A personal loan offers a complete solution to the requirement of cash during a financial crisis. It is a lump sum borrowed from a financial institution, which carries a fixed or a variable rate of interest. It is repaid in the form of equated monthly installments (EMIs) over a period of time. The loan will allow you to cover for something urgent right away. You may also use the loan to repay a high-interest debt. The monthly installments are fixed after considering the amount you may comfortably afford to pay each month. These days, when it comes to personal loans, although there are many players in the market, you may apply for LendingClub personal loans as this online peer-to-peer lending portal has been fulfilling the loan requirements of borrowers for many years. Eligibility criteria for a LendingClub personal loan A LendingClub personal loan requires you to make an application, providing details about the type of loan you seek and your credit history. The loan is ideal for individuals with an excellent credit score. A minimum score of 600 is required to qualify for the loan. Anybody above a credit score of 700 may easily avail of a loan from LendingClub. LendingClub personal loans are preferred by borrowers who have a high annual income with an average of $78,764. Additionally, borrowers with a low debt-to-income ratio, preferably below 30%, may also enjoy the loan. LendingClub accepts joint applications for a single loan. If you wish to file a joint application, your multiple incomes will be considered and you may be sanctioned a larger loan amount. Terms of lending Personal loans from LendingClub are sanctioned in the range of $1000 to $40,000. They carry a fixed amount of interest which is anywhere between 5.98% to 35.89%. Based on your profile and your application, you will receive a quote. They go through your credit history, loan amount, desired tenure, debt-to-income ratio, repayment terms, and the amount you owe to your creditors before deciding on the loan amount. You have the flexibility to choose 36 months or 60 months to make the repayment of the loan. If you are in need of urgent cash and do not want to go through the long approval and application process, it is best to apply for a LendingClub personal loan. However, borrowers with a bad credit should not consider this loan option as there are high chances that your application gets rejected.

Crabgrass is a common weed that can take over your lawn within weeks. It is pervasive, damages other existing plants, and can make your yard look ugly. This type of weed tends to grow laterally and not controlling it on time can be bad for your lawn. That is why it is imperative to get rid of crabgrass and prevent it from taking over the yard. Here we have listed a few simple yet effective methods that can be used to wipe out crabgrass from your lawn. Give them a try to make sure that your lawn is at its best look and plants can grow in them without any problem.

• Use a herbicide Using herbicides is an age-old method that is particularly effective in wiping out crabgrass. There are many different types of herbicides available in the stores. While using a herbicide, make sure to follow the instructions mentioned on them to get the best results. Herbicides can not only kill existing crabgrass but can prevent new ones from growing too.

• Pull them out Pulling out crabgrass manually may seem like a lot of work but is one of the easiest and quickest ways of getting rid of them. However, be mindful of the fact that this is only a temporary solution as the crabgrass will continue to grow and spread eventually.

• Pour boiling water Boiling water is another natural and non-toxic method to get rid of crabgrass and other weeds in the yard. Just pour boiling water onto the crabgrass to kill it and prevent it from spreading any further.

• Salt Crabgrass dies because of the high content of sodium chloride in salt. Sprinkling salt is a traditional method of killing pervasive crabgrass and other weeds. However, it is essential to maintain caution while sprinkling salt as it could harm other plants in the yard too.

• Vinegar The acidic nature of vinegar makes it an excellent remedy to get rid of crabgrass. You can pour vinegar onto the weed to kill it. However, be careful while using vinegar as it may also end up killing good grass in your yard.

• Close mowing Crabgrass can be eliminated by using lawnmowers in the yard. Use the mower at the lowest setting to kill the existing crabgrass. Once done, use a shovel to remove any leftover crabgrass from the yard.

Use any of these methods to eradicate crabgrass and other weeds from your lawn.

