A home equity loan is a way to finance repairs, college education, or medical bills as well as other major expenses. The equity of the homeowner is used as a collateral to procure a loan. Depending on the amount needed and your eligibility, the term, as well as the Annual Percentage Rate (APR), are decided by the lender. The following are the top four lenders for home equity loan in 2018:

• Lending Tree This is one of the most trusted lenders. You may opt for a home equity loan or even a home equity line of credit with them. Their portal is simple to use, where you would just need to feed in the essential details to get the best rates. They have a speedy process, and you will get your loan within a matter of days if you fit their eligibility criteria.
• U.S. Bank The home equity loan rates offered by the U.S. Bank are 4.89% APR for a 10-year term and 5.34% APR for a 15-year term. These rates require you to fulfill specific eligibility criteria, and you may check their portal to find out if you may get a loan from one of the most trusted banks in America.
• Citibank Citibank offers a lucrative fixed rate of 7.09% APR for a loan taken for a 30-year term and 6.59% APR for a 10-year term. If you find that a line of credit with this lender will be more convenient for you, you may opt for that as well.
• Citizens Bank Citizens Bank is a trusted name in the list of lenders for the home equity loans as well as home equity line of credit. They have some strict eligibility criteria, but a varied list of APRs as well as terms available for you to choose from. You may choose the required loan amount starting from $10,000 to $4,00,000 and then decide the required term to get a varied APR.

The application process for a home equity loan may take anywhere from a few days to a few months. After the process of paperwork, the borrower gets a loan in the form of a predetermined amount, which is a certain percentage of the value of the equity. Since this is a loan you get against your house, it is also known as a second mortgage. However, you may only take a home equity loan when the mortgage is clear.

Who doesn't want flawless complexion that belies age? But with today's hectic lifestyle, harmful UV rays, pollution, unhealthy diet and stress, attaining a flawless complexion is easier said than done. Cosmetic products can be a stop gap solution but tend to press the wallet after a point. Natural remedies though slow to produce the desired effect are an economical and not to mention safer option to store-bought scrubs and lotions. Natural and organic is making a huge comeback and what's better, the ingredients are sometimes readily available in your home. There are a wide variety of scrubs, masks and massages which contain natural ingredients that can bring about wonderful results to your skin. They will help in brightening your skin complexion, getting rid of bacteria that are harmful to the skin, reducing the incidence of marks and blemishes and also helping balance the skin tone. Cleansing and exfoliating with various scrubs and masks is an essential when it comes to taking care of your skin at home. Given below are some of the most effective natural scrubs for the same. Dried peel of oranges and yogurt: Orange is a fruit which is common in all households, is loaded with Vitamin C and works effectively to lighten pigmentation. Grind dried orange peels into powder and mix a teaspoon of this powder with yogurt to make a smooth paste. Apply this mask onto your skin for around twenty minutes and wash off with water. Ensure you do this every alternate day. Oatmeal, yogurt and tomato mask: Tomato has excellent properties that can safeguard skin against age related issues. Rich in anti-oxidants, tomatoes help to provide that wonderful glow to your skin. Add a couple of teaspoons of tomato juice with a spoonful of oatmeal and a spoon of yogurt. Mix this portion well and apply this mask on your skin for 15 mins and then rinse off. Doing this regularly for about three times a week will bring wonderful results. Honey and Papaya Mask: Papaya has wonderful benefits for improving your skin tone. This wonderful fruit contains alpha hydroxyl acids and papain that work to remove dead cells and also impurities, proving you with skin that glows. Honey also has excellent anti-bacterial properties that safe guard the skin. A mixture of mashed papaya with one teaspoon honey applied to the face for around twenty minutes is a wonderful ask that will work miracles on your skin. Sandalwood Powder: Another excellent natural ingredient that can work wonders to lighten the skin tone is sandalwood powder. Prepare a paste including one teaspoon of sandalwood powder and one teaspoon of almond powder with water that is lukewarm and apply this mixture to your face. Keep for 15 mins and then rinse off with cool water.

