Looking for some of the best financial advisers in the country can be a daunting task. Even after conducting extensive research, you might not have a clear idea of which financial adviser is the best for you. Dealing with finances as an individual or even a business can be tricky once your finances cross the six-digit mark and have a high number of daily transactions. In a different case, you might also have large financial incomings and might need advice in terms of investment. A financial adviser will be ideal to guide you with investment as well. Following is a list of some of the popular financial advisory companies with the best financial advisers. Silvercrest Asset Management Group LLC This firm ranks high mainly due to its grip over $33 billion in assets, which is approximately four times more than the asset value of the second-ranking firm on the list. The account minimum of this firm is also substantially high at $10 million. Most of the clients for this financial advisory have significantly high assets. If they are dealing with families, they are most often spread across more than three generations of the family. The firm holds four certified financial planners (CPFs), 12 chartered financial analysts (CFAs), and two certified public accountants (CPAs). The fact that they rank high as a firm is a clear indicator that they have some of the best financial advisers in their arsenal. TAG Associates LLC With its inception in 1983, TAG qualifies to be the oldest firm on this list of firms with best financial advisers. It is another firm that is addressed only to the elite as they allow clients to have investable assets of at least $10 million. They also have another attractive number, which is the highest number of certified public accountants associated with them. There are six certified public accounts and only one certified financial planner. Every single client that approaches the firm or their financial advisors is met by a team from TAG and not just a single advisor or director. They follow have a fee-only structure and have an impressive team of 24 of the best financial advisers. The firm’s goal is to allow their clients to preserve and build on their finances from one generation to another. Evercore Wealth Management, LLC Evercore Wealth Management is a part of the global investment banking advisory firm, Evercore. This firm makes the list as it has the highest number of financial advisers for any firm. They have 49 financial advisers out of which, four are certified financial planners (CFPs) and three are certified trust and financial advisors (CTFAs). The account minimum for this advisory firm is not as high as the first two on the list; it is set at $5 million. They are not very old but have made a substantial impact on the industry to make this list; the firm was founded in 2008. They have zero disclosures and follow a fee-based structure for the payments. In some cases, they collaborate with their colleagues at Evercore, which could add an additional fee. They have a set of best financial advisers that will help the clients with a plan that showcases the costs and risks as well as the impact of a market downturn on a portfolio. HPM Partners LLC The major advantage of this frim is their team. The team is packed with individuals that have an array of certifications and credentials held by them. This top advisory firm has eight certified financial planners (CFPs), which is the highest for any firm on this list. This is the only firm you can approach if you are looking for advice on finances regarding a divorce as only they have a certified divorce analyst. Furthermore, they have 10 certified public accountants (CPAs) and six chartered financial analysts (CFAs). The account minimum for this fee-based firm is also low; it is set at $2 million. If you are looking for financial advisors with a limited budget and exceptional services, this is the ideal advisory firm for you.

Each organ in our body has its own importance. We may not understand the importance of the organ unless it fails to function properly. For example, it is only when you develop kidney-related problems that you will understand how painful the process can be. Even though you will need medical attention from your health care provider to deal with kidney-related diseases, a change in the diet plan will also help you heal better. The doctors also recommend kidney diet plans that will ensure a speedy recovery in the process. Some of the important ingredients of a kidney diet plan have been mentioned below:

• Cauliflower: One of the important ingredients of a kidney diet plan that helps in the speedy recovery of the disease is cauliflower. It contains Vitamin C, K, and B. It has anti-inflammatory compounds that can take away the swelling in your kidney. If you are fond of having mashed potatoes as a side dish, the use of mashed cauliflower will easily help in replacing the high-carbohydrate diet and will be beneficial for your kidney too.
• Blueberries: We all love the use of blueberries in cookies and smoothies of our choice. But did you know that these berries are filled with antioxidants that can help in the recovery of the kidney? It has a low level of sodium, potassium, and phosphorus that should be avoided when you have any kind of kidney problems.
• Sea bass: Sea bass is full of Omega-3 fatty acids that are helpful for the healthy working of the body. It can help in reducing inflammation to a large extent. Even though it is high in phosphorus, the other properties of sea bass will help in compensating for the loss due to kidney issues. You can have the fish in a controlled portion, once in a while. For example, if you use 3 ounces of sea bass in a day, it will not cause much harm to you.
• Red grapes: This royal fruit is rich in Vitamin C and contains antioxidants that help in recovering from the problem that you are facing in your kidney. It is one of the best-recommended items included in the kidney diet plan by the doctors. You can have about half a cup of red grapes every day for fighting with the infection in a better way.

