Loans contribute to form a significant part of the funds that come under financial aid. As all loans do, the financial aid loans also need repayment. However, as they are being offered to a student who hasn’t yet started full-fledged earning lifestyle, the government makes sure to provide them with the best possible terms. For a student receiving these loans, it is important to understand how these prices could be cut-down, forgiven or changed according to convenience. Quite a few repayment plans are available that offer flexibility. Initially, once you’ve signed up for a loan, you would be asked to choose a repayment plan of your choice which when not done in stipulated time will lead to you being placed in a standard repayment plan. The standard repayment plan is set to have your loans paid off in a span of 10 years. This plan can be changed by you at any point of time to suit your needs and conditions. The amount to be paid per month would be decided on the basis of how much you make. All the money to be repaid regarding your student loan will be handled by your loan servicer to whom payments are made directly. The payment process is different for different services and the service provider would usually be ready to help you with any queries or flexibilities for making payments. If you are facing a lot of inconvenience with the loan payment, there are options to change the due date for payments, change the plan of repayment or combining all your federal loans. Even if these options are not working out for you and it seems to be extremely difficult to make any sort of payment at the current time, you could apply for forbearance or deferment. Although, you need to know that the interest on these funds will accumulate during this period. The loan can be completely forgiven in some cases like going for services such as public service or teaching. You would also be cleared of your obligation to repay in case you become totally and permanently disabled. In case you are looking to repay the loan for financial aid, keep these points in mind.

A pressure cooker cooks foods under pressure with water or other liquids in a sealed pot. It’s one of the most useful equipment used in a kitchen. The parts of the pressure cooker are important in understanding how best one can utilize their pressure cooker. Pressure cookers work by creating steam from water or other liquids to create pressure inside the pot and allowing fast cooking of the food. Pressure is slowly released through a whistle. Sometimes the steam is also let off after cooking. Whistle cooking helps to gauge how long the food has to be cooked for. A pressure cooker has various parts working together as a whole to make the perfect food. The pressure cooker parts are: Lock loop The whistle or air vent releases pressure naturally from the pressure cooker. When the air vent is releasing pressure, it is raised and is in the ‘up’ position. The lock loop ensures that the air vent remains raised while the pressure is released. The down position makes sure that there is no pressure in the pot and the steam is used to build pressure again. The lock loop helps to keep the air vent locked when there is no pressure. Pressure regulator The pressure regulator controls and keeps enough pressure built up inside the pot. This allows the food to be cooked in perfect pressure and conditions. Among all pressure cooker parts, the regulator is integral because the building and releasing of pressure are based on it. Vent tube The vent tube is the exit for steam and pressure. The pressure regulator is placed on the vent tube. When the pressure regulator assesses excessive pressure, the air vent is raised and the pressure escapes through the vent tube. Pivot The pivot is one of the most important pressure cooker parts. The pivot or lock pin works toward keeping the lock loop closed to prevent pressure from releasing before time or letting more pressure to escape from the pot. Sealing ring The sealing ring fits into the lid of the pressure cooker and is made of rubber. This helps seal the cooker and prevents pressure or steam from escaping from the sides. Safety valve The safety valve will discharge steam naturally if the vent tube is blocked and pressure cannot be released by itself. Cooker body It involves the main pot, a body handle, a secondary handle, the lid, lid handle, and whistle or air vent.  

