Investing in gold is a simple process. Begin with determining the purpose of your investment and the amount of investment you wish to make. If you are a first-time investor, you need to consider the different types of gold investment options you have such as gold bars and coins, gold exchange-traded funds (ETFs), gold derivatives, and so on. You may choose one based on the type of portfolio you wish to build. Many investors purchase gold just to diversify their portfolio. You need to know how to buy gold and decide how much of the portfolio should be committed to gold bullion. Once you are certain about it, allocate the amount you plan to invest for the purchase. Bullion is a gold which is used to trade in the market. It is purchased in the form of bars or ingots. You may buy gold bullion online where the amount of your purchase will remain allocated to the account in the bank which holds the bullion for you. You will not be required to hold it physically for the purpose of trade. It will be held in your bank account, thus making it easier for you to store and sell. However, it is important to note that if the bank faces bankruptcy, you will have no claim on the bullion as it belongs to the client and not the bank. The transaction involving buying gold bullion online or selling the same is completed through phone or through the Internet. The price of gold constantly fluctuates and is determined by the companies that use gold as a raw material for the manufacture of jewelry and other products. It is best to keep a watch on the movement of gold prices before you make a decision to buy. In times of economic instability, gold will become a popular investment option and the prices will rise. If you have purchased bullion in the past, know that the best time to sell it is during economic instability. Large investors tend to purchase gold in huge quantities when the prices are low and sell them in small parts as and when the price rises. Gold bullion offers a huge profit margin as the prices cannot be anticipated and the market cannot be timed. However, there are a number of factors which have an influence on the gold prices across the globe. Investors need to keep a watch on the dynamic price movement before putting in their money.

Abdominal pain is one of the most commonly experienced ailments in the world. The abdominal region ranges anywhere between the chest and pelvic regions, any form of pain in these regions can be termed as abdominal pain. The causes for abdominal pain can be various and can, range from minor illnesses to medical emergencies. Here are a few causes of abdominal pain, their symptoms, and prevention. Viral Gastroenteritis Viral Gastroenteritis also known as the stomach flu. The symptoms can consist of inflammation of the belly and intestines and has numerous causes, The stomach flu or stomach bug is highly contagious and can spread through proximity to people or through contaminated water and food. The most vulnerable groups to this disease are: Children under five years of age. Elderly. Anyone with a weak immunity system. There can be numerous ways to catch a form of viral gastroenteritis, some of them are listed below: Unsanitary methods of food storage. Preparation of the food is not sanitary. Contamination of water and food. Food is exposed to unhealthy bacteria during transport. The Symptoms of Viral Gastroenteritis are: diarrhea vomiting and nausea fever pain in the stomach, head, joints or muscles excessive sweating Clammy skin Precautions against Viral Gastroenteritis: Washing hands often and thoroughly. The condition is transferable. The Utensils, towels or any other personal things of infected person should not be shared. Proper cleaning of fruits and vegetables. avoidance in eating raw or uncooked food. Vaccination for rotavirus. Food Poisoning Food poisoning is a common ailment that affects most people when they eat food that is either rotten or is close to rotting. Food poisoning if not treated properly and on time has the possibility of becoming fatal. It is recommended that medical assistance is sought in order to effectively treat this illness. Symptoms of food poisoning: Stomach Ache Diarrhea for extended periods, If diarrhea persists beyond three days it can be a sign of severe food poisoning Fever - Mild fevers are common with mild food poisoning. If the temperature continues beyond one hundred and one degrees for an extended period, it can be a symptom of severe food poisoning Severe dehydration - This includes symptoms like dry mouth and a lack of flow in the urinary stream. Nausea and Vomiting General lack of energy and loss of strength Headaches Loss of appetite Precautions against food poisoning: The most effective way to combat food poisoning is to ensure a healthy diet and hygienic food practices. Irritable Bowel Syndrome or IBS It is also known as spastic colon, irritable colon, mucous colitis, and spastic colitis. IBS is a chronic condition that can impact daily life in extreme manners. Below are some of the symptoms of IBS The symptoms of Irritable Bowel Syndrome are: Stomach aches Stomach Cramps Abdominal Bloating. Constipation Diarrhea Stress is a common cause for IBS and stress relieving forms of therapy is recommended to patients. Indigestion Indigestion also known as dyspepsia is the most common and least severe cause for abdominal discomfort. Below are some symptoms of indigestion. Symptoms of Indigestion: Vomiting Gas inflammation in the stomach Most common causes of Indigestion are: Smoking More than average consumption of alcohol Side effects of medicines Spicy food Stress

