case you wish to run the unit for an extended period of 15 to 30 minutes, then the cleaner may stop functioning all of a sudden. This is the reason why you should consider getting corded vacuum cleaners, if you have an extensive space to be cleaned. Even though you may find it difficult to plug and unplug it at the same time, it is the best way to make sure that the job is done all at once. However, cordless vacuum cleaners are much more user-friendly as you will not have to worry about the cord getting caught up here and there. The final decision of choosing the best type of vacuum cleaner entirely rests upon your personal preferences and needs.

Choosing a baby name for your little one is one of the biggest decisions that all aspirant parents make. While some parents choose unusual names, others go for celebrity inspiration and a select few may opt for horoscope names. Check out this list of common baby names that have been greatly popular and loved since time immemorial!

David
One of the most common names since 1880, David is a name of Hebrew origin that means "beloved." David was the second greatest king of Israel who ruled in the 10th Century BC. Dave is a common short form of the name David.

Emma
Derived from Germanic word ermen that means universal or whole, Emma is a short form of Emmeline or Amelia. Emma is a popular baby girl name and is one of the most common names across the world.

Emily
Emily is a Latin baby name that means industrious and striving. Emily comes from the name Aemilia which is the feminine form of the Roman goddess Amelius.

Lily
Lily is an English baby girl name. Lily symbolizes innocence, beauty and purity. The name Lily is derived from Lillian or Lilliam. Lillian itself is a diminutive of Elizabeth.

Olivia
Olivia is a beautiful and a very sophisticated name that is also hugely popular. First used as Olivia by Shakespeare in his famous comedy Twelfth Night, Olivia was loosely based on Oliver or Oliva. The name has been used in the English-speaking world since the 18th century. It rose to prominence in America with the 1970s-television series "The Waltons." The name is derived from the Latin word Oliva which means olive. Olivia symbolizes peace!

William
William comes from old German origin and means a determined protector. The prefix Wil symbolizes will, desire, determination and its other half helm means helmet or protection.

Michael
This is another extremely popular name given to boys across the world. It ranked no. 1 among the most common names in the 20th century. The name has Hebrew origins. The meaning of the name is derived from the question "who is like God?" Some variations of the name include Mike, Mikey, Micha or Mick. Female forms of the name Michael include names like Michelle, Michele, Michela and the like.

Sophia
The name comes from Greek origin and means wisdom or skill! Sophie is a direct derivation from the name Sophia and both the names have enjoyed lots of popularity for centuries!

The 15-year fixed mortgage rate, as the name suggests, is a fixed rate of interest on repayment that stays uniform for a tenure of 15 years. It is a good option for people who have a good credit score and a stable income. One of the main reasons to opt for a 15-year fixed mortgage rate is the amount that goes out of your account monthly. Since it stretches over a period of 15 years, it does not add up to large sums of money that go out of your pocket every month. In addition, the changing condition of the market won’t affect your rate since it is fixed and you may easily put it as a significant expense in your monthly budget. Also, when you compare it to a 30-year period, the interest rates are lower, thereby making it an excellent choice for people who want to repay their loans off faster by saving more money on repayment. Different mortgage lenders offer different 15-year fixed mortgage rates. The rates change as per the performance of the market. Keep checking the official websites to get the decided rates for that day. Following are the most recent rates offered by three top lenders:

• Quicken Loans The interest rate for a 15-year fixed mortgage is 4.125% while the Annual Percentage Rate (APR) is 4.577%. The rates are one of the best in the market and take in consideration parameters such as single-family, primary residence, possession of an escrow account, and a credit score of 740.

• Wells Fargo Wells Fargo is a trusted lender and in order to avail of the best 15-year fixed mortgage rates of 4.250% (interest rate) and 4.808% (APR), you need to have a good credit score. For 15-year fixed rates of jumbo loans, the interest rate is 4.375% and the APR is 4.412%. The mortgage rates are dependent upon your current financial situation and the condition of the market. Hence, it is advisable to call the agent to get the best rates.

• JP Morgan Chase The 15-year fixed mortgage rates offered by Chase are 4% and the APR is 4.149%, which is quite low as compared to the other lenders. These rates are not available in every state and are drawn out keeping in mind parameters such as single family residence, down payment of 20%, excellent credit score, purchase loan and conforming loan amounts between $200,000 to $249,999.