Be it at home or workplace, maintaining high hygiene standards is one of the primary concerns of many. Among the different products used for this purpose, hand dryers play an important role. They help to reduce the chances of infection that is most likely to occur from the wet skin. This is also the reason why drying hands after washing is crucial for hand hygiene.

If you’re looking for a high-quality hand dryer range, Dyson hand dryers are an excellent choice. Here are some of the reasons which make Dyson dryers the top choice among the customers.

Manufactured by Dyson Ltd., a British technology giant with an expertise in household appliances, here are some features of the Dyson hand dryer range.

• Fast and efficient
  The excellent technology used in Dyson hand dryers allows them to dry hands within 10 to 12 seconds. Furthermore, the dryer helps the user avoid germs with its touch-free technology.

• Less energy consumption
  As compared to the other dryers available, Dyson dryers are much more energy efficient. They consume approximately 80% less energy and produce much lesser carbon dioxide as compared to other air dryers. They help in saving both costs as well as space.

• Upgraded technology for filtered air
  Dyson Airblade™ Dryers come with HEPA filter technology that helps in removing more than 99.9% of bacteria as compared to the usual air drying of hands.

• Convenience of use
  One of the highlights of Dyson dryers is their touch-free operation, which enhances the convenience of the user.

• Easy installation
  The company ensures that the dryer installation is done by highly trained, professionally qualified, and courteous technicians who take complete ownership of the task and pay attention to all the minute details such as leaving your home as clean as it was before the installation.

• Complete safety
  Most hand dryers become extremely hot, posing a serious risk to the user. With Dyson dryers, you do not have to worry about the safety aspect. The dryer uses the latest technology to ensure a pleasant experience for its users.

The company also offers several other products such as vacuum cleaners, hair dryers, heaters, and air treatments to choose from. Among the hand dryer range, the most popular models include Dyson Airblade V and Dyson Airblade™ Wash+Dry Hand Dryer.

As a boy, you might have longed for whiskers to start growing on your face. Little did you know that these would eventually cover up the major portion of the face and to shave them regularly, most of the times in a hurry would be such an irritating task! Putting up a blade every day to your face is not always an easy job as every time you need to shave fast enough so that you don't get late for your work. It is pretty much a fact that men's skin is as delicate as that of women's and thus a man's skin is pretty easily irritated by constant shaving. Men visiting the local store to find a solution for their irritated skin, and returning empty-handed is an old story. The skin care products market that was once dominated by women’s skin care solutions now offers plenty of choices for men as well. Gillette, the forerunner in this field for a very long time, has been providing shaving products, and with the Gillette razor coupons available, you can own these amazing products at affordable prices. Get the perfect shave every time with Gillette’s wide range of men’s shaving products: Established in the year of 1901, the brand has been the most trustworthy name in the field of shaving and skin care products for over a decade. The brand manufactures a wide range of products which are divided into the subcategories: face razors, body razors, replacement blades and pre & post shave blades. The new and highly advanced razor variants have ushered in a new shaving experience. There is a wide range of coupons for shaving razors available on the internet as well and this makes using the Gillette razor coupons all the easier. Razors The Gillette Fusion5 Proshield Razor with Flexball Technology provides lubrication before and after blades saving your skin from irritation. The Proshield technology allows a much less tug & pull experience while shaving, and along with the Flexball technology, the blades virtually reach every hair off your face. Available at an amazing $7.99-$15.99 they are one of the most advanced shaving razors available out there in the market. The ProGlide series available at the price range of $17.99-$53.99 is equipped with five of the finest precision blades that reduce the pressure on the skin giving you the perfect shaving experience. And the Mach3 Turbo series features three antifriction coated blades that provide a sharper and turbo cutting experience. They are available within $6.99-$9.99. Other shaving products The Gillette pre & post shave products include after shave lotions, foams, shave gels and after-shave gels. The Gillette after shave skin lotion available at $2.12 provides relief to the just-shaved skin with a soothing formula enriched with the goodness of glycerine. The Foamy Shave Foam provides scented lather every time that spreads easily and rinses clean and is available at just 1.69-$2.79. The Comfort Glide Formula helps you get the perfect shave every time. Save a bit of your pocket pinch every time you shop online: The Gillette razor coupons available on the online shopping website would fetch you a $3 discount off on your first purchase. The coupons help you save a bit every time you shop online. Get $1 off on one Gillette System Razor, one Gillette disposable razor and $3 off on two Gillette disposable razor packs with the Gillette razor coupons. Now, with Gillette, the everyday chore is no more a difficult task. Also, always keep an eye out for the other innumerable pocket saving coupons that make your online Gillette shopping experience lucrative!