Have you ever wanted to work out at home and skip the hustle and bustle of to your local gym? Have you ever wanted to save time and avoid a commute to a gym? If you answered yes to either of these questions, then you might prefer building your very own home gym and Littlewoods can help you with that. Enjoy working out alone Home gyms are convenient. You work out in the comfort of your own home, with no-one watching you. If you juggle a lot of responsibilities and like working out alone, you may find a home gym fits your needs. Sometimes the hardest part in building a home gym is avoiding buying too much. Striking a fine balance between what you use and what you don't need is the key. What kind of workouts do you do? Start out by asking yourself what sort of workouts will you be doing every day of the week? How often do you workout? Consider the intensity and frequency of your workouts. Next, decide what sort of equipment you need based on your workouts. Do you need equipment for cardio or strength training? Do you need medicine balls or dumbbells? Does your equipment need to be high-tech or do you prefer basic equipment? The final part is choosing a good retailer to buy your equipment from. A good sports retailer is Littlewoods, who sell all you need, with expertise and knowledge. High impact cardio To get started, for cardio workouts or if you just enjoy running, try out the Dynamic T3000C Motorised Treadmill with auto incline. It features 12 versatile programs, 3 modes, and 15 incline levels. Speeds range from 0.8 km/h to 16 km/h to ensure you are always pushed you to your limits. An inbuilt speaker is provided so that you can listen to your favorite tunes while you run. You can read more about it on www.littlewoods.com. Strength training For strength training, you can buy the York 20kg dumbbell set. They come in black cast iron and the weights are adjustable. This can add versatility to your strength workouts, and these are great for beginners too. Low impact cardio You may also consider getting a Work Star Shaper Magnetic Exercise Bike for low impact cardio workout sessions. It comes with a height-adjustable saddle and the magnetic resistance is quiet and smooth. It's a perfect gym bike for your home since it doesn't make any noise during workouts. Keep it simple The most important thing to keep in mind is to start simple. Don't buy tons of equipment; start with the golden three strength, cardio, and low-impact. Once you improve your fitness levels and feel that you need more variety, you can start adding other options. For now, this should get you started on your fitness journey.

Life on wheels is an exhilarating experience. You get to visit different places, look at scenic views, and travel away from the chaos. This is where you find serenity. Should you buy a used RV? A recreation Vehicle is a long term investment. You save 50% of cost on vacations when compared to other types of vacations. Buying a used RV simply provides better value. If you've decided to buy a used RV, here's a bit of direction. The advantages of buying a used RV Like cars, the value of an RV depreciates during the first few years. This is not the case for a used RV. A used RV in a good condition generally saves you about 40% on the cost when compared. That's more fuel and more places to travel. You can customize a used RV as per your desire and they don't cost much. You may even find a used RV for a cheap price. Upgraded and modified with a satellite internet, generator and an electrical system. What to look for in a used RV Before purchasing always make sure to check if all features are in working condition. Ask a lot of questions and confirm every inch of the trailer quality. Look for scratches, cabinet space, tire wear and roof condition. Also, check the miles driven and generator hours. It can help you get a fair idea on how well the RV condition is. Mechanical Check Confirm the working conditions the stove, toilets, stove, pumps and everything else. Check for leaks on the floors, walls and ceiling. Get a check under the trailer that can confirm if the foundation is strong for long term use. Structural Issues Look for leak stains and exterior concerns that include damaged doors or windows. Physical damage also includes glass peelings. They may be expensive to repair over time. It is advisable to check everything before buying. Interiors Check if the storage space is big enough. Is the refrigerator in working condition? Keep an eye on floor carpeting, paint, and curtains. Tips to buy a used RV that is right for you Look for used RVs particularly owned by senior citizens or retirees. Buy used RVs sold by the older folks is generally well maintained and can get you a lot of bargains. Buy a used RV once the camping season is over. This is when most owners look to sell since there isn't heavy demand; you can get a reliable RV for a cheaper price. When buying a used RV make sure to get extended warranty that covers most or little of it otherwise. Visiting an RV park or campground can help you understand the extra information you may need to know. Talk to owners, full-timers, and campers. There are plenty of used RVs out there. Make sure you spend enough time and research to get a used RV of your choice.