As we move towards an increasingly paperless economy, that little plastic card can be a boon in many ways and also a bane in others. Here are a few benefits that credit cards give us in the modern day world where e-commerce rules. While there is a flip side to the use of credit cards, the problems come mostly with misusing or abusing your credit card. When used sensibly and responsibly, credit cards can be very beneficial. Any credit card companies offer lucrative sign-up bonuses, and credit card spends often convert into points that can be redeemed when you shop or even accumulated and redeemed against high-value purchases. In fact, most large airline companies also tie up with the credit card issuing banks or offer their credit cards which convert money spent into points that can be redeemed for air travel. This would prove to be a lucrative option for business people and others who travel frequently. Owing to tie ups between the card provider and the merchant, many credit cards offer money back options, that although may seem like a small percentage of sales can add up significantly over time. From the point of safety, when compared with fraudulent debit card use, you can inform the credit card company as soon as you receive a notification and the payment can be stopped. To that extent, it may be safer using a credit card than a debit card. The significant benefit to using a credit card is that there is a certain grace period within which you can make your payment. This extension of credit can prove to be very useful when purchases need to be made urgently. The money remains in your account until the payment date specified, which is usually between 30 and 45 days from when you made the payment. However, it is very important to make the payments on time to avoid unnecessary charges being levied on your credit card account. Another ease of using credit cards is that they are widely accepted at large and small retailers and also greatly facilitate online shopping.

In terms of economics, it is in the end all about demand and supply. A higher demand for used cars will give you a higher used car book value. But if more people are looking forward to selling their used cars, then you know it for a fact that price of used cars will go down. If today people are purchasing more new cars, then there would be more used cars in the market. Which implies that tomorrow there would be a higher supply of used cars in the market. People who are looking to buy used cars would be happy to notice such high supply of used cars. Not just because of lower prices, but also because buyers would have a larger pool of choices to pick from. Irrespective of the condition of your cars, its demand is expected to change the moment you alter either demand or supply for used cars in the market. Even if you have a well-maintained car, which is not used for a long time and promises high performance, you might not get equally good car book value if the government decided to lower the tax rates on new cars. This is not only going to decrease demand for used cars because of higher demand for new cars, but it will also increase the total number of used cars in the market. Which implies that it is going to hit you hard as it is not only killing the demand for used cars today, but it is also going to soon boost the supply of used cars in the market. On the contrary, any increase in the tax rates is going to make new cars much more expensive, and used cars much more attractive to buy. This again is good for car owners who are looking for buyers, but not for such buyers. Therefore, not just the demand and supply of used cars in the market will affect the cars' book value, a list of related factors are going to alter the car book value substantially.

Several gas-producing foods are a common source of discomfort and unease for many. While these cause bloating and indigestion in some people, it may give sleepless nights to those who are easily prone to stomach gas pains. Stomach gas pain is a cause of anxiety and constant worry for several individuals as it makes curbing the symptoms extremely severe. While frequent gas pain may be due to an underlying cause, people with occasional bouts of gas pain can benefit with some lifestyle changes and natural stomach gas pain remedies. Some of the common stomach gas pain remedies have been listed below. Allow the gas to pass Passing gas is a natural phenomenon that should not be allowed to be carried on in isolation. This helps keep the system free from trapped gas and helps reduce gas pain. Trapped gas is the major cause of bloating, discomfort, and pain that should surely be allowed to expel at regular intervals. Not suppressing passing gas can be one of the most effective stomach gas pain remedies. Move your bowels It is important that you have a bowel movement whenever you wish to. Curbing the urge can often lead the gas to get trapped. Often having a glass full of warm lemon water can speed up the bowel movement and help relieve gas. Try sipping hot green tea Herbal and green teas often have gas-relieving properties. Peppermint, anise, chamomile, or ginger tea can help alleviate gas and bloating. Many people find instant gas pain relief after sipping some warm green tea. If you are someone who is prone to diarrhea, it is better you avoid anise tea as it acts as a mild laxative. Chewing fennel seeds may help One of the best stomach gas pain remedies is eating about a teaspoon of fennel seeds. Often warm water and fennel can help relieve intestinal gas, pain, and bloating almost instantly. While having fennel in small amounts is safe, some studies prove that fennel should be avoided when pregnant or breastfeeding. Give hot fomentation a try! While hot fomentation provides great psychological comfort, the heat helps relax the muscles and curbs stomach gas pain sensations. Using a heating pad, a hot water bottle, or simply a hot water shower is one of the most effective stomach gas pain remedies. People more prone to gas pain attacks should keep heating pads handy at work. Try yoga Several yoga postures are designed to help pass gas. People with recurrent gas issues must find a yoga expert and learn the appropriate postures and form.