The Honda CR-V is a popular SUV choice amongst car buyers due to its recognition and reliability in terms of performance and safety. This SUV stands a class apart from other competitors in its category because of the following reasons:

• Design: Visual impact is a strong influence that makes users buy a Honda CR-V as Honda has embodied an athletic personality in the form of the car’s stance for this particular model. Equipped with 18-inch aluminum wheels and the robust back end, this SUV has a wide appearance and the tires stand firm on the ground. The front of the car has chiseled LED headlights seated on either side of the solid yet stylish grille thereby projecting a very strong look in an otherwise small sized SUV. The very looks of the vehicle have been designed for elegance and class and stand as a profile of strength as well.
• Comfort: As expected of any SUV, the Honda CR-V is ample with space even though the interiors may look simple. They still emanate a kind of modesty with ample head and leg room; the technological suite can be accessed from a comfortable sitting position. Honda has installed a panoramic moonroof on the CR-V for the relief of ventilation and for the luxury of looking at the sky above.
• Performance: Every SUV has the trademark of either only performance or beauty, although the Honda CR-V beats all odds by being both. This model is equipped with a 1.5 liter 16-valve Direct Injection DOHC Turbocharged engine that generates around 190 hp and 179 lb-ft of torque. The credit for the ease of handling goes to the installation of Real Time AWD with Intelligent Control System and a CVT transmission. It checks off well in the fuel efficiency factor and delivers a powerful punch in acceleration.
• Technology and safety: Honda has ensured that the CR-V model is a combination of both, top-notch technology and safety, as these two are coupled to perform for the modern world. The SUV is packed with tech-savvy installations and cautionary sensors to both entertain and protect.

Entry-level jobs are a great way to start your career when you have just graduated and want to start developing new skills and are ready to put your existing learning and skills to use and get paid for the same. Here are some of the best entry-level jobs you can look into to kick start your career. The positions one gets for an entry-level job is usually the position of an analyst or trainee. It does not matter what your qualification is, there is an entry-level job for each and every field and job. Though you might not need a lot of skills and any experience for entry-level jobs, having basic knowledge, skills, and understanding of the field is required in case the field you are in is technical-based. For example, an entry-level job in the field of mechanical engineering would at least need someone with a degree in mechanical engineering. With the kind of field you are from, you can get an entry-level job without any previous work experience but the questions lie in the openings offered. You have to understand the current market and what jobs are easy or difficult to get. Something like a sales profile might not even require any degree or background study as long as you can sell a product of a company to its customers and get profits. All you there need is understanding of people, their needs, and the products. Here are some options for entry-level jobs you might be open for till you find your calling: - Elementary school teacher - Event planner - Marketing assistant - Recruiting assistant - Sales assistant/representative/trainee - Social media specialist/trainee - Underwriter assistant - Junior content writer While these are not easy jobs, these jobs will not require you to have a degree or previous knowledge in the same field as long as you are interested in the field and understands its basic. The rest can be learned while on the job and for all you know, you might find your love for the job and grow in it.