Dividends are when a company distributes a portion of its profit to its shareholders. There are two types of dividends “ cash and stock. The difference between the two types of paybacks are worth noting: Cash dividend A cash dividend is a form of cash, check, or electronic payment made by the company out of its profits to its shareholders. Thus, the company pays a part of their income to their investors for the economic value of shares without investing the whole money for its own operations. Yet it causes the EPS (earning per share) rate to drop down to the same rate as the dividend, resulting in financial value transfer. Another outcome is that the shareholders who are the receivers of cash dividends have to pay tax for the value of the shares, decreasing its finial value. However, cash dividends are beneficial as they provide regular income to their investors along with capital appreciation. Stock dividend Unlike cash dividend, stock dividends on the other hand are the payment made in the form extra shares rather than cash payouts. It is also known as scrip dividend. When a company is in shortage of liquid cash, it would choose another profitable alternative to distribute dividends to its shareholders and those are called the stock dividends. For example, if a company issues a 4% of stock dividend, it would increase the number of shares by 4%. This is similar to cash dividend in the way that it does not increase the value of the company. If the company pays $10 per share, the company's value will be $10 million, and that is true even the share is amongst the 7 best dividend stocks in the market. The value remains the same even after stock dividend, decreasing the share price to $9.52 to reshape for the dividend payouts. Which dividend is better? Be it a cash or additional shares, it does not affect the company's profitability. If the company has a turnover of $1 million in earnings by spending 10% of it as dividend, the company is still left with $900,000 of retained earrings after payouts. If the company spends $100,000 in cash or $100,00 worth of extra shares, it is all going to be the same to its current shareholders. However, it is, in a way, effective if the company declares stock dividend instead of cash dividend because the transfer causes the company's share price to fall. If a cash dividend equals 5% of the company's stock price, the investors will experience a 5% low in value of shares. Cash dividends provide income but the shareholders will have to pay tax. It would increase the number of stocks outstanding, shift held-up earnings to paid-in-capital and also reduce the amount payable to its stockholders Like cash dividend, stock dividend does not increase the value of the company. However, a shareholder can keep their share and grow by investing their shares or by selling it for cash dividend.

If you've ever heard of the Justice League, you'll be surprised to find that there's a league of iPhone cases too. They are guaranteed to protect your iPhone from dust, dirt, debris and all kinds of daredevil stunts. These Otterbox iPhone cases pack a punch and provide your iPhone with the ultimate protection lineup. They are strong and sturdy, with durability factored into most of them. Protecting your phone from all kinds of drops and shocks from impact is now a breeze. Your iPhone will stay safe, secure and happy. Check out these four amazing Otterbox iPhone cases. 1. Otterbox Defender Series Featuring a triple layered defense with an inner shell protection, an outer cover, and screen protection. The Otterbox Defender series will defend your phone till the death. It comes bundled with port covers and protects USB and charging ports from dust, dirt and any form of residue entering through tiny gaps. The Otterbox Defender series comes equipped with a holster which acts as a kickstand. It functions as a hands-free option for viewing videos. It also protects the camera lens from scrapes, scratches, and scuffs. 2. Otterbox Commuter Series The Otterbox Commuter series is for those who love going on adventures and want their phone to have adequate protection. The cases in this series perfectly fit into pockets and come with a dual layer cover for iPhone 7 phones. The soft inner layers absorb shocks and the outer hard layers absorb external forms of impact. The port covers protect against pocket lint too. 3. Otterbox Symmetry Series If beauty is your concern, the Otterbox Symmetry Series will do your iPhone justice. Ultraslim, ultralight and ultra protective. It gives you the ultimate protection with killer designs. It comes in solid color choices with a crystal clear sleek design. It will make your iPhone stand out in the crowd and brings out the fashion in technology. The sleek design lets your phone slide in and out of your pocket without extra effort. 4. Otterbox Strada SeriesLeather cases made of premium leather, the Otterbox Strada Series adds poshness and luxury to your phone. With very stylish, soft and slim profiles, these cases are easy to attach to your phone. It slips in and out of your pocket easily because of their unique design. These cases come with metallic accents and Otterbox Certified Drop+ Protection. The myriad leather patterns and cases are intricately stitched to perfection. 5. Otterbox uniVERSE Case One case, endless possibilities is the tagline for this product. The case is modular in nature. It lets you swap out a piece and plug in different modules. Take professional photographs with a camera module. Charge your phone with a battery pack. Expand your phone's memory with an expandable memory module. This case makes your phone work twice as hard while keeping the design minimal and sleek.