When you are on a tight budget and can't manage to buy a brand new laptop, getting a refurbished one is your best bet. Refurbished doesn't always mean used' laptops. They could also be demos or products with slight defects. Sometimes, the vendors offer discounts on overstocked items which means that they haven't been used at all. Laptops that are refurbished are most likely returns that have been in circulation for 30 days or less. Refurbishing a laptop would mean that the laptop is thoroughly checked and reconditioned by the vendors. Most refurbished laptops come with a warranty and have a return policy. The safest option is to buy refurbished laptops from the manufacturers themselves. A few options to choose from are discussed below. Dell Refurbished Dell offers great discounts on refurbished laptops. You can get high value at low costs. All laptopscome with a 100-day limited warranty and a 30-day return policy. Each system is rigorously tested, fully functional and is backed by their US-based Customer Service team. All assets include a limited warranty with an option to extend. Dell Latitude 3340: This 13" laptop is built for education. The laptop is equipped with Intel Core i3 processor and 4GB memory. It has a 500GB hard drive. A new laptop would be priced at $289 and the refurbished one is available for $249. This laptop probably will come marked to you as Grade B. This means that the laptop has some cosmetic blemishes like scratches and surface imperfections. Lenovo refurbished: Lenovo offers discounts on refurbished laptops up to $200. The laptops come with a 1-year standard depot warranty. ThinkPad 11e (2nd Gen): This laptop is equipped with an Intel Core M-5Y10c Processor. It has 4GB Memory and 120GB Solid State Drive. A new laptop would be priced at $516.99 and the current one is available for $330.87. The laptop comes with a 1-year warranty. HP refurbished laptops: Save up to 40% with refurbished HP laptops. There is a huge list of laptops to buy from and the list is updated daily. Refurbished HP laptops have been returned for a variety of reasons. The laptops could have been returned because a customer changed their mind, or a newer model took its place, or because of a canceled order. The laptops come with a 1- year limited warranty and 10-day return policy, plus optional HP Care Packs. Apple refurbished laptops: Apple tests and certifies all refurbished products. The refurbished laptops include a 1-year warranty and Apple's 14-day returns policy. Free shipping and free returns are available on all refurbished MacBooks. Save 15% with refurbished MacBooks Refurbished 12-inch MacBook 1.1GHz Dual-core Intel Core m3 This laptop is equipped with 8GB of 1866 MHz LPDDR3 onboard memory and 256GB PCIe-based onboard flash storage.

Collecting coins has been a hobby for many for generations now. The art of collecting coins and valuable tokens, paper currency is also known a numismatics. However, not many know that these vintage collectibles can one day have tremendous value added to their existing state. Coins, especially gold coins, already have value in terms of their coin weight.

Gold and silver has always proven to be a profitable investment, which makes these collectibles worth some money. But it is the history behind these coins which makes them even more valuable collectible, and thus worth a fortune to someone someday.

Here are the most valuable coins ever auctioned in the open market.

1343 Edward III Florin: Fetching a whopping $6.8 million dollars at an auction and rightly so since this coin is one of the oldest and rarest, dating back to 1343 which makes it 670 years old. This coin is so old that only three coins are left of its type, making it highly collectible for coin enthusiasts, serious numismatics and people who are willing to spend insane amounts of money!

1787 Brasher Doubloon: This coin was made by a famous goldsmith back in the day, going by the name of Ephraim Brasher who was sanctioned by the New York State to mint copper coins. The 1787 Doubloon coin was one of the few rare and valuable 22 karat gold coins made by him. This coin was later bought by a Wall Street investment firm for a price of $7.4 million dollars making it a pricey and valuable collectible. This coin is named after the goldsmith, with his initials stamped on the coin.

1907 Saint Gaudens double eagle: Augustus Saint Gauden was tasked with the design of this $20 gold piece which proved rather tough to mass produce commercially owing to its complicated and intricate artwork. Though this coin was mass produced even with a design flaw after the engraved words In God we trust' was removed, it is still pretty rare. It fetched an incredible sum of $7.6 million dollars, making it one expensive double eagle coin ever produced.

1933 double eagle: A coin with a history of controversy behind it, this coin will certainly fetch top dollars from coin collectors and numismatics. Franklin Roosevelt, then president of the country, had barred owning gold in the year 1933 which was a result of the financial crisis. But still these coins managed to surface later, when their value was nowhere near its original face value fetching a whopping $7.6 million dollars.