The Moto Z is a popular Motorola mobile that was launched in June 2016. The smartphone is powered by a 1.8 GHz quad-core Qualcomm Snapdragon 820 processor. The phone weighs about 136 grams and has dimensions of 153.30 x 75.30 x 5.19. The Moto Z is powered by Android 6.0.1, popularly known as Marshmellow. You can upgrade Android 6.0.1 to 8.0 (Oreo). It has a 2600 mAh removable battery that charges quickly. It has a 5.50-inch touchscreen that offers a clear resolution of 2560 x 1440. It is a dual SIM phone that which supports GSM, CDMA, LTE, and HSPA technology. It supports Single (Nano-SIM) or dual SIM. It features 4 GB RAM and 64 GB of internal storage, which can be increased by 256 GB through a micro SD card. You can click high-quality pictures using the 13-megapixel rear camera and 5-megapixel front camera. It has a multi-touch screen that offers crystal-clear brightness. Moto Z has strong connectivity options such as Bluetooth, Wi-Fi, GPS, USB OTG, 3G, and 4G. The sensors of the Moto Z include features such as an Ambient Light Sensor, Proximity Sensor, Gyroscope, Compass Magnetometer, and Accelerometer. Moto Z is available in different colors such as White, Black, Grey, and Rose Gold. You can send different types of SMS messaging such as Email, MMS, and Push Email. Moto Z supports different apps such as document viewers and photo-video editor. Moto E, Motorola Moto E4, Moto G Play and Motorola Moto G5 are some of other best Motorola mobiles. The Moto E has 1.2 GHz dual-core Qualcomm Snapdragon 200 processor. The phone is available at affordable price. It has a 4.30-inch touchscreen display with a resolution of 540 x 960. It runs on Android version 4.4. It has removable quick charging 1980 mAh battery which offers decent performance. The Moto E weighs 142 grams and measures 124.80 x 64.80 x 12.30. It comes with 1 GB RAM and 4 GB internal storage that can be increased up to 32 GB using a micro SD card. You get a 5-megapixel camera on the back. The connectivity options available with the Moto E are Bluetooth, FM, 3G, GPS, and Wi-Fi. The Moto G5 is another robust Motorola phone powered by 1.4 GHz octa-core Qualcomm Snapdragon 430 processor. It runs on Android 7.0. The total weight is 145 grams and has dimensions of 144.30 x 73.00 x 9.50. Other salient features of Moto Z include 3GB RAM, 16 GB storage that can be increased by 128 GB through a microSD card. You can click sharp images with 5-megapixel front and back cameras. You can buy a Moto Z online and get significant discounts. Read reviews to know about the features of Motorola mobiles and grab amazing deals.

Having a water body in your backyard could add to your chores, as maintaining above ground pools do require maintenance. Above ground, pools need a little time and effort to be maintained. Here are a few maintenance tips for your pool:

• Keep your pool water clean and safe with a pump and filter. These are essential tools for above ground pool maintenance. Run the pump for 8 to 12 hours during the day. Also, allow the water to circulate in your pool’s perimeter. Algae and bacteria have a harder time taking hold with water in motion. Water circulation also directs more debris to the skimmer where your filter captures it.
• All above ground pools have areas that circulate very little or do not circulate at all. Such areas become breeding grounds for algae and other similar problems. You should wash and vacuum the walls and floor of your pool at least once a week. You will still need to do a little brushing once a week, even if you use an automatic above ground pool.
• Make sure that you test your water for two critical factors on a regular basis – pH and sanitizers. You should do this at least three times a week. When you test pH and sanitizer levels regularly, it ensures that your pool has clear water all season long. The quickest way to do this is a digital test strip reader.
• Chlorine tablets and granules, or sticks are an effective sanitizer for above ground pools. They help in wiping out bacteria and keeping your water clean and safe. Whichever form of chlorine you choose, make sure that you use stabilized chlorine. This is processed for protection against the damaging rays of the sun, makes the chemical work more effectively, and lasts longer. Make sure that your skimmer, automatic feeder, and floater always have chlorine for continuous sanitizing.Maintaining above ground pools is extremely important, as it ensures safe and sanitized water.