When it comes to family road trips, SUVs are some of the most popular choices. Sports utility vehicles can handle almost all kinds of road conditions, making them suitable for people who are always on the lookout for a new adventure. Besides this, SUVs are also known for their spacious seating arrangements making them the perfect choice for large families. If you are planning to buy a sports utility vehicle for your family, here are some of the best SUV deals in the country right now. Here are some of the best SUV deals to check out in the country: Audi SQ5 Buying a luxury SUV might become a tad easier if you get to know that the car loan would come without a down payment. The Audi SQ5 is among the many models that the manufacturer is currently offering zero down payment with easy financing options. The added benefit here is that it also comes with a 0.99% APR making your car loan EMIs slightly less expensive to pay off. These offers, like most standard ones offered by the manufacturer, can vary based on the credit score of the car buyer and the loan tenure.  Audi e-tron Similar to the offers on SQ5, the manufacturer is also currently offering a 0% APR option for the recently trending electric SUV e-tron. This one, which is known to be one of the most powerful models in the electric SUV line-ups, also comes with convenient financing options like the SQ5.  BMW X3 APR offers are mainly popular among SUV deals, as they help save a lot of money in the long run. These might be applicable on shorter tenure loans, but the effective total amount paid will be less than the amount you pay with a higher interest car loan. This is why offers like the 0% APR for the BMW X3 would be attractive options for anyone who is looking to take the leap and invest in a good SUV. This car, known for its sleek look and superior handling, is among the bestsellers loved by the young and the old.  You can be sure that you are buying the most practical car as your next family car by tapping into the best SUV deals. From customizable and convertible seats to hybrid engines, several cool new features are present in most best-selling SUVs from popular manufacturers. So, you will be left with a car that you can trust for years to come.

Dizziness can be referred to as unsteadiness, lightheadedness, or vertigo. Due to a number of health conditions and states, one can feel dizzy. Most of the times, the treatment depends on treating or dealing with the common causes of dizziness. Here is a list of a few common causes of dizziness. Concussion A blow to the head can cause a concussion, which refers to a temporary and mild brain injury. Lasting from a few days, it can last to a few weeks. This is one of the common causes that could result in one experiencing dizziness. Other notable symptoms of this injury can include a headache, confusion, fatigue, mood swings, memory loss, vomiting or nausea, balance problems, and doubled or blurred vision. Iron-deficiency anemia (IDA) To maintain healthy tissues and cells in the body, iron intake is important. Also, it helps in carrying oxygen around your body. A lack or deficiency of iron in the body is one of the common causes of dizziness. Other symptoms of an iron deficiency in the body include chest pain, breath shortness, yellowish or pale skin, rapid heartbeat, hair loss or brittle nails, and a pounding noise in the ears. Often, pregnant women, women having heavy periods, vegetarians, and people who just lost quite an amount of blood are most at the risk of IDA. Chronic fatigue syndrome (CFS) Doing everyday tasks may become difficult due to this condition. It can be referred to as myalgic encephalomyelitis as well. Other than the main symptoms like dizziness or fatigue, CFS has several other symptoms such as a sore throat, sleep problems, headaches, joint or muscle pain, irregular or fast heartbeat, difficulty in concentrating, remembering, and thinking. Migraine A migraine is one type of a pounding and throbbing headache that could result in dizziness. Lasting from a few hours to several days, it affects different people in different ways. Vomiting, nausea, and feeling sensitive to sound and light are some of the other common symptoms of a migraine. Hypoglycemia If the glucose level in the blood drops below the normal level, low blood sugar or hypoglycemia could occur. This is one of the common causes of dizziness, mostly among insulin-dependent diabetes patients. Other than fatigue and dizziness, other symptoms of having hypoglycemia are excessive sweating, being jittery or shaky, headache, hunger, blurred vision, weakness, confusion, not being able to concentrate, irregular or fast heartbeat, and poor coordination. Making a few healthy habits as the part of your daily routine can help you to get rid of this dizziness. However, under severe conditions, it is advisable to take proper medications under the guidance of a healthcare professional.