Hardware replacement is an inevitable part of any remodeling project. Markets today offer a wide variety of faucets that are stylish, durable and come with lifetime warranties (for the original buyer) that cover defects and finish-related issues. Broadly distinguished, there are two main types of sink faucets namely single lever and two-handed. However, specifically designed array of faucets isn't hard to find either. Here are some prudent tips on picking out the best ones. Count the number of mounting holes Sinks and basins come equipped with mounting holes that are pre-drilled. These holes are designed for faucets and accessories such as side sprays or soap dispensers. Make sure that the faucet you choose is suitable for the basin you have. A base plate can be used to cover the holes that are extra, if any. However, never buy a faucet that requires more mounting holes than your sink already has. Check the spout styles and shapes The spout style and shape needs to be chosen wisely, keeping the sink shape in mind. For example, straight spout faucets need to be moved, if you need to fit a big pot under it. Similarly, Gooseneck models can cause splashing in a shallow sink. It is essential that the faucet head is flexible enough to swing through the entire sink. Faucets also need to be proportional to the size of the sink. Check the installation and repair procedure Kitchen remodelers believe that a faucet and a sink are easier to install together. This is because the faucet can be mounted on the basin before it is fixed on the countertop. Single-handed faucets are easier to install. In two-handle faucets, the handles can be part of the baseplate or can be separately mounted. The sprayer is usually separate. For a single-handle faucet, you need to check its distance to the backsplash or window ledge. This is because the rotation of the handle may hit whatever lies behind and on the side of it. The hose-in pull out faucets need to be long enough to reach all corners of the sink.

How to get a personal loan from Lending Club When you need to borrow some money, and a lender lends it to you after discussing over certain terms and conditions, it is known as a loan. The agreement outlines the deadline for repayment as well as interest rates levied on the principal amount. Note that your loan must be secured and you should take it only from a trusted organization. How to get a loan? Applying for a loan through Lending Club is easy and fast. You can check your rate at lendingclub.com by a simple click and can know what you qualify for. Once you are qualified, you will get lots of loan offers. Select the one you are comfortable with. You will be given an online application form. It will ask you about your income, employment, address and social security number among other important details. Your information will be verified, and if needed they can ask or request you to show some documents as well. Then you will need to wait while your loan is being processed for sanction. You may visit your account to keep a record. Once your loan is verified and approved and backed by investors, the money will be credited to your verified bank account within four working days. The whole process of application, approval, and funding can take as little as a week’s time or can take as long as 45 days on certain occasions. Qualifying for a personal loan To get a personal loan through Lending Club, you must be a citizen or permanent resident of the US and must be of or above 18 years old having a verifiable bank account. While processing applications, evaluation for approval is made by several factors based on the information given by you in your loan application. The lender will also take into account, the information given by credit bureaus about you, your credit score, and if you will make payments on time or not.

What is neck and shoulder pain? Neck and shoulders contain bones, nerves, muscles, ligaments, arteries, and many other supporting structures. Any injury or damage to any of these can inflict intense pain in the neck and shoulders. In most cases, the underlying condition that causes pain is not dangerous, such as muscle strains, contusions, etc. However, in a few cases, the reason can be serious and life-threatening, such as trauma or heart disease. Neck and shoulder pain causes Here, we will look at some of the most common neck and shoulder pain causes. The common cause is the damage or injury to the muscles, ligaments, tendons, and other soft tissues within the neck and shoulder.