Chronic pain is pain that lasts for three to six months and more due to some previous injury or surgery, migraines, arthritis, infection, nerve damage, and back problems. It can be felt in the form of a dull ache, a burning or throbbing sensation, a shooting pain, a squeezing or stinging pain, soreness or stiffness. Sometimes, the pain is accompanied by fatigue, insomnia, loss of appetite, mood swings or merely lethargy. Because it interferes with daily life, it can leave one feeling angry and depressed. As far as a general treatment for chronic pain goes, there are several medications, both oral and topical. Oral medication is one that can be taken by mouth. These include anti-inflammatory drugs that are nonsteroidal, opioids and acetaminophen. Topical medications are those that can be applied to the skin in the form of creams, ointment or patches. Some patches are made to work when they are applied directly on top of the area where the pain is. Others need to be used far away from the centre of the pain, such as fentanyl patches. Some of these medications need a prescription while others are over the counter. There are also other avenues like interventional techniques that involve injecting into or all about the area of the spine. Some of these injections may be superficial. These are injected into painful muscles. While these are called trigger point injections, others are more invasive. There are epidural injections given for pain in the neck, arm, back or leg. There are facet injections to the joints to enable movement of the neck and the back. There are also injections specifically given for burning pain. When it comes to general treatment for chronic pain, medication is not the only way to go. Exercises, for instance, go a long way in relieving pain and reducing dependency on drugs. Exercises in these situations work best when done under the supervision or guidance of a physical therapist. Another method that could help relieve dependence on medication is acupuncture. Pads are placed on the skin over affected areas by Transcutaneous Electro-Nerve Stimulator or TENS units to help reduce pain.

Sepsis is a condition that can affect anyone, but some groups can have a higher risk of contracting sepsis. One such group includes the newborns. Sepsis in babies (also known as neonatal sepsis) can usually occur during the first 90 days of their life. This obviously is because infants have a developing immunity which makes them an easy target for bacterial infections. How does neonatal sepsis occur? There are two types of sepsis, i.e., early onset and late onset. Early onset is when the baby contracts the infection within 24 hours of the delivery. This usually happens when the baby is premature. On the other hand, late onset sepsis is when a baby is struck by sepsis in the first month after the birth. Neonatal sepsis occurs due to the following reasons

• If the mother happens to be infected by bacteria during pregnancy.
• Broken water, following a delayed delivery, i.e., almost more than one day.
• Being exposed to individuals or an environment having bacterial infections.

What kind of infections can trigger neonatal sepsis? Some of the common bacteria, virus or fungus that can lead to sepsis in newborns. Such contamination can also occur if the baby misses some of the crucial vaccinations in the first month. Candida, E. Coli, herpes simplex virus, respiratory syncytial virus, listeria monocytogenes, rubella, Haemophilus influenzae type B, varicella, etc. are certain microbes responsible for activating sepsis in babies. Sepsis symptoms in babies It could be quite difficult to track sepsis in your newborn, as they may not project any early sepsis signs in the same way a mature individual would. Therefore, you must keep a close watch on your infant. Here are some common early sepsis symptoms that you should be aware of

• Drastic changes in the body temperatures.
• Sluggish or elevated pulse rate.
• Rejecting breast milk or any other type of food.
• Not urinating frequently.

Apart from the above mentioned early sepsis symptoms, there are additional symptoms which definitely raise the alarm about the infant's health. These could include

• Diarrhea
• Constantly throwing up
• Engorged belly
• Lack of movement, constant fatigue, etc.
• Seizures
• A sudden change in the skin color, such as patchy skin or paleness.
• Irritable mood

If you noticed any of the stated early or severe sepsis symptoms, then you must immediately contact your pediatrician. Your doctor will treat neonatal sepsis with the help of intravenous fluids, antibiotics, oral medications, additional oxygen supply, etc. Depending on the severity the treatment can last for over four weeks.