A good car deserves the right care. Tires are the most critical components of your car. So it is important that you get the best tires for your vehicle. Here are some ideas that will help you to buy tires from Pep Boys. You can choose to install two or four new tires from an auto repair store like Pep Boys. It is always recommended that you change all four tires at the same time. This helps to maintain the balance of a car and its tires. However, you can also look at replacing two tires if you can't afford to replace all four at once. Changing all the four tires is important because it ensures that the construction and tread design of all tires are the same. This also means that the depth of tread and the types of tires are the same. When the features of all four tires in your car are the same, it means that the tires react to the road and driving conditions in the same way. This maintains the safety, balance, and reliability of the vehicle. Changing all four tires from branded auto service stores like Pep Boys also results in enhanced stability and better handling of the vehicle. Most of the times, all of the tires tend to require a change at the same time as they are likely to wear out at the same time. However, if the tires are not changed regularly, especially when it comes to a car that has a front-wheel drive, then both the tires in the front are likely to wear out after the ones at the rear. If you are not looking at changing all the four tires, you can consider only changing two of them. Let us look at some basic recommendations that you need to consider in such a case. Firstly, it is important to ensure that the size and construction of the old and new tires are as similar as possible. Additionally, it is important to align the tire types. Secondly, it is important to ensure that when you change a tire, the parallel one must change as well. It is important to change at least two tires to ensure they are aligned. When you get these two tires, they should be installed on the rear axle. This way the new tires are able to balance the vehicle better. Lastly, in case you replace only one tire, then you can choose one of the older tires, which has a deep tread. Then, you should install this old tire alongside the newer tire. Note that this should be on the rear axle of the car. What happens when you want to install two new tires at an auto service store like Pep Boys? In such a case, the tires should be installed on the rear axle. When you buy brand new tires, they tend to have deeper grooves. With the help of that, new tires are able to create better traction. They are also able to provide hydroplaning resistance. When we place fresh tires on the rear axle, it results in better control of the vehicle. This means you are able to enjoy a good drive and stay safe. In fact, placing two new tires on the rear axle works because even if the tires in front are worn out, you have enhanced control of the car. On the contrary, in case you place fresh tires on the axle located in front, the vehicle could lose its grip. This can get particularly tricky on wet roads. If that happens, there is a likelihood that the rear side of the vehicle could swing. In worse cases, it can also go out of control. There are a lot of things that should be considered when you want to buy tires from stores like Pep Boys. Make sure that the tires are from a reliable source. In case you are buying tires from a lesser known manufacturer, you need to understand the specifications for those manufacturers.

Concussions, skull fractures, scalp wounds, or any injury to the brain, skull, or scalp can be referred to as head injury. While the severity of a head injury can range from a mild bump to a traumatic brain injury, it is essential that you diagnose the type of injury promptly before carrying out the treatment. Head injuries can either be open or closed. An open or penetrating head injury enters the brain by breaking the skull. While a significant injury may not bleed, a minor one may cause excessive bleeding. A trained healthcare professional can quickly gauge the severity of an injury and prescribe appropriate treatment. Different types of head injuries show different head injury symptoms. Here are some head injury symptoms that have been discussed in detail. Head injury symptoms in case of hematoma A hematoma is a major head injury that is characterized by blood clotting outside the blood vessels. When the damage occurs in the brain, the clotting may cause pressure within the skull. Head injury symptoms experienced in Hematoma include losing consciousness that could result in irreversible brain damage. Head injury symptoms in hemorrhage Hemorrhage is a type of head injury that causes uncontrolled bleeding. Head injury symptoms that are triggered by a hemorrhage include frequent headaches, a general feeling of nausea, and vomiting. Concussion head injury symptoms A concussion is a type of brain injury that causes the brain to press against the walls of the skull. Head injury symptoms caused by concussion fall into four main categories namely cognitive issues, physical responses, emotional and mood-related problems, and sleep disorders. Some common symptoms include issues related to thinking and remembering, nausea, vomiting, headache, dizziness, sensitivity to noise or light, low energy, extreme fatigue, sadness, nervousness, anxiety, and the like. Diffuse axonal injury symptoms This is a type of head injury that does not cause any outwardly bleeding but causes severe damage to the brain cells. When the brain cells are damaged, they are unable to perform properly. Often, this results in swelling that may become fatal if not diagnosed timely. Other major head injury symptoms Head injury symptoms may also result in seizures, balance and coordination issues, extreme disorientation, inability to focus the eyes, unusual eye movements, memory loss, mood changes, constant headache, discharge of fluid through the nose, loss of muscle control, and the like. Head injury symptoms may often cause people to have blackouts, light-headedness, and fainting.