Shingles, also known as herpes zoster, is a viral infection characterized by painful blisters in a particular area. The reactivation of the varicella-zoster virus causes these symptoms. The varicella-zoster virus also causes chickenpox in a person’s body. Once chickenpox has subsided, the virus remains inactive. If this virus is re-activated because of a weak immune system, it produces blisters as it travels from the nerves to the skin. The blisters or rashes typically occur on the left or right side of the body. These rashes may also appear on the face in a single strip. They generally last for two to four weeks. Check illustrations as well as pictures of shingles rashes to get a better idea about this condition. Symptoms of shingles rashes Shingles is associated with various symptoms, some of which are listed below:

• A mild headache, fever, or feeling of discomfort
• Tingling or pain in a specific area two or four days before the eruption of rashes
• Burning sensation, itching, or increased sensitivity
• Mild or extreme pain in the infected area
• Stinging, tingling, aching, numbing, or throbbing sensations interspersed with quick stabs of agonizing pain
• Rashes which turn to fluid-filled blisters

If one checks pictures of shingles rashes on the internet, they will see that the rashes mostly appear on the torso. These rashes usually erupt around the waist on one side of the body or face. Is shingles contagious? During the initial stages, shingles rashes are not contagious and cannot be transmitted. However, the varicella-zoster virus can spread, and if a person has shingles, he or she can spread this virus to others. Typically, this virus spreads through direct contact with cuts or bruises which have not yet crusted over or through the airborne route over long distances of over three feet. The risk of airborne transmission is high in people with widespread herpes zoster or who have limited herpes zoster but also have a weakened immune system. The virus stays in an individual’s body for rest of their lives but in an inactive state. However, in the case of a weak immune system, the virus can become active at any time, and a person might develop shingles. One can look at pictures of shingles rashes to reveal the true state of their skin’s condition. How can one prevent the spread of shingles rashes? One can avoid spreading shingles rashes by keeping them covered and clean. People with shingles should stay away from pregnant women and other people who are at a higher risk of getting infected. Shingles is a common condition in the country and nearly half the citizens will show symptoms of the diseases by the time they are 80. Going through a few pictures of shingles rashes may help in educating people about the severity of this skin disease.

Launched nearly seven years ago, Minecraft is slowly becoming one of the most phenomenal games among video-game players. Created by the Swedish company Mojang, the game gives players absolute freedom to do build anything in whatever way they want. The most irresistible aspects of the game are its player-devised complexity ( a player can make the game as difficult as they want or as simple as they want), the various tiny tricks hidden around the game and the extensive use of creativity from players to make the game as interesting and intricate as they want. The world of Minecraft is so vast that sometimes even the most expert players are surprised by what they encounter. Here are some tricks that will help you navigate through the game.

1. Use torches to breath underwater: It is quite possible during the game you swam too deep inside the water. Or perhaps your mining led the floodgates to open. In both the situations, you are probably drowning underwater and need air to breath. In this case, you can use a torch to temporarily displace the water around you and take few short breaths.
2. Create infinite source of water using two buckets of water: If you want to create an infinite source of water, you can create a trench of three blocks that can be filled with two buckets of water. In order to avoid destroying your infinite water source, make sure you draw water from  the middle.
3. Use middle click to obtain an object you are looking at: This is applicable only in the creative mode. You can replenish your inventory by just looking at an object and clicking the scroll button of your mouse. You can use this trick for any object including mobs.
4. Use torches to breakthrough sand and gravel blockades: Torches are the most versatile objects that make your work easier. They do much more providing light and saving you from enemy mobs. You can use torches to clear stacks of sand and gravel. You will need to take out the lowest block and replace it with your torch. This will lead to the rest of the stack to collapse.
5. Use ladders and signs to stop lava and water: You might encounter water or lava blocking your way. You can toss up a sign or ladder to get across the unwanted flow of lava or water. Signs and ladders can be used to do underwater constructions as well.

This list is just a glimpse of what you can do in Minecraft. As you become an expert player, you will discover different uses of object other than their more apparent utility. In addition to the freedom provided to players, the discovery of new tricks and hidden uses of objects has made Minecraft pretty interesting and engrossing!