Cell phones have become an integral part of our lives and why not? They make our lives easier and help us to stay connected with our friends and family. Cell phones have become a necessity and it is more so for the seniors. Having a cell phone will allow them to call their loved ones or even 911 in the case of an emergency. However, households with low-incomes are often not able to afford cellphones or phone services. This is the reason why the Government has come up with Assurance Wireless, a Federal Lifeline Assistance Program in partnership with Virgin Mobile, that offers discounted phone services to households that are eligible for the same. It also offers free cellphones for seniors based on certain eligibility criteria. The qualification is based on the household income, or if one member of the household participates in Food Stamps/SNAP, Medicaid, SSI, or any other public assistance program. The eligibility criteria may vary depending on your resident state. Here are some of the free cellphones for seniors offered under the Assurance Wireless program. These are among the best free cellphones for seniors as these have been specially designed for people who are hearing impaired.

Alcatel OneTouch Cinch

The 1.8-inch display screen comes with QQVGA display and has a screen quality of 128x160 pixels. The presence of M3/T4 HAC makes it an ideal choice for seniors who are hearing impaired. The 750mAh battery, that is removable, makes the phone last for many hours. Other features include alarm clock, calendar, stopwatch, calculator, and even a world clock.

Alcatel Dawn

If you are looking for a touchscreen option, then this is a great choice. This also comes with M3/T4 HAC rating making it perfectly suitable for people in their golden years who have hearing problems. The phone features a 4.5-inch touchscreen and comes with specs like Bluetooth, 5 MP rear face camera, 1GB RAM/8GB ROM, and a lot more. The removable 1780 mAh Li-ion battery offers a talk time of up to 13 hours.

ANS UL40

This is another touchscreen option that seniors have that comes with hearing aid compatibility. The 4.0-inch screen offers a crystal clear display while the 1700 mAh battery offers a talk time of about 5 hours. Some of the other specs that are worth mentioning are 2 MP rear camera, Bluetooth, 1.1 GHz Quad Core processor, and obviously the common applications like calculator, speakerphone, and calendar.

Coolpad Avail

This too comes with a 4 inches display screen with a touch feature. It has a 2 MP rear camera and offers a whopping talk time of 14.4 hours. The other specs are same as the one above and include a speakerphone, Bluetooth, calculator, microSD card compatibility, calendar, and access to public Wi-Fi. The 1.2 GHz dual-core processor and 512MB RAM enable multitasking.

Kyocera Jax S1360

This is not a touchscreen variant and is a basic phone to own. It comes with a 1.8-inch display and comes with the basic features like calculator, calendar, world clock, and stopwatch. This phone offers a talk time of about 4 hours.

Kyocera Hydro Reach

This phone is high on specs and comes with a 5.0-inch display screen. The 1 GB RAM, 8 GB ROM, and 1.1 GHz quad-core processor ensure that the applications run smooth. The 2160 mAh battery delivers a talk time of about 12 hours. The 5 MP rear camera takes good pictures which you can transfer via Bluetooth. All the other basic features are available as well. These were some of the best free cellphones for seniors through Assurance Wireless. You will have to show your income documents to prove your eligibility and take home a brand new phone.

Health insurance is a risk management strategy that is important in terms of the coverage it provides for the insured for any surgery, hospitalization or medical expenses incurred but it is important to weigh the advantages and disadvantages of taking health insurance before choosing a policy. An indemnity health insurance plan will reimburse you either partially or fully depending on the type of plan you have chosen. Alternately, an indemnity health insurance plan may also cover medical or hospitalization expense up to a certain maximum number of days. Managed care plans give your access to doctors and medical care professionals who are part of a network and their consultation charges may be covered fully or partially under the terms of the policy. Health insurance coverage provides you access to state of the art medical services at the lowest possible costs. A sound health insurance policy is good to have in the event of any unforeseen medical emergency so that you do not have to worry about raising money for such expenses out of your pocket. While health insurance plans may not contribute significantly to an investment plan, they are very useful as a risk management strategy for long term filial planning. On the down side, a concern shared by many is that the annual premium costs of taking out a good health insurance policy can be very high, and may hence be out of reach of those who have a lesser amount that can be allotted for this purpose. Also, the process of taking a health insurance policy can be quite complicated and often overwhelming in terms of legalese that needs to be deciphered and understood. Some kinds of health insurance plans impose a limit on the number of permitted doctor visits or have very high deductibles. Another disadvantage to some kinds of health insurance plans is that the extent of coverage may be limited and so when it comes to very expensive medical interventions of specialist consults, you might have to pay from your pocket large sums of money over and above the insurance coverage available. You can look for health insurance quotes online and then compare the different plans to get the best pick.