RichCatalog.com | Top 10 banks in the country

Top 10 banks in the country

Banks are the lifeline of the American economy, having evolved over the years with additional services, besides the traditional safekeeping of money. The financial institutions have matured into going online and becoming more customer-friendly.

The 10 best banks in the country that balance tradition and innovation equally well are as follows:

Citibank
It is one of the oldest banks in the country. There are several offers such as gaining a cash bonus of $200-$700 by opening a savings account to earning rewards on paying for jewelry as well as investment options for financing wealth goals. It has one of the highest CD rates at 0.15% annual percentage yield (APY).

Chase
Besides having an account, the bank gives an individual the option of accessing JP Morgan’s renowned investment opportunities as well. Opening a savings account or applying for a credit card doesn’t take too long and its usage is spread across 5,300 branches with more than 15,000 ATMs.

HSBC Bank
The UK-based bank is one for the commoner, especially in the USA. For anyone who wants a basic bank account with international services, access to ATMs, and personal mobile banking without fees, paying $3 per month for maintenance isn’t a bad option at all.

Bank of America
Like Chase, Bank of America’s accessibility and repute are its greatest strengths as it also has a partnership with Merrill Edge to fulfill their customers’ investment dreams. The bank is renowned to offer some of the top millionaire credit cards in the country.

Wells Fargo
The San Francisco-based bank is said to have the most number of physical locations than any other bank in the country with 5,800 of them as of 2017.

PNC Bank
The second highest interest rate when it comes to a basic checking account (0.05% APY) and just a $7 monthly fee as maintenance are PNC Bank’s crucial benefits. It also offers different virtual wallets for varying financial statuses of people.

U.S Bancorp
Named as one of the world’s most ethical companies and considered one of the 10 best banks in the country, this bank offers silver, gold, platinum, and premium checking accounts with $6.95 as the lowest monthly fee to pay depending on their needs.

Great Western Bank
With its mentality to offer customers free services on different types of checking accounts, this bank also focuses on the welfare of agri-businesses. It has its presence in the Midwest and west of the country with just 158 branches.

First Midwest Bank
With no checking account fees and free transaction benefits across 55,000 ATMs worldwide amongst many others offered, the bank is a favorite to be related to. However, its presence is in three states which is the only drawback.

Bank of New York Mellon
One of the 10 best banks, Bank of New York Mellon is more into investments, focusing primarily on wealth and investment management and ranks high for its specialization.

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There are, however, numerous options to choose from:
Checking Out Free Cycle And Craigslist Yes, a lot of people are usually skeptical about the idea of shopping from craigslist. However, you can hack this problem by searching for the listings in the posh areas in order to increase the chances of finding high quality stuff. But, it is essential that you keep a track that the repair and cleaning cost do not substantially add up to the price of the purchase because the whole point of saving money would be lost.

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Check Out The Out-Of- Business Furniture Company Sales Try and keep a track of all those companies going out of business and need to clear out their collection before the facility closes officially. If the time is flexible, you can wait until the last few weeks of the clearance sale. Living room furniture and various other items can be purchased from here at really unbelievable prices.

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