• Degenerative Arthritis: This is a common form of arthritis that affects the spine, hands, feet, hips, and knees and is one of the most common neck and shoulder pain causes. The condition can sometimes pinch the nerves, resulting in neck, and shoulder pain.
• Degenerative disc disease: This is one of the initial signs of neck arthritis, which affects the shock absorbing cushions located between the spinal bones. The condition can often lead to incessant pain in the shoulder and neck.
• Broken collarbone: Falling down over the weight of your arm can cause a broken collarbone. This condition is most common in athletic cyclers.
• Broken shoulder blade: A major trauma can at times result in an injury to the shoulder blade.
• Bursitis: A bursa is a small sac, located over the joints to provide them with adequate cushioning. In case of injuries, this sac may get stiff or swollen, causing neck, and shoulder pain.
• Heart attack: During a heart attack, most people experience intense pain in their neck and shoulders. This pain is known as “referred” pain.
• Tendonitis: This is a condition in which the tendons, which connect the muscles to the bones, get stiff or swollen.
• Rotator cuff injuries: Rotator cuff is a collection of tendons, which support the shoulder. Sometimes, during heavy lifting or playing sports, these tendons get injured, causing pain. If not treated, this can lead to chronic loss of motion of the shoulder, a condition called frozen shoulder.
• Shoulder or A-C separation: The shoulder blade and collarbone are linked together through ligaments. Any injury or trauma can tear these ligaments and cause pain.
• Gallbladder disease: Gallbladder disease can also cause a pinching pain in the right shoulder.

These are some of the most common neck and shoulder pain causes. Mild cases of pain usually do not require professional medical help. But if you experience severe pain along with weakness, fever, numbness, headache or chest pain, immediate medical consultation is advisable.

To many, heart failure would mean that the heart stops working. However, this is not what the terminology means. It means that the heart becomes weak and is unable to pump out blood as efficiently as it should. Also, the heart is unable to meet the oxygen and nutrients need of the tissue of the body. Congestive heart failure is generally classified into two types, one known as systolic heart failure and the other as diastolic heart failure. Congestive heart failure is no doubt a condition that is very serious and can disrupt an individual's lifestyle. However, advanced medicinal developments have helped in lowering the severity of this disorder. Heart failure can affect any person; however, the older generation and people with heart diseases are more likely to be affected. Although the causes and symptoms will vary from person to person, here are some symptoms that you should look out for before it is too late. Falling short of breath - This is the first and the most common symptom of heart failure that an individual will experience. The smallest of activity will leave you panting. Not just this, even resting flat or waking up from sleep can leave you falling short of breath. Physical activity intolerance - Any physical activity, like walking or exercising, becomes unable to tolerate. These may be activities that you used to seamlessly do before. When a person is involved in an exerting physical activity, the body requires more oxygen and nutrients. A failed heart is unable to serve the needs of the body by producing enough oxygen and nutrients. Swelling of body parts - An individual may notice swelling in particular parts of the body especially after a long day of work. The puffiness can be seen in the lower body that is on the feet and the ankles. Weight gain - Weight gain will prominently be very quickly. A person tends to put on weight at a quick pace that does not seem normal. This is because the body retains a lot of fluid that is not passed out. The abdomen, too tends to swell up. Keeping a track of weight gain is necessary. Constant coughing - A person feels the need to cough persistently. This is followed by a pinkish-white phlegm. The foamy mucus comes across as pink due to the tinge of blood that is coughed out. Lack of enthusiasm and nausea - The heart is weak and that causes the body to feel weak at all time. A person will feel enthusiastic during the day. Moreover, there is a lack of appetite and nauseous feeling.